Toledo, OH Area Used Cars Under $40,000

2024 Ford Explorer ST-Line

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This low mileage second hand 2024 Ford Explorer ST-Line AWD SUV under 42,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $38K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$37,500
Est. Payment:	$698.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,742
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,020.00
Avg. DMV Fee	39.00
Cash Sale Price	$40,809.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,809.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$698.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage second hand 2024 Ford F-150 STX 4x4 pickup under 20,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $39K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$38,461
Est. Payment:	$716.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,195
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$38,461.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,096.88
Avg. DMV Fee	39.00
Cash Sale Price	$41,846.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,846.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$716.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,461.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Lone Star

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This low mileage preowned 2023 Ram 1500 Lone Star 4x4 pickup below 28,000 miles, automatic transmission, and 20 MPG, 3.6L hybrid engine is for sale right now below $37K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,900
Est. Payment:	$687.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,703
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,900.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,972.00
Avg. DMV Fee	39.00
Cash Sale Price	$40,161.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,161.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$687.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LT

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This low mileage preowned 2024 Chevrolet Silverado 1500 LT 4x4 pickup under 21,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $40K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$39,900
Est. Payment:	$742.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,085
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$39,900.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,212.00
Avg. DMV Fee	39.00
Cash Sale Price	$43,401.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,401.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$742.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

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This low mileage second hand 2025 Ford Bronco Sport Badlands AWD SUV below 19,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now under $37K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,080
Est. Payment:	$672.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,820
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,080.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,906.40
Avg. DMV Fee	39.00
Cash Sale Price	$39,275.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,275.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$672.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,080.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Tacoma TRD Pro

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This low mileage used 2022 Toyota Tacoma TRD Pro 4x4 pickup under 56,000 miles, manual transmission, and 20 MPG, 3.5L gas engine is for sale right now below $36K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$35,820
Est. Payment:	$715.96 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,622
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$35,820.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,885.60
Avg. DMV Fee	39.00
Cash Sale Price	$38,994.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,994.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$715.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,820.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Audi A5 Sportback quattro S line Premium 45 TFSI

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This low mileage second hand 2025 Audi A5 Sportback quattro S line Premium 45 TFSI AWD sedan under 29,000 miles, automatic transmission, and 20 MPG, 2.0L hybrid engine is for sale right now under $40K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$39,533
Est. Payment:	$735.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,819
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$39,533.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,182.64
Avg. DMV Fee	39.00
Cash Sale Price	$43,004.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,004.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$735.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,533.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 Elevation Standard

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This low mileage second hand 2024 GMC Sierra 1500 Elevation Standard 4x4 pickup below 32,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $39K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$38,403
Est. Payment:	$714.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,684
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$38,403.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,092.24
Avg. DMV Fee	39.00
Cash Sale Price	$41,784.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,784.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$714.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,403.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4x4 pickup below 24,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $40K at Advantage Ford in Fremont, OH. ...View More Details

Sales Price:	$39,995
Est. Payment:	$744.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,178
Location:	Fremont, OH

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,219.60
Avg. DMV Fee	39.00
Cash Sale Price	$43,503.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,503.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$744.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup under 15,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $39K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$38,457
Est. Payment:	$715.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,227
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$38,457.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,096.56
Avg. DMV Fee	39.00
Cash Sale Price	$41,842.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,842.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$715.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,457.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2024 Ford Explorer ST-Line

2024 Ford F-150 STX

2023 Ram 1500 Lone Star

2024 Chevrolet Silverado 1500 LT

2025 Ford Bronco Sport Badlands

2022 Toyota Tacoma TRD Pro

2025 Audi A5 Sportback quattro S line Premium 45 TFSI

2024 GMC Sierra 1500 Elevation Standard

2023 Ford F-150 Lariat

2023 Ford F-150 XLT

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2024 Ford Explorer ST-Line

Ford Explorer ST-Line

2024 Ford Explorer ST-Line Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2023 Ram 1500 Lone Star

Ram 1500 Lone Star

2023 Ram 1500 Lone Star Car Loan Estimate

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Car Loan Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Car Loan Estimate

2022 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2022 Toyota Tacoma TRD Pro Car Loan Estimate

2025 Audi A5 Sportback quattro S line Premium 45 TFSI

Audi A5 Sportback quattro S line Premium 45 TFSI

2025 Audi A5 Sportback quattro S line Premium 45 TFSI Car Loan Estimate

2024 GMC Sierra 1500 Elevation Standard

GMC Sierra 1500 Elevation Standard

2024 GMC Sierra 1500 Elevation Standard Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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