Toledo, OH Area Used Pickups Under $40,000

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4x4 pickup below 16,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $40K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$39,170
Est. Payment:	$729.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,075
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$39,170.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,153.60
Avg. DMV Fee	39.00
Cash Sale Price	$42,612.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,612.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$729.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,170.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 30,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $36K at Reineke Ford in Fostoria, OH. ...View More Details

Sales Price:	$35,890
Est. Payment:	$668.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,835
Location:	Fostoria, OH

Item	Amount
Used Car Price⁽¹⁾	$35,890.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,891.20
Avg. DMV Fee	39.00
Cash Sale Price	$39,070.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,070.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$668.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 Custom Trail Boss

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This low mileage second hand 2023 Chevrolet Silverado 1500 Custom Trail Boss 4x4 pickup under 45,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $39K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$38,095
Est. Payment:	$709.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,108
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$38,095.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,067.60
Avg. DMV Fee	39.00
Cash Sale Price	$41,451.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,451.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$709.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,095.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Silverado 3500HD LT

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This above average mileage second hand 2020 Chevrolet Silverado 3500HD LT 4x4 pickup below 99,000 miles, automatic transmission, and 20 MPG, 6.6L gas engine is for sale right now below $37K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$36,556
Est. Payment:	$1073.29 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,573
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$36,556.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,944.48
Avg. DMV Fee	39.00
Cash Sale Price	$39,789.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,789.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1073.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,556.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LT

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This low mileage used 2024 Chevrolet Silverado 1500 LT 4x4 pickup below 20,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $39K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$38,195
Est. Payment:	$711.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,601
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$38,195.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,075.60
Avg. DMV Fee	39.00
Cash Sale Price	$41,559.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,559.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$711.15

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,195.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4x4 pickup under 11,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $40K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$39,696
Est. Payment:	$738.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,169
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$39,696.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,195.68
Avg. DMV Fee	39.00
Cash Sale Price	$43,180.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,180.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$738.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,696.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Maverick Lariat

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This low mileage used 2024 Ford Maverick Lariat AWD pickup below 20,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now under $38K at Tri Motor Sales in Oak Harbor, OH. ...View More Details

Sales Price:	$37,995
Est. Payment:	$707.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,479
Location:	Oak Harbor, OH

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,059.60
Avg. DMV Fee	39.00
Cash Sale Price	$41,343.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,343.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$707.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford F-250 Super Duty King Ranch

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This above average mileage second hand 2017 Ford F-250 Super Duty King Ranch 4x4 pickup under 95,000 miles, automatic transmission, and 20 MPG, 6.2L gas engine is for sale right now under $38K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$37,962
Est. Payment:	$1114.24 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,814
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$37,962.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,056.96
Avg. DMV Fee	39.00
Cash Sale Price	$41,307.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,307.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1114.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,962.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4x4 pickup below 49,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $38K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$37,933
Est. Payment:	$706.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,495
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$37,933.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,054.64
Avg. DMV Fee	39.00
Cash Sale Price	$41,276.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,276.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$706.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,933.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup under 57,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $39K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$38,995
Est. Payment:	$778.92 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,984
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,139.60
Avg. DMV Fee	39.00
Cash Sale Price	$42,423.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,423.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$778.92

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Pickups Priced Below $40,000

2025 Ford F-150 XLT

2023 Ford F-150 XL

2023 Chevrolet Silverado 1500 Custom Trail Boss

2020 Chevrolet Silverado 3500HD LT

2024 Chevrolet Silverado 1500 LT

2025 Ford F-150 XLT

2024 Ford Maverick Lariat

2017 Ford F-250 Super Duty King Ranch

2023 Ford F-150 Lariat

2023 Ford F-150 XL

Greater Toledo Area Cities with Used Pickups for Sale Below $40K

Metro Toledo Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Pickups Priced Below $40,000

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Chevrolet Silverado 1500 Custom Trail Boss

Chevrolet Silverado 1500 Custom Trail Boss

2023 Chevrolet Silverado 1500 Custom Trail Boss Car Loan Estimate

2020 Chevrolet Silverado 3500HD LT

Chevrolet Silverado 3500HD LT

2020 Chevrolet Silverado 3500HD LT Car Loan Estimate

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Ford Maverick Lariat

Ford Maverick Lariat

2024 Ford Maverick Lariat Car Loan Estimate

2017 Ford F-250 Super Duty King Ranch

Ford F-250 Super Duty King Ranch

2017 Ford F-250 Super Duty King Ranch Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

Greater Toledo Area Cities with Used Pickups for Sale Below $40K

Metro Toledo Area Counties with Used Pickups for Sale Below $40,000

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