Louisville, KY Area Used Cars Under $40,000

2025 Hyundai SANTA CRUZ Limited

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This low mileage second hand 2025 Hyundai SANTA CRUZ Limited AWD pickup under 2,000 miles, a transmission, and 24 MPG, 2.5L gas engine is for sale right now below $38K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$37,175
Est. Payment:	$682.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,246
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$37,175.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,257.50
Avg. DMV Fee	21.00
Cash Sale Price	$39,903.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,903.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$682.81

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,175.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage used 2026 Hyundai SANTA FE Hybrid SEL FWD SUV below 1,000 miles, a transmission, and 24 MPG, 1.6L hybrid engine is for sale right now under $38K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$37,725
Est. Payment:	$692.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,203
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$37,725.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,290.50
Avg. DMV Fee	21.00
Cash Sale Price	$40,486.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,486.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$692.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE XRT

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This low mileage second hand 2025 Hyundai PALISADE XRT AWD SUV below 27,000 miles, a transmission, and 24 MPG, 3.8L gas engine is for sale right now below $40K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$39,719
Est. Payment:	$728.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,715
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$39,719.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,410.14
Avg. DMV Fee	21.00
Cash Sale Price	$42,600.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,600.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$728.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,719.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup below 50,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now under $39K at O'brien Ford in Shelbyville, KY. ...View More Details

Sales Price:	$38,863
Est. Payment:	$765.50 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,292
Location:	Shelbyville, KY

Item	Amount
Used Car Price⁽¹⁾	$38,863.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,358.78
Avg. DMV Fee	21.00
Cash Sale Price	$41,692.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,692.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$765.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,863.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 2500 Tradesman

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This average mileage second hand 2022 Ram 2500 Tradesman 4X4 pickup under 80,000 miles, a transmission, and 24 MPG, 6.7L diesel engine is for sale right now below $38K at Don Franklin Ford, Inc. in Columbia, KY. ...View More Details

Sales Price:	$37,988
Est. Payment:	$978.64 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,398
Location:	Columbia, KY

Item	Amount
Used Car Price⁽¹⁾	$37,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,306.28
Avg. DMV Fee	21.00
Cash Sale Price	$40,765.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,765.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$978.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4X4 pickup below 28,000 miles, a transmission, and 24 MPG, 3.5L hybrid engine is for sale right now below $39K at Don Franklin Ford, Inc. in Columbia, KY. ...View More Details

Sales Price:	$38,989
Est. Payment:	$715.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,094
Location:	Columbia, KY

Item	Amount
Used Car Price⁽¹⁾	$38,989.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,366.34
Avg. DMV Fee	21.00
Cash Sale Price	$41,826.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,826.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$715.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage used 2025 Ford Explorer ST-Line AWD SUV under 30,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now under $37K at Don Franklin Ford, Inc. in Columbia, KY. ...View More Details

Sales Price:	$36,990
Est. Payment:	$679.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,047
Location:	Columbia, KY

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,246.40
Avg. DMV Fee	21.00
Cash Sale Price	$39,707.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,707.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$679.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride SX

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This low mileage second hand 2024 Kia Telluride SX FWD SUV under 40,000 miles, a transmission, and 24 MPG, 3.8L gas engine is for sale right now below $39K at Oxmoor Ford in Louisville, KY. ...View More Details

Sales Price:	$38,500
Est. Payment:	$706.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,219
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$38,500.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,337.00
Avg. DMV Fee	21.00
Cash Sale Price	$41,308.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,308.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$706.84

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT Trail Boss

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This high mileage used 2023 Chevrolet Silverado 1500 LT Trail Boss 4X4 pickup under 109,000 miles, a transmission, and 24 MPG, 5.3L gas engine is for sale right now below $35K at Heritage Ford, Inc. in Corydon, IN. ...View More Details

Sales Price:	$35,000
Est. Payment:	$1163.15 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	109,248
Location:	Corydon, IN

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,127.00
Avg. DMV Fee	21.00
Cash Sale Price	$37,598.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,598.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1163.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick Tremor

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This low mileage second hand 2025 Ford Maverick Tremor AWD pickup under 6,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now below $36K at Don Franklin Ford, Inc. in Columbia, KY. ...View More Details

Sales Price:	$35,785
Est. Payment:	$657.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,067
Location:	Columbia, KY

Item	Amount
Used Car Price⁽¹⁾	$35,785.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,174.10
Avg. DMV Fee	21.00
Cash Sale Price	$38,430.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,430.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$657.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,785.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Louisville Area

Metro Louisville Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA FE Hybrid SEL

2025 Hyundai PALISADE XRT

2023 Ford F-150 XLT

2022 Ram 2500 Tradesman

2024 Ford F-150 XLT

2025 Ford Explorer ST-Line

2024 Kia Telluride SX

2023 Chevrolet Silverado 1500 LT Trail Boss

2025 Ford Maverick Tremor

Greater Louisville Area Cities with Used Cars for Sale Below $40K

Metro Louisville Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Louisville Area

Metro Louisville Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2025 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2025 Hyundai PALISADE XRT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2022 Ram 2500 Tradesman

Ram 2500 Tradesman

2022 Ram 2500 Tradesman Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2024 Kia Telluride SX

Kia Telluride SX

2024 Kia Telluride SX Car Loan Estimate

2023 Chevrolet Silverado 1500 LT Trail Boss

Chevrolet Silverado 1500 LT Trail Boss

2023 Chevrolet Silverado 1500 LT Trail Boss Car Loan Estimate

2025 Ford Maverick Tremor

Ford Maverick Tremor

2025 Ford Maverick Tremor Car Loan Estimate

Greater Louisville Area Cities with Used Cars for Sale Below $40K

Metro Louisville Area Counties with Used Cars for Sale Below $40,000

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