Billings, MT Area Used Cars Under $45,000

2023 Ford F-150 Lariat

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This low mileage second hand 2023 Ford F-150 Lariat 4X4 pickup under 38,000 miles, a transmission, and 21 MPG, 3.5L hybrid engine is for sale right now under $45K at Archie Cochrane Motors, Inc. in Billings, MT. ...View More Details

Sales Price:	$44,575
Est. Payment:	$777.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,105
Location:	Billings, MT

Item	Amount
Used Car Price⁽¹⁾	$44,575.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$45,451.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,451.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$777.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,575.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger XLT

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This low mileage second hand 2025 Ford Ranger XLT 4X4 pickup below 1,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now below $43K at Laurel Ford in Laurel, MT. ...View More Details

Sales Price:	$42,860
Est. Payment:	$748.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,126
Location:	Laurel, MT

Item	Amount
Used Car Price⁽¹⁾	$42,860.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$43,736.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,736.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$748.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,860.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Tremor

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This low mileage used 2022 Ford F-150 Tremor 4X4 pickup under 52,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now below $44K at Archie Cochrane Motors, Inc. in Billings, MT. ...View More Details

Sales Price:	$43,575
Est. Payment:	$816.14 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,984
Location:	Billings, MT

Item	Amount
Used Car Price⁽¹⁾	$43,575.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$44,451.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,451.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$816.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,575.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage second hand 2022 Ford F-150 XLT 4X4 pickup below 46,000 miles, a transmission, and 21 MPG, 5.0L flexible engine is for sale right now under $45K at Laurel Ford in Laurel, MT. ...View More Details

Sales Price:	$44,375
Est. Payment:	$774.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,094
Location:	Laurel, MT

Item	Amount
Used Car Price⁽¹⁾	$44,375.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$45,251.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,251.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$774.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,375.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage used 2023 Ford Explorer ST AWD SUV below 24,000 miles, a transmission, and 21 MPG, 3.0L gas engine is for sale right now below $45K at Laurel Ford in Laurel, MT. ...View More Details

Sales Price:	$44,652
Est. Payment:	$779.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,562
Location:	Laurel, MT

Item	Amount
Used Car Price⁽¹⁾	$44,652.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$45,528.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,528.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$779.05

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,652.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride SX-Prestige X-Line

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This low mileage preowned 2025 Kia Telluride SX-Prestige X-Line AWD SUV below 24,000 miles, a transmission, and 21 MPG, 3.8L gas engine is for sale right now below $45K at Bob Smith Lincoln, Inc. in Billings, MT. ...View More Details

Sales Price:	$44,900
Est. Payment:	$783.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,135
Location:	Billings, MT

Item	Amount
Used Car Price⁽¹⁾	$44,900.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$45,776.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,776.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$783.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage second hand 2024 Ford F-150 STX 4X4 pickup below 24,000 miles, a transmission, and 21 MPG, 2.7L gas engine is for sale right now below $44K at Laurel Ford in Laurel, MT. ...View More Details

Sales Price:	$43,860
Est. Payment:	$765.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,551
Location:	Laurel, MT

Item	Amount
Used Car Price⁽¹⁾	$43,860.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$44,736.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,736.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$765.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,860.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lincoln Aviator Reserve

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This low mileage used 2021 Lincoln Aviator Reserve AWD SUV under 16,000 miles, a transmission, and 21 MPG, 3.0L gas engine is for sale right now under $45K at Bob Smith Lincoln, Inc. in Billings, MT. ...View More Details

Sales Price:	$44,900
Est. Payment:	$783.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,541
Location:	Billings, MT

Item	Amount
Used Car Price⁽¹⁾	$44,900.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$45,776.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,776.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$783.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 2500HD LT

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This below average mileage preowned 2024 Chevrolet Silverado 2500HD LT 4X4 pickup under 63,000 miles, transmission, and 21 MPG, 6.6L diesel engine is for sale right now under $45K at Archie Cochrane Motors, Inc. in Billings, MT. ...View More Details

Sales Price:	$44,575
Est. Payment:	$902.77 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,469
Location:	Billings, MT

Item	Amount
Used Car Price⁽¹⁾	$44,575.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$45,451.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,451.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$902.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,575.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride SX-Prestige X-Pro

⇩ View Seller Description

This low mileage preowned 2025 Kia Telluride SX-Prestige X-Pro AWD SUV under 46,000 miles, a transmission, and 21 MPG, 3.8L gas engine is for sale right now below $44K at Bob Smith Lincoln, Inc. in Billings, MT. ...View More Details

Sales Price:	$43,990
Est. Payment:	$767.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,639
Location:	Billings, MT

Item	Amount
Used Car Price⁽¹⁾	$43,990.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$44,866.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,866.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$767.72

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Billings Area

Metro Billings Secondhand Used Vehicles Priced Below $45,000

2023 Ford F-150 Lariat

2025 Ford Ranger XLT

2022 Ford F-150 Tremor

2022 Ford F-150 XLT

2023 Ford Explorer ST

2025 Kia Telluride SX-Prestige X-Line

2024 Ford F-150 STX

2021 Lincoln Aviator Reserve

2024 Chevrolet Silverado 2500HD LT

2025 Kia Telluride SX-Prestige X-Pro

Greater Billings Area Cities with Used Cars for Sale Below $45K

Metro Billings Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Billings Area

Metro Billings Secondhand Used Vehicles Priced Below $45,000

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2025 Ford Ranger XLT

Ford Ranger XLT

2025 Ford Ranger XLT Car Loan Estimate

2022 Ford F-150 Tremor

Ford F-150 Tremor

2022 Ford F-150 Tremor Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2025 Kia Telluride SX-Prestige X-Line

Kia Telluride SX-Prestige X-Line

2025 Kia Telluride SX-Prestige X-Line Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2021 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2021 Lincoln Aviator Reserve Car Loan Estimate

2024 Chevrolet Silverado 2500HD LT

Chevrolet Silverado 2500HD LT

2024 Chevrolet Silverado 2500HD LT Car Loan Estimate

2025 Kia Telluride SX-Prestige X-Pro

Kia Telluride SX-Prestige X-Pro

2025 Kia Telluride SX-Prestige X-Pro Car Loan Estimate

Greater Billings Area Cities with Used Cars for Sale Below $45K

Metro Billings Area Counties with Used Cars for Sale Below $45,000

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