Fargo - Valley City, ND Area Used Cars Under $40,000

2025 Honda Odyssey EX-L

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This low mileage second hand 2025 Honda Odyssey EX-L FWD mini-van below 42,000 miles, a transmission, and 24 MPG, 3.5L gas engine is for sale right now below $37K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$36,349
Est. Payment:	$682.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,638
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$36,349.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,115.08
Avg. DMV Fee	103.00
Cash Sale Price	$39,866.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,866.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$682.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,349.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Wagoneer Series III

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This average mileage preowned 2022 Jeep Wagoneer Series III 4X4 SUV under 79,000 miles, a transmission, and 24 MPG, 5.7L hybrid engine is for sale right now below $38K at Devils Lake Ford in Devils Lake, ND. ...View More Details

Sales Price:	$37,495
Est. Payment:	$892.18 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,166
Location:	Devils Lake, ND

Item	Amount
Used Car Price⁽¹⁾	$37,495.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,212.49
Avg. DMV Fee	103.00
Cash Sale Price	$41,109.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,109.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$892.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage used 2024 Ford F-150 STX 4X4 pickup under 28,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now below $39K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$38,849
Est. Payment:	$728.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,449
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$38,849.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,327.58
Avg. DMV Fee	103.00
Cash Sale Price	$42,578.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,578.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$728.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,849.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Limited Longhorn

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This average mileage preowned 2022 Ram 1500 Limited Longhorn 4X4 pickup under 84,000 miles, a transmission, and 24 MPG, 5.7L gas engine is for sale right now under $36K at Devils Lake Ford in Devils Lake, ND. ...View More Details

Sales Price:	$35,991
Est. Payment:	$947.72 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,271
Location:	Devils Lake, ND

Item	Amount
Used Car Price⁽¹⁾	$35,991.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,084.65
Avg. DMV Fee	103.00
Cash Sale Price	$39,477.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,477.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$947.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage used 2024 Ford Explorer XLT AWD SUV under 15,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now under $38K at Detroit Lakes Ford in Detroit Lakes, MN. ...View More Details

Sales Price:	$38,000
Est. Payment:	$712.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,937
Location:	Detroit Lakes, MN

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,255.42
Avg. DMV Fee	103.00
Cash Sale Price	$41,657.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,657.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$712.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage used 2024 Ford Explorer XLT AWD SUV under 27,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now under $38K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$37,349
Est. Payment:	$700.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,825
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$37,349.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,200.08
Avg. DMV Fee	103.00
Cash Sale Price	$40,951.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,951.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$700.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,349.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This below average mileage used 2022 Ford F-150 Lariat 4X4 pickup under 66,000 miles, a transmission, and 24 MPG, 3.5L gas engine is for sale right now under $37K at Devils Lake Ford in Devils Lake, ND. ...View More Details

Sales Price:	$36,999
Est. Payment:	$805.85 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,078
Location:	Devils Lake, ND

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,170.33
Avg. DMV Fee	103.00
Cash Sale Price	$40,571.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,571.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$805.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

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This low mileage used 2025 Ford Bronco Sport Badlands AWD SUV below 3,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now below $38K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$37,849
Est. Payment:	$710.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,858
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$37,849.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,242.58
Avg. DMV Fee	103.00
Cash Sale Price	$41,493.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,493.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$710.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,849.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage preowned 2023 Lincoln Nautilus Reserve AWD SUV under 48,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now under $38K at Detroit Lakes Ford in Detroit Lakes, MN. ...View More Details

Sales Price:	$37,990
Est. Payment:	$712.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,425
Location:	Detroit Lakes, MN

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,254.57
Avg. DMV Fee	103.00
Cash Sale Price	$41,646.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,646.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$712.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

⇩ View Seller Description

This low mileage second hand 2024 Ford Explorer XLT AWD SUV below 20,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now under $37K at Detroit Lakes Ford in Detroit Lakes, MN. ...View More Details

Sales Price:	$36,900
Est. Payment:	$692.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,474
Location:	Detroit Lakes, MN

Item	Amount
Used Car Price⁽¹⁾	$36,900.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,161.92
Avg. DMV Fee	103.00
Cash Sale Price	$40,463.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,463.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$692.40

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Fargo - Valley City Area

Metro Fargo - Valley City Secondhand Used Vehicles Priced Below $40,000

2025 Honda Odyssey EX-L

2022 Jeep Wagoneer Series III

2024 Ford F-150 STX

2022 Ram 1500 Limited Longhorn

2024 Ford Explorer XLT

2024 Ford Explorer XLT

2022 Ford F-150 Lariat

2025 Ford Bronco Sport Badlands

2023 Lincoln Nautilus Reserve

2024 Ford Explorer XLT

Greater Fargo - Valley City Area Cities with Used Cars for Sale Below $40K

Metro Fargo - Valley City Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Fargo - Valley City Area

Metro Fargo - Valley City Secondhand Used Vehicles Priced Below $40,000

2025 Honda Odyssey EX-L

Honda Odyssey EX-L

2025 Honda Odyssey EX-L Car Loan Estimate

2022 Jeep Wagoneer Series III

Jeep Wagoneer Series III

2022 Jeep Wagoneer Series III Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2022 Ram 1500 Limited Longhorn

Ram 1500 Limited Longhorn

2022 Ram 1500 Limited Longhorn Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

Greater Fargo - Valley City Area Cities with Used Cars for Sale Below $40K

Metro Fargo - Valley City Area Counties with Used Cars for Sale Below $40,000

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