Wilmington, NC Area Used Cars Under $40,000

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT AWD SUV below 30,000 miles, automatic transmission, and 25 MPG, 2.3L gas engine is for sale right now under $36K at Fairway Ford in Burgaw, NC. ...View More Details

Sales Price:	$35,500
Est. Payment:	$637.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,138
Location:	Burgaw, NC

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,082.97
Avg. DMV Fee	88.00
Cash Sale Price	$37,269.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,269.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$637.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Transit 250

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This low mileage second hand 2025 Ford Transit 250 RWD van below 22,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $36K at Fairway Ford in Burgaw, NC. ...View More Details

Sales Price:	$35,988
Est. Payment:	$646.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,558
Location:	Burgaw, NC

Item	Amount
Used Car Price⁽¹⁾	$35,988.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,097.61
Avg. DMV Fee	88.00
Cash Sale Price	$37,772.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,772.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$646.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Lariat

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This average mileage second hand 2021 Ford F-150 Lariat 4x4 pickup below 82,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $37K at Jones Ford in Shallotte, NC. ...View More Details

Sales Price:	$36,898
Est. Payment:	$929.29 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,421
Location:	Shallotte, NC

Item	Amount
Used Car Price⁽¹⁾	$36,898.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,124.91
Avg. DMV Fee	88.00
Cash Sale Price	$38,709.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,709.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$929.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage used 2023 Ford Explorer XLT AWD SUV below 17,000 miles, automatic transmission, and 25 MPG, 2.3L gas engine is for sale right now below $38K at Fairway Ford in Burgaw, NC. ...View More Details

Sales Price:	$37,950
Est. Payment:	$680.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,561
Location:	Burgaw, NC

Item	Amount
Used Car Price⁽¹⁾	$37,950.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,156.47
Avg. DMV Fee	88.00
Cash Sale Price	$39,793.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,793.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$680.93

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Lincoln Navigator L Reserve

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This average mileage used 2020 Lincoln Navigator L Reserve 4x4 SUV under 83,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $39K at Capital Ford of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$38,187
Est. Payment:	$961.17 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,769
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$38,187.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,163.58
Avg. DMV Fee	88.00
Cash Sale Price	$40,037.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,037.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$961.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,187.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT RWD pickup below 43,000 miles, automatic transmission, and 25 MPG, 2.7L gas engine is for sale right now under $38K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$37,500
Est. Payment:	$672.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,854
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,142.97
Avg. DMV Fee	88.00
Cash Sale Price	$39,329.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,329.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$672.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-250 Super Duty XL

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This average mileage preowned 2022 Ford F-250 Super Duty XL 4x4 pickup below 89,000 miles, automatic transmission, and 25 MPG, 7.3L gas engine is for sale right now below $38K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$38,000
Est. Payment:	$956.54 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,206
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,157.97
Avg. DMV Fee	88.00
Cash Sale Price	$39,844.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,844.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$956.54

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 2500 Tradesman

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This low mileage second hand 2024 Ram 2500 Tradesman 4x4 pickup under 34,000 miles, automatic transmission, and 25 MPG, 6.4L gas engine is for sale right now below $37K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$36,950
Est. Payment:	$663.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,048
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$36,950.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,126.47
Avg. DMV Fee	88.00
Cash Sale Price	$38,763.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,763.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$663.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Mustang GT

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This low mileage second hand 2020 Ford Mustang GT RWD coupe below 28,000 miles, transmission, and 25 MPG, 5.0L gas engine is for sale right now below $39K at Jones Ford in Shallotte, NC. ...View More Details

Sales Price:	$38,598
Est. Payment:	$692.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,679
Location:	Shallotte, NC

Item	Amount
Used Car Price⁽¹⁾	$38,598.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,175.91
Avg. DMV Fee	88.00
Cash Sale Price	$40,460.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,460.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$692.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,598.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage second hand 2025 Ford Explorer ST-Line RWD SUV below 26,000 miles, automatic transmission, and 25 MPG, 2.3L gas engine is for sale right now under $39K at Fairway Ford in Burgaw, NC. ...View More Details

Sales Price:	$38,600
Est. Payment:	$692.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,575
Location:	Burgaw, NC

Item	Amount
Used Car Price⁽¹⁾	$38,600.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,175.97
Avg. DMV Fee	88.00
Cash Sale Price	$40,462.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,462.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$692.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Wilmington Area

Metro Wilmington Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer XLT

2025 Ford Transit 250

2021 Ford F-150 Lariat

2023 Ford Explorer XLT

2020 Lincoln Navigator L Reserve

2023 Ford F-150 XLT

2022 Ford F-250 Super Duty XL

2024 Ram 2500 Tradesman

2020 Ford Mustang GT

2025 Ford Explorer ST-Line

Greater Wilmington Area Cities with Used Cars for Sale Below $40K

Metro Wilmington Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Wilmington Area

Metro Wilmington Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2025 Ford Transit 250

Ford Transit 250

2025 Ford Transit 250 Car Loan Estimate

2021 Ford F-150 Lariat

Ford F-150 Lariat

2021 Ford F-150 Lariat Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2020 Lincoln Navigator L Reserve

Lincoln Navigator L Reserve

2020 Lincoln Navigator L Reserve Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2022 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2022 Ford F-250 Super Duty XL Car Loan Estimate

2024 Ram 2500 Tradesman

Ram 2500 Tradesman

2024 Ram 2500 Tradesman Car Loan Estimate

2020 Ford Mustang GT

Ford Mustang GT

2020 Ford Mustang GT Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

Greater Wilmington Area Cities with Used Cars for Sale Below $40K

Metro Wilmington Area Counties with Used Cars for Sale Below $40,000

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