Wilmington, NC Area Used Cars Under $40,000

2025 Ford Transit 250

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This low mileage used 2025 Ford Transit 250 RWD van under 22,000 miles, automatic transmission, and 31 MPG, 3.5L gas engine is for sale right now under $36K at Fairway Ford in Burgaw, NC. ...View More Details

Sales Price:	$35,988
Est. Payment:	$646.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,558
Location:	Burgaw, NC

Item	Amount
Used Car Price⁽¹⁾	$35,988.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,097.61
Avg. DMV Fee	88.00
Cash Sale Price	$37,772.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,772.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$646.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 Lariat

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This average mileage second hand 2020 Ford F-150 Lariat 4x4 pickup under 74,000 miles, automatic transmission, and 31 MPG, 3.5L gas engine is for sale right now under $35K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$35,000
Est. Payment:	$797.67 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,300
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,067.97
Avg. DMV Fee	88.00
Cash Sale Price	$36,754.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,754.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$797.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Audi Q7 quattro Premium Plus 55 TFSI

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This low mileage used 2023 Audi Q7 quattro Premium Plus 55 TFSI AWD SUV below 48,000 miles, automatic transmission, and 31 MPG, 3.0L hybrid engine is for sale right now under $36K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$35,500
Est. Payment:	$637.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,790
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,082.97
Avg. DMV Fee	88.00
Cash Sale Price	$37,269.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,269.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$637.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This average mileage used 2021 Ford F-150 XL 4x4 pickup below 82,000 miles, automatic transmission, and 31 MPG, 3.5L gas engine is for sale right now under $37K at Jones Ford in Shallotte, NC. ...View More Details

Sales Price:	$36,898
Est. Payment:	$929.29 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,421
Location:	Shallotte, NC

Item	Amount
Used Car Price⁽¹⁾	$36,898.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,124.91
Avg. DMV Fee	88.00
Cash Sale Price	$38,709.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,709.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$929.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage preowned 2025 Ford Explorer Active RWD SUV below 15,000 miles, automatic transmission, and 31 MPG, 2.3L gas engine is for sale right now under $37K at Fairway Ford in Burgaw, NC. ...View More Details

Sales Price:	$36,950
Est. Payment:	$663.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,669
Location:	Burgaw, NC

Item	Amount
Used Car Price⁽¹⁾	$36,950.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,126.47
Avg. DMV Fee	88.00
Cash Sale Price	$38,763.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,763.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$663.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage used 2023 BMW X3 xDrive30i AWD SUV below 29,000 miles, automatic transmission, and 31 MPG, 2.0L gas engine is for sale right now below $37K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$37,000
Est. Payment:	$664.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,208
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,127.97
Avg. DMV Fee	88.00
Cash Sale Price	$38,814.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,814.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$664.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage second hand 2025 Ford Explorer ST-Line RWD SUV under 26,000 miles, automatic transmission, and 31 MPG, 2.3L gas engine is for sale right now below $39K at Fairway Ford in Burgaw, NC. ...View More Details

Sales Price:	$38,950
Est. Payment:	$698.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,575
Location:	Burgaw, NC

Item	Amount
Used Car Price⁽¹⁾	$38,950.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,186.47
Avg. DMV Fee	88.00
Cash Sale Price	$40,823.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,823.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$698.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger XLT

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This low mileage second hand 2025 Ford Ranger XLT 4x4 pickup below 2,000 miles, automatic transmission, and 31 MPG, 2.3L gas engine is for sale right now below $40K at Fairway Ford in Burgaw, NC. ...View More Details

Sales Price:	$39,588
Est. Payment:	$709.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,539
Location:	Burgaw, NC

Item	Amount
Used Car Price⁽¹⁾	$39,588.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,205.61
Avg. DMV Fee	88.00
Cash Sale Price	$41,480.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,480.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$709.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,588.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup under 48,000 miles, automatic transmission, and 31 MPG, 5.0L gas engine is for sale right now below $40K at Jones Ford in Shallotte, NC. ...View More Details

Sales Price:	$39,898
Est. Payment:	$715.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,594
Location:	Shallotte, NC

Item	Amount
Used Car Price⁽¹⁾	$39,898.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,214.91
Avg. DMV Fee	88.00
Cash Sale Price	$41,799.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,799.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$715.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 5 Series 530i

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This low mileage preowned 2024 BMW 5 Series 530i RWD sedan below 36,000 miles, automatic transmission, and 31 MPG, 2.0L hybrid engine is for sale right now under $38K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$37,100
Est. Payment:	$665.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,411
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$37,100.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,130.97
Avg. DMV Fee	88.00
Cash Sale Price	$38,917.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,917.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$665.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,100.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Wilmington Area

Metro Wilmington Secondhand Used Vehicles Priced Below $40,000

2025 Ford Transit 250

2020 Ford F-150 Lariat

2023 Audi Q7 quattro Premium Plus 55 TFSI

2021 Ford F-150 XL

2025 Ford Explorer Active

2023 BMW X3 xDrive30i

2025 Ford Explorer ST-Line

2025 Ford Ranger XLT

2023 Ford F-150 XL

2024 BMW 5 Series 530i

Greater Wilmington Area Cities with Used Cars for Sale Below $40K

Metro Wilmington Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Wilmington Area

Metro Wilmington Secondhand Used Vehicles Priced Below $40,000

2025 Ford Transit 250

Ford Transit 250

2025 Ford Transit 250 Car Loan Estimate

2020 Ford F-150 Lariat

Ford F-150 Lariat

2020 Ford F-150 Lariat Car Loan Estimate

2023 Audi Q7 quattro Premium Plus 55 TFSI

Audi Q7 quattro Premium Plus 55 TFSI

2023 Audi Q7 quattro Premium Plus 55 TFSI Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2025 Ford Ranger XLT

Ford Ranger XLT

2025 Ford Ranger XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 BMW 5 Series 530i

BMW 5 Series 530i

2024 BMW 5 Series 530i Car Loan Estimate

Greater Wilmington Area Cities with Used Cars for Sale Below $40K

Metro Wilmington Area Counties with Used Cars for Sale Below $40,000

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