Rochester, MN Used Cars Under $40,000 |with Payments|

2022 Ford F-150 Lariat

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This average mileage used 2022 Ford F-150 Lariat 4X4 pickup below 84,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $37K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$36,999
Est. Payment:	$975.74 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,092
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,106.80
Avg. DMV Fee	464.00
Cash Sale Price	$40,644.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,644.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$975.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This above average mileage used 2023 Ford F-150 Lariat 4X4 pickup under 95,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $37K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$36,299
Est. Payment:	$1075.89 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,143
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$36,299.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,048.14
Avg. DMV Fee	464.00
Cash Sale Price	$39,886.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,886.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1075.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Lariat

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This below average mileage second hand 2021 Ford F-150 Lariat 4X4 pickup under 61,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $38K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$37,999
Est. Payment:	$828.84 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,570
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,190.60
Avg. DMV Fee	464.00
Cash Sale Price	$41,728.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,728.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$828.84

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4X4 pickup under 46,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $40K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$39,599
Est. Payment:	$743.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,347
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$39,599.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,324.68
Avg. DMV Fee	464.00
Cash Sale Price	$43,462.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,462.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$743.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Tacoma TRD Sport

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This low mileage preowned 2021 Toyota Tacoma TRD Sport 4X4 pickup under 31,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $40K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$39,499
Est. Payment:	$741.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,652
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$39,499.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,316.30
Avg. DMV Fee	464.00
Cash Sale Price	$43,354.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,354.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$741.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Wildtrak Advanced

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This low mileage second hand 2022 Ford Bronco Wildtrak Advanced 4X4 SUV under 27,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $40K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$39,999
Est. Payment:	$751.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,000
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,358.20
Avg. DMV Fee	464.00
Cash Sale Price	$43,896.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,896.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$751.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Base Advanced

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This low mileage preowned 2023 Ford Bronco Base Advanced 4X4 SUV below 24,000 miles, transmission, and 20 MPG, 2.3L gas engine is for sale right now below $39K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$38,699
Est. Payment:	$727.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,043
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$38,699.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,249.26
Avg. DMV Fee	464.00
Cash Sale Price	$42,487.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,487.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$727.02

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 350 XL

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This low mileage used 2024 Ford Transit 350 XL RWD full-size below 47,000 miles, a transmission, and 20 MPG, 3.5L flexible engine is for sale right now under $39K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$38,999
Est. Payment:	$732.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,844
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,274.40
Avg. DMV Fee	464.00
Cash Sale Price	$42,812.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,812.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$732.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Platinum

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This above average mileage second hand 2021 Ford F-150 Platinum 4X4 pickup under 92,000 miles, a transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $40K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$39,399
Est. Payment:	$1166.52 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,451
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$39,399.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,307.92
Avg. DMV Fee	464.00
Cash Sale Price	$43,245.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,245.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1166.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup under 53,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $38K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$37,999
Est. Payment:	$766.15 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,688
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,190.60
Avg. DMV Fee	464.00
Cash Sale Price	$41,728.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,728.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$766.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Rochester, MN

Rochester, MN Secondhand Used Vehicles Priced Below $40,000

2022 Ford F-150 Lariat

2023 Ford F-150 Lariat

2021 Ford F-150 Lariat

2023 Ford F-150 XLT

2021 Toyota Tacoma TRD Sport

2022 Ford Bronco Wildtrak Advanced

2023 Ford Bronco Base Advanced

2024 Ford Transit 350 XL

2021 Ford F-150 Platinum

2023 Ford F-150 XLT

Used Cars under $40,000 for Sale in Rochester, MN

Rochester, MN Secondhand Used Vehicles Priced Below $40,000

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2021 Ford F-150 Lariat

Ford F-150 Lariat

2021 Ford F-150 Lariat Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2021 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2021 Toyota Tacoma TRD Sport Car Loan Estimate

2022 Ford Bronco Wildtrak Advanced

Ford Bronco Wildtrak Advanced

2022 Ford Bronco Wildtrak Advanced Car Loan Estimate

2023 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2023 Ford Bronco Base Advanced Car Loan Estimate

2024 Ford Transit 350 XL

Ford Transit 350 XL

2024 Ford Transit 350 XL Car Loan Estimate

2021 Ford F-150 Platinum

Ford F-150 Platinum

2021 Ford F-150 Platinum Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

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