Fargo - Valley City, ND Area Used Cars Under $40,000

2023 Ford Explorer XLT

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This low mileage used 2023 Ford Explorer XLT AWD SUV under 37,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $36K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$35,149
Est. Payment:	$659.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,330
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$35,149.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,013.08
Avg. DMV Fee	103.00
Cash Sale Price	$38,564.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,564.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$659.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,149.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Limited

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This average mileage second hand 2021 Ram 1500 Limited 4x4 pickup under 71,000 miles, automatic transmission, and 20 MPG, 5.7L gas engine is for sale right now below $38K at Detroit Lakes Ford in Detroit Lakes, MN. ...View More Details

Sales Price:	$37,900
Est. Payment:	$901.71 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,406
Location:	Detroit Lakes, MN

Item	Amount
Used Car Price⁽¹⁾	$37,900.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,246.92
Avg. DMV Fee	103.00
Cash Sale Price	$41,548.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,548.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$901.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage used 2025 Ford Explorer ST-Line AWD SUV under 36,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $39K at Devils Lake Ford in Devils Lake, ND. ...View More Details

Sales Price:	$38,494
Est. Payment:	$721.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,705
Location:	Devils Lake, ND

Item	Amount
Used Car Price⁽¹⁾	$38,494.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,297.41
Avg. DMV Fee	103.00
Cash Sale Price	$42,193.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,193.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$721.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,494.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Base

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This low mileage second hand 2023 Ford Bronco Base 4x4 SUV under 46,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $40K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$39,349
Est. Payment:	$737.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,730
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$39,349.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,370.08
Avg. DMV Fee	103.00
Cash Sale Price	$43,121.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,121.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$737.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,349.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Laramie

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This below average mileage used 2021 Ram 1500 Laramie 4x4 pickup below 61,000 miles, automatic transmission, and 20 MPG, 5.7L gas engine is for sale right now below $38K at Devils Lake Ford in Devils Lake, ND. ...View More Details

Sales Price:	$37,991
Est. Payment:	$827.23 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,598
Location:	Devils Lake, ND

Item	Amount
Used Car Price⁽¹⁾	$37,991.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,254.65
Avg. DMV Fee	103.00
Cash Sale Price	$41,647.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,647.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$827.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Frontier S

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This low mileage second hand 2023 Nissan Frontier S 4x4 pickup under 25,000 miles, automatic transmission, and 20 MPG, 3.8L gas engine is for sale right now under $37K at Detroit Lakes Ford in Detroit Lakes, MN. ...View More Details

Sales Price:	$37,000
Est. Payment:	$694.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,802
Location:	Detroit Lakes, MN

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,170.42
Avg. DMV Fee	103.00
Cash Sale Price	$40,572.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,572.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$694.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 King Ranch

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This low mileage preowned 2021 Ford F-150 King Ranch 4x4 pickup below 56,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now under $40K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$39,949
Est. Payment:	$803.67 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,879
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$39,949.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,421.08
Avg. DMV Fee	103.00
Cash Sale Price	$43,772.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,772.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$803.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,949.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Platinum

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This low mileage second hand 2021 Ford F-150 Platinum 4x4 pickup below 47,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now under $38K at Devils Lake Ford in Devils Lake, ND. ...View More Details

Sales Price:	$37,396
Est. Payment:	$701.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,180
Location:	Devils Lake, ND

Item	Amount
Used Car Price⁽¹⁾	$37,396.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,204.08
Avg. DMV Fee	103.00
Cash Sale Price	$41,002.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,002.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$701.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,396.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4x4 pickup under 24,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $38K at Devils Lake Ford in Devils Lake, ND. ...View More Details

Sales Price:	$37,394
Est. Payment:	$701.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,038
Location:	Devils Lake, ND

Item	Amount
Used Car Price⁽¹⁾	$37,394.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,203.91
Avg. DMV Fee	103.00
Cash Sale Price	$40,999.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,999.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$701.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,394.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This low mileage preowned 2021 Ford F-150 XL 4x4 pickup below 54,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $38K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$37,349
Est. Payment:	$751.88 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,827
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$37,349.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,200.08
Avg. DMV Fee	103.00
Cash Sale Price	$40,951.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,951.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$751.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,349.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Fargo - Valley City Area

Metro Fargo - Valley City Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer XLT

2021 Ram 1500 Limited

2025 Ford Explorer ST-Line

2023 Ford Bronco Base

2021 Ram 1500 Laramie

2023 Nissan Frontier S

2021 Ford F-150 King Ranch

2021 Ford F-150 Platinum

2023 Ford F-150 Lariat

2021 Ford F-150 XL

Greater Fargo - Valley City Area Cities with Used Cars for Sale Below $40K

Metro Fargo - Valley City Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Fargo - Valley City Area

Metro Fargo - Valley City Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2021 Ram 1500 Limited

Ram 1500 Limited

2021 Ram 1500 Limited Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2023 Ford Bronco Base

Ford Bronco Base

2023 Ford Bronco Base Car Loan Estimate

2021 Ram 1500 Laramie

Ram 1500 Laramie

2021 Ram 1500 Laramie Car Loan Estimate

2023 Nissan Frontier S

Nissan Frontier S

2023 Nissan Frontier S Car Loan Estimate

2021 Ford F-150 King Ranch

Ford F-150 King Ranch

2021 Ford F-150 King Ranch Car Loan Estimate

2021 Ford F-150 Platinum

Ford F-150 Platinum

2021 Ford F-150 Platinum Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

Greater Fargo - Valley City Area Cities with Used Cars for Sale Below $40K

Metro Fargo - Valley City Area Counties with Used Cars for Sale Below $40,000

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