Ann Arbor, MI Used Cars Under $45,000 |with Payments|

2025 Hyundai PALISADE XRT

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This low mileage second hand 2025 Hyundai PALISADE XRT AWD SUV below 3,000 miles, a transmission, and 3.8L gas engine is for sale right now under $41K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$40,577
Est. Payment:	$1013.25 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	2,624
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$40,577.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,447.22
Avg. DMV Fee	259.00
Cash Sale Price	$43,493.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,493.22
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$1013.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,577.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup below 31,000 miles, a transmission, and 2.7L gas engine is for sale right now under $44K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$43,979
Est. Payment:	$1097.26 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	31,455
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$43,979.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,651.34
Avg. DMV Fee	259.00
Cash Sale Price	$47,099.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,099.34
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1097.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,979.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford Explorer Hybrid Platinum

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This low mileage preowned 2023 Ford Explorer Hybrid Platinum AWD SUV below 36,000 miles, a transmission, and 3.3L hybrid engine is for sale right now under $43K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$42,269
Est. Payment:	$1055.03 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	36,143
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$42,269.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,548.74
Avg. DMV Fee	259.00
Cash Sale Price	$45,286.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,286.74
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$1055.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,269.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Lincoln Navigator L Black Label

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This average mileage used 2021 Lincoln Navigator L Black Label 4X4 SUV under 88,000 miles, a transmission, and 3.5L gas engine is for sale right now below $42K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$41,950
Est. Payment:	$1340.65 / 48 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	88,394
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$41,950.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,529.60
Avg. DMV Fee	259.00
Cash Sale Price	$44,948.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,948.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	48
Auto Finance Payment	$1340.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 48 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup below 45,000 miles, a transmission, and 3.5L gas engine is for sale right now below $41K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$40,950
Est. Payment:	$1022.46 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	45,124
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$40,950.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,469.60
Avg. DMV Fee	259.00
Cash Sale Price	$43,888.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,888.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1022.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4X4 pickup below 27,000 miles, a transmission, and 2.7L gas engine is for sale right now below $42K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$41,495
Est. Payment:	$1035.92 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	27,382
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$41,495.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,502.30
Avg. DMV Fee	259.00
Cash Sale Price	$44,466.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,466.30
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1035.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup under 41,000 miles, a transmission, and 2.7L gas engine is for sale right now under $43K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$42,702
Est. Payment:	$1065.72 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	40,949
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$42,702.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,574.72
Avg. DMV Fee	259.00
Cash Sale Price	$45,745.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,745.72
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$1065.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,702.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup below 33,000 miles, a transmission, and 3.5L gas engine is for sale right now under $43K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$42,650
Est. Payment:	$1064.44 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	32,844
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$42,650.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,571.60
Avg. DMV Fee	259.00
Cash Sale Price	$45,690.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,690.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$1064.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4X4 pickup below 36,000 miles, a transmission, and 2.7L gas engine is for sale right now under $44K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$43,660
Est. Payment:	$1089.38 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	35,629
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$43,660.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,632.20
Avg. DMV Fee	259.00
Cash Sale Price	$46,761.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,761.20
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1089.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,660.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage preowned 2023 Ford Explorer ST AWD SUV below 45,000 miles, a transmission, and 3.0L gas engine is for sale right now below $43K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$42,762
Est. Payment:	$1067.20 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	45,112
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$42,762.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,578.32
Avg. DMV Fee	259.00
Cash Sale Price	$45,809.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,809.32
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$1067.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,762.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Ann Arbor, MI

Ann Arbor, MI Secondhand Used Vehicles Priced Below $45,000

2025 Hyundai PALISADE XRT

2023 Ford F-150 XLT

2023 Ford Explorer Hybrid Platinum

2021 Lincoln Navigator L Black Label

2023 Ford F-150 XLT

2023 Ford F-150 XL

2023 Ford F-150 XLT

2023 Ford F-150 XLT

2023 Ford F-150 XLT

2023 Ford Explorer ST

Used Cars under $45,000 for Sale in Ann Arbor, MI

Ann Arbor, MI Secondhand Used Vehicles Priced Below $45,000

2025 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2025 Hyundai PALISADE XRT Poor Credit Auto Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Poor Credit Car Finance Estimate

2023 Ford Explorer Hybrid Platinum

Ford Explorer Hybrid Platinum

2023 Ford Explorer Hybrid Platinum Poor Credit Auto Loan Estimate

2021 Lincoln Navigator L Black Label

Lincoln Navigator L Black Label

2021 Lincoln Navigator L Black Label Poor Credit Auto Finance Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Poor Credit Car Finance Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Poor Credit Auto Finance Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Poor Credit Auto Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Poor Credit Auto Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Poor Credit Car Finance Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Poor Credit Auto Loan Estimate

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