Billings, MT Area Used Cars Under $45,000

2024 Ford F-150 STX

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This low mileage used 2024 Ford F-150 STX 4x4 pickup under 24,000 miles, automatic transmission, and 35 MPG, 2.7L gas engine is for sale right now below $43K at Laurel Ford in Laurel, MT. ...View More Details

Sales Price:	$42,661
Est. Payment:	$744.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,551
Location:	Laurel, MT

Item	Amount
Used Car Price⁽¹⁾	$42,661.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$43,537.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,537.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$744.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,661.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tundra Platinum HV

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This average mileage second hand 2023 Toyota Tundra Platinum HV 4x4 pickup under 89,000 miles, automatic transmission, and 35 MPG, 3.4L hybrid engine is for sale right now below $43K at Archie Cochrane Motors in Billings, MT. ...View More Details

Sales Price:	$42,993
Est. Payment:	$1053.15 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,155
Location:	Billings, MT

Item	Amount
Used Car Price⁽¹⁾	$42,993.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$43,869.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,869.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1053.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Transit 350 XL

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This low mileage used 2021 Ford Transit 350 XL AWD van below 49,000 miles, automatic transmission, and 35 MPG, 3.5L gas engine is for sale right now under $41K at Archie Cochrane Motors in Billings, MT. ...View More Details

Sales Price:	$40,991
Est. Payment:	$716.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,666
Location:	Billings, MT

Item	Amount
Used Car Price⁽¹⁾	$40,991.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$41,867.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,867.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$716.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage used 2025 Ford F-150 STX 4x4 pickup under 12,000 miles, automatic transmission, and 35 MPG, 2.7L gas engine is for sale right now under $42K at Archie Cochrane Motors in Billings, MT. ...View More Details

Sales Price:	$41,999
Est. Payment:	$733.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,129
Location:	Billings, MT

Item	Amount
Used Car Price⁽¹⁾	$41,999.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$42,875.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,875.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$733.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4x4 pickup under 50,000 miles, automatic transmission, and 35 MPG, 3.5L gas engine is for sale right now below $44K at Laurel Ford in Laurel, MT. ...View More Details

Sales Price:	$43,808
Est. Payment:	$764.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,559
Location:	Laurel, MT

Item	Amount
Used Car Price⁽¹⁾	$43,808.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$44,684.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,684.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$764.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,808.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This below average mileage second hand 2022 Ford F-150 XL 4x4 pickup under 65,000 miles, automatic transmission, and 35 MPG, 3.5L hybrid engine is for sale right now under $43K at Archie Cochrane Motors in Billings, MT. ...View More Details

Sales Price:	$42,491
Est. Payment:	$861.38 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,525
Location:	Billings, MT

Item	Amount
Used Car Price⁽¹⁾	$42,491.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$43,367.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,367.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$861.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,491.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 GMC Terrain AT4

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This low mileage used 2026 GMC Terrain AT4 4x4 SUV under 0,000 miles, automatic transmission, and 35 MPG, 1.5L gas engine is for sale right now below $43K at GMC of Billings in Billings, MT. ...View More Details

Sales Price:	$42,800
Est. Payment:	$747.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Billings, MT

Item	Amount
Used Car Price⁽¹⁾	$42,800.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$43,676.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,676.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$747.36

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Limited

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This low mileage second hand 2026 Hyundai TUCSON Limited AWD SUV under 0,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now under $42K at Underriner Hyundai in Billings, MT. ...View More Details

Sales Price:	$41,990
Est. Payment:	$733.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15
Location:	Billings, MT

Item	Amount
Used Car Price⁽¹⁾	$41,990.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$42,866.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,866.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$733.50

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage second hand 2026 Hyundai SANTA FE XRT AWD SUV below 0,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now under $45K at Underriner Hyundai in Billings, MT. ...View More Details

Sales Price:	$44,595
Est. Payment:	$778.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13
Location:	Billings, MT

Item	Amount
Used Car Price⁽¹⁾	$44,595.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$45,471.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,471.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$778.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage second hand 2026 Hyundai SANTA FE Hybrid SEL AWD SUV below 0,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now below $44K at Underriner Hyundai in Billings, MT. ...View More Details

Sales Price:	$43,085
Est. Payment:	$752.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Billings, MT

Item	Amount
Used Car Price⁽¹⁾	$43,085.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$43,961.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,961.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$752.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,085.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Billings Area

Metro Billings Secondhand Used Vehicles Priced Below $45,000

2024 Ford F-150 STX

2023 Toyota Tundra Platinum HV

2021 Ford Transit 350 XL

2025 Ford F-150 STX

2023 Ford F-150 XLT

2022 Ford F-150 XL

2026 GMC Terrain AT4

2026 Hyundai TUCSON Limited

2026 Hyundai SANTA FE XRT

2026 Hyundai SANTA FE Hybrid SEL

Greater Billings Area Cities with Used Cars for Sale Below $45K

Metro Billings Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Billings Area

Metro Billings Secondhand Used Vehicles Priced Below $45,000

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2023 Toyota Tundra Platinum HV

Toyota Tundra Platinum HV

2023 Toyota Tundra Platinum HV Car Loan Estimate

2021 Ford Transit 350 XL

Ford Transit 350 XL

2021 Ford Transit 350 XL Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2026 GMC Terrain AT4

GMC Terrain AT4

2026 GMC Terrain AT4 Car Loan Estimate

2026 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2026 Hyundai TUCSON Limited Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

Greater Billings Area Cities with Used Cars for Sale Below $45K

Metro Billings Area Counties with Used Cars for Sale Below $45,000

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