Billings, MT Area Used Cars Under $40,000

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 59,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now under $38K at Archie Cochrane Motors in Billings, MT. ...View More Details

Sales Price:	$37,993
Est. Payment:	$713.65 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,758
Location:	Billings, MT

Item	Amount
Used Car Price⁽¹⁾	$37,993.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$38,869.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,869.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$713.65

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma TRD Sport

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This low mileage second hand 2025 Toyota Tacoma TRD Sport 4x4 pickup under 4,000 miles, automatic transmission, and 19 MPG, 2.4L gas engine is for sale right now under $40K at Archie Cochrane Motors in Billings, MT. ...View More Details

Sales Price:	$39,991
Est. Payment:	$699.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,262
Location:	Billings, MT

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$40,867.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,867.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$699.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Timberline

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This low mileage preowned 2023 Ford Explorer Timberline AWD SUV below 35,000 miles, automatic transmission, and 19 MPG, 2.3L gas engine is for sale right now under $36K at Archie Cochrane Motors in Billings, MT. ...View More Details

Sales Price:	$35,991
Est. Payment:	$630.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,275
Location:	Billings, MT

Item	Amount
Used Car Price⁽¹⁾	$35,991.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$36,867.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,867.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$630.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Tremor

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This above average mileage second hand 2022 Ford F-150 Tremor 4x4 pickup below 97,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now under $40K at Archie Cochrane Motors in Billings, MT. ...View More Details

Sales Price:	$39,995
Est. Payment:	$1102.46 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,746
Location:	Billings, MT

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$40,871.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,871.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1102.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Bronco Badlands Advanced

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This below average mileage used 2021 Ford Bronco Badlands Advanced 4x4 SUV below 67,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now below $38K at Laurel Ford in Laurel, MT. ...View More Details

Sales Price:	$37,525
Est. Payment:	$762.74 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,664
Location:	Laurel, MT

Item	Amount
Used Car Price⁽¹⁾	$37,525.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$38,401.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,401.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$762.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,525.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 2500 Tradesman

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This average mileage used 2024 Ram 2500 Tradesman 4x4 pickup under 72,000 miles, automatic transmission, and 19 MPG, 6.7L diesel engine is for sale right now under $38K at Archie Cochrane Motors in Billings, MT. ...View More Details

Sales Price:	$37,991
Est. Payment:	$843.51 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,344
Location:	Billings, MT

Item	Amount
Used Car Price⁽¹⁾	$37,991.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$38,867.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,867.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$843.51

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 King Ranch

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This low mileage used 2023 Ford F-150 King Ranch 4x4 pickup below 42,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now below $38K at Archie Cochrane Motors in Billings, MT. ...View More Details

Sales Price:	$37,998
Est. Payment:	$665.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,363
Location:	Billings, MT

Item	Amount
Used Car Price⁽¹⁾	$37,998.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$38,874.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,874.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$665.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Limited

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This above average mileage second hand 2021 Ram 1500 Limited 4x4 pickup under 99,000 miles, automatic transmission, and 19 MPG, 5.7L gas engine is for sale right now under $38K at Laurel Ford in Laurel, MT. ...View More Details

Sales Price:	$37,990
Est. Payment:	$1048.38 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,797
Location:	Laurel, MT

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$38,866.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,866.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1048.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Lexus LS 500 Base

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This below average mileage preowned 2019 Lexus LS 500 Base RWD sedan below 61,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now under $40K at Archie Cochrane Motors in Billings, MT. ...View More Details

Sales Price:	$39,994
Est. Payment:	$811.78 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,196
Location:	Billings, MT

Item	Amount
Used Car Price⁽¹⁾	$39,994.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$40,870.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,870.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$811.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 SLE

⇩ View Seller Description

This low mileage second hand 2023 GMC Sierra 1500 SLE 4x4 pickup under 34,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now below $37K at Archie Cochrane Motors in Billings, MT. ...View More Details

Sales Price:	$36,491
Est. Payment:	$639.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,023
Location:	Billings, MT

Item	Amount
Used Car Price⁽¹⁾	$36,491.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$37,367.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,367.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$639.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,491.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Billings Area

Metro Billings Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

2025 Toyota Tacoma TRD Sport

2023 Ford Explorer Timberline

2022 Ford F-150 Tremor

2021 Ford Bronco Badlands Advanced

2024 Ram 2500 Tradesman

2023 Ford F-150 King Ranch

2021 Ram 1500 Limited

2019 Lexus LS 500 Base

2023 GMC Sierra 1500 SLE

Greater Billings Area Cities with Used Cars for Sale Below $40K

Metro Billings Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Billings Area

Metro Billings Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2025 Toyota Tacoma TRD Sport Car Loan Estimate

2023 Ford Explorer Timberline

Ford Explorer Timberline

2023 Ford Explorer Timberline Car Loan Estimate

2022 Ford F-150 Tremor

Ford F-150 Tremor

2022 Ford F-150 Tremor Car Loan Estimate

2021 Ford Bronco Badlands Advanced

Ford Bronco Badlands Advanced

2021 Ford Bronco Badlands Advanced Car Loan Estimate

2024 Ram 2500 Tradesman

Ram 2500 Tradesman

2024 Ram 2500 Tradesman Car Loan Estimate

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

2021 Ram 1500 Limited

Ram 1500 Limited

2021 Ram 1500 Limited Car Loan Estimate

2019 Lexus LS 500 Base

Lexus LS 500 Base

2019 Lexus LS 500 Base Car Loan Estimate

2023 GMC Sierra 1500 SLE

GMC Sierra 1500 SLE

2023 GMC Sierra 1500 SLE Car Loan Estimate

Greater Billings Area Cities with Used Cars for Sale Below $40K

Metro Billings Area Counties with Used Cars for Sale Below $40,000

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