Metro Columbia - Jefferson City, MO Area Used Cars Under $450 a Month

2025 Kia K4 LXS

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This low mileage preowned 2025 Kia K4 LXS FWD sedan below 26,000 miles, cvt transmission, and 21 MPG, 2.0L gas engine is for sale right now under $23K at Moberly Motor Company in Moberly, MO. ...View More Details

Sales Price:	$22,500
Est. Payment:	$428.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,278
Location:	Moberly, MO

Item	Amount
Used Car Price⁽¹⁾	$22,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,292.60
Avg. DMV Fee	45.00
Cash Sale Price	$25,036.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,036.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$428.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Escape ST-Line

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This low mileage second hand 2024 Ford Escape ST-Line AWD SUV below 31,000 miles, automatic transmission, and 21 MPG, 1.5L gas engine is for sale right now under $24K at Joe Machens Capital City Ford in Jefferson City, MO. ...View More Details

Sales Price:	$23,932
Est. Payment:	$455.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,283
Location:	Jefferson City, MO

Item	Amount
Used Car Price⁽¹⁾	$23,932.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,437.23
Avg. DMV Fee	45.00
Cash Sale Price	$26,613.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,613.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$455.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,932.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Volkswagen Beetle 2.0T SE

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This below average mileage used 2018 Volkswagen Beetle 2.0T SE FWD hatchback under 63,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $21K at Moberly Motor Company in Moberly, MO. ...View More Details

Sales Price:	$20,500
Est. Payment:	$453.55 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,299
Location:	Moberly, MO

Item	Amount
Used Car Price⁽¹⁾	$20,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,090.60
Avg. DMV Fee	45.00
Cash Sale Price	$22,834.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,834.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$453.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge ST-Line

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This low mileage second hand 2023 Ford Edge ST-Line AWD SUV below 47,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $24K at Joe Machens Capital City Ford in Jefferson City, MO. ...View More Details

Sales Price:	$23,759
Est. Payment:	$452.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,970
Location:	Jefferson City, MO

Item	Amount
Used Car Price⁽¹⁾	$23,759.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,419.76
Avg. DMV Fee	45.00
Cash Sale Price	$26,422.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,422.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$452.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,759.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Cherokee Latitude Lux

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This low mileage used 2022 Jeep Cherokee Latitude Lux 4x4 SUV below 28,000 miles, automatic transmission, and 21 MPG, 3.2L gas engine is for sale right now below $24K at Joe Machens Capital City Ford in Jefferson City, MO. ...View More Details

Sales Price:	$23,861
Est. Payment:	$454.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,968
Location:	Jefferson City, MO

Item	Amount
Used Car Price⁽¹⁾	$23,861.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,430.06
Avg. DMV Fee	45.00
Cash Sale Price	$26,535.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,535.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$454.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,861.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Edge ST-Line

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This low mileage preowned 2022 Ford Edge ST-Line AWD SUV below 57,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $22K at Joe Machens Capital City Ford in Jefferson City, MO. ...View More Details

Sales Price:	$21,500
Est. Payment:	$439.47 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,993
Location:	Jefferson City, MO

Item	Amount
Used Car Price⁽¹⁾	$21,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,191.60
Avg. DMV Fee	45.00
Cash Sale Price	$23,935.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,935.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$439.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Escape Active

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This low mileage preowned 2025 Ford Escape Active AWD SUV under 25,000 miles, automatic transmission, and 21 MPG, 1.5L gas engine is for sale right now under $24K at Joe Machens Capital City Ford in Jefferson City, MO. ...View More Details

Sales Price:	$23,856
Est. Payment:	$453.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,567
Location:	Jefferson City, MO

Item	Amount
Used Car Price⁽¹⁾	$23,856.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,429.56
Avg. DMV Fee	45.00
Cash Sale Price	$26,529.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,529.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$453.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,856.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Buick Encore GX Preferred

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This low mileage used 2025 Buick Encore GX Preferred FWD SUV under 24,000 miles, cvt transmission, and 21 MPG, 1.3L gas engine is for sale right now under $22K at Moberly Motor Company in Moberly, MO. ...View More Details

Sales Price:	$22,000
Est. Payment:	$418.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,225
Location:	Moberly, MO

Item	Amount
Used Car Price⁽¹⁾	$22,000.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,242.10
Avg. DMV Fee	45.00
Cash Sale Price	$24,486.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,486.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$418.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SEL

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This low mileage preowned 2022 Ford Escape SEL AWD SUV under 17,000 miles, automatic transmission, and 21 MPG, 1.5L gas engine is for sale right now under $24K at Joe Machens Capital City Ford in Jefferson City, MO. ...View More Details

Sales Price:	$23,247
Est. Payment:	$442.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,937
Location:	Jefferson City, MO

Item	Amount
Used Car Price⁽¹⁾	$23,247.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,368.05
Avg. DMV Fee	45.00
Cash Sale Price	$25,859.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,859.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$442.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,247.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Dodge Grand Caravan GT

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This above average mileage preowned 2017 Dodge Grand Caravan GT FWD minivan below 96,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now under $14K at Moberly Motor Company in Moberly, MO. ...View More Details

Sales Price:	$13,500
Est. Payment:	$408.05 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,658
Location:	Moberly, MO

Item	Amount
Used Car Price⁽¹⁾	$13,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,383.60
Avg. DMV Fee	45.00
Cash Sale Price	$15,127.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,127.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$408.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $13,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in the Greater Columbia - Jefferson City Area

Metro Columbia - Jefferson City Secondhand Used Vehicles with Payments Under $450 / Month

2025 Kia K4 LXS

2024 Ford Escape ST-Line

2018 Volkswagen Beetle 2.0T SE

2023 Ford Edge ST-Line

2022 Jeep Cherokee Latitude Lux

2022 Ford Edge ST-Line

2025 Ford Escape Active

2025 Buick Encore GX Preferred

2022 Ford Escape SEL

2017 Dodge Grand Caravan GT

Greater Columbia - Jefferson City Area Cities with Used Cars for Sale Below $450 / Month

Metro Columbia - Jefferson City Area Counties with Used Cars for Sale Below $450 / Month

Used Cars under $450 per month for Sale in the Greater Columbia - Jefferson City Area

Metro Columbia - Jefferson City Secondhand Used Vehicles with Payments Under $450 / Month

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2024 Ford Escape ST-Line

Ford Escape ST-Line

2024 Ford Escape ST-Line Car Loan Estimate

2018 Volkswagen Beetle 2.0T SE

Volkswagen Beetle 2.0T SE

2018 Volkswagen Beetle 2.0T SE Car Loan Estimate

2023 Ford Edge ST-Line

Ford Edge ST-Line

2023 Ford Edge ST-Line Car Loan Estimate

2022 Jeep Cherokee Latitude Lux

Jeep Cherokee Latitude Lux

2022 Jeep Cherokee Latitude Lux Car Loan Estimate

2022 Ford Edge ST-Line

Ford Edge ST-Line

2022 Ford Edge ST-Line Car Loan Estimate

2025 Ford Escape Active

Ford Escape Active

2025 Ford Escape Active Car Loan Estimate

2025 Buick Encore GX Preferred

Buick Encore GX Preferred

2025 Buick Encore GX Preferred Car Loan Estimate

2022 Ford Escape SEL

Ford Escape SEL

2022 Ford Escape SEL Car Loan Estimate

2017 Dodge Grand Caravan GT

Dodge Grand Caravan GT

2017 Dodge Grand Caravan GT Car Loan Estimate

Greater Columbia - Jefferson City Area Cities with Used Cars for Sale Below $450 / Month

Metro Columbia - Jefferson City Area Counties with Used Cars for Sale Below $450 / Month

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