Toledo, OH Area Used Cars Under $45,000

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4x4 pickup below 15,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $44K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$43,643
Est. Payment:	$811.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,170
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$43,643.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,511.44
Avg. DMV Fee	39.00
Cash Sale Price	$47,443.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,443.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$811.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,643.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 1500 Elevation

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This low mileage preowned 2022 GMC Sierra 1500 Elevation 4x4 pickup under 51,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now below $41K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$40,985
Est. Payment:	$818.38 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,775
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$40,985.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,298.80
Avg. DMV Fee	39.00
Cash Sale Price	$44,572.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,572.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$818.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup under 49,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $44K at Reineke Ford in Fostoria, OH. ...View More Details

Sales Price:	$43,275
Est. Payment:	$805.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,467
Location:	Fostoria, OH

Item	Amount
Used Car Price⁽¹⁾	$43,275.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,482.00
Avg. DMV Fee	39.00
Cash Sale Price	$47,046.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,046.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$805.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,275.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 2500HD Denali

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This high mileage preowned 2020 GMC Sierra 2500HD Denali 4x4 pickup under 157,000 miles, automatic transmission, and 20 MPG, 6.6L diesel engine is for sale right now below $44K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$43,500
Est. Payment:	$1725.63 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	156,831
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$43,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,500.00
Avg. DMV Fee	39.00
Cash Sale Price	$47,289.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,289.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$1725.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT Trail Boss

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This low mileage preowned 2023 Chevrolet Silverado 1500 LT Trail Boss 4x4 pickup under 51,000 miles, automatic transmission, and 20 MPG, 3.0L diesel engine is for sale right now below $42K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$41,215
Est. Payment:	$822.94 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,219
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$41,215.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,317.20
Avg. DMV Fee	39.00
Cash Sale Price	$44,821.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,821.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$822.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,215.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage second hand 2023 Ford F-150 Platinum 4x4 pickup below 9,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $42K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$41,500
Est. Payment:	$772.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,679
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$41,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,340.00
Avg. DMV Fee	39.00
Cash Sale Price	$45,129.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,129.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$772.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LT

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This low mileage used 2024 Chevrolet Silverado 1500 LT 4x4 pickup under 17,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $41K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$40,900
Est. Payment:	$761.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,000
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$40,900.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,292.00
Avg. DMV Fee	39.00
Cash Sale Price	$44,481.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,481.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$761.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage second hand 2023 Ford F-150 Platinum 4x4 pickup under 18,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $42K at Reineke Ford in Fostoria, OH. ...View More Details

Sales Price:	$41,775
Est. Payment:	$777.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,061
Location:	Fostoria, OH

Item	Amount
Used Car Price⁽¹⁾	$41,775.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,362.00
Avg. DMV Fee	39.00
Cash Sale Price	$45,426.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,426.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$777.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Equinox EV RS

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This low mileage second hand 2025 Chevrolet Equinox EV RS FWD SUV below 4,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $41K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$40,898
Est. Payment:	$761.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,825
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$40,898.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,291.84
Avg. DMV Fee	39.00
Cash Sale Price	$44,478.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,478.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$761.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage used 2023 Ford F-150 Lariat 4x4 pickup below 29,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now below $41K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$40,493
Est. Payment:	$753.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,154
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$40,493.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,259.44
Avg. DMV Fee	39.00
Cash Sale Price	$44,041.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,041.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$753.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,493.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $45,000

2025 Ford F-150 XLT

2022 GMC Sierra 1500 Elevation

2023 Ford F-150 XLT

2020 GMC Sierra 2500HD Denali

2023 Chevrolet Silverado 1500 LT Trail Boss

2023 Ford F-150 Platinum

2024 Chevrolet Silverado 1500 LT

2023 Ford F-150 Platinum

2025 Chevrolet Equinox EV RS

2023 Ford F-150 Lariat

Greater Toledo Area Cities with Used Cars for Sale Below $45K

Metro Toledo Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $45,000

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2022 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2022 GMC Sierra 1500 Elevation Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2020 GMC Sierra 2500HD Denali

GMC Sierra 2500HD Denali

2020 GMC Sierra 2500HD Denali Car Loan Estimate

2023 Chevrolet Silverado 1500 LT Trail Boss

Chevrolet Silverado 1500 LT Trail Boss

2023 Chevrolet Silverado 1500 LT Trail Boss Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2025 Chevrolet Equinox EV RS

Chevrolet Equinox EV RS

2025 Chevrolet Equinox EV RS Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $45K

Metro Toledo Area Counties with Used Cars for Sale Below $45,000

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