Toledo, OH Area Used Cars Under $40,000

2023 Ford F-150 Lariat

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This low mileage used 2023 Ford F-150 Lariat 4x4 pickup below 57,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $38K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$37,950
Est. Payment:	$758.19 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,984
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$37,950.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,056.00
Avg. DMV Fee	39.00
Cash Sale Price	$41,295.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,295.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$758.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Cadillac CT4 Sport

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This low mileage preowned 2025 Cadillac CT4 Sport AWD sedan below 7,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now under $40K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$39,950
Est. Payment:	$743.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,657
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$39,950.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,216.00
Avg. DMV Fee	39.00
Cash Sale Price	$43,455.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,455.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$743.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Rebel

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This low mileage second hand 2023 Ram 1500 Rebel 4x4 pickup under 60,000 miles, automatic transmission, and 20 MPG, 5.7L hybrid engine is for sale right now below $40K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$40,000
Est. Payment:	$798.84 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,605
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,220.00
Avg. DMV Fee	39.00
Cash Sale Price	$43,509.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,509.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$798.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Outer Banks

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This low mileage preowned 2023 Ford Bronco Outer Banks 4x4 SUV under 25,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $38K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$37,950
Est. Payment:	$706.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,764
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$37,950.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,056.00
Avg. DMV Fee	39.00
Cash Sale Price	$41,295.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,295.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$706.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage preowned 2022 Ford F-150 XL 4x4 pickup under 42,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now under $39K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$38,561
Est. Payment:	$717.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,563
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$38,561.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,104.88
Avg. DMV Fee	39.00
Cash Sale Price	$41,954.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,954.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$717.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,561.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 42,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $38K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$38,000
Est. Payment:	$707.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,841
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,060.00
Avg. DMV Fee	39.00
Cash Sale Price	$41,349.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,349.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$707.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Everglades Advanced

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This low mileage preowned 2023 Ford Bronco Everglades Advanced 4x4 SUV below 14,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $37K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$36,548
Est. Payment:	$680.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,893
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$36,548.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,943.84
Avg. DMV Fee	39.00
Cash Sale Price	$39,780.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,780.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$680.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,548.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Colorado Work Truck

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This low mileage preowned 2026 Chevrolet Colorado Work Truck 4x4 pickup below 4,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $37K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,500
Est. Payment:	$679.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,416
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,940.00
Avg. DMV Fee	39.00
Cash Sale Price	$39,729.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,729.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$679.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer L Series II

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This below average mileage used 2024 Jeep Wagoneer L Series II 4x4 SUV below 68,000 miles, automatic transmission, and 20 MPG, 3.0L gas engine is for sale right now below $37K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$36,250
Est. Payment:	$783.76 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,307
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$36,250.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,920.00
Avg. DMV Fee	39.00
Cash Sale Price	$39,459.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,459.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$783.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LT

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This low mileage used 2024 Chevrolet Silverado 1500 LT 4x4 pickup below 22,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $37K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,900
Est. Payment:	$687.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,625
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,900.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,972.00
Avg. DMV Fee	39.00
Cash Sale Price	$40,161.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,161.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$687.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 Lariat

2025 Cadillac CT4 Sport

2023 Ram 1500 Rebel

2023 Ford Bronco Outer Banks

2022 Ford F-150 XL

2023 Ford F-150 XL

2023 Ford Bronco Everglades Advanced

2026 Chevrolet Colorado Work Truck

2024 Jeep Wagoneer L Series II

2024 Chevrolet Silverado 1500 LT

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2025 Cadillac CT4 Sport

Cadillac CT4 Sport

2025 Cadillac CT4 Sport Car Loan Estimate

2023 Ram 1500 Rebel

Ram 1500 Rebel

2023 Ram 1500 Rebel Car Loan Estimate

2023 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2023 Ford Bronco Outer Banks Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford Bronco Everglades Advanced

Ford Bronco Everglades Advanced

2023 Ford Bronco Everglades Advanced Car Loan Estimate

2026 Chevrolet Colorado Work Truck

Chevrolet Colorado Work Truck

2026 Chevrolet Colorado Work Truck Car Loan Estimate

2024 Jeep Wagoneer L Series II

Jeep Wagoneer L Series II

2024 Jeep Wagoneer L Series II Car Loan Estimate

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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