Metro Wilmington, NC Area Used Cars Under $650 a Month

2016 Lincoln MKX Reserve

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This high mileage used 2016 Lincoln MKX Reserve AWD SUV under 140,000 miles, automatic transmission, and 31 MPG, 2.7L gas engine is for sale right now under $13K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$12,899
Est. Payment:	$510.54 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	139,620
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$12,899.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	404.94
Avg. DMV Fee	88.00
Cash Sale Price	$13,990.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,990.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$510.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $12,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 XL

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This below average mileage second hand 2019 Ford F-150 XL 4x4 pickup below 68,000 miles, automatic transmission, and 31 MPG, 2.7L gas engine is for sale right now below $30K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$29,706
Est. Payment:	$621.74 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,689
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$29,706.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	909.15
Avg. DMV Fee	88.00
Cash Sale Price	$31,302.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,302.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$621.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,706.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT RWD SUV under 19,000 miles, automatic transmission, and 31 MPG, 2.3L gas engine is for sale right now under $35K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$34,799
Est. Payment:	$625.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,817
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$34,799.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,061.94
Avg. DMV Fee	88.00
Cash Sale Price	$36,547.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,547.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$625.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Jeep Grand Cherokee Limited

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This high mileage used 2018 Jeep Grand Cherokee Limited 4x4 SUV under 102,000 miles, automatic transmission, and 31 MPG, 3.6L gas engine is for sale right now below $19K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$18,399
Est. Payment:	$608.09 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	101,896
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$18,399.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	569.94
Avg. DMV Fee	88.00
Cash Sale Price	$19,655.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,655.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$608.09

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Outer Banks

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This low mileage preowned 2025 Ford Bronco Sport Outer Banks AWD SUV below 17,000 miles, automatic transmission, and 31 MPG, 1.5L gas engine is for sale right now under $34K at Fairway Ford in Burgaw, NC. ...View More Details

Sales Price:	$33,300
Est. Payment:	$598.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,887
Location:	Burgaw, NC

Item	Amount
Used Car Price⁽¹⁾	$33,300.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,016.97
Avg. DMV Fee	88.00
Cash Sale Price	$35,003.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,003.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$598.97

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Escape Plug-In Hybrid PHEV

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This low mileage used 2025 Ford Escape Plug-In Hybrid PHEV FWD SUV under 6,000 miles, cvt transmission, and 31 MPG, 2.5L hybrid engine is for sale right now below $35K at Jones Ford in Shallotte, NC. ...View More Details

Sales Price:	$34,898
Est. Payment:	$627.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,235
Location:	Shallotte, NC

Item	Amount
Used Car Price⁽¹⁾	$34,898.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,064.91
Avg. DMV Fee	88.00
Cash Sale Price	$36,649.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,649.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$627.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Heritage

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This low mileage second hand 2025 Ford Bronco Sport Heritage AWD SUV below 12,000 miles, automatic transmission, and 31 MPG, 1.5L gas engine is for sale right now under $34K at Fairway Ford in Burgaw, NC. ...View More Details

Sales Price:	$33,988
Est. Payment:	$611.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,618
Location:	Burgaw, NC

Item	Amount
Used Car Price⁽¹⁾	$33,988.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,037.61
Avg. DMV Fee	88.00
Cash Sale Price	$35,712.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,712.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$611.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Audi Q5 quattro S line Premium 45 TFSI

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This low mileage preowned 2022 Audi Q5 quattro S line Premium 45 TFSI AWD SUV under 42,000 miles, automatic transmission, and 31 MPG, 2.0L hybrid engine is for sale right now under $35K at Jones Ford in Shallotte, NC. ...View More Details

Sales Price:	$34,898
Est. Payment:	$627.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,829
Location:	Shallotte, NC

Item	Amount
Used Car Price⁽¹⁾	$34,898.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,064.91
Avg. DMV Fee	88.00
Cash Sale Price	$36,649.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,649.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$627.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Avalon Hybrid Limited

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This below average mileage second hand 2020 Toyota Avalon Hybrid Limited FWD sedan under 68,000 miles, cvt transmission, and 31 MPG, 2.5L hybrid engine is for sale right now under $29K at Capital Ford of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$28,964
Est. Payment:	$606.56 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,075
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$28,964.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	886.89
Avg. DMV Fee	88.00
Cash Sale Price	$30,537.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,537.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$606.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,964.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota RAV4 XLE Premium

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This low mileage second hand 2022 Toyota RAV4 XLE Premium FWD SUV below 58,000 miles, automatic transmission, and 31 MPG, 2.5L gas engine is for sale right now under $31K at Jones Ford in Shallotte, NC. ...View More Details

Sales Price:	$30,898
Est. Payment:	$597.26 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,377
Location:	Shallotte, NC

Item	Amount
Used Car Price⁽¹⁾	$30,898.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	944.91
Avg. DMV Fee	88.00
Cash Sale Price	$32,529.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,529.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$597.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Wilmington Area

Metro Wilmington Secondhand Used Vehicles with Payments Under $650 / Month

2016 Lincoln MKX Reserve

2019 Ford F-150 XL

2023 Ford Explorer XLT

2018 Jeep Grand Cherokee Limited

2025 Ford Bronco Sport Outer Banks

2025 Ford Escape Plug-In Hybrid PHEV

2025 Ford Bronco Sport Heritage

2022 Audi Q5 quattro S line Premium 45 TFSI

2020 Toyota Avalon Hybrid Limited

2022 Toyota RAV4 XLE Premium

Greater Wilmington Area Cities with Used Cars for Sale Below $650 / Month

Metro Wilmington Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Wilmington Area

Metro Wilmington Secondhand Used Vehicles with Payments Under $650 / Month

2016 Lincoln MKX Reserve

Lincoln MKX Reserve

2016 Lincoln MKX Reserve Car Loan Estimate

2019 Ford F-150 XL

Ford F-150 XL

2019 Ford F-150 XL Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2018 Jeep Grand Cherokee Limited

Jeep Grand Cherokee Limited

2018 Jeep Grand Cherokee Limited Car Loan Estimate

2025 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2025 Ford Bronco Sport Outer Banks Car Loan Estimate

2025 Ford Escape Plug-In Hybrid PHEV

Ford Escape Plug-In Hybrid PHEV

2025 Ford Escape Plug-In Hybrid PHEV Car Loan Estimate

2025 Ford Bronco Sport Heritage

Ford Bronco Sport Heritage

2025 Ford Bronco Sport Heritage Car Loan Estimate

2022 Audi Q5 quattro S line Premium 45 TFSI

Audi Q5 quattro S line Premium 45 TFSI

2022 Audi Q5 quattro S line Premium 45 TFSI Car Loan Estimate

2020 Toyota Avalon Hybrid Limited

Toyota Avalon Hybrid Limited

2020 Toyota Avalon Hybrid Limited Car Loan Estimate

2022 Toyota RAV4 XLE Premium

Toyota RAV4 XLE Premium

2022 Toyota RAV4 XLE Premium Car Loan Estimate

Greater Wilmington Area Cities with Used Cars for Sale Below $650 / Month

Metro Wilmington Area Counties with Used Cars for Sale Below $650 / Month

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