Springfield, MO Used Cars Under $45,000 |with Payments|

2026 Hyundai SANTA CRUZ Limited

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This low mileage second hand 2026 Hyundai SANTA CRUZ Limited AWD pickup below 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $45K at Reliable Hyundai in Springfield, MO. ...View More Details

Sales Price:	$44,802
Est. Payment:	$1,128.28 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	16
Location:	Springfield, MO
Estimated Cash Down:	$1,200

Item	Amount
Used Car Price⁽¹⁾	$44,802.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,545.10
Avg. DMV Fee	45.00
Cash Sale Price	$49,591.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,200.00
Total Loan Amount	$48,430.96
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$1,128.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,802.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Limited

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This low mileage second hand 2026 Hyundai SANTA FE Limited FWD SUV below 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $45K at Reliable Hyundai in Springfield, MO. ...View More Details

Sales Price:	$44,942
Est. Payment:	$1,131.80 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	2
Location:	Springfield, MO
Estimated Cash Down:	$1,200

Item	Amount
Used Car Price⁽¹⁾	$44,942.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,559.24
Avg. DMV Fee	45.00
Cash Sale Price	$49,745.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,200.00
Total Loan Amount	$48,582.30
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$1,131.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,942.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Limited

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This low mileage preowned 2026 Hyundai TUCSON Limited AWD SUV below 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $44K at Reliable Hyundai in Springfield, MO. ...View More Details

Sales Price:	$43,420
Est. Payment:	$1,093.47 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	14
Location:	Springfield, MO
Estimated Cash Down:	$1,200

Item	Amount
Used Car Price⁽¹⁾	$43,420.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,405.52
Avg. DMV Fee	45.00
Cash Sale Price	$48,069.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,200.00
Total Loan Amount	$46,937.02
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,093.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,420.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ Limited

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This low mileage used 2026 Hyundai SANTA CRUZ Limited AWD pickup below 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $45K at Reliable Hyundai in Springfield, MO. ...View More Details

Sales Price:	$44,726
Est. Payment:	$1,126.36 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Springfield, MO
Estimated Cash Down:	$1,200

Item	Amount
Used Car Price⁽¹⁾	$44,726.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,537.43
Avg. DMV Fee	45.00
Cash Sale Price	$49,507.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,200.00
Total Loan Amount	$48,348.81
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,126.36

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,726.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage second hand 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 0,000 miles, automatic transmission, and 25 MPG, 1.6L hybrid engine is for sale right now below $42K at Reliable Hyundai in Springfield, MO. ...View More Details

Sales Price:	$41,401
Est. Payment:	$1,042.63 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	3
Location:	Springfield, MO
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$41,401.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,201.60
Avg. DMV Fee	45.00
Cash Sale Price	$45,846.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$44,754.48
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,042.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,401.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL

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This low mileage used 2026 Hyundai PALISADE SEL FWD SUV under 0,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now below $43K at Reliable Hyundai in Springfield, MO. ...View More Details

Sales Price:	$42,819
Est. Payment:	$1,078.34 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	14
Location:	Springfield, MO
Estimated Cash Down:	$1,200

Item	Amount
Used Car Price⁽¹⁾	$42,819.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,344.82
Avg. DMV Fee	45.00
Cash Sale Price	$47,407.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,200.00
Total Loan Amount	$46,287.34
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,078.34

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,819.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage used 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 0,000 miles, automatic transmission, and 25 MPG, 1.6L hybrid engine is for sale right now under $42K at Reliable Hyundai in Springfield, MO. ...View More Details

Sales Price:	$41,554
Est. Payment:	$1,046.48 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	15
Location:	Springfield, MO
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$41,554.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,217.05
Avg. DMV Fee	45.00
Cash Sale Price	$46,015.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$44,919.87
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,046.48

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,554.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ Limited

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This low mileage preowned 2026 Hyundai SANTA CRUZ Limited AWD pickup below 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $45K at Reliable Hyundai in Springfield, MO. ...View More Details

Sales Price:	$44,695
Est. Payment:	$1,125.58 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	15
Location:	Springfield, MO
Estimated Cash Down:	$1,200

Item	Amount
Used Car Price⁽¹⁾	$44,695.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,534.29
Avg. DMV Fee	45.00
Cash Sale Price	$49,473.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,200.00
Total Loan Amount	$48,315.30
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,125.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage second hand 2026 Hyundai SANTA FE Hybrid SEL FWD SUV below 0,000 miles, automatic transmission, and 25 MPG, 1.6L hybrid engine is for sale right now below $42K at Reliable Hyundai in Springfield, MO. ...View More Details

Sales Price:	$41,077
Est. Payment:	$1,034.47 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Springfield, MO
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$41,077.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,168.88
Avg. DMV Fee	45.00
Cash Sale Price	$45,489.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$44,404.24
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,034.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,077.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Limited

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This low mileage preowned 2026 Hyundai SANTA FE Limited FWD SUV below 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $45K at Reliable Hyundai in Springfield, MO. ...View More Details

Sales Price:	$44,978
Est. Payment:	$1,132.71 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	16
Location:	Springfield, MO
Estimated Cash Down:	$1,200

Item	Amount
Used Car Price⁽¹⁾	$44,978.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,562.88
Avg. DMV Fee	45.00
Cash Sale Price	$49,784.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,200.00
Total Loan Amount	$48,621.22
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,132.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,978.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Springfield, MO

Springfield, MO Secondhand Used Vehicles Priced Below $45,000

2026 Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA FE Limited

2026 Hyundai TUCSON Limited

2026 Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai PALISADE SEL

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Limited

Used Cars under $45,000 for Sale in Springfield, MO

Springfield, MO Secondhand Used Vehicles Priced Below $45,000

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Poor Credit Auto Loan Estimate

2026 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2026 Hyundai SANTA FE Limited Poor Credit Auto Loan Estimate

2026 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2026 Hyundai TUCSON Limited Poor Credit Auto Finance Estimate

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Poor Credit Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Poor Credit Car Finance Estimate

2026 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL Poor Credit Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Poor Credit Auto Finance Estimate

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Poor Credit Car Finance Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Poor Credit Car Loan Estimate

2026 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2026 Hyundai SANTA FE Limited Poor Credit Car Loan Estimate

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