Wilmington, NC Area Used Cars Under $40,000

2025 Ford Explorer Active

⇩ View Seller Description

This low mileage second hand 2025 Ford Explorer Active RWD SUV under 15,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $37K at Fairway Ford in Burgaw, NC. ...View More Details

Sales Price:	$36,950
Est. Payment:	$663.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,669
Location:	Burgaw, NC

Item	Amount
Used Car Price⁽¹⁾	$36,950.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,126.47
Avg. DMV Fee	88.00
Cash Sale Price	$38,763.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,763.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$663.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

⇩ View Seller Description

This average mileage second hand 2021 Ford F-150 XL 4x4 pickup below 82,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $37K at Jones Ford in Shallotte, NC. ...View More Details

Sales Price:	$36,898
Est. Payment:	$929.29 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,421
Location:	Shallotte, NC

Item	Amount
Used Car Price⁽¹⁾	$36,898.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,124.91
Avg. DMV Fee	88.00
Cash Sale Price	$38,709.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,709.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$929.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Mustang Mach-E GT

⇩ View Seller Description

This low mileage preowned 2024 Ford Mustang Mach-E GT AWD SUV under 32,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $39K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$38,152
Est. Payment:	$684.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,374
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$38,152.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,162.53
Avg. DMV Fee	88.00
Cash Sale Price	$40,001.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,001.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$684.49

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,152.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Expedition Limited

⇩ View Seller Description

This above average mileage preowned 2023 Ford Expedition Limited 4x4 SUV under 95,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $38K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$37,300
Est. Payment:	$1055.33 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,553
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$37,300.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,136.97
Avg. DMV Fee	88.00
Cash Sale Price	$39,123.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,123.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1055.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 Lariat

⇩ View Seller Description

This average mileage second hand 2020 Ford F-150 Lariat 4x4 pickup below 74,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $35K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$35,000
Est. Payment:	$797.67 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,300
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,067.97
Avg. DMV Fee	88.00
Cash Sale Price	$36,754.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,754.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$797.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Tacoma TRD Pro

⇩ View Seller Description

This low mileage preowned 2020 Toyota Tacoma TRD Pro 4x4 pickup under 59,000 miles, manual transmission, and 24 MPG, 3.5L gas engine is for sale right now below $38K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$37,700
Est. Payment:	$725.90 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,218
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$37,700.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,148.97
Avg. DMV Fee	88.00
Cash Sale Price	$39,535.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,535.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$725.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage preowned 2023 Ford F-150 XLT RWD pickup under 43,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now below $38K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$37,500
Est. Payment:	$672.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,854
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,142.97
Avg. DMV Fee	88.00
Cash Sale Price	$39,329.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,329.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$672.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

⇩ View Seller Description

This low mileage preowned 2025 Ford Explorer ST-Line RWD SUV under 26,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $39K at Fairway Ford in Burgaw, NC. ...View More Details

Sales Price:	$38,950
Est. Payment:	$698.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,575
Location:	Burgaw, NC

Item	Amount
Used Car Price⁽¹⁾	$38,950.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,186.47
Avg. DMV Fee	88.00
Cash Sale Price	$40,823.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,823.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$698.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 5 Series 530i

⇩ View Seller Description

This low mileage used 2024 BMW 5 Series 530i RWD sedan below 36,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now under $38K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$37,100
Est. Payment:	$665.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,411
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$37,100.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,130.97
Avg. DMV Fee	88.00
Cash Sale Price	$38,917.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,917.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$665.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,100.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Cadillac XT6 Luxury

⇩ View Seller Description

This low mileage second hand 2024 Cadillac XT6 Luxury FWD SUV under 18,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $37K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$37,000
Est. Payment:	$664.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,409
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,127.97
Avg. DMV Fee	88.00
Cash Sale Price	$38,814.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,814.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$664.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Wilmington Area

Metro Wilmington Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer Active

2021 Ford F-150 XL

2024 Ford Mustang Mach-E GT

2023 Ford Expedition Limited

2020 Ford F-150 Lariat

2020 Toyota Tacoma TRD Pro

2023 Ford F-150 XLT

2025 Ford Explorer ST-Line

2024 BMW 5 Series 530i

2024 Cadillac XT6 Luxury

Greater Wilmington Area Cities with Used Cars for Sale Below $40K

Metro Wilmington Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Wilmington Area

Metro Wilmington Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2024 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2024 Ford Mustang Mach-E GT Car Loan Estimate

2023 Ford Expedition Limited

Ford Expedition Limited

2023 Ford Expedition Limited Car Loan Estimate

2020 Ford F-150 Lariat

Ford F-150 Lariat

2020 Ford F-150 Lariat Car Loan Estimate

2020 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2020 Toyota Tacoma TRD Pro Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2024 BMW 5 Series 530i

BMW 5 Series 530i

2024 BMW 5 Series 530i Car Loan Estimate

2024 Cadillac XT6 Luxury

Cadillac XT6 Luxury

2024 Cadillac XT6 Luxury Car Loan Estimate

Greater Wilmington Area Cities with Used Cars for Sale Below $40K

Metro Wilmington Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments