Springfield, MO Used Cars Under $40,000 |with Payments|

2026 Hyundai SANTA CRUZ SEL Activity

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This low mileage preowned 2026 Hyundai SANTA CRUZ SEL Activity AWD pickup below 0,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now under $37K at Reliable Hyundai in Springfield, MO. ...View More Details

Sales Price:	$36,568
Est. Payment:	$693.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	192
Location:	Springfield, MO

Item	Amount
Used Car Price⁽¹⁾	$36,568.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,713.47
Avg. DMV Fee	45.00
Cash Sale Price	$40,525.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,525.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$693.45

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,568.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA Hybrid Limited

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This low mileage preowned 2026 Hyundai SONATA Hybrid Limited FWD sedan below 0,000 miles, automatic transmission, and 27 MPG, 2.0L hybrid engine is for sale right now below $40K at Reliable Hyundai in Springfield, MO. ...View More Details

Sales Price:	$39,350
Est. Payment:	$745.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	225
Location:	Springfield, MO

Item	Amount
Used Car Price⁽¹⁾	$39,350.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,994.45
Avg. DMV Fee	45.00
Cash Sale Price	$43,588.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,588.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$745.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai KONA Limited

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This low mileage preowned 2026 Hyundai KONA Limited AWD SUV under 0,000 miles, automatic transmission, and 27 MPG, 1.6L gas engine is for sale right now below $36K at Reliable Hyundai in Springfield, MO. ...View More Details

Sales Price:	$35,054
Est. Payment:	$664.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16
Location:	Springfield, MO

Item	Amount
Used Car Price⁽¹⁾	$35,054.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,560.55
Avg. DMV Fee	45.00
Cash Sale Price	$38,858.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,858.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$664.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,054.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage used 2026 Hyundai SANTA FE Hybrid SEL FWD SUV below 0,000 miles, automatic transmission, and 27 MPG, 1.6L hybrid engine is for sale right now below $40K at Reliable Hyundai in Springfield, MO. ...View More Details

Sales Price:	$39,912
Est. Payment:	$756.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2
Location:	Springfield, MO

Item	Amount
Used Car Price⁽¹⁾	$39,912.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,051.21
Avg. DMV Fee	45.00
Cash Sale Price	$44,207.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,207.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$756.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,912.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL Premium

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This low mileage preowned 2026 Hyundai TUCSON SEL Premium FWD SUV under 0,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $36K at Reliable Hyundai in Springfield, MO. ...View More Details

Sales Price:	$35,777
Est. Payment:	$678.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2
Location:	Springfield, MO

Item	Amount
Used Car Price⁽¹⁾	$35,777.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,633.58
Avg. DMV Fee	45.00
Cash Sale Price	$39,654.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,654.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$678.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA N Line

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This low mileage second hand 2026 Hyundai SONATA N Line FWD sedan under 4,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $37K at Reliable Hyundai in Springfield, MO. ...View More Details

Sales Price:	$36,416
Est. Payment:	$690.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,372
Location:	Springfield, MO

Item	Amount
Used Car Price⁽¹⁾	$36,416.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,698.12
Avg. DMV Fee	45.00
Cash Sale Price	$40,358.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,358.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$690.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,416.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA N Line

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This low mileage second hand 2026 Hyundai SONATA N Line FWD sedan below 0,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now under $37K at Reliable Hyundai in Springfield, MO. ...View More Details

Sales Price:	$36,483
Est. Payment:	$691.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20
Location:	Springfield, MO

Item	Amount
Used Car Price⁽¹⁾	$36,483.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,704.88
Avg. DMV Fee	45.00
Cash Sale Price	$40,431.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,431.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$691.85

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,483.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL Premium

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This low mileage second hand 2026 Hyundai TUCSON SEL Premium AWD SUV below 0,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $37K at Reliable Hyundai in Springfield, MO. ...View More Details

Sales Price:	$36,604
Est. Payment:	$694.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26
Location:	Springfield, MO

Item	Amount
Used Car Price⁽¹⁾	$36,604.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,717.10
Avg. DMV Fee	45.00
Cash Sale Price	$40,565.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,565.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$694.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,604.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Limited

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This low mileage used 2026 Hyundai TUCSON Limited FWD SUV below 0,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now under $40K at Reliable Hyundai in Springfield, MO. ...View More Details

Sales Price:	$39,686
Est. Payment:	$752.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11
Location:	Springfield, MO

Item	Amount
Used Car Price⁽¹⁾	$39,686.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,028.39
Avg. DMV Fee	45.00
Cash Sale Price	$43,958.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,958.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$752.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,686.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL Premium

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This low mileage second hand 2026 Hyundai TUCSON SEL Premium AWD SUV under 0,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now under $37K at Reliable Hyundai in Springfield, MO. ...View More Details

Sales Price:	$36,661
Est. Payment:	$695.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17
Location:	Springfield, MO

Item	Amount
Used Car Price⁽¹⁾	$36,661.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,722.86
Avg. DMV Fee	45.00
Cash Sale Price	$40,627.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,627.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$695.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,661.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Springfield, MO

Springfield, MO Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SONATA Hybrid Limited

2026 Hyundai KONA Limited

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai TUCSON SEL Premium

2026 Hyundai SONATA N Line

2026 Hyundai SONATA N Line

2026 Hyundai TUCSON SEL Premium

2026 Hyundai TUCSON Limited

2026 Hyundai TUCSON SEL Premium

Used Cars under $40,000 for Sale in Springfield, MO

Springfield, MO Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA CRUZ SEL Activity

Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SANTA CRUZ SEL Activity Car Loan Estimate

2026 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited Car Loan Estimate

2026 Hyundai KONA Limited

Hyundai KONA Limited

2026 Hyundai KONA Limited Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai TUCSON SEL Premium

Hyundai TUCSON SEL Premium

2026 Hyundai TUCSON SEL Premium Car Loan Estimate

2026 Hyundai SONATA N Line

Hyundai SONATA N Line

2026 Hyundai SONATA N Line Car Loan Estimate

2026 Hyundai SONATA N Line

Hyundai SONATA N Line

2026 Hyundai SONATA N Line Car Loan Estimate

2026 Hyundai TUCSON SEL Premium

Hyundai TUCSON SEL Premium

2026 Hyundai TUCSON SEL Premium Car Loan Estimate

2026 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2026 Hyundai TUCSON Limited Car Loan Estimate

2026 Hyundai TUCSON SEL Premium

Hyundai TUCSON SEL Premium

2026 Hyundai TUCSON SEL Premium Car Loan Estimate

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