Monroe County, MI Used Cars Under $40,000

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup under 43,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $39K at Spirit Ford in Dundee, MI. ...View More Details

Sales Price:	$38,399
Est. Payment:	$704.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,988
Location:	Dundee, MI

Item	Amount
Used Car Price⁽¹⁾	$38,399.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,316.54
Avg. DMV Fee	259.00
Cash Sale Price	$41,184.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,184.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$704.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick Tremor

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This low mileage second hand 2025 Ford Maverick Tremor AWD pickup under 5,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now under $38K at Friendly Ford in Monroe, MI. ...View More Details

Sales Price:	$37,998
Est. Payment:	$697.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,783
Location:	Monroe, MI

Item	Amount
Used Car Price⁽¹⁾	$37,998.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,292.48
Avg. DMV Fee	259.00
Cash Sale Price	$40,759.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,759.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$697.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4x4 pickup under 33,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $40K at Friendly Ford in Monroe, MI. ...View More Details

Sales Price:	$39,655
Est. Payment:	$727.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,466
Location:	Monroe, MI

Item	Amount
Used Car Price⁽¹⁾	$39,655.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,391.90
Avg. DMV Fee	259.00
Cash Sale Price	$42,515.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,515.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$727.51

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,655.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage second hand 2023 Lincoln Nautilus Reserve AWD SUV under 22,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now under $39K at Friendly Ford in Monroe, MI. ...View More Details

Sales Price:	$38,987
Est. Payment:	$715.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,216
Location:	Monroe, MI

Item	Amount
Used Car Price⁽¹⁾	$38,987.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,351.82
Avg. DMV Fee	259.00
Cash Sale Price	$41,807.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,807.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$715.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Big Horn

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This low mileage second hand 2025 Ram 1500 Big Horn 4x4 pickup under 41,000 miles, automatic transmission, and 20 MPG, 3.6L hybrid engine is for sale right now under $38K at Spirit Ford in Dundee, MI. ...View More Details

Sales Price:	$37,987
Est. Payment:	$697.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,473
Location:	Dundee, MI

Item	Amount
Used Car Price⁽¹⁾	$37,987.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,291.82
Avg. DMV Fee	259.00
Cash Sale Price	$40,747.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,747.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$697.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This below average mileage preowned 2022 Ford F-150 Lariat 4x4 pickup under 67,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now under $40K at Spirit Ford in Dundee, MI. ...View More Details

Sales Price:	$40,000
Est. Payment:	$851.74 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,615
Location:	Dundee, MI

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,412.60
Avg. DMV Fee	259.00
Cash Sale Price	$42,881.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,881.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$851.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Explorer Active

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This low mileage second hand 2026 Ford Explorer Active AWD SUV under 1,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $38K at Spirit Ford in Dundee, MI. ...View More Details

Sales Price:	$37,904
Est. Payment:	$695.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,102
Location:	Dundee, MI

Item	Amount
Used Car Price⁽¹⁾	$37,904.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,286.84
Avg. DMV Fee	259.00
Cash Sale Price	$40,659.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,659.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$695.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,904.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lincoln Corsair Premiere

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This low mileage used 2024 Lincoln Corsair Premiere AWD SUV below 7,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now under $37K at Friendly Ford in Monroe, MI. ...View More Details

Sales Price:	$36,887
Est. Payment:	$677.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,610
Location:	Monroe, MI

Item	Amount
Used Car Price⁽¹⁾	$36,887.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,225.82
Avg. DMV Fee	259.00
Cash Sale Price	$39,581.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,581.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$677.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,887.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup under 38,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now below $39K at Spirit Ford in Dundee, MI. ...View More Details

Sales Price:	$39,000
Est. Payment:	$715.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,464
Location:	Dundee, MI

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,352.60
Avg. DMV Fee	259.00
Cash Sale Price	$41,821.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,821.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$715.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This low mileage used 2022 Ford F-150 Lariat 4x4 pickup below 47,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $37K at Friendly Ford in Monroe, MI. ...View More Details

Sales Price:	$36,944
Est. Payment:	$678.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,952
Location:	Monroe, MI

Item	Amount
Used Car Price⁽¹⁾	$36,944.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,229.24
Avg. DMV Fee	259.00
Cash Sale Price	$39,642.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,642.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$678.34

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,944.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Monroe County, MI

Monroe County, MI Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XLT

2025 Ford Maverick Tremor

2023 Ford F-150 Lariat

2023 Lincoln Nautilus Reserve

2025 Ram 1500 Big Horn

2022 Ford F-150 Lariat

2026 Ford Explorer Active

2024 Lincoln Corsair Premiere

2023 Ford F-150 XL

2022 Ford F-150 Lariat

Monroe County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Monroe County, MI

Monroe County, MI Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford Maverick Tremor

Ford Maverick Tremor

2025 Ford Maverick Tremor Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2026 Ford Explorer Active

Ford Explorer Active

2026 Ford Explorer Active Car Loan Estimate

2024 Lincoln Corsair Premiere

Lincoln Corsair Premiere

2024 Lincoln Corsair Premiere Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

Monroe County Cities with Used Cars for Sale Below $40K

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