Toledo, OH Area Used Cars Under $45,000

2020 GMC Sierra 2500HD Denali

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This high mileage preowned 2020 GMC Sierra 2500HD Denali 4x4 pickup under 157,000 miles, automatic transmission, and 20 MPG, 6.6L diesel engine is for sale right now below $44K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$43,500
Est. Payment:	$1725.63 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	156,831
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$43,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,500.00
Avg. DMV Fee	39.00
Cash Sale Price	$47,289.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,289.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$1725.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-250 Super Duty XL

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This low mileage preowned 2022 Ford F-250 Super Duty XL 4x4 pickup under 29,000 miles, automatic transmission, and 20 MPG, 6.2L gas engine is for sale right now below $42K at Reineke Ford in Fostoria, OH. ...View More Details

Sales Price:	$41,990
Est. Payment:	$781.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,996
Location:	Fostoria, OH

Item	Amount
Used Car Price⁽¹⁾	$41,990.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,379.20
Avg. DMV Fee	39.00
Cash Sale Price	$45,658.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,658.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$781.28

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage preowned 2024 Ford F-150 STX 4x4 pickup under 8,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $42K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$41,850
Est. Payment:	$778.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,613
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$41,850.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,368.00
Avg. DMV Fee	39.00
Cash Sale Price	$45,507.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,507.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$778.69

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,850.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 AT4

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This low mileage second hand 2024 GMC Sierra 1500 AT4 4x4 pickup below 55,000 miles, automatic transmission, and 20 MPG, 3.0L diesel engine is for sale right now under $45K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$44,885
Est. Payment:	$895.71 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,645
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$44,885.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,610.80
Avg. DMV Fee	39.00
Cash Sale Price	$48,784.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,784.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$895.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,885.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4x4 pickup under 15,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $44K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$43,598
Est. Payment:	$811.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,170
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$43,598.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,507.84
Avg. DMV Fee	39.00
Cash Sale Price	$47,394.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,394.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$811.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,598.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup under 24,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $44K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$43,454
Est. Payment:	$808.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,685
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$43,454.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,496.32
Avg. DMV Fee	39.00
Cash Sale Price	$47,239.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,239.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$808.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,454.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage second hand 2023 Ford F-150 Lariat 4x4 pickup below 30,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $41K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$41,000
Est. Payment:	$762.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,549
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$41,000.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,300.00
Avg. DMV Fee	39.00
Cash Sale Price	$44,589.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,589.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$762.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4x4 pickup under 22,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $41K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$40,176
Est. Payment:	$747.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,226
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$40,176.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,234.08
Avg. DMV Fee	39.00
Cash Sale Price	$43,699.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,699.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$747.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,176.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 20,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $45K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$44,067
Est. Payment:	$819.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,491
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$44,067.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,545.36
Avg. DMV Fee	39.00
Cash Sale Price	$47,901.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,901.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$819.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,067.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup under 34,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $42K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$41,990
Est. Payment:	$781.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,489
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$41,990.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,379.20
Avg. DMV Fee	39.00
Cash Sale Price	$45,658.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,658.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$781.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $45,000

2020 GMC Sierra 2500HD Denali

2022 Ford F-250 Super Duty XL

2024 Ford F-150 STX

2024 GMC Sierra 1500 AT4

2025 Ford F-150 XLT

2023 Ford F-150 XL

2023 Ford F-150 Lariat

2024 Ford F-150 XLT

2023 Ford F-150 XL

2023 Ford F-150 XLT

Greater Toledo Area Cities with Used Cars for Sale Below $45K

Metro Toledo Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $45,000

2020 GMC Sierra 2500HD Denali

GMC Sierra 2500HD Denali

2020 GMC Sierra 2500HD Denali Car Loan Estimate

2022 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2022 Ford F-250 Super Duty XL Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2024 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2024 GMC Sierra 1500 AT4 Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $45K

Metro Toledo Area Counties with Used Cars for Sale Below $45,000

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