Rochester, MN Used Pickups Under $40,000 |with Payments|

2021 Ford F-150 Limited

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This below average mileage second hand 2021 Ford F-150 Limited 4x4 pickup under 61,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now under $36K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$35,900
Est. Payment:	$783.65 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,928
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,014.71
Avg. DMV Fee	464.00
Cash Sale Price	$39,453.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,453.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$783.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage preowned 2022 Ford F-150 XL 4x4 pickup under 34,000 miles, automatic transmission, and 18 MPG, 3.5L hybrid engine is for sale right now under $37K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$37,000
Est. Payment:	$695.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,414
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,106.89
Avg. DMV Fee	464.00
Cash Sale Price	$40,645.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,645.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$695.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 39,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now under $37K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$36,537
Est. Payment:	$686.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,725
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$36,537.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,068.09
Avg. DMV Fee	464.00
Cash Sale Price	$40,144.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,144.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$686.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,537.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 40,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $38K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$37,990
Est. Payment:	$713.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,010
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,189.85
Avg. DMV Fee	464.00
Cash Sale Price	$41,718.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,718.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$713.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup under 41,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $38K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$37,990
Est. Payment:	$713.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,020
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,189.85
Avg. DMV Fee	464.00
Cash Sale Price	$41,718.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,718.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$713.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 25,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $40K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$39,315
Est. Payment:	$738.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,154
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$39,315.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,300.88
Avg. DMV Fee	464.00
Cash Sale Price	$43,154.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,154.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$738.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,315.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4x4 pickup under 23,000 miles, automatic transmission, and 18 MPG, 5.0L gas engine is for sale right now under $40K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$39,990
Est. Payment:	$750.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,746
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,357.45
Avg. DMV Fee	464.00
Cash Sale Price	$43,886.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,886.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$750.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4x4 pickup below 20,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now below $39K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$38,590
Est. Payment:	$725.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,760
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$38,590.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,240.13
Avg. DMV Fee	464.00
Cash Sale Price	$42,369.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,369.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$725.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 RST

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This average mileage preowned 2023 Chevrolet Silverado 1500 RST 4x4 pickup under 72,000 miles, automatic transmission, and 18 MPG, 3.0L diesel engine is for sale right now below $37K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$36,345
Est. Payment:	$866.71 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,065
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$36,345.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,052.00
Avg. DMV Fee	464.00
Cash Sale Price	$39,936.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,936.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$866.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,345.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage used 2023 Ram 1500 Big Horn 4x4 pickup below 39,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now under $40K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$39,553
Est. Payment:	$742.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,226
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$39,553.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,320.83
Avg. DMV Fee	464.00
Cash Sale Price	$43,412.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,412.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$742.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,553.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in Rochester, MN

Rochester, MN Secondhand Used Pickups Priced Below $40,000

2021 Ford F-150 Limited

2022 Ford F-150 XL

2023 Ford F-150 XL

2023 Ford F-150 XL

2023 Ford F-150 XLT

2023 Ford F-150 XL

2025 Ford F-150 XLT

2025 Ford F-150 XLT

2023 Chevrolet Silverado 1500 RST

2023 Ram 1500 Big Horn

Used Pickups under $40,000 for Sale in Rochester, MN

Rochester, MN Secondhand Used Pickups Priced Below $40,000

2021 Ford F-150 Limited

Ford F-150 Limited

2021 Ford F-150 Limited Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2023 Chevrolet Silverado 1500 RST Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

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