Columbia - Jefferson City, MO Area Used Cars Under $40,000

2023 Ford Explorer ST

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This low mileage used 2023 Ford Explorer ST AWD SUV under 45,000 miles, automatic transmission, and 20 MPG, 3.0L gas engine is for sale right now below $39K at Moberly Motor Company in Moberly, MO. ...View More Details

Sales Price:	$39,000
Est. Payment:	$739.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,899
Location:	Moberly, MO

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,959.10
Avg. DMV Fee	45.00
Cash Sale Price	$43,203.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,203.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$739.27

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-350 Super Duty XLT

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This average mileage second hand 2019 Ford F-350 Super Duty XLT 4x4 chassis below 70,000 miles, automatic transmission, and 20 MPG, 6.7L diesel engine is for sale right now below $38K at Moberly Motor Company in Moberly, MO. ...View More Details

Sales Price:	$38,000
Est. Payment:	$913.72 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,056
Location:	Moberly, MO

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,858.10
Avg. DMV Fee	45.00
Cash Sale Price	$42,102.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,102.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$913.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer Platinum

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This low mileage preowned 2022 Ford Explorer Platinum AWD SUV under 50,000 miles, automatic transmission, and 20 MPG, 3.0L gas engine is for sale right now under $36K at Moberly Motor Company in Moberly, MO. ...View More Details

Sales Price:	$36,000
Est. Payment:	$732.58 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,320
Location:	Moberly, MO

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,656.10
Avg. DMV Fee	45.00
Cash Sale Price	$39,900.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,900.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$732.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage second hand 2025 Ford Explorer ST-Line AWD SUV under 36,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $36K at Joe Machens Capital City Ford in Jefferson City, MO. ...View More Details

Sales Price:	$35,476
Est. Payment:	$672.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,111
Location:	Jefferson City, MO

Item	Amount
Used Car Price⁽¹⁾	$35,476.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,603.18
Avg. DMV Fee	45.00
Cash Sale Price	$39,323.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,323.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$672.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,476.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This below average mileage second hand 2023 Ford F-150 XL 4x4 pickup below 61,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $37K at Joe Machens Capital City Ford in Jefferson City, MO. ...View More Details

Sales Price:	$36,783
Est. Payment:	$809.64 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,223
Location:	Jefferson City, MO

Item	Amount
Used Car Price⁽¹⁾	$36,783.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,735.18
Avg. DMV Fee	45.00
Cash Sale Price	$40,762.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,762.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$809.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,783.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer Timberline

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This low mileage used 2024 Ford Explorer Timberline AWD SUV below 20,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $38K at Joe Machens Capital City Ford in Jefferson City, MO. ...View More Details

Sales Price:	$38,000
Est. Payment:	$720.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,450
Location:	Jefferson City, MO

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,858.10
Avg. DMV Fee	45.00
Cash Sale Price	$42,102.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,102.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$720.43

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4x4 pickup below 37,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $36K at Joe Machens Capital City Ford in Jefferson City, MO. ...View More Details

Sales Price:	$35,598
Est. Payment:	$675.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,792
Location:	Jefferson City, MO

Item	Amount
Used Car Price⁽¹⁾	$35,598.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,615.50
Avg. DMV Fee	45.00
Cash Sale Price	$39,457.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,457.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$675.18

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,598.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Laramie

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This average mileage second hand 2021 Ram 1500 Laramie 4x4 pickup below 72,000 miles, automatic transmission, and 20 MPG, 5.7L gas engine is for sale right now under $37K at Moberly Motor Company in Moberly, MO. ...View More Details

Sales Price:	$36,500
Est. Payment:	$877.88 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,289
Location:	Moberly, MO

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,706.60
Avg. DMV Fee	45.00
Cash Sale Price	$40,450.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,450.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$877.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Timberline

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This low mileage second hand 2023 Ford Explorer Timberline AWD SUV below 26,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $37K at Joe Machens Capital City Ford in Jefferson City, MO. ...View More Details

Sales Price:	$36,209
Est. Payment:	$686.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,837
Location:	Jefferson City, MO

Item	Amount
Used Car Price⁽¹⁾	$36,209.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,677.21
Avg. DMV Fee	45.00
Cash Sale Price	$40,130.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,130.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$686.69

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,209.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4x4 pickup below 24,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $39K at Joe Machens Capital City Ford in Jefferson City, MO. ...View More Details

Sales Price:	$38,350
Est. Payment:	$727.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,320
Location:	Jefferson City, MO

Item	Amount
Used Car Price⁽¹⁾	$38,350.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,893.45
Avg. DMV Fee	45.00
Cash Sale Price	$42,487.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,487.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$727.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Columbia - Jefferson City Area

Metro Columbia - Jefferson City Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer ST

2019 Ford F-350 Super Duty XLT

2022 Ford Explorer Platinum

2025 Ford Explorer ST-Line

2023 Ford F-150 XL

2024 Ford Explorer Timberline

2023 Ford F-150 XLT

2021 Ram 1500 Laramie

2023 Ford Explorer Timberline

2023 Ford F-150 Lariat

Greater Columbia - Jefferson City Area Cities with Used Cars for Sale Below $40K

Metro Columbia - Jefferson City Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Columbia - Jefferson City Area

Metro Columbia - Jefferson City Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2019 Ford F-350 Super Duty XLT

Ford F-350 Super Duty XLT

2019 Ford F-350 Super Duty XLT Car Loan Estimate

2022 Ford Explorer Platinum

Ford Explorer Platinum

2022 Ford Explorer Platinum Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford Explorer Timberline

Ford Explorer Timberline

2024 Ford Explorer Timberline Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2021 Ram 1500 Laramie

Ram 1500 Laramie

2021 Ram 1500 Laramie Car Loan Estimate

2023 Ford Explorer Timberline

Ford Explorer Timberline

2023 Ford Explorer Timberline Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

Greater Columbia - Jefferson City Area Cities with Used Cars for Sale Below $40K

Metro Columbia - Jefferson City Area Counties with Used Cars for Sale Below $40,000

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