Toledo, OH Area Used Cars Under $40,000

2023 Ford Explorer ST

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This low mileage second hand 2023 Ford Explorer ST AWD SUV below 38,000 miles, automatic transmission, and 23 MPG, 3.0L gas engine is for sale right now under $40K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$39,759
Est. Payment:	$740.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,371
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$39,759.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,200.72
Avg. DMV Fee	39.00
Cash Sale Price	$43,248.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,248.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$740.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,759.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage second hand 2023 Ford F-150 Platinum 4x4 pickup below 33,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $40K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$39,080
Est. Payment:	$727.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,805
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$39,080.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,146.40
Avg. DMV Fee	39.00
Cash Sale Price	$42,515.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,515.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$727.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,080.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 53,000 miles, automatic transmission, and 23 MPG, 5.0L gas engine is for sale right now under $38K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$37,500
Est. Payment:	$749.27 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,036
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,020.00
Avg. DMV Fee	39.00
Cash Sale Price	$40,809.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,809.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$749.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 350 XL

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This low mileage used 2024 Ford Transit 350 XL RWD van below 48,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $36K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$35,405
Est. Payment:	$659.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,322
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$35,405.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,852.40
Avg. DMV Fee	39.00
Cash Sale Price	$38,546.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,546.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$659.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,405.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 1500 Big Horn

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This low mileage second hand 2024 Ram 1500 Big Horn 4x4 pickup below 33,000 miles, automatic transmission, and 23 MPG, 3.6L hybrid engine is for sale right now below $38K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$37,979
Est. Payment:	$707.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,638
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$37,979.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,058.32
Avg. DMV Fee	39.00
Cash Sale Price	$41,326.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,326.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$707.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,979.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Mustang Mach-E Premium

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This low mileage second hand 2024 Ford Mustang Mach-E Premium AWD SUV under 19,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $36K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$35,320
Est. Payment:	$658.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,685
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$35,320.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,845.60
Avg. DMV Fee	39.00
Cash Sale Price	$38,454.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,454.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$658.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,320.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Buick Enclave Essence

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This low mileage used 2024 Buick Enclave Essence FWD SUV under 19,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $36K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$35,265
Est. Payment:	$657.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,666
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$35,265.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,841.20
Avg. DMV Fee	39.00
Cash Sale Price	$38,395.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,395.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$657.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,265.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage used 2022 Ford F-150 XL 4x4 pickup under 44,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $39K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$38,287
Est. Payment:	$712.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,028
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$38,287.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,082.96
Avg. DMV Fee	39.00
Cash Sale Price	$41,658.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,658.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$712.85

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,287.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 GMC Canyon Elevation

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This low mileage preowned 2025 GMC Canyon Elevation RWD pickup under 4,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $38K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$37,645
Est. Payment:	$700.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,459
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$37,645.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,031.60
Avg. DMV Fee	39.00
Cash Sale Price	$40,965.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,965.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$700.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,645.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage second hand 2023 Ford F-150 Lariat 4x4 pickup below 49,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $38K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$37,933
Est. Payment:	$706.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,495
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$37,933.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,054.64
Avg. DMV Fee	39.00
Cash Sale Price	$41,276.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,276.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$706.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,933.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer ST

2023 Ford F-150 Platinum

2023 Ford F-150 XL

2024 Ford Transit 350 XL

2024 Ram 1500 Big Horn

2024 Ford Mustang Mach-E Premium

2024 Buick Enclave Essence

2022 Ford F-150 XL

2025 GMC Canyon Elevation

2023 Ford F-150 Lariat

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford Transit 350 XL

Ford Transit 350 XL

2024 Ford Transit 350 XL Car Loan Estimate

2024 Ram 1500 Big Horn

Ram 1500 Big Horn

2024 Ram 1500 Big Horn Car Loan Estimate

2024 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2024 Ford Mustang Mach-E Premium Car Loan Estimate

2024 Buick Enclave Essence

Buick Enclave Essence

2024 Buick Enclave Essence Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2025 GMC Canyon Elevation

GMC Canyon Elevation

2025 GMC Canyon Elevation Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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