Rochester, MI Used Cars Under $40,000 |with Payments|

2024 Ford Explorer ST-Line

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This low mileage preowned 2024 Ford Explorer ST-Line AWD SUV under 19,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $37K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$36,495
Est. Payment:	$670.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,145
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$36,495.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,202.30
Avg. DMV Fee	259.00
Cash Sale Price	$39,166.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,166.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$670.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Tundra SR5

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This low mileage preowned 2022 Toyota Tundra SR5 4x4 pickup below 31,000 miles, automatic transmission, and 24 MPG, 3.4L gas engine is for sale right now under $40K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$39,986
Est. Payment:	$733.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,989
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$39,986.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,411.76
Avg. DMV Fee	259.00
Cash Sale Price	$42,866.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,866.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$733.51

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,986.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Base Advanced

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This low mileage preowned 2022 Ford Bronco Base Advanced 4x4 SUV below 43,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $36K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$35,441
Est. Payment:	$651.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,180
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$35,441.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,139.06
Avg. DMV Fee	259.00
Cash Sale Price	$38,049.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,049.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$651.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,441.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage preowned 2022 Ford F-150 XL 4x4 pickup under 25,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $38K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$37,574
Est. Payment:	$689.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,340
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$37,574.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,267.04
Avg. DMV Fee	259.00
Cash Sale Price	$40,310.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,310.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$689.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,574.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Dodge Durango R/T

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This low mileage used 2024 Dodge Durango R/T AWD SUV below 23,000 miles, automatic transmission, and 24 MPG, 5.7L gas engine is for sale right now below $39K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$38,804
Est. Payment:	$712.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,444
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$38,804.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,340.84
Avg. DMV Fee	259.00
Cash Sale Price	$41,613.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,613.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$712.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,804.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Limited

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This low mileage used 2022 Ram 1500 Limited 4x4 pickup under 54,000 miles, automatic transmission, and 24 MPG, 5.7L gas engine is for sale right now below $39K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$38,874
Est. Payment:	$765.41 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,507
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$38,874.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,345.04
Avg. DMV Fee	259.00
Cash Sale Price	$41,688.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,688.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$765.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,874.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Expedition Limited

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This average mileage preowned 2022 Ford Expedition Limited 4x4 SUV below 87,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $38K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$37,998
Est. Payment:	$978.50 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,822
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$37,998.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,292.48
Avg. DMV Fee	259.00
Cash Sale Price	$40,759.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,759.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$978.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer Timberline

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This low mileage used 2024 Ford Explorer Timberline AWD SUV under 20,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $40K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$39,455
Est. Payment:	$723.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,508
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$39,455.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,379.90
Avg. DMV Fee	259.00
Cash Sale Price	$42,303.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,303.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$723.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,455.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage second hand 2025 Ford Explorer Active AWD SUV under 16,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $38K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$37,824
Est. Payment:	$694.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,847
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$37,824.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,282.04
Avg. DMV Fee	259.00
Cash Sale Price	$40,575.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,575.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$694.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,824.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage preowned 2025 Ford Explorer Active AWD SUV under 11,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $39K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$38,395
Est. Payment:	$704.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,377
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$38,395.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,316.30
Avg. DMV Fee	259.00
Cash Sale Price	$41,180.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,180.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$704.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,395.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Rochester, MI

Rochester, MI Secondhand Used Vehicles Priced Below $40,000

2024 Ford Explorer ST-Line

2022 Toyota Tundra SR5

2022 Ford Bronco Base Advanced

2022 Ford F-150 XL

2024 Dodge Durango R/T

2022 Ram 1500 Limited

2022 Ford Expedition Limited

2024 Ford Explorer Timberline

2025 Ford Explorer Active

2025 Ford Explorer Active

Used Cars under $40,000 for Sale in Rochester, MI

Rochester, MI Secondhand Used Vehicles Priced Below $40,000

2024 Ford Explorer ST-Line

Ford Explorer ST-Line

2024 Ford Explorer ST-Line Car Loan Estimate

2022 Toyota Tundra SR5

Toyota Tundra SR5

2022 Toyota Tundra SR5 Car Loan Estimate

2022 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2022 Ford Bronco Base Advanced Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2024 Dodge Durango R/T

Dodge Durango R/T

2024 Dodge Durango R/T Car Loan Estimate

2022 Ram 1500 Limited

Ram 1500 Limited

2022 Ram 1500 Limited Car Loan Estimate

2022 Ford Expedition Limited

Ford Expedition Limited

2022 Ford Expedition Limited Car Loan Estimate

2024 Ford Explorer Timberline

Ford Explorer Timberline

2024 Ford Explorer Timberline Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

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