Wilmington, NC Area Used Cars Under $40,000

2022 Ford F-250 Super Duty XL

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This average mileage used 2022 Ford F-250 Super Duty XL 4x4 pickup below 89,000 miles, automatic transmission, and 7.3L gas engine is for sale right now below $38K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$38,000
Est. Payment:	$956.54 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,206
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,157.97
Avg. DMV Fee	88.00
Cash Sale Price	$39,844.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,844.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$956.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Camaro SS

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This low mileage preowned 2019 Chevrolet Camaro SS RWD coupe under 59,000 miles, manual transmission, and 6.2L gas engine is for sale right now under $40K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$39,990
Est. Payment:	$769.20 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,807
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,217.67
Avg. DMV Fee	88.00
Cash Sale Price	$41,894.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,894.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$769.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This average mileage preowned 2021 Ford F-150 XL 4x4 pickup below 82,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $37K at Jones Ford in Shallotte, NC. ...View More Details

Sales Price:	$36,898
Est. Payment:	$929.29 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,421
Location:	Shallotte, NC

Item	Amount
Used Car Price⁽¹⁾	$36,898.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,124.91
Avg. DMV Fee	88.00
Cash Sale Price	$38,709.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,709.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$929.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Aviator Reserve

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This average mileage used 2023 Lincoln Aviator Reserve AWD SUV under 82,000 miles, automatic transmission, and 3.0L gas engine is for sale right now below $38K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$37,990
Est. Payment:	$956.30 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,144
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,157.67
Avg. DMV Fee	88.00
Cash Sale Price	$39,834.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,834.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$956.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage preowned 2023 BMW X3 xDrive30i AWD SUV below 29,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $37K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$37,000
Est. Payment:	$664.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,208
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,127.97
Avg. DMV Fee	88.00
Cash Sale Price	$38,814.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,814.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$664.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage used 2023 BMW X3 xDrive30i AWD SUV under 30,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $37K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$37,000
Est. Payment:	$664.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,281
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,127.97
Avg. DMV Fee	88.00
Cash Sale Price	$38,814.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,814.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$664.18

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage used 2025 Ford Explorer ST-Line RWD SUV below 26,000 miles, automatic transmission, and 2.3L gas engine is for sale right now below $39K at Fairway Ford in Burgaw, NC. ...View More Details

Sales Price:	$38,950
Est. Payment:	$698.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,575
Location:	Burgaw, NC

Item	Amount
Used Car Price⁽¹⁾	$38,950.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,186.47
Avg. DMV Fee	88.00
Cash Sale Price	$40,823.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,823.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$698.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger XLT

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This low mileage used 2025 Ford Ranger XLT 4x4 pickup below 2,000 miles, automatic transmission, and 2.3L gas engine is for sale right now under $40K at Fairway Ford in Burgaw, NC. ...View More Details

Sales Price:	$39,588
Est. Payment:	$709.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,539
Location:	Burgaw, NC

Item	Amount
Used Car Price⁽¹⁾	$39,588.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,205.61
Avg. DMV Fee	88.00
Cash Sale Price	$41,480.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,480.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$709.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,588.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Tacoma TRD Pro

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This low mileage preowned 2020 Toyota Tacoma TRD Pro 4x4 pickup under 59,000 miles, manual transmission, and 3.5L gas engine is for sale right now below $38K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$37,700
Est. Payment:	$725.90 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,218
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$37,700.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,148.97
Avg. DMV Fee	88.00
Cash Sale Price	$39,535.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,535.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$725.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 2500 Tradesman

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This low mileage used 2024 Ram 2500 Tradesman 4x4 pickup under 34,000 miles, automatic transmission, and 6.4L gas engine is for sale right now under $37K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$36,950
Est. Payment:	$663.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,048
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$36,950.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,126.47
Avg. DMV Fee	88.00
Cash Sale Price	$38,763.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,763.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$663.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Wilmington Area

Metro Wilmington Secondhand Used Vehicles Priced Below $40,000

2022 Ford F-250 Super Duty XL

2019 Chevrolet Camaro SS

2021 Ford F-150 XL

2023 Lincoln Aviator Reserve

2023 BMW X3 xDrive30i

2023 BMW X3 xDrive30i

2025 Ford Explorer ST-Line

2025 Ford Ranger XLT

2020 Toyota Tacoma TRD Pro

2024 Ram 2500 Tradesman

Greater Wilmington Area Cities with Used Cars for Sale Below $40K

Metro Wilmington Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Wilmington Area

Metro Wilmington Secondhand Used Vehicles Priced Below $40,000

2022 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2022 Ford F-250 Super Duty XL Car Loan Estimate

2019 Chevrolet Camaro SS

Chevrolet Camaro SS

2019 Chevrolet Camaro SS Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2023 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2023 Lincoln Aviator Reserve Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2025 Ford Ranger XLT

Ford Ranger XLT

2025 Ford Ranger XLT Car Loan Estimate

2020 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2020 Toyota Tacoma TRD Pro Car Loan Estimate

2024 Ram 2500 Tradesman

Ram 2500 Tradesman

2024 Ram 2500 Tradesman Car Loan Estimate

Greater Wilmington Area Cities with Used Cars for Sale Below $40K

Metro Wilmington Area Counties with Used Cars for Sale Below $40,000

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