Royal Oak, MI Used Cars Under $40,000 |with Payments|

2025 Ford Explorer Active

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This low mileage second hand 2025 Ford Explorer Active AWD SUV under 17,000 miles, a transmission, and 23 MPG, 2.3L gas engine is for sale right now under $37K at Royal Oak Ford in Royal Oak, MI. ...View More Details

Sales Price:	$36,250
Est. Payment:	$665.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,148
Location:	Royal Oak, MI

Item	Amount
Used Car Price⁽¹⁾	$36,250.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,187.60
Avg. DMV Fee	259.00
Cash Sale Price	$38,906.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,906.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$665.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Gladiator Sport

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This low mileage second hand 2024 Jeep Gladiator Sport 4X4 pickup under 39,000 miles, a transmission, and 23 MPG, 3.6L gas engine is for sale right now below $38K at Royal Oak Ford in Royal Oak, MI. ...View More Details

Sales Price:	$37,444
Est. Payment:	$687.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,659
Location:	Royal Oak, MI

Item	Amount
Used Car Price⁽¹⁾	$37,444.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,259.24
Avg. DMV Fee	259.00
Cash Sale Price	$40,172.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,172.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$687.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage second hand 2023 Lincoln Nautilus Reserve AWD SUV below 25,000 miles, a transmission, and 23 MPG, 2.0L gas engine is for sale right now below $38K at Royal Oak Ford in Royal Oak, MI. ...View More Details

Sales Price:	$37,777
Est. Payment:	$693.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,784
Location:	Royal Oak, MI

Item	Amount
Used Car Price⁽¹⁾	$37,777.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,279.22
Avg. DMV Fee	259.00
Cash Sale Price	$40,525.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,525.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$693.45

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Royal Oak, MI

Royal Oak, MI Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer Active

2024 Jeep Gladiator Sport

2023 Lincoln Nautilus Reserve

Used Cars under $40,000 for Sale in Royal Oak, MI

Royal Oak, MI Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2024 Jeep Gladiator Sport

Jeep Gladiator Sport

2024 Jeep Gladiator Sport Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

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