Rochester - Mason City - Austin, MN Area Used Cars Under $40,000

2026 Hyundai PALISADE SEL

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This low mileage certified preowned 2026 Hyundai PALISADE SEL AWD SUV under 5,000 miles, automatic transmission, and 15 MPG, 3.5L gas engine is for sale right now below $40K at Happy Hyundai of Rochester in Rochester, MN. ...View More Details

Sales Price:	$39,790
Est. Payment:	$747.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,336
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$39,790.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,340.69
Avg. DMV Fee	464.00
Cash Sale Price	$43,669.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,669.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$747.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage second hand 2023 Hyundai PALISADE Calligraphy AWD SUV below 53,000 miles, automatic transmission, and 15 MPG, 3.8L gas engine is for sale right now under $37K at Happy Hyundai of Rochester in Rochester, MN. ...View More Details

Sales Price:	$37,000
Est. Payment:	$746.28 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,466
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,106.89
Avg. DMV Fee	464.00
Cash Sale Price	$40,645.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,645.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$746.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Sienna LE 8-Passenger

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This low mileage used 2023 Toyota Sienna LE 8-Passenger FWD minivan under 17,000 miles, cvt transmission, and 15 MPG, 2.5L hybrid engine is for sale right now under $39K at Happy Hyundai of Rochester in Rochester, MN. ...View More Details

Sales Price:	$38,990
Est. Payment:	$732.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,850
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,273.65
Avg. DMV Fee	464.00
Cash Sale Price	$42,802.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,802.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$732.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 39,000 miles, automatic transmission, and 15 MPG, 2.7L gas engine is for sale right now below $37K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$36,537
Est. Payment:	$686.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,725
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$36,537.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,068.09
Avg. DMV Fee	464.00
Cash Sale Price	$40,144.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,144.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$686.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,537.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4x4 pickup below 41,000 miles, automatic transmission, and 15 MPG, 2.7L gas engine is for sale right now under $38K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$37,990
Est. Payment:	$713.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,020
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,189.85
Avg. DMV Fee	464.00
Cash Sale Price	$41,718.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,718.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$713.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This below average mileage used 2021 Ford F-150 XL 4x4 pickup under 61,000 miles, automatic transmission, and 15 MPG, 2.7L gas engine is for sale right now below $40K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$39,990
Est. Payment:	$871.70 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,570
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,357.45
Avg. DMV Fee	464.00
Cash Sale Price	$43,886.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,886.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$871.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4x4 pickup under 19,000 miles, automatic transmission, and 15 MPG, 3.5L gas engine is for sale right now below $39K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$38,390
Est. Payment:	$721.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,683
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$38,390.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,223.37
Avg. DMV Fee	464.00
Cash Sale Price	$42,152.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,152.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$721.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Mustang Mach-E Premium

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This low mileage preowned 2024 Ford Mustang Mach-E Premium AWD SUV under 17,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $37K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$36,490
Est. Payment:	$686.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,148
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$36,490.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,064.15
Avg. DMV Fee	464.00
Cash Sale Price	$40,093.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,093.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$686.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4x4 pickup under 23,000 miles, automatic transmission, and 15 MPG, 5.0L gas engine is for sale right now below $40K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$39,990
Est. Payment:	$750.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,746
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,357.45
Avg. DMV Fee	464.00
Cash Sale Price	$43,886.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,886.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$750.96

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Tundra Limited

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This average mileage used 2020 Toyota Tundra Limited 4x4 pickup under 74,000 miles, automatic transmission, and 15 MPG, 5.7L gas engine is for sale right now under $39K at Rochester Ford in Rochester, MN. ...View More Details

Sales Price:	$38,557
Est. Payment:	$918.74 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,735
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$38,557.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,237.36
Avg. DMV Fee	464.00
Cash Sale Price	$42,333.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,333.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$918.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,557.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Rochester - Mason City - Austin Area

Metro Rochester - Mason City - Austin Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai PALISADE SEL

2023 Hyundai PALISADE Calligraphy

2023 Toyota Sienna LE 8-Passenger

2023 Ford F-150 XL

2023 Ford F-150 XLT

2021 Ford F-150 XL

2025 Ford F-150 XLT

2024 Ford Mustang Mach-E Premium

2025 Ford F-150 XLT

2020 Toyota Tundra Limited

Greater Rochester - Mason City - Austin Area Cities with Used Cars for Sale Below $40K

Metro Rochester - Mason City - Austin Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Rochester - Mason City - Austin Area

Metro Rochester - Mason City - Austin Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2023 Toyota Sienna LE 8-Passenger

Toyota Sienna LE 8-Passenger

2023 Toyota Sienna LE 8-Passenger Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2024 Ford Mustang Mach-E Premium Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2020 Toyota Tundra Limited

Toyota Tundra Limited

2020 Toyota Tundra Limited Car Loan Estimate

Greater Rochester - Mason City - Austin Area Cities with Used Cars for Sale Below $40K

Metro Rochester - Mason City - Austin Area Counties with Used Cars for Sale Below $40,000

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