Ann Arbor, MI Used Cars Under $45,000 |with Payments|

2026 Hyundai SANTA FE XRT

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This low mileage preowned 2026 Hyundai SANTA FE XRT AWD SUV under 0,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $41K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$40,447
Est. Payment:	$741.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$40,447.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,439.42
Avg. DMV Fee	259.00
Cash Sale Price	$43,355.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,355.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$741.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,447.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage certified used 2026 Hyundai SANTA FE XRT AWD SUV below 1,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now under $41K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$40,515
Est. Payment:	$743.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,055
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$40,515.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,443.50
Avg. DMV Fee	259.00
Cash Sale Price	$43,427.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,427.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$743.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,515.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 21,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $41K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$40,950
Est. Payment:	$751.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,314
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$40,950.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,469.60
Avg. DMV Fee	259.00
Cash Sale Price	$43,888.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,888.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$751.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup under 17,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $45K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$44,950
Est. Payment:	$823.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,273
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$44,950.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,709.60
Avg. DMV Fee	259.00
Cash Sale Price	$48,128.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,128.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$823.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer ST

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This low mileage preowned 2022 Ford Explorer ST AWD SUV below 51,000 miles, automatic transmission, and 20 MPG, 3.0L gas engine is for sale right now under $41K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$40,850
Est. Payment:	$803.87 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,948
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$40,850.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,463.60
Avg. DMV Fee	259.00
Cash Sale Price	$43,782.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,782.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$803.87

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,850.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup under 31,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $43K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$42,955
Est. Payment:	$787.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,455
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$42,955.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,589.90
Avg. DMV Fee	259.00
Cash Sale Price	$46,013.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,013.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$787.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,955.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage used 2025 Ford Explorer Active AWD SUV below 3,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $42K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$41,955
Est. Payment:	$769.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,499
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$41,955.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,529.90
Avg. DMV Fee	259.00
Cash Sale Price	$44,953.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,953.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$769.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,955.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4x4 pickup under 52,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $41K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$40,950
Est. Payment:	$805.81 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,543
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$40,950.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,469.60
Avg. DMV Fee	259.00
Cash Sale Price	$43,888.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,888.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$805.81

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage second hand 2023 Ford F-150 Lariat 4x4 pickup below 32,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $45K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$44,252
Est. Payment:	$810.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,446
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$44,252.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,667.72
Avg. DMV Fee	259.00
Cash Sale Price	$47,388.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,388.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$810.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,252.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 38,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $42K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$41,650
Est. Payment:	$763.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,190
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$41,650.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,511.60
Avg. DMV Fee	259.00
Cash Sale Price	$44,630.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,630.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$763.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Ann Arbor, MI

Ann Arbor, MI Secondhand Used Vehicles Priced Below $45,000

2026 Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT

2023 Ford F-150 XL

2023 Ford F-150 XL

2022 Ford Explorer ST

2023 Ford F-150 XL

2025 Ford Explorer Active

2023 Ford F-150 XLT

2023 Ford F-150 Lariat

2023 Ford F-150 XL

Used Cars under $45,000 for Sale in Ann Arbor, MI

Ann Arbor, MI Secondhand Used Vehicles Priced Below $45,000

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ford Explorer ST

Ford Explorer ST

2022 Ford Explorer ST Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

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