Smithfield, NC Used Cars Under $45,000 |with Payments|

2025 Ford Explorer ST-Line

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This low mileage used 2025 Ford Explorer ST-Line RWD SUV under 16,000 miles, automatic transmission, and 17 MPG, 2.3L gas engine is for sale right now below $41K at Classic Ford in Smithfield, NC. ...View More Details

Sales Price:	$40,495
Est. Payment:	$725.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,995
Location:	Smithfield, NC

Item	Amount
Used Car Price⁽¹⁾	$40,495.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,232.82
Avg. DMV Fee	88.00
Cash Sale Price	$42,414.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,414.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$725.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Tremor

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This average mileage preowned 2023 Ford F-150 Tremor 4x4 pickup below 75,000 miles, automatic transmission, and 17 MPG, 3.5L gas engine is for sale right now under $45K at Classic Ford in Smithfield, NC. ...View More Details

Sales Price:	$44,995
Est. Payment:	$1021.10 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,479
Location:	Smithfield, NC

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,367.82
Avg. DMV Fee	88.00
Cash Sale Price	$47,049.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,049.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$1021.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV below 10,000 miles, automatic transmission, and 17 MPG, 2.3L gas engine is for sale right now under $42K at Classic Ford in Smithfield, NC. ...View More Details

Sales Price:	$41,495
Est. Payment:	$743.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,665
Location:	Smithfield, NC

Item	Amount
Used Car Price⁽¹⁾	$41,495.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,262.82
Avg. DMV Fee	88.00
Cash Sale Price	$43,444.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,444.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$743.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-350 Super Duty XLT

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This high mileage second hand 2019 Ford F-350 Super Duty XLT 4x4 pickup under 140,000 miles, automatic transmission, and 17 MPG, 6.7L diesel engine is for sale right now below $45K at Classic Ford in Smithfield, NC. ...View More Details

Sales Price:	$44,995
Est. Payment:	$1716.90 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	139,584
Location:	Smithfield, NC

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,367.82
Avg. DMV Fee	88.00
Cash Sale Price	$47,049.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,049.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$1716.90

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV80 2.5T

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This low mileage used 2023 Genesis GV80 2.5T AWD SUV under 43,000 miles, automatic transmission, and 17 MPG, 2.5L gas engine is for sale right now under $41K at Classic Ford in Smithfield, NC. ...View More Details

Sales Price:	$40,495
Est. Payment:	$725.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,469
Location:	Smithfield, NC

Item	Amount
Used Car Price⁽¹⁾	$40,495.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,232.82
Avg. DMV Fee	88.00
Cash Sale Price	$42,414.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,414.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$725.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Colorado ZR2

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This low mileage second hand 2024 Chevrolet Colorado ZR2 4x4 pickup below 40,000 miles, automatic transmission, and 17 MPG, 2.7L gas engine is for sale right now under $44K at Classic Ford in Smithfield, NC. ...View More Details

Sales Price:	$43,995
Est. Payment:	$787.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,613
Location:	Smithfield, NC

Item	Amount
Used Car Price⁽¹⁾	$43,995.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,337.82
Avg. DMV Fee	88.00
Cash Sale Price	$46,019.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,019.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$787.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Smithfield, NC

Smithfield, NC Secondhand Used Vehicles Priced Below $45,000

2025 Ford Explorer ST-Line

2023 Ford F-150 Tremor

2025 Ford Explorer ST-Line

2019 Ford F-350 Super Duty XLT

2023 Genesis GV80 2.5T

2024 Chevrolet Colorado ZR2

Used Cars under $45,000 for Sale in Smithfield, NC

Smithfield, NC Secondhand Used Vehicles Priced Below $45,000

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2023 Ford F-150 Tremor

Ford F-150 Tremor

2023 Ford F-150 Tremor Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2019 Ford F-350 Super Duty XLT

Ford F-350 Super Duty XLT

2019 Ford F-350 Super Duty XLT Car Loan Estimate

2023 Genesis GV80 2.5T

Genesis GV80 2.5T

2023 Genesis GV80 2.5T Car Loan Estimate

2024 Chevrolet Colorado ZR2

Chevrolet Colorado ZR2

2024 Chevrolet Colorado ZR2 Car Loan Estimate

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