Rochester, MI Used Cars Under $40,000 |with Payments|

2022 Ford Expedition Limited

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This average mileage second hand 2022 Ford Expedition Limited 4x4 SUV under 87,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $38K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$37,755
Est. Payment:	$972.31 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,822
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$37,755.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,277.90
Avg. DMV Fee	259.00
Cash Sale Price	$40,501.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,501.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$972.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,755.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 RST

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This low mileage preowned 2024 Chevrolet Silverado 1500 RST 4x4 pickup under 22,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now below $40K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$39,986
Est. Payment:	$733.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,548
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$39,986.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,411.76
Avg. DMV Fee	259.00
Cash Sale Price	$42,866.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,866.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$733.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,986.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Limited

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This low mileage preowned 2023 Ford Explorer Limited AWD SUV under 24,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $36K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$35,731
Est. Payment:	$656.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,816
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$35,731.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,156.46
Avg. DMV Fee	259.00
Cash Sale Price	$38,356.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,356.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$656.34

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,731.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Cadillac Escalade Luxury

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This average mileage preowned 2020 Cadillac Escalade Luxury 4x4 SUV under 81,000 miles, automatic transmission, and 24 MPG, 6.2L gas engine is for sale right now under $37K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$36,891
Est. Payment:	$950.33 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,789
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$36,891.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,226.06
Avg. DMV Fee	259.00
Cash Sale Price	$39,586.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,586.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$950.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,891.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Limited

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This low mileage second hand 2022 Ram 1500 Limited 4x4 pickup under 54,000 miles, automatic transmission, and 24 MPG, 5.7L gas engine is for sale right now under $37K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$36,897
Est. Payment:	$726.93 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,507
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$36,897.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,226.42
Avg. DMV Fee	259.00
Cash Sale Price	$39,592.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,592.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$726.93

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,897.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Colorado Z71

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This low mileage second hand 2023 Chevrolet Colorado Z71 4x4 pickup under 26,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $36K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$35,422
Est. Payment:	$650.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,067
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$35,422.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,137.92
Avg. DMV Fee	259.00
Cash Sale Price	$38,028.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,028.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$650.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,422.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT

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This low mileage used 2023 Chevrolet Silverado 1500 LT 4x4 pickup under 45,000 miles, automatic transmission, and 24 MPG, 5.3L gas engine is for sale right now below $39K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$38,359
Est. Payment:	$704.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,350
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$38,359.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,314.14
Avg. DMV Fee	259.00
Cash Sale Price	$41,142.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,142.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$704.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,359.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer Timberline

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This low mileage used 2024 Ford Explorer Timberline AWD SUV under 20,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $38K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$37,998
Est. Payment:	$697.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,508
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$37,998.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,292.48
Avg. DMV Fee	259.00
Cash Sale Price	$40,759.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,759.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$697.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 1500 SLT

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This average mileage second hand 2022 GMC Sierra 1500 SLT 4x4 pickup under 71,000 miles, automatic transmission, and 24 MPG, 6.2L gas engine is for sale right now below $40K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$39,989
Est. Payment:	$930.38 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,492
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$39,989.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,411.94
Avg. DMV Fee	259.00
Cash Sale Price	$42,869.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,869.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$930.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage second hand 2025 Ford Explorer Active AWD SUV below 16,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $36K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$35,355
Est. Payment:	$649.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,847
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$35,355.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,133.90
Avg. DMV Fee	259.00
Cash Sale Price	$37,957.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,957.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$649.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,355.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Rochester, MI

Rochester, MI Secondhand Used Vehicles Priced Below $40,000

2022 Ford Expedition Limited

2024 Chevrolet Silverado 1500 RST

2023 Ford Explorer Limited

2020 Cadillac Escalade Luxury

2022 Ram 1500 Limited

2023 Chevrolet Colorado Z71

2023 Chevrolet Silverado 1500 LT

2024 Ford Explorer Timberline

2022 GMC Sierra 1500 SLT

2025 Ford Explorer Active

Used Cars under $40,000 for Sale in Rochester, MI

Rochester, MI Secondhand Used Vehicles Priced Below $40,000

2022 Ford Expedition Limited

Ford Expedition Limited

2022 Ford Expedition Limited Car Loan Estimate

2024 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2024 Chevrolet Silverado 1500 RST Car Loan Estimate

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2020 Cadillac Escalade Luxury

Cadillac Escalade Luxury

2020 Cadillac Escalade Luxury Car Loan Estimate

2022 Ram 1500 Limited

Ram 1500 Limited

2022 Ram 1500 Limited Car Loan Estimate

2023 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2023 Chevrolet Colorado Z71 Car Loan Estimate

2023 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2023 Chevrolet Silverado 1500 LT Car Loan Estimate

2024 Ford Explorer Timberline

Ford Explorer Timberline

2024 Ford Explorer Timberline Car Loan Estimate

2022 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2022 GMC Sierra 1500 SLT Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

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