Toledo, OH Area Used Cars Under $40,000

2023 Ford Bronco Badlands Advanced

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This low mileage second hand 2023 Ford Bronco Badlands Advanced 4x4 SUV under 22,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $39K at Mark Moats Ford in Defiance, OH. ...View More Details

Sales Price:	$38,977
Est. Payment:	$725.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,455
Location:	Defiance, OH

Item	Amount
Used Car Price⁽¹⁾	$38,977.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,138.16
Avg. DMV Fee	39.00
Cash Sale Price	$42,404.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,404.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$725.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4x4 pickup below 19,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $40K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$39,003
Est. Payment:	$726.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,032
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$39,003.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,140.24
Avg. DMV Fee	39.00
Cash Sale Price	$42,432.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,432.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$726.08

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,003.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4x4 pickup below 22,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $37K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,737
Est. Payment:	$684.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,523
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,737.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,958.96
Avg. DMV Fee	39.00
Cash Sale Price	$39,984.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,984.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$684.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,737.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer ST-Line

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This low mileage preowned 2024 Ford Explorer ST-Line AWD SUV below 42,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $38K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$37,500
Est. Payment:	$698.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,742
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,020.00
Avg. DMV Fee	39.00
Cash Sale Price	$40,809.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,809.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$698.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Audi A5 Sportback quattro S line Premium 45 TFSI

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This low mileage used 2025 Audi A5 Sportback quattro S line Premium 45 TFSI AWD sedan below 29,000 miles, automatic transmission, and 20 MPG, 2.0L hybrid engine is for sale right now under $40K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$39,533
Est. Payment:	$735.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,819
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$39,533.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,182.64
Avg. DMV Fee	39.00
Cash Sale Price	$43,004.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,004.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$735.87

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,533.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This below average mileage second hand 2022 Ford F-150 Lariat 4x4 pickup below 66,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now below $38K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$37,451
Est. Payment:	$809.52 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,392
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$37,451.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,016.08
Avg. DMV Fee	39.00
Cash Sale Price	$40,756.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,756.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$809.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,451.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 350 XL

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This low mileage used 2024 Ford Transit 350 XL RWD van under 48,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $36K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$35,405
Est. Payment:	$659.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,322
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$35,405.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,852.40
Avg. DMV Fee	39.00
Cash Sale Price	$38,546.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,546.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$659.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,405.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4x4 pickup below 49,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now under $38K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$37,933
Est. Payment:	$706.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,495
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$37,933.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,054.64
Avg. DMV Fee	39.00
Cash Sale Price	$41,276.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,276.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$706.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,933.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 350 XL

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This below average mileage preowned 2024 Ford Transit 350 XL RWD van below 61,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $36K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$35,426
Est. Payment:	$766.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,860
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$35,426.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,854.08
Avg. DMV Fee	39.00
Cash Sale Price	$38,569.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,569.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$766.08

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,426.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4x4 pickup under 11,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $40K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$39,696
Est. Payment:	$738.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,169
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$39,696.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,195.68
Avg. DMV Fee	39.00
Cash Sale Price	$43,180.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,180.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$738.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,696.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 Ford Bronco Badlands Advanced

2023 Ford F-150 Lariat

2023 Ford F-150 XLT

2024 Ford Explorer ST-Line

2025 Audi A5 Sportback quattro S line Premium 45 TFSI

2022 Ford F-150 Lariat

2024 Ford Transit 350 XL

2023 Ford F-150 Lariat

2024 Ford Transit 350 XL

2025 Ford F-150 XLT

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 Ford Bronco Badlands Advanced

Ford Bronco Badlands Advanced

2023 Ford Bronco Badlands Advanced Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Ford Explorer ST-Line

Ford Explorer ST-Line

2024 Ford Explorer ST-Line Car Loan Estimate

2025 Audi A5 Sportback quattro S line Premium 45 TFSI

Audi A5 Sportback quattro S line Premium 45 TFSI

2025 Audi A5 Sportback quattro S line Premium 45 TFSI Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2024 Ford Transit 350 XL

Ford Transit 350 XL

2024 Ford Transit 350 XL Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2024 Ford Transit 350 XL

Ford Transit 350 XL

2024 Ford Transit 350 XL Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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