Royal Oak, MI Used Cars Under $400 a Month

2025 Jeep Compass Latitude

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This low mileage used 2025 Jeep Compass Latitude 4x4 SUV under 32,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now under $22K at Royal Oak Ford in Royal Oak, MI. ...View More Details

Sales Price:	$21,444
Est. Payment:	$397.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,310
Location:	Royal Oak, MI

Item	Amount
Used Car Price⁽¹⁾	$21,444.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	1,299.24
Avg. DMV Fee	259.00
Cash Sale Price	$23,212.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,212.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$397.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Honda Odyssey LX

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This high mileage preowned 2014 Honda Odyssey LX FWD minivan under 185,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $8K at Royal Oak Ford in Royal Oak, MI. ...View More Details

Sales Price:	$7,777
Est. Payment:	$318.39 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	184,758
Location:	Royal Oak, MI

Item	Amount
Used Car Price⁽¹⁾	$7,777.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	479.22
Avg. DMV Fee	259.00
Cash Sale Price	$8,725.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,725.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$318.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $7,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Active

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This low mileage used 2023 Ford Escape Active AWD SUV under 39,000 miles, automatic transmission, and 21 MPG, 1.5L gas engine is for sale right now below $21K at Royal Oak Ford in Royal Oak, MI. ...View More Details

Sales Price:	$20,888
Est. Payment:	$387.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,437
Location:	Royal Oak, MI

Item	Amount
Used Car Price⁽¹⁾	$20,888.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	1,265.88
Avg. DMV Fee	259.00
Cash Sale Price	$22,622.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,622.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$387.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Kia Sedona L

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This low mileage preowned 2018 Kia Sedona L FWD minivan under 34,000 miles, automatic transmission, and 21 MPG, 3.3L gas engine is for sale right now below $20K at Royal Oak Ford in Royal Oak, MI. ...View More Details

Sales Price:	$19,555
Est. Payment:	$362.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,975
Location:	Royal Oak, MI

Item	Amount
Used Car Price⁽¹⁾	$19,555.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	1,185.90
Avg. DMV Fee	259.00
Cash Sale Price	$21,209.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,209.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$362.93

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Royal Oak, MI

Royal Oak, MI Secondhand Used Vehicles with Payments Below $400 / Month

2025 Jeep Compass Latitude

2014 Honda Odyssey LX

2023 Ford Escape Active

2018 Kia Sedona L

Used Cars under $400 per month for Sale in Royal Oak, MI

Royal Oak, MI Secondhand Used Vehicles with Payments Below $400 / Month

2025 Jeep Compass Latitude

Jeep Compass Latitude

2025 Jeep Compass Latitude Car Loan Estimate

2014 Honda Odyssey LX

Honda Odyssey LX

2014 Honda Odyssey LX Car Loan Estimate

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

2018 Kia Sedona L

Kia Sedona L

2018 Kia Sedona L Car Loan Estimate

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