Rochester, NY Used Cars Under $45,000 |with Payments|

2026 Hyundai IONIQ 5 Limited

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This low mileage used 2026 Hyundai IONIQ 5 Limited AWD hatchback below 0,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $44K at Vision Hyundai Henrietta in Rochester, NY. ...View More Details

Sales Price:	$43,155
Est. Payment:	$806.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$43,155.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,838.82
Avg. DMV Fee	86.00
Cash Sale Price	$47,154.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,154.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$806.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,155.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Hybrid Limited

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This low mileage second hand 2026 Hyundai TUCSON Hybrid Limited AWD SUV below 0,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now under $45K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$44,495
Est. Payment:	$831.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$44,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,957.82
Avg. DMV Fee	86.00
Cash Sale Price	$48,613.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,613.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$831.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 0,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now below $43K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$42,795
Est. Payment:	$800.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$42,795.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,806.86
Avg. DMV Fee	86.00
Cash Sale Price	$46,762.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,762.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$800.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage used 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 0,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now under $43K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$42,470
Est. Payment:	$794.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$42,470.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,778.00
Avg. DMV Fee	86.00
Cash Sale Price	$46,409.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,409.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$794.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,470.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Limited

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This low mileage preowned 2026 Hyundai TUCSON Limited AWD SUV under 0,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now under $44K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$43,020
Est. Payment:	$804.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$43,020.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,826.84
Avg. DMV Fee	86.00
Cash Sale Price	$47,007.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,007.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$804.37

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,020.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Hybrid Limited

⇩ View Seller Description

This low mileage second hand 2026 Hyundai TUCSON Hybrid Limited AWD SUV below 0,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now below $45K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$44,495
Est. Payment:	$831.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$44,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,957.82
Avg. DMV Fee	86.00
Cash Sale Price	$48,613.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,613.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$831.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage used 2026 Hyundai SANTA FE SEL AWD SUV below 0,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now under $43K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$42,075
Est. Payment:	$786.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$42,075.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,742.92
Avg. DMV Fee	86.00
Cash Sale Price	$45,978.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,978.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$786.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,075.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

⇩ View Seller Description

This low mileage preowned 2026 Hyundai SANTA FE SEL AWD SUV under 0,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now below $43K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$42,075
Est. Payment:	$786.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$42,075.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,742.92
Avg. DMV Fee	86.00
Cash Sale Price	$45,978.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,978.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$786.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,075.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

⇩ View Seller Description

This low mileage second hand 2026 Hyundai SANTA FE SEL AWD SUV under 0,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now under $43K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$42,045
Est. Payment:	$786.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$42,045.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,740.26
Avg. DMV Fee	86.00
Cash Sale Price	$45,946.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,946.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$786.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,045.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

⇩ View Seller Description

This low mileage preowned 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 0,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now below $41K at Vision Hyundai Henrietta in Rochester, NY. ...View More Details

Sales Price:	$40,410
Est. Payment:	$755.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$40,410.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,595.07
Avg. DMV Fee	86.00
Cash Sale Price	$44,166.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,166.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$755.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,410.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Rochester, NY

Rochester, NY Secondhand Used Vehicles Priced Below $45,000

2026 Hyundai IONIQ 5 Limited

2026 Hyundai TUCSON Hybrid Limited

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai TUCSON Limited

2026 Hyundai TUCSON Hybrid Limited

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE Hybrid SEL

Used Cars under $45,000 for Sale in Rochester, NY

Rochester, NY Secondhand Used Vehicles Priced Below $45,000

2026 Hyundai IONIQ 5 Limited

Hyundai IONIQ 5 Limited

2026 Hyundai IONIQ 5 Limited Car Loan Estimate

2026 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2026 Hyundai TUCSON Hybrid Limited Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2026 Hyundai TUCSON Limited Car Loan Estimate

2026 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2026 Hyundai TUCSON Hybrid Limited Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

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