Kansas City, MO Area Used Cars Under $40,000

2023 Ford Explorer Limited

⇩ View Seller Description

This low mileage used 2023 Ford Explorer Limited AWD SUV under 57,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $35K at Tri-State Ford in Maryville, MO. ...View More Details

Sales Price:	$35,000
Est. Payment:	$712.37 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,887
Location:	Maryville, MO

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,555.10
Avg. DMV Fee	45.00
Cash Sale Price	$38,799.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,799.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$712.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Transit 250

⇩ View Seller Description

This low mileage used 2025 Ford Transit 250 RWD van under 13,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $36K at Louisburg Ford Sales in Louisburg, KS. ...View More Details

Sales Price:	$35,500
Est. Payment:	$673.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,717
Location:	Louisburg, KS

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,605.60
Avg. DMV Fee	45.00
Cash Sale Price	$39,349.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,349.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$673.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

⇩ View Seller Description

This low mileage preowned 2023 Lincoln Nautilus Reserve FWD SUV below 25,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $35K at Olathe Ford in Olathe, KS. ...View More Details

Sales Price:	$35,000
Est. Payment:	$663.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,418
Location:	Olathe, KS

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,555.10
Avg. DMV Fee	45.00
Cash Sale Price	$38,799.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,799.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$663.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lexus ES 350 Base

⇩ View Seller Description

This low mileage used 2023 Lexus ES 350 Base FWD sedan below 25,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $38K at Louisburg Ford Sales in Louisburg, KS. ...View More Details

Sales Price:	$38,000
Est. Payment:	$720.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,568
Location:	Louisburg, KS

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,858.10
Avg. DMV Fee	45.00
Cash Sale Price	$42,102.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,102.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$720.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

⇩ View Seller Description

This low mileage used 2023 Ford F-150 Lariat 4x4 pickup under 36,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $37K at Bob Allen Ford-Ottawa in Ottawa, KS. ...View More Details

Sales Price:	$37,000
Est. Payment:	$701.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,447
Location:	Ottawa, KS

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,757.10
Avg. DMV Fee	45.00
Cash Sale Price	$41,001.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,001.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$701.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Silverado 1500 LTZ

⇩ View Seller Description

This below average mileage preowned 2019 Chevrolet Silverado 1500 LTZ 4x4 pickup under 66,000 miles, automatic transmission, and 21 MPG, 6.2L gas engine is for sale right now below $36K at Rob Sight Ford in Kansas City, MO. ...View More Details

Sales Price:	$35,500
Est. Payment:	$781.58 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,133
Location:	Kansas City, MO

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,605.60
Avg. DMV Fee	45.00
Cash Sale Price	$39,349.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,349.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$781.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Corsair Reserve

⇩ View Seller Description

This low mileage preowned 2023 Lincoln Corsair Reserve AWD SUV below 22,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $36K at Olathe Ford in Olathe, KS. ...View More Details

Sales Price:	$35,500
Est. Payment:	$673.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,314
Location:	Olathe, KS

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,605.60
Avg. DMV Fee	45.00
Cash Sale Price	$39,349.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,349.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$673.33

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma SR5

⇩ View Seller Description

This low mileage preowned 2025 Toyota Tacoma SR5 4x4 pickup below 35,000 miles, automatic transmission, and 21 MPG, 2.4L gas engine is for sale right now below $38K at Warrensburg Ford in Warrensburg, MO. ...View More Details

Sales Price:	$37,500
Est. Payment:	$711.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,667
Location:	Warrensburg, MO

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,807.60
Avg. DMV Fee	45.00
Cash Sale Price	$41,551.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,551.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$711.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick Tremor

⇩ View Seller Description

This low mileage used 2025 Ford Maverick Tremor AWD pickup under 2,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $37K at Smithville Ford in Smithville, MO. ...View More Details

Sales Price:	$36,391
Est. Payment:	$690.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,441
Location:	Smithville, MO

Item	Amount
Used Car Price⁽¹⁾	$36,391.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,695.59
Avg. DMV Fee	45.00
Cash Sale Price	$40,330.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,330.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$690.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,391.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Buick Enclave Essence

⇩ View Seller Description

This low mileage used 2024 Buick Enclave Essence 4x4 SUV below 18,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now under $39K at Thoroughbred Ford in Kansas City, MO. ...View More Details

Sales Price:	$38,900
Est. Payment:	$737.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,257
Location:	Kansas City, MO

Item	Amount
Used Car Price⁽¹⁾	$38,900.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,949.00
Avg. DMV Fee	45.00
Cash Sale Price	$43,093.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,093.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$737.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Kansas City Area

Metro Kansas City Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer Limited

2025 Ford Transit 250

2023 Lincoln Nautilus Reserve

2023 Lexus ES 350 Base

2023 Ford F-150 Lariat

2019 Chevrolet Silverado 1500 LTZ

2023 Lincoln Corsair Reserve

2025 Toyota Tacoma SR5

2025 Ford Maverick Tremor

2024 Buick Enclave Essence

Greater Kansas City Area Cities with Used Cars for Sale Below $40K

Metro Kansas City Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Kansas City Area

Metro Kansas City Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2025 Ford Transit 250

Ford Transit 250

2025 Ford Transit 250 Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2023 Lexus ES 350 Base

Lexus ES 350 Base

2023 Lexus ES 350 Base Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2019 Chevrolet Silverado 1500 LTZ

Chevrolet Silverado 1500 LTZ

2019 Chevrolet Silverado 1500 LTZ Car Loan Estimate

2023 Lincoln Corsair Reserve

Lincoln Corsair Reserve

2023 Lincoln Corsair Reserve Car Loan Estimate

2025 Toyota Tacoma SR5

Toyota Tacoma SR5

2025 Toyota Tacoma SR5 Car Loan Estimate

2025 Ford Maverick Tremor

Ford Maverick Tremor

2025 Ford Maverick Tremor Car Loan Estimate

2024 Buick Enclave Essence

Buick Enclave Essence

2024 Buick Enclave Essence Car Loan Estimate

Greater Kansas City Area Cities with Used Cars for Sale Below $40K

Metro Kansas City Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments