Cincinnati, OH Used Cars Under $40,000 |with Payments|

2025 Ford Explorer Active

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This low mileage second hand 2025 Ford Explorer Active AWD SUV below 37,000 miles, a transmission, and 17 MPG, 2.3L gas engine is for sale right now under $36K at Beechmont Ford, Inc. in Cincinnati, OH. ...View More Details

Sales Price:	$35,900
Est. Payment:	$668.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,986
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,892.00
Avg. DMV Fee	39.00
Cash Sale Price	$39,081.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,081.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$668.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage used 2023 Ram 1500 Big Horn 4X4 pickup below 30,000 miles, a transmission, and 17 MPG, 5.7L hybrid engine is for sale right now below $39K at Beechmont Ford, Inc. in Cincinnati, OH. ...View More Details

Sales Price:	$38,897
Est. Payment:	$724.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,120
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$38,897.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,131.76
Avg. DMV Fee	39.00
Cash Sale Price	$42,317.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,317.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$724.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,897.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Forester Touring Hybrid

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This low mileage preowned 2025 Subaru Forester Touring Hybrid AWD wagon below 17,000 miles, cvt transmission, and 17 MPG, 2.5L hybrid engine is for sale right now below $39K at Beechmont Ford, Inc. in Cincinnati, OH. ...View More Details

Sales Price:	$38,320
Est. Payment:	$713.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,008
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$38,320.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,085.60
Avg. DMV Fee	39.00
Cash Sale Price	$41,694.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,694.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$713.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,320.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 2.5T Standard

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This low mileage second hand 2023 Genesis GV70 2.5T Standard AWD SUV under 43,000 miles, a transmission, and 17 MPG, 2.5L gas engine is for sale right now below $39K at Beechmont Ford, Inc. in Cincinnati, OH. ...View More Details

Sales Price:	$38,268
Est. Payment:	$712.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,827
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$38,268.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,081.44
Avg. DMV Fee	39.00
Cash Sale Price	$41,638.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,638.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$712.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,268.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Tesla Model Y Long Range

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This low mileage preowned 2023 Tesla Model Y Long Range AWD SUV under 43,000 miles, a transmission, and 0.0L electric engine is for sale right now below $36K at Beechmont Ford, Inc. in Cincinnati, OH. ...View More Details

Sales Price:	$35,780
Est. Payment:	$666.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,591
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$35,780.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,882.40
Avg. DMV Fee	39.00
Cash Sale Price	$38,951.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,951.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$666.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,780.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage used 2025 Ford Explorer ST-Line AWD SUV below 38,000 miles, a transmission, and 17 MPG, 2.3L gas engine is for sale right now below $38K at Beechmont Ford, Inc. in Cincinnati, OH. ...View More Details

Sales Price:	$37,904
Est. Payment:	$705.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,127
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$37,904.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,052.32
Avg. DMV Fee	39.00
Cash Sale Price	$41,245.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,245.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$705.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,904.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler High Altitude 4xe

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This low mileage second hand 2024 Jeep Wrangler High Altitude 4xe 4X4 SUV below 14,000 miles, a transmission, and 17 MPG, 2.0L hybrid engine is for sale right now under $38K at Beechmont Ford, Inc. in Cincinnati, OH. ...View More Details

Sales Price:	$37,914
Est. Payment:	$705.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,385
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$37,914.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,053.12
Avg. DMV Fee	39.00
Cash Sale Price	$41,256.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,256.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$705.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,914.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage second hand 2025 Ford Mustang Mach-E Premium AWD SUV below 16,000 miles, a transmission, and 0.0L electric engine is for sale right now below $37K at Kings Ford Inc in Cincinnati, OH. ...View More Details

Sales Price:	$36,274
Est. Payment:	$675.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,805
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$36,274.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,921.92
Avg. DMV Fee	39.00
Cash Sale Price	$39,484.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,484.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$675.65

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,274.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Audi A5 Sportback quattro S line Prestige 45 TFSI

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This low mileage preowned 2023 Audi A5 Sportback quattro S line Prestige 45 TFSI AWD sedan under 31,000 miles, a transmission, and 17 MPG, 2.0L hybrid engine is for sale right now below $39K at Beechmont Ford, Inc. in Cincinnati, OH. ...View More Details

Sales Price:	$38,298
Est. Payment:	$713.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,436
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$38,298.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,083.84
Avg. DMV Fee	39.00
Cash Sale Price	$41,670.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,670.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$713.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,298.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Yukon XL SLT

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This above average mileage preowned 2022 GMC Yukon XL SLT 4X4 SUV under 98,000 miles, a transmission, and 17 MPG, 5.3L gas engine is for sale right now below $40K at Fuller Ford Inc in Cincinnati, OH. ...View More Details

Sales Price:	$39,988
Est. Payment:	$1173.27 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,919
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$39,988.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,219.04
Avg. DMV Fee	39.00
Cash Sale Price	$43,496.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,496.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1173.27

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Cincinnati, OH

Cincinnati, OH Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer Active

2023 Ram 1500 Big Horn

2025 Subaru Forester Touring Hybrid

2023 Genesis GV70 2.5T Standard

2023 Tesla Model Y Long Range

2025 Ford Explorer ST-Line

2024 Jeep Wrangler High Altitude 4xe

2025 Ford Mustang Mach-E Premium

2023 Audi A5 Sportback quattro S line Prestige 45 TFSI

2022 GMC Yukon XL SLT

Used Cars under $40,000 for Sale in Cincinnati, OH

Cincinnati, OH Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2025 Subaru Forester Touring Hybrid

Subaru Forester Touring Hybrid

2025 Subaru Forester Touring Hybrid Car Loan Estimate

2023 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2023 Genesis GV70 2.5T Standard Car Loan Estimate

2023 Tesla Model Y Long Range

Tesla Model Y Long Range

2023 Tesla Model Y Long Range Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2024 Jeep Wrangler High Altitude 4xe

Jeep Wrangler High Altitude 4xe

2024 Jeep Wrangler High Altitude 4xe Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2023 Audi A5 Sportback quattro S line Prestige 45 TFSI

Audi A5 Sportback quattro S line Prestige 45 TFSI

2023 Audi A5 Sportback quattro S line Prestige 45 TFSI Car Loan Estimate

2022 GMC Yukon XL SLT

GMC Yukon XL SLT

2022 GMC Yukon XL SLT Car Loan Estimate

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