Louisville, KY Area Used Cars Under $40,000

2025 Hyundai SANTA FE Limited

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This low mileage certified second hand 2025 Hyundai SANTA FE Limited AWD SUV under 6,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now below $39K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$38,613
Est. Payment:	$708.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,690
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$38,613.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,343.78
Avg. DMV Fee	21.00
Cash Sale Price	$41,427.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,427.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$708.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,613.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid SEL

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This low mileage certified preowned 2025 Hyundai SANTA FE Hybrid SEL AWD SUV below 13,000 miles, automatic transmission, and 26 MPG, 1.6L hybrid engine is for sale right now under $36K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$35,066
Est. Payment:	$644.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,173
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$35,066.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,130.96
Avg. DMV Fee	21.00
Cash Sale Price	$37,667.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,667.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$644.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,066.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE SEL

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This low mileage second hand 2024 Hyundai PALISADE SEL AWD SUV under 14,000 miles, automatic transmission, and 26 MPG, 3.8L gas engine is for sale right now below $38K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$37,789
Est. Payment:	$693.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,317
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$37,789.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,294.34
Avg. DMV Fee	21.00
Cash Sale Price	$40,554.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,554.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$693.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,789.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Calligraphy

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This low mileage certified preowned 2025 Hyundai SANTA FE Calligraphy FWD SUV under 13,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now under $36K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$35,949
Est. Payment:	$660.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,196
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$35,949.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,183.94
Avg. DMV Fee	21.00
Cash Sale Price	$38,603.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,603.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$660.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,949.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage certified preowned 2026 Hyundai SANTA FE Hybrid SE FWD SUV below 2,000 miles, automatic transmission, and 26 MPG, 1.6L hybrid engine is for sale right now below $37K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$36,749
Est. Payment:	$675.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,110
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$36,749.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,231.94
Avg. DMV Fee	21.00
Cash Sale Price	$39,451.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,451.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$675.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,749.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage certified used 2025 Hyundai SANTA FE Hybrid Calligraphy AWD SUV under 15,000 miles, automatic transmission, and 26 MPG, 1.6L hybrid engine is for sale right now under $40K at Oxmoor Hyundai in Louisville, KY. ...View More Details

Sales Price:	$39,148
Est. Payment:	$718.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,620
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$39,148.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,375.88
Avg. DMV Fee	21.00
Cash Sale Price	$41,994.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,994.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$718.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,148.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Nautilus Reserve

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This low mileage used 2022 Lincoln Nautilus Reserve AWD SUV under 27,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $36K at Don Franklin Ford in Columbia, KY. ...View More Details

Sales Price:	$35,997
Est. Payment:	$661.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,670
Location:	Columbia, KY

Item	Amount
Used Car Price⁽¹⁾	$35,997.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,186.82
Avg. DMV Fee	21.00
Cash Sale Price	$38,654.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,654.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$661.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Blazer RS

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This low mileage preowned 2023 Chevrolet Blazer RS AWD SUV below 20,000 miles, automatic transmission, and 26 MPG, 3.6L gas engine is for sale right now below $39K at Don Franklin Ford in Columbia, KY. ...View More Details

Sales Price:	$38,900
Est. Payment:	$714.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,778
Location:	Columbia, KY

Item	Amount
Used Car Price⁽¹⁾	$38,900.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,361.00
Avg. DMV Fee	21.00
Cash Sale Price	$41,732.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,732.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$714.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XL

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This low mileage preowned 2024 Ford F-150 XL 4x4 pickup under 10,000 miles, automatic transmission, and 26 MPG, 5.0L gas engine is for sale right now under $40K at Don Franklin Ford in Columbia, KY. ...View More Details

Sales Price:	$39,950
Est. Payment:	$733.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,592
Location:	Columbia, KY

Item	Amount
Used Car Price⁽¹⁾	$39,950.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,424.00
Avg. DMV Fee	21.00
Cash Sale Price	$42,845.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,845.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$733.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lincoln Corsair Premiere

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This low mileage preowned 2024 Lincoln Corsair Premiere FWD SUV below 16,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $36K at Bill Collins Ford Lincoln in Louisville, KY. ...View More Details

Sales Price:	$35,500
Est. Payment:	$652.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,559
Location:	Louisville, KY

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,157.00
Avg. DMV Fee	21.00
Cash Sale Price	$38,128.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,128.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$652.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Louisville Area

Metro Louisville Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA FE Limited

2025 Hyundai SANTA FE Hybrid SEL

2024 Hyundai PALISADE SEL

2025 Hyundai SANTA FE Calligraphy

2026 Hyundai SANTA FE Hybrid SE

2025 Hyundai SANTA FE Hybrid Calligraphy

2022 Lincoln Nautilus Reserve

2023 Chevrolet Blazer RS

2024 Ford F-150 XL

2024 Lincoln Corsair Premiere

Greater Louisville Area Cities with Used Cars for Sale Below $40K

Metro Louisville Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Louisville Area

Metro Louisville Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2025 Hyundai SANTA FE Limited Car Loan Estimate

2025 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2025 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2024 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2024 Hyundai PALISADE SEL Car Loan Estimate

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2022 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2022 Lincoln Nautilus Reserve Car Loan Estimate

2023 Chevrolet Blazer RS

Chevrolet Blazer RS

2023 Chevrolet Blazer RS Car Loan Estimate

2024 Ford F-150 XL

Ford F-150 XL

2024 Ford F-150 XL Car Loan Estimate

2024 Lincoln Corsair Premiere

Lincoln Corsair Premiere

2024 Lincoln Corsair Premiere Car Loan Estimate

Greater Louisville Area Cities with Used Cars for Sale Below $40K

Metro Louisville Area Counties with Used Cars for Sale Below $40,000

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