Ann Arbor, MI Used Cars Under $45,000 |with Payments|

2025 Hyundai PALISADE XRT

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This low mileage preowned 2025 Hyundai PALISADE XRT AWD SUV below 3,000 miles, a transmission, and 24 MPG, 3.8L gas engine is for sale right now below $41K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$40,577
Est. Payment:	$744.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,624
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$40,577.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,447.22
Avg. DMV Fee	259.00
Cash Sale Price	$43,493.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,493.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$744.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,577.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup under 41,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now below $43K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$42,702
Est. Payment:	$782.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,949
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$42,702.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,574.72
Avg. DMV Fee	259.00
Cash Sale Price	$45,745.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,745.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$782.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,702.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4X4 pickup under 27,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now below $42K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$41,495
Est. Payment:	$760.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,382
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$41,495.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,502.30
Avg. DMV Fee	259.00
Cash Sale Price	$44,466.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,466.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$760.89

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup under 32,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now under $42K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$41,950
Est. Payment:	$769.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,446
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$41,950.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,529.60
Avg. DMV Fee	259.00
Cash Sale Price	$44,948.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,948.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$769.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage second hand 2023 Ford Explorer ST AWD SUV below 45,000 miles, a transmission, and 24 MPG, 3.0L gas engine is for sale right now under $43K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$42,762
Est. Payment:	$783.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,112
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$42,762.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,578.32
Avg. DMV Fee	259.00
Cash Sale Price	$45,809.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,809.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$783.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,762.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup under 38,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now below $44K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$43,085
Est. Payment:	$789.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,190
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$43,085.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,597.70
Avg. DMV Fee	259.00
Cash Sale Price	$46,151.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,151.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$789.72

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,085.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4X4 pickup below 36,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now under $44K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$43,660
Est. Payment:	$800.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,629
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$43,660.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,632.20
Avg. DMV Fee	259.00
Cash Sale Price	$46,761.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,761.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$800.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,660.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4X4 pickup under 17,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now below $42K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$41,950
Est. Payment:	$769.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,273
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$41,950.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,529.60
Avg. DMV Fee	259.00
Cash Sale Price	$44,948.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,948.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$769.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage preowned 2025 Ford Explorer Active AWD SUV below 32,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now below $42K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$41,650
Est. Payment:	$763.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,126
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$41,650.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,511.60
Avg. DMV Fee	259.00
Cash Sale Price	$44,630.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,630.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$763.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Hybrid Platinum

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This low mileage second hand 2023 Ford Explorer Hybrid Platinum AWD SUV below 36,000 miles, a transmission, and 24 MPG, 3.3L hybrid engine is for sale right now below $43K at Varsity Ford in Ann Arbor, MI. ...View More Details

Sales Price:	$42,269
Est. Payment:	$774.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,143
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$42,269.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,548.74
Avg. DMV Fee	259.00
Cash Sale Price	$45,286.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,286.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$774.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,269.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Ann Arbor, MI

Ann Arbor, MI Secondhand Used Vehicles Priced Below $45,000

2025 Hyundai PALISADE XRT

2023 Ford F-150 XLT

2023 Ford F-150 XL

2023 Ford F-150 XLT

2023 Ford Explorer ST

2023 Ford F-150 XLT

2023 Ford F-150 XLT

2023 Ford F-150 XLT

2025 Ford Explorer Active

2023 Ford Explorer Hybrid Platinum

Used Cars under $45,000 for Sale in Ann Arbor, MI

Ann Arbor, MI Secondhand Used Vehicles Priced Below $45,000

2025 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2025 Hyundai PALISADE XRT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2023 Ford Explorer Hybrid Platinum

Ford Explorer Hybrid Platinum

2023 Ford Explorer Hybrid Platinum Car Loan Estimate

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