Ann Arbor, MI Used Cars Under $45,000 |with Payments|

2026 Hyundai PALISADE SEL Convenience

⇩ View Seller Description

This low mileage certified second hand 2026 Hyundai PALISADE SEL Convenience FWD SUV below 2,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $41K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$40,490
Est. Payment:	$742.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,987
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$40,490.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,442.00
Avg. DMV Fee	259.00
Cash Sale Price	$43,401.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,401.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$742.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Base Advanced

⇩ View Seller Description

This low mileage used 2022 Ford Bronco Base Advanced 4x4 SUV under 25,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $43K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$42,325
Est. Payment:	$775.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,164
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$42,325.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,552.10
Avg. DMV Fee	259.00
Cash Sale Price	$45,346.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,346.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$775.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,325.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Limited

⇩ View Seller Description

This low mileage used 2023 Ford F-150 Limited 4x4 pickup under 58,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now below $43K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$42,100
Est. Payment:	$828.19 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,460
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$42,100.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,538.60
Avg. DMV Fee	259.00
Cash Sale Price	$45,107.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,107.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$828.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,100.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer Timberline

⇩ View Seller Description

This low mileage second hand 2024 Ford Explorer Timberline AWD SUV below 30,000 miles, automatic transmission, and 2.3L gas engine is for sale right now below $41K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$40,550
Est. Payment:	$743.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,051
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$40,550.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,445.60
Avg. DMV Fee	259.00
Cash Sale Price	$43,464.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,464.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$743.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Base Advanced

⇩ View Seller Description

This low mileage preowned 2022 Ford Bronco Base Advanced 4x4 SUV below 38,000 miles, transmission, and 2.3L gas engine is for sale right now under $42K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$41,196
Est. Payment:	$755.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,288
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$41,196.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,484.36
Avg. DMV Fee	259.00
Cash Sale Price	$44,149.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,149.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$755.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,196.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Base Advanced

⇩ View Seller Description

This low mileage preowned 2023 Ford Bronco Base Advanced 4x4 SUV under 49,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $43K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$42,500
Est. Payment:	$779.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,724
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$42,500.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,562.60
Avg. DMV Fee	259.00
Cash Sale Price	$45,531.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,531.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$779.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 16,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $45K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$44,650
Est. Payment:	$818.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,995
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$44,650.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,691.60
Avg. DMV Fee	259.00
Cash Sale Price	$47,810.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,810.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$818.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

⇩ View Seller Description

This low mileage second hand 2025 Ford Explorer ST-Line AWD SUV under 34,000 miles, automatic transmission, and 2.3L gas engine is for sale right now under $43K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$42,284
Est. Payment:	$775.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,469
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$42,284.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,549.64
Avg. DMV Fee	259.00
Cash Sale Price	$45,302.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,302.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$775.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,284.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage preowned 2023 Ford F-150 XL 4x4 pickup under 21,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $44K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$43,866
Est. Payment:	$803.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,314
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$43,866.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,644.56
Avg. DMV Fee	259.00
Cash Sale Price	$46,979.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,979.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$803.89

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,866.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Base Advanced

⇩ View Seller Description

This low mileage used 2022 Ford Bronco Base Advanced 4x4 SUV below 42,000 miles, transmission, and 2.3L gas engine is for sale right now under $41K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$40,062
Est. Payment:	$734.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,040
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$40,062.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,416.32
Avg. DMV Fee	259.00
Cash Sale Price	$42,947.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,947.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$734.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,062.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Ann Arbor, MI

Ann Arbor, MI Secondhand Used Vehicles Priced Below $45,000

2026 Hyundai PALISADE SEL Convenience

2022 Ford Bronco Base Advanced

2023 Ford F-150 Limited

2024 Ford Explorer Timberline

2022 Ford Bronco Base Advanced

2023 Ford Bronco Base Advanced

2023 Ford F-150 XL

2025 Ford Explorer ST-Line

2023 Ford F-150 XL

2022 Ford Bronco Base Advanced

Used Cars under $45,000 for Sale in Ann Arbor, MI

Ann Arbor, MI Secondhand Used Vehicles Priced Below $45,000

2026 Hyundai PALISADE SEL Convenience

Hyundai PALISADE SEL Convenience

2026 Hyundai PALISADE SEL Convenience Car Loan Estimate

2022 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2022 Ford Bronco Base Advanced Car Loan Estimate

2023 Ford F-150 Limited

Ford F-150 Limited

2023 Ford F-150 Limited Car Loan Estimate

2024 Ford Explorer Timberline

Ford Explorer Timberline

2024 Ford Explorer Timberline Car Loan Estimate

2022 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2022 Ford Bronco Base Advanced Car Loan Estimate

2023 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2023 Ford Bronco Base Advanced Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2022 Ford Bronco Base Advanced Car Loan Estimate

Customize Payments

Find Financing

Customize Payments