Rochester, MI Used Cars Under $40,000 |with Payments|

2019 Ford F-150 King Ranch

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This average mileage second hand 2019 Ford F-150 King Ranch 4X4 pickup below 74,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $36K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$35,399
Est. Payment:	$824.79 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,803
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$35,399.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,136.54
Avg. DMV Fee	259.00
Cash Sale Price	$38,004.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,004.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$824.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 Elevation Standard

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This low mileage preowned 2023 GMC Sierra 1500 Elevation Standard 4X4 pickup under 25,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $36K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$35,987
Est. Payment:	$660.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,918
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$35,987.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,171.82
Avg. DMV Fee	259.00
Cash Sale Price	$38,627.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,627.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$660.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Expedition Limited

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This average mileage second hand 2022 Ford Expedition Limited 4X4 SUV under 87,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $37K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$36,241
Est. Payment:	$933.79 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,822
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$36,241.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,187.06
Avg. DMV Fee	259.00
Cash Sale Price	$38,897.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,897.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$933.79

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,241.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage preowned 2023 Ford Explorer ST AWD SUV under 51,000 miles, a transmission, and 20 MPG, 3.0L gas engine is for sale right now under $38K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$37,374
Est. Payment:	$736.22 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,621
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$37,374.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,255.04
Avg. DMV Fee	259.00
Cash Sale Price	$40,098.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,098.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$736.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,374.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mercedes-Benz GLB GLB 250 4MATIC

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This low mileage preowned 2025 Mercedes-Benz GLB GLB 250 4MATIC AWD SUV below 18,000 miles, a transmission, and 20 MPG, 2.0L hybrid engine is for sale right now below $36K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$35,987
Est. Payment:	$660.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,718
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$35,987.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,171.82
Avg. DMV Fee	259.00
Cash Sale Price	$38,627.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,627.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$660.98

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4X4 pickup below 17,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $38K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$37,498
Est. Payment:	$688.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,127
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$37,498.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,262.48
Avg. DMV Fee	259.00
Cash Sale Price	$40,229.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,229.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$688.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,498.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Tremor

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This above average mileage second hand 2022 Ford F-150 Tremor 4X4 pickup below 95,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $38K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$37,962
Est. Payment:	$1098.42 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,853
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$37,962.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,290.32
Avg. DMV Fee	259.00
Cash Sale Price	$40,721.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,721.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1098.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,962.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Limited

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This low mileage second hand 2023 Ford Explorer Limited AWD SUV under 21,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now under $36K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$35,724
Est. Payment:	$656.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,155
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$35,724.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,156.04
Avg. DMV Fee	259.00
Cash Sale Price	$38,349.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,349.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$656.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,724.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma SR5

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This low mileage second hand 2024 Toyota Tacoma SR5 4X4 pickup below 30,000 miles, a transmission, and 20 MPG, 2.4L gas engine is for sale right now under $38K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$37,429
Est. Payment:	$687.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,586
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$37,429.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,258.34
Avg. DMV Fee	259.00
Cash Sale Price	$40,156.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,156.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$687.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,429.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup under 49,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $36K at Serra Ford Rochester Hills in Rochester, MI. ...View More Details

Sales Price:	$35,664
Est. Payment:	$655.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,502
Location:	Rochester, MI

Item	Amount
Used Car Price⁽¹⁾	$35,664.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,152.44
Avg. DMV Fee	259.00
Cash Sale Price	$38,285.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,285.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$655.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,664.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Rochester, MI

Rochester, MI Secondhand Used Vehicles Priced Below $40,000

2019 Ford F-150 King Ranch

2023 GMC Sierra 1500 Elevation Standard

2022 Ford Expedition Limited

2023 Ford Explorer ST

2025 Mercedes-Benz GLB GLB 250 4MATIC

2023 Ford F-150 XL

2022 Ford F-150 Tremor

2023 Ford Explorer Limited

2024 Toyota Tacoma SR5

2023 Ford F-150 XLT

Used Cars under $40,000 for Sale in Rochester, MI

Rochester, MI Secondhand Used Vehicles Priced Below $40,000

2019 Ford F-150 King Ranch

Ford F-150 King Ranch

2019 Ford F-150 King Ranch Car Loan Estimate

2023 GMC Sierra 1500 Elevation Standard

GMC Sierra 1500 Elevation Standard

2023 GMC Sierra 1500 Elevation Standard Car Loan Estimate

2022 Ford Expedition Limited

Ford Expedition Limited

2022 Ford Expedition Limited Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2025 Mercedes-Benz GLB GLB 250 4MATIC

Mercedes-Benz GLB GLB 250 4MATIC

2025 Mercedes-Benz GLB 250 4MATIC Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ford F-150 Tremor

Ford F-150 Tremor

2022 Ford F-150 Tremor Car Loan Estimate

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2024 Toyota Tacoma SR5

Toyota Tacoma SR5

2024 Toyota Tacoma SR5 Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

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