Ann Arbor, MI Used Cars Under $40,000 |with Payments|

2026 Hyundai SANTA FE SEL

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This low mileage certified preowned 2026 Hyundai SANTA FE SEL AWD SUV under 2,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $39K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$38,490
Est. Payment:	$706.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,841
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$38,490.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,322.00
Avg. DMV Fee	259.00
Cash Sale Price	$41,281.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,281.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$706.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified preowned 2026 Hyundai SANTA FE SEL AWD SUV below 1,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $39K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$38,490
Est. Payment:	$706.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,066
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$38,490.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,322.00
Avg. DMV Fee	259.00
Cash Sale Price	$41,281.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,281.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$706.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai IONIQ 5 SEL

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This low mileage second hand 2026 Hyundai IONIQ 5 SEL AWD hatchback below 0,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $39K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$38,990
Est. Payment:	$715.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,352.00
Avg. DMV Fee	259.00
Cash Sale Price	$41,811.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,811.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$715.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Badlands Advanced

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This low mileage used 2023 Ford Bronco Badlands Advanced 4x4 SUV under 40,000 miles, transmission, and 24 MPG, 2.3L gas engine is for sale right now below $38K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$37,950
Est. Payment:	$696.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,711
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$37,950.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,289.60
Avg. DMV Fee	259.00
Cash Sale Price	$40,708.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,708.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$696.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

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This low mileage second hand 2024 Ford Ranger XLT 4x4 pickup under 20,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $40K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$39,224
Est. Payment:	$719.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,294
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$39,224.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,366.04
Avg. DMV Fee	259.00
Cash Sale Price	$42,059.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,059.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$719.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,224.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage second hand 2024 Ford Explorer XLT AWD SUV below 15,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $39K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$38,775
Est. Payment:	$711.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,658
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$38,775.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,339.10
Avg. DMV Fee	259.00
Cash Sale Price	$41,583.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,583.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$711.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 350 XL

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This low mileage used 2024 Ford Transit 350 XL RWD van under 59,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $39K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$38,115
Est. Payment:	$750.64 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,972
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$38,115.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,299.50
Avg. DMV Fee	259.00
Cash Sale Price	$40,883.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,883.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$750.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,115.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang Mach-E GT

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This low mileage second hand 2023 Ford Mustang Mach-E GT AWD SUV below 26,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $40K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$39,950
Est. Payment:	$732.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,360
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$39,950.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,409.60
Avg. DMV Fee	259.00
Cash Sale Price	$42,828.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,828.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$732.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Ranger Lariat

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This low mileage preowned 2023 Ford Ranger Lariat 4x4 pickup under 15,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $36K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$35,464
Est. Payment:	$651.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,998
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$35,464.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,140.44
Avg. DMV Fee	259.00
Cash Sale Price	$38,073.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,073.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$651.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,464.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer ST-Line

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This low mileage used 2024 Ford Explorer ST-Line AWD SUV below 29,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $40K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$39,255
Est. Payment:	$720.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,641
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$39,255.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,367.90
Avg. DMV Fee	259.00
Cash Sale Price	$42,091.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,091.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$720.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,255.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Ann Arbor, MI

Ann Arbor, MI Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL

2026 Hyundai IONIQ 5 SEL

2023 Ford Bronco Badlands Advanced

2024 Ford Ranger XLT

2024 Ford Explorer XLT

2024 Ford Transit 350 XL

2023 Ford Mustang Mach-E GT

2023 Ford Ranger Lariat

2024 Ford Explorer ST-Line

Used Cars under $40,000 for Sale in Ann Arbor, MI

Ann Arbor, MI Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai IONIQ 5 SEL

Hyundai IONIQ 5 SEL

2026 Hyundai IONIQ 5 SEL Car Loan Estimate

2023 Ford Bronco Badlands Advanced

Ford Bronco Badlands Advanced

2023 Ford Bronco Badlands Advanced Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2024 Ford Transit 350 XL

Ford Transit 350 XL

2024 Ford Transit 350 XL Car Loan Estimate

2023 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2023 Ford Mustang Mach-E GT Car Loan Estimate

2023 Ford Ranger Lariat

Ford Ranger Lariat

2023 Ford Ranger Lariat Car Loan Estimate

2024 Ford Explorer ST-Line

Ford Explorer ST-Line

2024 Ford Explorer ST-Line Car Loan Estimate

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