Wilmington, NC Area Used Cars Under $40,000

2025 Ford Ranger XLT

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This low mileage used 2025 Ford Ranger XLT 4x4 pickup below 2,000 miles, automatic transmission, and 19 MPG, 2.3L gas engine is for sale right now below $40K at Fairway Ford in Burgaw, NC. ...View More Details

Sales Price:	$39,588
Est. Payment:	$709.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,539
Location:	Burgaw, NC

Item	Amount
Used Car Price⁽¹⁾	$39,588.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,205.61
Avg. DMV Fee	88.00
Cash Sale Price	$41,480.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,480.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$709.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,588.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage used 2025 Ford Explorer Active RWD SUV below 15,000 miles, automatic transmission, and 19 MPG, 2.3L gas engine is for sale right now below $37K at Fairway Ford in Burgaw, NC. ...View More Details

Sales Price:	$36,950
Est. Payment:	$663.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,669
Location:	Burgaw, NC

Item	Amount
Used Car Price⁽¹⁾	$36,950.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,126.47
Avg. DMV Fee	88.00
Cash Sale Price	$38,763.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,763.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$663.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Cadillac XT6 Luxury

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This low mileage second hand 2024 Cadillac XT6 Luxury FWD SUV below 18,000 miles, automatic transmission, and 19 MPG, 2.0L gas engine is for sale right now under $37K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$37,000
Est. Payment:	$664.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,409
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,127.97
Avg. DMV Fee	88.00
Cash Sale Price	$38,814.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,814.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$664.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 2500 Tradesman

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This low mileage used 2024 Ram 2500 Tradesman 4x4 pickup below 34,000 miles, automatic transmission, and 19 MPG, 6.4L gas engine is for sale right now under $37K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$36,950
Est. Payment:	$663.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,048
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$36,950.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,126.47
Avg. DMV Fee	88.00
Cash Sale Price	$38,763.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,763.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$663.30

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT AWD SUV below 30,000 miles, automatic transmission, and 19 MPG, 2.3L gas engine is for sale right now under $36K at Fairway Ford in Burgaw, NC. ...View More Details

Sales Price:	$35,688
Est. Payment:	$641.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,138
Location:	Burgaw, NC

Item	Amount
Used Car Price⁽¹⁾	$35,688.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,088.61
Avg. DMV Fee	88.00
Cash Sale Price	$37,463.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,463.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$641.06

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,688.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Wagoneer Series III Carbide

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This average mileage used 2022 Jeep Wagoneer Series III Carbide 4x4 SUV under 84,000 miles, automatic transmission, and 19 MPG, 5.7L hybrid engine is for sale right now under $35K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$35,000
Est. Payment:	$882.36 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,915
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,067.97
Avg. DMV Fee	88.00
Cash Sale Price	$36,754.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,754.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$882.36

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This average mileage second hand 2021 Ford F-150 XL 4x4 pickup below 82,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now under $37K at Jones Ford in Shallotte, NC. ...View More Details

Sales Price:	$36,898
Est. Payment:	$929.29 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,421
Location:	Shallotte, NC

Item	Amount
Used Car Price⁽¹⁾	$36,898.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,124.91
Avg. DMV Fee	88.00
Cash Sale Price	$38,709.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,709.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$929.29

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 Lariat

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This average mileage second hand 2020 Ford F-150 Lariat 4x4 pickup below 74,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now under $35K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$35,000
Est. Payment:	$797.67 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,300
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,067.97
Avg. DMV Fee	88.00
Cash Sale Price	$36,754.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,754.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$797.67

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Camaro SS

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This low mileage used 2019 Chevrolet Camaro SS RWD coupe under 59,000 miles, manual transmission, and 19 MPG, 6.2L gas engine is for sale right now below $40K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$39,990
Est. Payment:	$769.20 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,807
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,217.67
Avg. DMV Fee	88.00
Cash Sale Price	$41,894.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,894.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$769.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Tacoma TRD Pro

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This low mileage preowned 2020 Toyota Tacoma TRD Pro 4x4 pickup below 59,000 miles, manual transmission, and 19 MPG, 3.5L gas engine is for sale right now below $38K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$37,700
Est. Payment:	$725.90 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,218
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$37,700.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,148.97
Avg. DMV Fee	88.00
Cash Sale Price	$39,535.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,535.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$725.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Wilmington Area

Metro Wilmington Secondhand Used Vehicles Priced Below $40,000

2025 Ford Ranger XLT

2025 Ford Explorer Active

2024 Cadillac XT6 Luxury

2024 Ram 2500 Tradesman

2023 Ford Explorer XLT

2022 Jeep Wagoneer Series III Carbide

2021 Ford F-150 XL

2020 Ford F-150 Lariat

2019 Chevrolet Camaro SS

2020 Toyota Tacoma TRD Pro

Greater Wilmington Area Cities with Used Cars for Sale Below $40K

Metro Wilmington Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Wilmington Area

Metro Wilmington Secondhand Used Vehicles Priced Below $40,000

2025 Ford Ranger XLT

Ford Ranger XLT

2025 Ford Ranger XLT Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2024 Cadillac XT6 Luxury

Cadillac XT6 Luxury

2024 Cadillac XT6 Luxury Car Loan Estimate

2024 Ram 2500 Tradesman

Ram 2500 Tradesman

2024 Ram 2500 Tradesman Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2022 Jeep Wagoneer Series III Carbide

Jeep Wagoneer Series III Carbide

2022 Jeep Wagoneer Series III Carbide Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2020 Ford F-150 Lariat

Ford F-150 Lariat

2020 Ford F-150 Lariat Car Loan Estimate

2019 Chevrolet Camaro SS

Chevrolet Camaro SS

2019 Chevrolet Camaro SS Car Loan Estimate

2020 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2020 Toyota Tacoma TRD Pro Car Loan Estimate

Greater Wilmington Area Cities with Used Cars for Sale Below $40K

Metro Wilmington Area Counties with Used Cars for Sale Below $40,000

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