Rochester, MN Used Cars Under $45,000 |with Payments|

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 22,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $44K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$43,691
Est. Payment:	$819.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,966
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$43,691.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,667.59
Avg. DMV Fee	464.00
Cash Sale Price	$47,897.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,897.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$819.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,691.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4x4 pickup under 20,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $44K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$43,299
Est. Payment:	$812.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,760
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$43,299.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,634.74
Avg. DMV Fee	464.00
Cash Sale Price	$47,472.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,472.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$812.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage second hand 2023 Ford F-150 Platinum 4x4 pickup below 59,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $42K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$41,890
Est. Payment:	$843.58 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,931
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$41,890.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,516.67
Avg. DMV Fee	464.00
Cash Sale Price	$45,945.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,945.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$843.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage used 2022 Ford F-150 XL 4x4 pickup under 35,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now under $43K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$42,690
Est. Payment:	$801.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,267
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$42,690.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,583.71
Avg. DMV Fee	464.00
Cash Sale Price	$46,812.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,812.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$801.04

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,690.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage used 2023 Ford F-150 Platinum 4x4 pickup below 21,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $43K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$42,395
Est. Payment:	$795.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,149
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$42,395.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,558.99
Avg. DMV Fee	464.00
Cash Sale Price	$46,492.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,492.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$795.56

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,395.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage second hand 2025 Ford Explorer ST-Line AWD SUV below 18,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $41K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$40,290
Est. Payment:	$756.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,753
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$40,290.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,382.59
Avg. DMV Fee	464.00
Cash Sale Price	$44,211.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,211.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$756.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 40,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $41K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$40,290
Est. Payment:	$756.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,010
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$40,290.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,382.59
Avg. DMV Fee	464.00
Cash Sale Price	$44,211.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,211.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$756.53

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup under 12,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $45K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$44,997
Est. Payment:	$843.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,852
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$44,997.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,777.03
Avg. DMV Fee	464.00
Cash Sale Price	$49,313.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,313.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$843.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage preowned 2023 Ford F-150 Platinum 4x4 pickup under 55,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now under $45K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$44,680
Est. Payment:	$899.10 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,840
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$44,680.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,750.47
Avg. DMV Fee	464.00
Cash Sale Price	$48,969.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,969.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$899.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,680.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4x4 pickup under 19,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $44K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$43,528
Est. Payment:	$816.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,683
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$43,528.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,653.93
Avg. DMV Fee	464.00
Cash Sale Price	$47,720.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,720.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$816.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,528.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Rochester, MN

Rochester, MN Secondhand Used Vehicles Priced Below $45,000

2023 Ford F-150 XL

2025 Ford F-150 XLT

2023 Ford F-150 Platinum

2022 Ford F-150 XL

2023 Ford F-150 Platinum

2025 Ford Explorer ST-Line

2023 Ford F-150 XL

2023 Ford F-150 XL

2023 Ford F-150 Platinum

2025 Ford F-150 XLT

Used Cars under $45,000 for Sale in Rochester, MN

Rochester, MN Secondhand Used Vehicles Priced Below $45,000

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

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