Smithfield, NC Used Cars Under $40,000 |with Payments|

2022 Ram 2500 Big Horn

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This above average mileage used 2022 Ram 2500 Big Horn 4x4 pickup under 96,000 miles, automatic transmission, and 6.4L gas engine is for sale right now under $40K at Classic Ford in Smithfield, NC. ...View More Details

Sales Price:	$39,395
Est. Payment:	$1113.54 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,720
Location:	Smithfield, NC

Item	Amount
Used Car Price⁽¹⁾	$39,395.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,199.82
Avg. DMV Fee	88.00
Cash Sale Price	$41,281.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,281.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1113.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,395.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This high mileage used 2023 Ford F-150 Platinum 4x4 pickup below 101,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $36K at Classic Ford in Smithfield, NC. ...View More Details

Sales Price:	$35,995
Est. Payment:	$1168.78 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	100,589
Location:	Smithfield, NC

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,097.82
Avg. DMV Fee	88.00
Cash Sale Price	$37,779.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,779.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1168.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota 4Runner TRD Sport

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This below average mileage preowned 2022 Toyota 4Runner TRD Sport 4x4 SUV below 62,000 miles, automatic transmission, and 4.0L gas engine is for sale right now below $38K at Classic Ford in Smithfield, NC. ...View More Details

Sales Price:	$37,995
Est. Payment:	$791.32 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,581
Location:	Smithfield, NC

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,157.82
Avg. DMV Fee	88.00
Cash Sale Price	$39,839.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,839.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$791.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Tremor

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This low mileage second hand 2023 Ford F-150 Tremor 4x4 pickup below 60,000 miles, automatic transmission, and 5.0L gas engine is for sale right now below $39K at Classic Ford in Smithfield, NC. ...View More Details

Sales Price:	$38,995
Est. Payment:	$750.39 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,758
Location:	Smithfield, NC

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,187.82
Avg. DMV Fee	88.00
Cash Sale Price	$40,869.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,869.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$750.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford Mustang GT

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This low mileage preowned 2018 Ford Mustang GT RWD coupe under 46,000 miles, transmission, and 5.0L gas engine is for sale right now below $38K at Classic Ford in Smithfield, NC. ...View More Details

Sales Price:	$37,495
Est. Payment:	$672.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,800
Location:	Smithfield, NC

Item	Amount
Used Car Price⁽¹⁾	$37,495.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,142.82
Avg. DMV Fee	88.00
Cash Sale Price	$39,324.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,324.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$672.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Frontier S

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This low mileage second hand 2024 Nissan Frontier S 4x4 pickup below 11,000 miles, automatic transmission, and 3.8L gas engine is for sale right now under $38K at Classic Ford in Smithfield, NC. ...View More Details

Sales Price:	$37,495
Est. Payment:	$672.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,646
Location:	Smithfield, NC

Item	Amount
Used Car Price⁽¹⁾	$37,495.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,142.82
Avg. DMV Fee	88.00
Cash Sale Price	$39,324.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,324.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$672.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Genesis GV70 3.5T Sport

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This low mileage used 2022 Genesis GV70 3.5T Sport AWD SUV under 50,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $36K at Classic Ford in Smithfield, NC. ...View More Details

Sales Price:	$35,995
Est. Payment:	$693.65 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,107
Location:	Smithfield, NC

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,097.82
Avg. DMV Fee	88.00
Cash Sale Price	$37,779.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,779.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$693.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 2500HD Work Truck

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This above average mileage second hand 2023 Chevrolet Silverado 2500HD Work Truck RWD pickup under 95,000 miles, automatic transmission, and 6.6L gas engine is for sale right now under $38K at Classic Ford in Smithfield, NC. ...View More Details

Sales Price:	$37,495
Est. Payment:	$1060.75 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,984
Location:	Smithfield, NC

Item	Amount
Used Car Price⁽¹⁾	$37,495.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,142.82
Avg. DMV Fee	88.00
Cash Sale Price	$39,324.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,324.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1060.75

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Smithfield, NC

Smithfield, NC Secondhand Used Vehicles Priced Below $40,000

2022 Ram 2500 Big Horn

2023 Ford F-150 Platinum

2022 Toyota 4Runner TRD Sport

2023 Ford F-150 Tremor

2018 Ford Mustang GT

2024 Nissan Frontier S

2022 Genesis GV70 3.5T Sport

2023 Chevrolet Silverado 2500HD Work Truck

Used Cars under $40,000 for Sale in Smithfield, NC

Smithfield, NC Secondhand Used Vehicles Priced Below $40,000

2022 Ram 2500 Big Horn

Ram 2500 Big Horn

2022 Ram 2500 Big Horn Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2022 Toyota 4Runner TRD Sport

Toyota 4Runner TRD Sport

2022 Toyota 4Runner TRD Sport Car Loan Estimate

2023 Ford F-150 Tremor

Ford F-150 Tremor

2023 Ford F-150 Tremor Car Loan Estimate

2018 Ford Mustang GT

Ford Mustang GT

2018 Ford Mustang GT Car Loan Estimate

2024 Nissan Frontier S

Nissan Frontier S

2024 Nissan Frontier S Car Loan Estimate

2022 Genesis GV70 3.5T Sport

Genesis GV70 3.5T Sport

2022 Genesis GV70 3.5T Sport Car Loan Estimate

2023 Chevrolet Silverado 2500HD Work Truck

Chevrolet Silverado 2500HD Work Truck

2023 Chevrolet Silverado 2500HD Work Truck Car Loan Estimate

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