Wilmington, NC Area Used Cars Under $40,000

2022 Ford F-250 Super Duty XL

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This average mileage used 2022 Ford F-250 Super Duty XL 4x4 pickup under 89,000 miles, automatic transmission, and 24 MPG, 7.3L gas engine is for sale right now under $38K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$38,000
Est. Payment:	$956.54 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,206
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,157.97
Avg. DMV Fee	88.00
Cash Sale Price	$39,844.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,844.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$956.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 5 Series 530i

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This low mileage second hand 2024 BMW 5 Series 530i RWD sedan under 36,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now below $38K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$37,100
Est. Payment:	$665.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,411
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$37,100.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,130.97
Avg. DMV Fee	88.00
Cash Sale Price	$38,917.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,917.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$665.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,100.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Badlands Advanced

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This low mileage used 2022 Ford Bronco Badlands Advanced 4x4 SUV below 36,000 miles, transmission, and 24 MPG, 2.3L gas engine is for sale right now below $37K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$36,600
Est. Payment:	$657.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,386
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$36,600.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,115.97
Avg. DMV Fee	88.00
Cash Sale Price	$38,402.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,402.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$657.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage used 2025 Ford Explorer ST-Line RWD SUV under 26,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $39K at Fairway Ford in Burgaw, NC. ...View More Details

Sales Price:	$38,950
Est. Payment:	$698.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,575
Location:	Burgaw, NC

Item	Amount
Used Car Price⁽¹⁾	$38,950.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,186.47
Avg. DMV Fee	88.00
Cash Sale Price	$40,823.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,823.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$698.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This average mileage used 2021 Ford F-150 XL 4x4 pickup under 82,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $37K at Jones Ford in Shallotte, NC. ...View More Details

Sales Price:	$36,898
Est. Payment:	$929.29 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,421
Location:	Shallotte, NC

Item	Amount
Used Car Price⁽¹⁾	$36,898.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,124.91
Avg. DMV Fee	88.00
Cash Sale Price	$38,709.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,709.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$929.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup under 48,000 miles, automatic transmission, and 24 MPG, 5.0L gas engine is for sale right now under $40K at Jones Ford in Shallotte, NC. ...View More Details

Sales Price:	$39,898
Est. Payment:	$715.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,594
Location:	Shallotte, NC

Item	Amount
Used Car Price⁽¹⁾	$39,898.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,214.91
Avg. DMV Fee	88.00
Cash Sale Price	$41,799.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,799.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$715.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 Lariat

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This average mileage used 2020 Ford F-150 Lariat 4x4 pickup below 74,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $35K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$35,000
Est. Payment:	$797.67 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,300
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,067.97
Avg. DMV Fee	88.00
Cash Sale Price	$36,754.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,754.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$797.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT AWD SUV below 17,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $38K at Fairway Ford in Burgaw, NC. ...View More Details

Sales Price:	$37,950
Est. Payment:	$680.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,561
Location:	Burgaw, NC

Item	Amount
Used Car Price⁽¹⁾	$37,950.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,156.47
Avg. DMV Fee	88.00
Cash Sale Price	$39,793.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,793.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$680.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Aviator Reserve

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This average mileage used 2023 Lincoln Aviator Reserve AWD SUV under 82,000 miles, automatic transmission, and 24 MPG, 3.0L gas engine is for sale right now below $38K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$37,990
Est. Payment:	$956.30 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,144
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,157.67
Avg. DMV Fee	88.00
Cash Sale Price	$39,834.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,834.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$956.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Cadillac XT6 Luxury

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This low mileage used 2024 Cadillac XT6 Luxury FWD SUV under 18,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $37K at Capital Ford Lincoln of Wilmington in Wilmington, NC. ...View More Details

Sales Price:	$37,000
Est. Payment:	$664.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,409
Location:	Wilmington, NC

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,127.97
Avg. DMV Fee	88.00
Cash Sale Price	$38,814.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,814.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$664.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Wilmington Area

Metro Wilmington Secondhand Used Vehicles Priced Below $40,000

2022 Ford F-250 Super Duty XL

2024 BMW 5 Series 530i

2022 Ford Bronco Badlands Advanced

2025 Ford Explorer ST-Line

2021 Ford F-150 XL

2023 Ford F-150 XL

2020 Ford F-150 Lariat

2023 Ford Explorer XLT

2023 Lincoln Aviator Reserve

2024 Cadillac XT6 Luxury

Greater Wilmington Area Cities with Used Cars for Sale Below $40K

Metro Wilmington Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Wilmington Area

Metro Wilmington Secondhand Used Vehicles Priced Below $40,000

2022 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2022 Ford F-250 Super Duty XL Car Loan Estimate

2024 BMW 5 Series 530i

BMW 5 Series 530i

2024 BMW 5 Series 530i Car Loan Estimate

2022 Ford Bronco Badlands Advanced

Ford Bronco Badlands Advanced

2022 Ford Bronco Badlands Advanced Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2020 Ford F-150 Lariat

Ford F-150 Lariat

2020 Ford F-150 Lariat Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2023 Lincoln Aviator Reserve Car Loan Estimate

2024 Cadillac XT6 Luxury

Cadillac XT6 Luxury

2024 Cadillac XT6 Luxury Car Loan Estimate

Greater Wilmington Area Cities with Used Cars for Sale Below $40K

Metro Wilmington Area Counties with Used Cars for Sale Below $40,000

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