Rochester, MI Used Cars Under $20,000 |with Payments|

2021 Buick Encore GX Essence

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This average mileage second hand 2021 Buick Encore GX Essence AWD SUV under 80,000 miles, automatic transmission, and 23 MPG, 1.3L gas engine is for sale right now under $17K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$16,289
Est. Payment:	$385.17 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,997
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$16,289.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	989.94
Avg. DMV Fee	259.00
Cash Sale Price	$17,747.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,747.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$385.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,289.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Sorento EX V6

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This above average mileage used 2020 Kia Sorento EX V6 AWD SUV under 92,000 miles, automatic transmission, and 23 MPG, 3.3L gas engine is for sale right now under $17K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$16,260
Est. Payment:	$477.91 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,392
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$16,260.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	988.20
Avg. DMV Fee	259.00
Cash Sale Price	$17,717.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,717.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$477.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,260.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Explorer XLT

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This average mileage used 2020 Ford Explorer XLT AWD SUV below 81,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now below $20K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$19,497
Est. Payment:	$507.70 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,369
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$19,497.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	1,182.42
Avg. DMV Fee	259.00
Cash Sale Price	$21,148.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,148.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$507.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Chevrolet Silverado 1500 LT

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This high mileage preowned 2018 Chevrolet Silverado 1500 LT 4x4 pickup under 147,000 miles, automatic transmission, and 23 MPG, 5.3L gas engine is for sale right now under $16K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$15,994
Est. Payment:	$636.23 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	147,187
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$15,994.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	972.24
Avg. DMV Fee	259.00
Cash Sale Price	$17,435.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,435.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$636.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Maverick XL

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This average mileage second hand 2022 Ford Maverick XL FWD pickup under 84,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $20K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$19,825
Est. Payment:	$516.05 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,666
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$19,825.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	1,202.10
Avg. DMV Fee	259.00
Cash Sale Price	$21,496.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,496.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$516.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,825.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 BMW 5 Series 530i xDrive

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This average mileage used 2019 BMW 5 Series 530i xDrive AWD sedan under 74,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $20K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$19,886
Est. Payment:	$467.92 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,195
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$19,886.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	1,205.76
Avg. DMV Fee	259.00
Cash Sale Price	$21,560.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,560.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$467.92

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,886.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Jeep Grand Cherokee Limited

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This below average mileage preowned 2017 Jeep Grand Cherokee Limited 4x4 SUV below 64,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now under $17K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$16,997
Est. Payment:	$367.43 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,443
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$16,997.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	1,032.42
Avg. DMV Fee	259.00
Cash Sale Price	$18,498.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,498.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$367.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ram 1500 Laramie

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This high mileage preowned 2017 Ram 1500 Laramie 4x4 pickup under 151,000 miles, automatic transmission, and 23 MPG, 5.7L gas engine is for sale right now below $17K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$16,963
Est. Payment:	$673.71 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	151,239
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$16,963.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	1,030.38
Avg. DMV Fee	259.00
Cash Sale Price	$18,462.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,462.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$673.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,963.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Grand Cherokee Limited X

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This above average mileage preowned 2020 Jeep Grand Cherokee Limited X 4x4 SUV under 91,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now under $19K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$18,398
Est. Payment:	$539.04 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,346
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$18,398.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	1,116.48
Avg. DMV Fee	259.00
Cash Sale Price	$19,983.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,983.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$539.04

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,398.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Lincoln Nautilus Reserve

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This average mileage second hand 2020 Lincoln Nautilus Reserve AWD SUV under 85,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $20K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$19,894
Est. Payment:	$517.80 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,797
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$19,894.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	1,206.24
Avg. DMV Fee	259.00
Cash Sale Price	$21,569.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,569.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$517.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,894.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in Rochester, MI

Rochester, MI Secondhand Used Vehicles Priced Below $20,000

2021 Buick Encore GX Essence

2020 Kia Sorento EX V6

2020 Ford Explorer XLT

2018 Chevrolet Silverado 1500 LT

2022 Ford Maverick XL

2019 BMW 5 Series 530i xDrive

2017 Jeep Grand Cherokee Limited

2017 Ram 1500 Laramie

2020 Jeep Grand Cherokee Limited X

2020 Lincoln Nautilus Reserve

Used Cars under $20,000 for Sale in Rochester, MI

Rochester, MI Secondhand Used Vehicles Priced Below $20,000

2021 Buick Encore GX Essence

Buick Encore GX Essence

2021 Buick Encore GX Essence Car Loan Estimate

2020 Kia Sorento EX V6

Kia Sorento EX V6

2020 Kia Sorento EX V6 Car Loan Estimate

2020 Ford Explorer XLT

Ford Explorer XLT

2020 Ford Explorer XLT Car Loan Estimate

2018 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2018 Chevrolet Silverado 1500 LT Car Loan Estimate

2022 Ford Maverick XL

Ford Maverick XL

2022 Ford Maverick XL Car Loan Estimate

2019 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2019 BMW 5 Series 530i xDrive Car Loan Estimate

2017 Jeep Grand Cherokee Limited

Jeep Grand Cherokee Limited

2017 Jeep Grand Cherokee Limited Car Loan Estimate

2017 Ram 1500 Laramie

Ram 1500 Laramie

2017 Ram 1500 Laramie Car Loan Estimate

2020 Jeep Grand Cherokee Limited X

Jeep Grand Cherokee Limited X

2020 Jeep Grand Cherokee Limited X Car Loan Estimate

2020 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2020 Lincoln Nautilus Reserve Car Loan Estimate

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