Ann Arbor, MI Used Cars Under $40,000 |with Payments|

2026 Hyundai SANTA FE SEL

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This low mileage certified second hand 2026 Hyundai SANTA FE SEL AWD SUV under 3,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $37K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$36,990
Est. Payment:	$679.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,568
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,232.00
Avg. DMV Fee	259.00
Cash Sale Price	$39,691.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,691.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$679.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage used 2023 BMW X5 xDrive40i AWD SUV under 53,000 miles, automatic transmission, and 24 MPG, 3.0L hybrid engine is for sale right now below $37K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$37,000
Est. Payment:	$728.94 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,097
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,232.60
Avg. DMV Fee	259.00
Cash Sale Price	$39,701.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,701.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$728.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified second hand 2026 Hyundai SANTA FE SEL AWD SUV below 1,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $37K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$36,921
Est. Payment:	$677.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,154
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$36,921.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,227.86
Avg. DMV Fee	259.00
Cash Sale Price	$39,617.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,617.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$677.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,921.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage certified used 2026 Hyundai SANTA FE XRT AWD SUV below 1,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $40K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$39,563
Est. Payment:	$725.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,055
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$39,563.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,386.38
Avg. DMV Fee	259.00
Cash Sale Price	$42,418.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,418.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$725.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,563.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified preowned 2026 Hyundai SANTA FE SEL AWD SUV under 1,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $38K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$37,027
Est. Payment:	$679.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,066
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$37,027.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,234.22
Avg. DMV Fee	259.00
Cash Sale Price	$39,730.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,730.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$679.84

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,027.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL

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This low mileage certified used 2025 Hyundai PALISADE SEL FWD SUV under 1,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now below $37K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$36,550
Est. Payment:	$671.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,181
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$36,550.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,205.60
Avg. DMV Fee	259.00
Cash Sale Price	$39,224.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,224.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$671.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

⇩ View Seller Description

This low mileage certified preowned 2026 Hyundai SANTA FE SEL AWD SUV under 2,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $36K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$35,273
Est. Payment:	$648.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,595
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$35,273.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,128.98
Avg. DMV Fee	259.00
Cash Sale Price	$37,870.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,870.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$648.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,273.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

⇩ View Seller Description

This low mileage certified preowned 2026 Hyundai SANTA FE SEL AWD SUV under 2,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $37K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$36,981
Est. Payment:	$679.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,842
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$36,981.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,231.46
Avg. DMV Fee	259.00
Cash Sale Price	$39,681.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,681.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$679.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage preowned 2024 Ford Explorer XLT AWD SUV below 22,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $36K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$35,250
Est. Payment:	$647.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,079
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$35,250.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,127.60
Avg. DMV Fee	259.00
Cash Sale Price	$37,846.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,846.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$647.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer ST-Line

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This low mileage preowned 2024 Ford Explorer ST-Line AWD SUV under 30,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $40K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$39,200
Est. Payment:	$719.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,223
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$39,200.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,364.60
Avg. DMV Fee	259.00
Cash Sale Price	$42,033.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,033.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$719.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Ann Arbor, MI

Ann Arbor, MI Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SEL

2023 BMW X5 xDrive40i

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE XRT

2026 Hyundai SANTA FE SEL

2025 Hyundai PALISADE SEL

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL

2024 Ford Explorer XLT

2024 Ford Explorer ST-Line

Used Cars under $40,000 for Sale in Ann Arbor, MI

Ann Arbor, MI Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2025 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2025 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2024 Ford Explorer ST-Line

Ford Explorer ST-Line

2024 Ford Explorer ST-Line Car Loan Estimate

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