Rochester, NY Used Cars Under $40,000 |with Payments|

2024 Ram ProMaster Tradesman 2500

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This low mileage second hand 2024 Ram ProMaster Tradesman 2500 FWD van under 39,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now below $38K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$37,999
Est. Payment:	$956.95 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	38,752
Location:	Rochester, NY
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,380.97
Avg. DMV Fee	86.00
Cash Sale Price	$41,540.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$41,076.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$956.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Chrysler Pacifica Limited

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This low mileage preowned 2023 Chrysler Pacifica Limited AWD minivan under 24,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now under $39K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$38,990
Est. Payment:	$981.91 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	23,932
Location:	Rochester, NY
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,468.97
Avg. DMV Fee	86.00
Cash Sale Price	$42,619.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$42,148.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$981.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE SEL

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This low mileage certified used 2024 Hyundai SANTA FE SEL AWD SUV below 0,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $38K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$37,990
Est. Payment:	$956.73 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	30
Location:	Rochester, NY
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,380.17
Avg. DMV Fee	86.00
Cash Sale Price	$41,531.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$41,067.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$956.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified used 2026 Hyundai SANTA FE SEL AWD SUV below 11,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $39K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$38,490
Est. Payment:	$969.32 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	11,284
Location:	Rochester, NY
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$38,490.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,424.57
Avg. DMV Fee	86.00
Cash Sale Price	$42,075.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$41,607.69
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$969.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Dodge Durango GT

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This low mileage second hand 2026 Dodge Durango GT AWD SUV under 14,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now below $39K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$38,990
Est. Payment:	$981.91 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	13,930
Location:	Rochester, NY
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,468.97
Avg. DMV Fee	86.00
Cash Sale Price	$42,619.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$42,148.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$981.91

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Jeep Wrangler Rubicon

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This low mileage second hand 2024 Jeep Wrangler Rubicon 4x4 SUV under 50,000 miles, transmission, and 24 MPG, 3.6L gas engine is for sale right now under $40K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$39,490
Est. Payment:	$994.50 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	49,679
Location:	Rochester, NY
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$39,490.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,513.37
Avg. DMV Fee	86.00
Cash Sale Price	$43,164.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$42,688.69
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$994.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage used 2026 Hyundai SANTA FE SEL AWD SUV under 3,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $37K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$36,683
Est. Payment:	$923.81 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	3,001
Location:	Rochester, NY
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$36,683.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,264.11
Avg. DMV Fee	86.00
Cash Sale Price	$40,108.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$39,654.32
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$923.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,683.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Nissan Pathfinder SL

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This low mileage used 2024 Nissan Pathfinder SL AWD SUV below 24,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $36K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$35,990
Est. Payment:	$906.36 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	23,929
Location:	Rochester, NY
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,202.57
Avg. DMV Fee	86.00
Cash Sale Price	$39,353.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$38,905.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$906.36

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

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This low mileage used 2026 Hyundai TUCSON SEL AWD SUV below 0,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $36K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$35,510
Est. Payment:	$894.27 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	2
Location:	Rochester, NY
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$35,510.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,159.95
Avg. DMV Fee	86.00
Cash Sale Price	$38,830.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$38,386.31
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$894.27

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,510.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SE

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This low mileage second hand 2026 Hyundai SANTA FE SE AWD SUV below 0,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $37K at Vision Hyundai Henrietta in Rochester, NY. ...View More Details

Sales Price:	$36,310
Est. Payment:	$914.42 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	4
Location:	Rochester, NY
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$36,310.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,230.99
Avg. DMV Fee	86.00
Cash Sale Price	$39,701.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$39,251.11
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$914.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,310.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Rochester, NY

Rochester, NY Secondhand Used Vehicles Priced Below $40,000

2024 Ram ProMaster Tradesman 2500

2023 Chrysler Pacifica Limited

2024 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL

2026 Dodge Durango GT

2024 Jeep Wrangler Rubicon

2026 Hyundai SANTA FE SEL

2024 Nissan Pathfinder SL

2026 Hyundai TUCSON SEL

2026 Hyundai SANTA FE SE

Used Cars under $40,000 for Sale in Rochester, NY

Rochester, NY Secondhand Used Vehicles Priced Below $40,000

2024 Ram ProMaster Tradesman 2500

Ram ProMaster Tradesman 2500

2024 Ram ProMaster Tradesman 2500 Poor Credit Car Loan Estimate

2023 Chrysler Pacifica Limited

Chrysler Pacifica Limited

2023 Chrysler Pacifica Limited Poor Credit Auto Loan Estimate

2024 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2024 Hyundai SANTA FE SEL Poor Credit Auto Finance Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Poor Credit Auto Finance Estimate

2026 Dodge Durango GT

Dodge Durango GT

2026 Dodge Durango GT Poor Credit Auto Loan Estimate

2024 Jeep Wrangler Rubicon

Jeep Wrangler Rubicon

2024 Jeep Wrangler Rubicon Poor Credit Auto Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Poor Credit Car Loan Estimate

2024 Nissan Pathfinder SL

Nissan Pathfinder SL

2024 Nissan Pathfinder SL Poor Credit Auto Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Poor Credit Car Finance Estimate

2026 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE Poor Credit Car Loan Estimate

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