Toledo, OH Area Used Cars Under $40,000

2024 Jeep Wrangler Sahara

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This low mileage preowned 2024 Jeep Wrangler Sahara 4x4 SUV under 21,000 miles, automatic transmission, and 19 MPG, 3.6L gas engine is for sale right now below $39K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$38,494
Est. Payment:	$716.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,228
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$38,494.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,099.52
Avg. DMV Fee	39.00
Cash Sale Price	$41,882.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,882.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$716.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,494.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 King Ranch

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This low mileage preowned 2023 Ford F-150 King Ranch 4x4 pickup under 36,000 miles, automatic transmission, and 19 MPG, 3.5L hybrid engine is for sale right now under $40K at Tri Motor Sales in Oak Harbor, OH. ...View More Details

Sales Price:	$39,990
Est. Payment:	$744.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,506
Location:	Oak Harbor, OH

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,219.20
Avg. DMV Fee	39.00
Cash Sale Price	$43,498.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,498.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$744.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wagoneer Carbide

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This average mileage second hand 2023 Jeep Wagoneer Carbide 4x4 SUV below 85,000 miles, automatic transmission, and 19 MPG, 3.0L gas engine is for sale right now under $37K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$36,237
Est. Payment:	$946.94 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,390
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$36,237.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,918.96
Avg. DMV Fee	39.00
Cash Sale Price	$39,444.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,444.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$946.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,237.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Base

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This low mileage second hand 2023 Ford Bronco Base 4x4 SUV below 25,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now under $38K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$37,950
Est. Payment:	$706.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,764
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$37,950.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,056.00
Avg. DMV Fee	39.00
Cash Sale Price	$41,295.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,295.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$706.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford F-250 Super Duty King Ranch

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This above average mileage used 2017 Ford F-250 Super Duty King Ranch 4x4 pickup below 95,000 miles, automatic transmission, and 19 MPG, 6.2L gas engine is for sale right now below $38K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$37,962
Est. Payment:	$1114.24 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,814
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$37,962.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,056.96
Avg. DMV Fee	39.00
Cash Sale Price	$41,307.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,307.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1114.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,962.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV below 23,000 miles, automatic transmission, and 19 MPG, 2.3L gas engine is for sale right now below $40K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$39,361
Est. Payment:	$732.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,501
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$39,361.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,168.88
Avg. DMV Fee	39.00
Cash Sale Price	$42,818.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,818.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$732.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,361.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-350 Super Duty XL

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This high mileage used 2021 Ford F-350 Super Duty XL 4x4 pickup below 155,000 miles, automatic transmission, and 19 MPG, 6.7L diesel engine is for sale right now below $39K at Tri Motor Sales in Oak Harbor, OH. ...View More Details

Sales Price:	$38,995
Est. Payment:	$1548.08 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	155,295
Location:	Oak Harbor, OH

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,139.60
Avg. DMV Fee	39.00
Cash Sale Price	$42,423.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,423.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$1548.08

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride EX

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This low mileage second hand 2025 Kia Telluride EX AWD SUV below 28,000 miles, automatic transmission, and 19 MPG, 3.8L gas engine is for sale right now below $39K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$38,995
Est. Payment:	$725.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,155
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,139.60
Avg. DMV Fee	39.00
Cash Sale Price	$42,423.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,423.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$725.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Buick Enclave Preferred

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This low mileage second hand 2025 Buick Enclave Preferred 4x4 SUV under 13,000 miles, automatic transmission, and 19 MPG, 2.5L gas engine is for sale right now under $38K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$37,541
Est. Payment:	$699.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,897
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$37,541.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,023.28
Avg. DMV Fee	39.00
Cash Sale Price	$40,853.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,853.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$699.06

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,541.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This below average mileage second hand 2022 Ford F-150 Lariat 4x4 pickup under 66,000 miles, automatic transmission, and 19 MPG, 5.0L gas engine is for sale right now under $38K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$37,451
Est. Payment:	$809.52 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,392
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$37,451.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,016.08
Avg. DMV Fee	39.00
Cash Sale Price	$40,756.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,756.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$809.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,451.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2024 Jeep Wrangler Sahara

2023 Ford F-150 King Ranch

2023 Jeep Wagoneer Carbide

2023 Ford Bronco Base

2017 Ford F-250 Super Duty King Ranch

2025 Ford Explorer ST-Line

2021 Ford F-350 Super Duty XL

2025 Kia Telluride EX

2025 Buick Enclave Preferred

2022 Ford F-150 Lariat

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2024 Jeep Wrangler Sahara

Jeep Wrangler Sahara

2024 Jeep Wrangler Sahara Car Loan Estimate

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

2023 Jeep Wagoneer Carbide

Jeep Wagoneer Carbide

2023 Jeep Wagoneer Carbide Car Loan Estimate

2023 Ford Bronco Base

Ford Bronco Base

2023 Ford Bronco Base Car Loan Estimate

2017 Ford F-250 Super Duty King Ranch

Ford F-250 Super Duty King Ranch

2017 Ford F-250 Super Duty King Ranch Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2021 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2021 Ford F-350 Super Duty XL Car Loan Estimate

2025 Kia Telluride EX

Kia Telluride EX

2025 Kia Telluride EX Car Loan Estimate

2025 Buick Enclave Preferred

Buick Enclave Preferred

2025 Buick Enclave Preferred Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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