Louisville, KY Area Used Cars Under $40,000

2025 Hyundai PALISADE XRT

⇩ View Seller Description

This low mileage used 2025 Hyundai PALISADE XRT AWD SUV under 27,000 miles, a transmission, and 20 MPG, 3.8L gas engine is for sale right now under $40K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$39,719
Est. Payment:	$728.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,715
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$39,719.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,410.14
Avg. DMV Fee	21.00
Cash Sale Price	$42,600.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,600.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$728.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,719.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

⇩ View Seller Description

This low mileage preowned 2026 Hyundai SANTA FE Hybrid SEL FWD SUV below 1,000 miles, a transmission, and 20 MPG, 1.6L hybrid engine is for sale right now below $38K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$37,725
Est. Payment:	$692.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,203
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$37,725.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,290.50
Avg. DMV Fee	21.00
Cash Sale Price	$40,486.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,486.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$692.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

⇩ View Seller Description

This low mileage used 2025 Hyundai SANTA CRUZ Limited AWD pickup under 2,000 miles, a transmission, and 20 MPG, 2.5L gas engine is for sale right now below $38K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$37,175
Est. Payment:	$682.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,246
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$37,175.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,257.50
Avg. DMV Fee	21.00
Cash Sale Price	$39,903.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,903.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$682.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,175.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT

⇩ View Seller Description

This low mileage second hand 2023 Chevrolet Silverado 1500 LT 4X4 pickup below 36,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $37K at Don Franklin Lincoln Elizabethtown in Elizabethtown, KY. ...View More Details

Sales Price:	$36,960
Est. Payment:	$678.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,005
Location:	Elizabethtown, KY

Item	Amount
Used Car Price⁽¹⁾	$36,960.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,244.60
Avg. DMV Fee	21.00
Cash Sale Price	$39,675.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,675.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$678.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,960.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lincoln Corsair Grand Touring

⇩ View Seller Description

This low mileage second hand 2024 Lincoln Corsair Grand Touring AWD SUV below 15,000 miles, cvt transmission, and 20 MPG, 2.5L hybrid engine is for sale right now below $39K at Bill Collins Ford in Louisville, KY. ...View More Details

Sales Price:	$39,000
Est. Payment:	$715.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,470
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,367.00
Avg. DMV Fee	21.00
Cash Sale Price	$41,838.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,838.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$715.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride SX

⇩ View Seller Description

This low mileage second hand 2024 Kia Telluride SX FWD SUV below 40,000 miles, a transmission, and 20 MPG, 3.8L gas engine is for sale right now under $39K at Oxmoor Ford in Louisville, KY. ...View More Details

Sales Price:	$38,500
Est. Payment:	$706.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,219
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$38,500.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,337.00
Avg. DMV Fee	21.00
Cash Sale Price	$41,308.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,308.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$706.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 2500 Tradesman

⇩ View Seller Description

This average mileage second hand 2022 Ram 2500 Tradesman 4X4 pickup under 80,000 miles, a transmission, and 20 MPG, 6.7L diesel engine is for sale right now under $38K at Don Franklin Ford, Inc. in Columbia, KY. ...View More Details

Sales Price:	$37,988
Est. Payment:	$978.64 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,398
Location:	Columbia, KY

Item	Amount
Used Car Price⁽¹⁾	$37,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,306.28
Avg. DMV Fee	21.00
Cash Sale Price	$40,765.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,765.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$978.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge Titanium

⇩ View Seller Description

This low mileage preowned 2024 Ford Edge Titanium AWD SUV under 9,000 miles, a transmission, and 20 MPG, 2.0L gas engine is for sale right now under $40K at Carriage Ford, Inc. in Clarksville, IN. ...View More Details

Sales Price:	$39,598
Est. Payment:	$726.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,156
Location:	Clarksville, IN

Item	Amount
Used Car Price⁽¹⁾	$39,598.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,402.88
Avg. DMV Fee	21.00
Cash Sale Price	$42,471.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,471.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$726.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,598.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Laramie

⇩ View Seller Description

This average mileage second hand 2025 Ram 1500 Laramie 4X4 pickup under 73,000 miles, a transmission, and 20 MPG, 3.0L gas engine is for sale right now under $39K at Marshall Ford in Carrollton, KY. ...View More Details

Sales Price:	$38,426
Est. Payment:	$894.78 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,143
Location:	Carrollton, KY

Item	Amount
Used Car Price⁽¹⁾	$38,426.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,332.56
Avg. DMV Fee	21.00
Cash Sale Price	$41,229.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,229.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$894.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,426.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2023 Ford F-150 XLT 4X4 pickup under 47,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $40K at Tri-County Ford in Buckner, KY. ...View More Details

Sales Price:	$39,500
Est. Payment:	$724.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,255
Location:	Buckner, KY

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,397.00
Avg. DMV Fee	21.00
Cash Sale Price	$42,368.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,368.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$724.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Louisville Area

Metro Louisville Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai PALISADE XRT

2026 Hyundai SANTA FE Hybrid SEL

2025 Hyundai SANTA CRUZ Limited

2023 Chevrolet Silverado 1500 LT

2024 Lincoln Corsair Grand Touring

2024 Kia Telluride SX

2022 Ram 2500 Tradesman

2024 Ford Edge Titanium

2025 Ram 1500 Laramie

2023 Ford F-150 XLT

Greater Louisville Area Cities with Used Cars for Sale Below $40K

Metro Louisville Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Louisville Area

Metro Louisville Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2025 Hyundai PALISADE XRT Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2023 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2023 Chevrolet Silverado 1500 LT Car Loan Estimate

2024 Lincoln Corsair Grand Touring

Lincoln Corsair Grand Touring

2024 Lincoln Corsair Grand Touring Car Loan Estimate

2024 Kia Telluride SX

Kia Telluride SX

2024 Kia Telluride SX Car Loan Estimate

2022 Ram 2500 Tradesman

Ram 2500 Tradesman

2022 Ram 2500 Tradesman Car Loan Estimate

2024 Ford Edge Titanium

Ford Edge Titanium

2024 Ford Edge Titanium Car Loan Estimate

2025 Ram 1500 Laramie

Ram 1500 Laramie

2025 Ram 1500 Laramie Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

Greater Louisville Area Cities with Used Cars for Sale Below $40K

Metro Louisville Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments