Columbia - Jefferson City, MO Area Used Cars Under $40,000

2024 Ford Explorer Timberline

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This low mileage second hand 2024 Ford Explorer Timberline AWD SUV under 20,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $39K at Joe Machens Capital City Ford in Jefferson City, MO. ...View More Details

Sales Price:	$38,993
Est. Payment:	$739.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,450
Location:	Jefferson City, MO

Item	Amount
Used Car Price⁽¹⁾	$38,993.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,958.39
Avg. DMV Fee	45.00
Cash Sale Price	$43,195.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,195.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$739.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 Platinum

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This low mileage preowned 2019 Ford F-150 Platinum 4x4 pickup below 58,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now below $36K at Moberly Motor Company in Moberly, MO. ...View More Details

Sales Price:	$36,000
Est. Payment:	$732.58 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,100
Location:	Moberly, MO

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,656.10
Avg. DMV Fee	45.00
Cash Sale Price	$39,900.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,900.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$732.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Nautilus Reserve

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This low mileage second hand 2022 Lincoln Nautilus Reserve AWD SUV below 30,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $37K at Joe Machens Capital City Ford in Jefferson City, MO. ...View More Details

Sales Price:	$36,516
Est. Payment:	$692.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,355
Location:	Jefferson City, MO

Item	Amount
Used Car Price⁽¹⁾	$36,516.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,708.22
Avg. DMV Fee	45.00
Cash Sale Price	$40,468.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,468.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$692.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,516.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer ST-Line

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This low mileage used 2024 Ford Explorer ST-Line AWD SUV below 16,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $40K at Joe Machens Capital City Ford in Jefferson City, MO. ...View More Details

Sales Price:	$39,142
Est. Payment:	$741.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,524
Location:	Jefferson City, MO

Item	Amount
Used Car Price⁽¹⁾	$39,142.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,973.44
Avg. DMV Fee	45.00
Cash Sale Price	$43,359.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,359.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$741.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,142.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage used 2023 Ford F-150 Lariat 4x4 pickup below 34,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $37K at Joe Machens Capital City Ford in Jefferson City, MO. ...View More Details

Sales Price:	$36,348
Est. Payment:	$689.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,183
Location:	Jefferson City, MO

Item	Amount
Used Car Price⁽¹⁾	$36,348.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,691.25
Avg. DMV Fee	45.00
Cash Sale Price	$40,283.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,283.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$689.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,348.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This below average mileage preowned 2022 Ford F-150 XL 4x4 pickup under 69,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $40K at Joe Machens Capital City Ford in Jefferson City, MO. ...View More Details

Sales Price:	$39,993
Est. Payment:	$879.84 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,239
Location:	Jefferson City, MO

Item	Amount
Used Car Price⁽¹⁾	$39,993.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,059.39
Avg. DMV Fee	45.00
Cash Sale Price	$44,296.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,296.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$879.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 31,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $36K at Joe Machens Capital City Ford in Jefferson City, MO. ...View More Details

Sales Price:	$35,213
Est. Payment:	$667.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,873
Location:	Jefferson City, MO

Item	Amount
Used Car Price⁽¹⁾	$35,213.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,576.61
Avg. DMV Fee	45.00
Cash Sale Price	$39,033.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,033.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$667.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,213.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage used 2023 Ford Explorer ST AWD SUV below 45,000 miles, automatic transmission, and 20 MPG, 3.0L gas engine is for sale right now below $40K at Moberly Motor Company in Moberly, MO. ...View More Details

Sales Price:	$40,000
Est. Payment:	$758.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,899
Location:	Moberly, MO

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,060.10
Avg. DMV Fee	45.00
Cash Sale Price	$44,304.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,304.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$758.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lincoln Nautilus Hybrid Premiere

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This low mileage second hand 2024 Lincoln Nautilus Hybrid Premiere AWD SUV below 49,000 miles, cvt transmission, and 20 MPG, 2.0L hybrid engine is for sale right now below $40K at Joe Machens Capital City Ford in Jefferson City, MO. ...View More Details

Sales Price:	$39,288
Est. Payment:	$744.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,291
Location:	Jefferson City, MO

Item	Amount
Used Car Price⁽¹⁾	$39,288.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,988.19
Avg. DMV Fee	45.00
Cash Sale Price	$43,520.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,520.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$744.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,288.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 King Ranch

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This average mileage used 2022 Ford F-150 King Ranch 4x4 pickup under 80,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $38K at Moberly Motor Company in Moberly, MO. ...View More Details

Sales Price:	$37,500
Est. Payment:	$901.77 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,676
Location:	Moberly, MO

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,807.60
Avg. DMV Fee	45.00
Cash Sale Price	$41,551.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,551.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$901.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Columbia - Jefferson City Area

Metro Columbia - Jefferson City Secondhand Used Vehicles Priced Below $40,000

2024 Ford Explorer Timberline

2019 Ford F-150 Platinum

2022 Lincoln Nautilus Reserve

2024 Ford Explorer ST-Line

2023 Ford F-150 Lariat

2022 Ford F-150 XL

2023 Ford F-150 XL

2023 Ford Explorer ST

2024 Lincoln Nautilus Hybrid Premiere

2022 Ford F-150 King Ranch

Greater Columbia - Jefferson City Area Cities with Used Cars for Sale Below $40K

Metro Columbia - Jefferson City Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Columbia - Jefferson City Area

Metro Columbia - Jefferson City Secondhand Used Vehicles Priced Below $40,000

2024 Ford Explorer Timberline

Ford Explorer Timberline

2024 Ford Explorer Timberline Car Loan Estimate

2019 Ford F-150 Platinum

Ford F-150 Platinum

2019 Ford F-150 Platinum Car Loan Estimate

2022 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2022 Lincoln Nautilus Reserve Car Loan Estimate

2024 Ford Explorer ST-Line

Ford Explorer ST-Line

2024 Ford Explorer ST-Line Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2024 Lincoln Nautilus Hybrid Premiere

Lincoln Nautilus Hybrid Premiere

2024 Lincoln Nautilus Hybrid Premiere Car Loan Estimate

2022 Ford F-150 King Ranch

Ford F-150 King Ranch

2022 Ford F-150 King Ranch Car Loan Estimate

Greater Columbia - Jefferson City Area Cities with Used Cars for Sale Below $40K

Metro Columbia - Jefferson City Area Counties with Used Cars for Sale Below $40,000

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