Fargo - Valley City, ND Area Used Cars Under $40,000

2023 Lincoln Nautilus Reserve

⇩ View Seller Description

This low mileage used 2023 Lincoln Nautilus Reserve AWD SUV under 48,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now under $38K at Detroit Lakes Ford in Detroit Lakes, MN. ...View More Details

Sales Price:	$37,990
Est. Payment:	$712.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,425
Location:	Detroit Lakes, MN

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,254.57
Avg. DMV Fee	103.00
Cash Sale Price	$41,646.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,646.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$712.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Limited

⇩ View Seller Description

This average mileage preowned 2021 Ram 1500 Limited 4X4 pickup below 72,000 miles, a transmission, and 24 MPG, 5.7L gas engine is for sale right now under $38K at Detroit Lakes Ford in Detroit Lakes, MN. ...View More Details

Sales Price:	$37,900
Est. Payment:	$901.71 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,596
Location:	Detroit Lakes, MN

Item	Amount
Used Car Price⁽¹⁾	$37,900.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,246.92
Avg. DMV Fee	103.00
Cash Sale Price	$41,548.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,548.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$901.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

⇩ View Seller Description

This below average mileage second hand 2022 Ford F-150 Lariat 4X4 pickup under 66,000 miles, a transmission, and 24 MPG, 3.5L gas engine is for sale right now below $37K at Devils Lake Ford in Devils Lake, ND. ...View More Details

Sales Price:	$36,999
Est. Payment:	$805.85 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,078
Location:	Devils Lake, ND

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,170.33
Avg. DMV Fee	103.00
Cash Sale Price	$40,571.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,571.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$805.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

⇩ View Seller Description

This low mileage used 2023 Ram 1500 Big Horn 4X4 pickup below 42,000 miles, a transmission, and 24 MPG, 5.7L hybrid engine is for sale right now under $37K at Devils Lake Ford in Devils Lake, ND. ...View More Details

Sales Price:	$36,991
Est. Payment:	$694.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,402
Location:	Devils Lake, ND

Item	Amount
Used Car Price⁽¹⁾	$36,991.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,169.65
Avg. DMV Fee	103.00
Cash Sale Price	$40,562.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,562.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$694.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Outer Banks

⇩ View Seller Description

This low mileage second hand 2023 Ford Bronco Outer Banks 4X4 SUV below 46,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now below $39K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$38,349
Est. Payment:	$719.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,730
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$38,349.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,285.08
Avg. DMV Fee	103.00
Cash Sale Price	$42,036.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,036.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$719.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,349.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Odyssey EX-L

⇩ View Seller Description

This low mileage preowned 2025 Honda Odyssey EX-L FWD mini-van below 42,000 miles, a transmission, and 24 MPG, 3.5L gas engine is for sale right now below $37K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$36,349
Est. Payment:	$682.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,638
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$36,349.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,115.08
Avg. DMV Fee	103.00
Cash Sale Price	$39,866.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,866.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$682.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,349.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Frontier PRO-4X

⇩ View Seller Description

This low mileage preowned 2023 Nissan Frontier PRO-4X 4X4 pickup below 25,000 miles, a transmission, and 24 MPG, 3.8L gas engine is for sale right now under $37K at Detroit Lakes Ford in Detroit Lakes, MN. ...View More Details

Sales Price:	$37,000
Est. Payment:	$694.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,802
Location:	Detroit Lakes, MN

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,170.42
Avg. DMV Fee	103.00
Cash Sale Price	$40,572.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,572.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$694.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

⇩ View Seller Description

This low mileage preowned 2024 Ford Explorer XLT AWD SUV under 21,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now below $40K at Devils Lake Ford in Devils Lake, ND. ...View More Details

Sales Price:	$39,591
Est. Payment:	$742.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,820
Location:	Devils Lake, ND

Item	Amount
Used Car Price⁽¹⁾	$39,591.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,390.65
Avg. DMV Fee	103.00
Cash Sale Price	$43,383.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,383.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$742.36

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,591.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chrysler Pacifica Limited

⇩ View Seller Description

This low mileage used 2025 Chrysler Pacifica Limited FWD mini-van under 47,000 miles, a transmission, and 24 MPG, 3.6L gas engine is for sale right now under $36K at Devils Lake Ford in Devils Lake, ND. ...View More Details

Sales Price:	$35,991
Est. Payment:	$675.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,378
Location:	Devils Lake, ND

Item	Amount
Used Car Price⁽¹⁾	$35,991.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,084.65
Avg. DMV Fee	103.00
Cash Sale Price	$39,477.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,477.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$675.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

⇩ View Seller Description

This low mileage used 2025 Ford Explorer ST-Line AWD SUV below 38,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now below $39K at Devils Lake Ford in Devils Lake, ND. ...View More Details

Sales Price:	$38,941
Est. Payment:	$730.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,610
Location:	Devils Lake, ND

Item	Amount
Used Car Price⁽¹⁾	$38,941.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,335.40
Avg. DMV Fee	103.00
Cash Sale Price	$42,678.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,678.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$730.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,941.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Fargo - Valley City Area

Metro Fargo - Valley City Secondhand Used Vehicles Priced Below $40,000

2023 Lincoln Nautilus Reserve

2021 Ram 1500 Limited

2022 Ford F-150 Lariat

2023 Ram 1500 Big Horn

2023 Ford Bronco Outer Banks

2025 Honda Odyssey EX-L

2023 Nissan Frontier PRO-4X

2024 Ford Explorer XLT

2025 Chrysler Pacifica Limited

2025 Ford Explorer ST-Line

Greater Fargo - Valley City Area Cities with Used Cars for Sale Below $40K

Metro Fargo - Valley City Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Fargo - Valley City Area

Metro Fargo - Valley City Secondhand Used Vehicles Priced Below $40,000

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2021 Ram 1500 Limited

Ram 1500 Limited

2021 Ram 1500 Limited Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2023 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2023 Ford Bronco Outer Banks Car Loan Estimate

2025 Honda Odyssey EX-L

Honda Odyssey EX-L

2025 Honda Odyssey EX-L Car Loan Estimate

2023 Nissan Frontier PRO-4X

Nissan Frontier PRO-4X

2023 Nissan Frontier PRO-4X Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2025 Chrysler Pacifica Limited

Chrysler Pacifica Limited

2025 Chrysler Pacifica Limited Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

Greater Fargo - Valley City Area Cities with Used Cars for Sale Below $40K

Metro Fargo - Valley City Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments