Cincinnati, OH Used Cars Under $45,000 |with Payments|

2025 Ford Explorer ST-Line

⇩ View Seller Description

This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV under 19,000 miles, a transmission, and 84 MPG, 2.3L gas engine is for sale right now below $42K at Beechmont Ford, Inc. in Cincinnati, OH. ...View More Details

Sales Price:	$41,424
Est. Payment:	$770.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,867
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$41,424.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,333.92
Avg. DMV Fee	39.00
Cash Sale Price	$45,046.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,046.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$770.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,424.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup under 38,000 miles, a transmission, and 84 MPG, 2.7L gas engine is for sale right now under $42K at Beechmont Ford, Inc. in Cincinnati, OH. ...View More Details

Sales Price:	$41,997
Est. Payment:	$781.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,095
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$41,997.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,379.76
Avg. DMV Fee	39.00
Cash Sale Price	$45,665.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,665.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$781.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2023 Ford F-150 XLT 4X4 pickup under 35,000 miles, a transmission, and 84 MPG, 2.7L gas engine is for sale right now below $41K at Beechmont Ford, Inc. in Cincinnati, OH. ...View More Details

Sales Price:	$40,854
Est. Payment:	$760.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,354
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$40,854.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,288.32
Avg. DMV Fee	39.00
Cash Sale Price	$44,431.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,431.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$760.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,854.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Big Horn

⇩ View Seller Description

This low mileage used 2025 Ram 1500 Big Horn 4X4 pickup below 5,000 miles, a transmission, and 84 MPG, 3.0L gas engine is for sale right now below $43K at Kings Ford Inc in Cincinnati, OH. ...View More Details

Sales Price:	$42,710
Est. Payment:	$794.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,372
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$42,710.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,436.80
Avg. DMV Fee	39.00
Cash Sale Price	$46,435.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,435.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$794.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,710.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup under 30,000 miles, a transmission, and 84 MPG, 3.5L gas engine is for sale right now under $41K at Beechmont Ford, Inc. in Cincinnati, OH. ...View More Details

Sales Price:	$40,438
Est. Payment:	$752.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,889
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$40,438.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,255.04
Avg. DMV Fee	39.00
Cash Sale Price	$43,982.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,982.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$752.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,438.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This low mileage second hand 2024 Ford F-150 XLT 4X4 pickup under 31,000 miles, a transmission, and 84 MPG, 3.5L hybrid engine is for sale right now under $43K at Beechmont Ford, Inc. in Cincinnati, OH. ...View More Details

Sales Price:	$42,947
Est. Payment:	$798.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,635
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$42,947.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,455.76
Avg. DMV Fee	39.00
Cash Sale Price	$46,691.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,691.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$798.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,947.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup below 56,000 miles, a transmission, and 84 MPG, 2.7L gas engine is for sale right now under $41K at Beechmont Ford, Inc. in Cincinnati, OH. ...View More Details

Sales Price:	$40,882
Est. Payment:	$816.33 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,000
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$40,882.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,290.56
Avg. DMV Fee	39.00
Cash Sale Price	$44,461.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,461.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$816.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,882.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2023 Ford F-150 XLT 4X4 pickup under 11,000 miles, a transmission, and 84 MPG, 3.5L gas engine is for sale right now below $43K at Beechmont Ford, Inc. in Cincinnati, OH. ...View More Details

Sales Price:	$42,773
Est. Payment:	$795.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,845
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$42,773.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,441.84
Avg. DMV Fee	39.00
Cash Sale Price	$46,503.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,503.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$795.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,773.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

⇩ View Seller Description

This low mileage preowned 2025 Ford F-150 STX 4X4 pickup under 15,000 miles, a transmission, and 84 MPG, 2.7L gas engine is for sale right now below $43K at Kings Ford Inc in Cincinnati, OH. ...View More Details

Sales Price:	$42,194
Est. Payment:	$785.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,539
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$42,194.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,395.52
Avg. DMV Fee	39.00
Cash Sale Price	$45,878.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,878.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$785.05

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,194.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lexus NX 450h+ Base

⇩ View Seller Description

This low mileage preowned 2022 Lexus NX 450h+ Base AWD wagon below 44,000 miles, cvt transmission, and 84 MPG, 2.5L hybrid engine is for sale right now under $45K at Beechmont Ford, Inc. in Cincinnati, OH. ...View More Details

Sales Price:	$44,886
Est. Payment:	$834.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,333
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$44,886.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,610.88
Avg. DMV Fee	39.00
Cash Sale Price	$48,785.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,785.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$834.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,886.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Cincinnati, OH

Cincinnati, OH Secondhand Used Vehicles Priced Below $45,000

2025 Ford Explorer ST-Line

2023 Ford F-150 XLT

2023 Ford F-150 XLT

2025 Ram 1500 Big Horn

2023 Ford F-150 XLT

2024 Ford F-150 XLT

2023 Ford F-150 XLT

2023 Ford F-150 XLT

2025 Ford F-150 STX

2022 Lexus NX 450h+ Base

Used Cars under $45,000 for Sale in Cincinnati, OH

Cincinnati, OH Secondhand Used Vehicles Priced Below $45,000

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2022 Lexus NX 450h+ Base

Lexus NX 450h+ Base

2022 Lexus NX 450h+ Base Car Loan Estimate

Customize Payments

Find Financing

Customize Payments