Smithfield, NC Used Cars Under $40,000 |with Payments|

2023 Ford F-150 King Ranch

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This high mileage second hand 2023 Ford F-150 King Ranch 4x4 pickup under 101,000 miles, automatic transmission, and 17 MPG, 3.5L gas engine is for sale right now under $36K at Classic Ford in Smithfield, NC. ...View More Details

Sales Price:	$35,995
Est. Payment:	$1168.78 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	100,589
Location:	Smithfield, NC

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,097.82
Avg. DMV Fee	88.00
Cash Sale Price	$37,779.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,779.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1168.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota 4Runner TRD Sport

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This below average mileage preowned 2022 Toyota 4Runner TRD Sport 4x4 SUV under 62,000 miles, automatic transmission, and 17 MPG, 4.0L gas engine is for sale right now below $39K at Classic Ford in Smithfield, NC. ...View More Details

Sales Price:	$38,995
Est. Payment:	$811.78 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,581
Location:	Smithfield, NC

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,187.82
Avg. DMV Fee	88.00
Cash Sale Price	$40,869.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,869.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$811.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-250 Super Duty XLT

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This average mileage used 2021 Ford F-250 Super Duty XLT 4x4 pickup under 89,000 miles, automatic transmission, and 17 MPG, 7.3L gas engine is for sale right now under $40K at Classic Ford in Smithfield, NC. ...View More Details

Sales Price:	$39,995
Est. Payment:	$1005.87 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,574
Location:	Smithfield, NC

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,217.82
Avg. DMV Fee	88.00
Cash Sale Price	$41,899.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,899.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$1005.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Colorado Z71

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This low mileage second hand 2023 Chevrolet Colorado Z71 4x4 pickup below 37,000 miles, automatic transmission, and 17 MPG, 2.7L gas engine is for sale right now below $36K at Classic Ford in Smithfield, NC. ...View More Details

Sales Price:	$35,995
Est. Payment:	$646.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,938
Location:	Smithfield, NC

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,097.82
Avg. DMV Fee	88.00
Cash Sale Price	$37,779.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,779.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$646.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 Denali

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This high mileage second hand 2021 GMC Sierra 1500 Denali 4x4 pickup below 110,000 miles, automatic transmission, and 17 MPG, 6.2L gas engine is for sale right now below $40K at Classic Ford in Smithfield, NC. ...View More Details

Sales Price:	$39,995
Est. Payment:	$1296.24 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	110,392
Location:	Smithfield, NC

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,217.82
Avg. DMV Fee	88.00
Cash Sale Price	$41,899.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,899.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1296.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 2500 Big Horn

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This above average mileage used 2022 Ram 2500 Big Horn 4x4 pickup below 96,000 miles, automatic transmission, and 17 MPG, 6.4L gas engine is for sale right now below $40K at Classic Ford in Smithfield, NC. ...View More Details

Sales Price:	$39,495
Est. Payment:	$1116.32 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,720
Location:	Smithfield, NC

Item	Amount
Used Car Price⁽¹⁾	$39,495.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,202.82
Avg. DMV Fee	88.00
Cash Sale Price	$41,384.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,384.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1116.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Frontier S

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This low mileage preowned 2024 Nissan Frontier S 4x4 pickup below 11,000 miles, automatic transmission, and 17 MPG, 3.8L gas engine is for sale right now below $38K at Classic Ford in Smithfield, NC. ...View More Details

Sales Price:	$37,995
Est. Payment:	$681.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,646
Location:	Smithfield, NC

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,157.82
Avg. DMV Fee	88.00
Cash Sale Price	$39,839.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,839.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$681.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 Raptor

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This average mileage second hand 2019 Ford F-150 Raptor 4x4 pickup below 80,000 miles, automatic transmission, and 17 MPG, 3.5L gas engine is for sale right now below $40K at Classic Ford in Smithfield, NC. ...View More Details

Sales Price:	$39,995
Est. Payment:	$1005.87 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,400
Location:	Smithfield, NC

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,217.82
Avg. DMV Fee	88.00
Cash Sale Price	$41,899.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,899.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$1005.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Smithfield, NC

Smithfield, NC Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 King Ranch

2022 Toyota 4Runner TRD Sport

2021 Ford F-250 Super Duty XLT

2023 Chevrolet Colorado Z71

2021 GMC Sierra 1500 Denali

2022 Ram 2500 Big Horn

2024 Nissan Frontier S

2019 Ford F-150 Raptor

Used Cars under $40,000 for Sale in Smithfield, NC

Smithfield, NC Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

2022 Toyota 4Runner TRD Sport

Toyota 4Runner TRD Sport

2022 Toyota 4Runner TRD Sport Car Loan Estimate

2021 Ford F-250 Super Duty XLT

Ford F-250 Super Duty XLT

2021 Ford F-250 Super Duty XLT Car Loan Estimate

2023 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2023 Chevrolet Colorado Z71 Car Loan Estimate

2021 GMC Sierra 1500 Denali

GMC Sierra 1500 Denali

2021 GMC Sierra 1500 Denali Car Loan Estimate

2022 Ram 2500 Big Horn

Ram 2500 Big Horn

2022 Ram 2500 Big Horn Car Loan Estimate

2024 Nissan Frontier S

Nissan Frontier S

2024 Nissan Frontier S Car Loan Estimate

2019 Ford F-150 Raptor

Ford F-150 Raptor

2019 Ford F-150 Raptor Car Loan Estimate

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