Toledo, OH Area Used Cars Under $40,000

2025 Kia Telluride EX

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This low mileage second hand 2025 Kia Telluride EX AWD SUV under 28,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now below $39K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$38,995
Est. Payment:	$725.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,155
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,139.60
Avg. DMV Fee	39.00
Cash Sale Price	$42,423.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,423.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$725.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Badlands Advanced

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This low mileage used 2023 Ford Bronco Badlands Advanced 4x4 SUV below 14,000 miles, transmission, and 24 MPG, 2.3L gas engine is for sale right now under $39K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$38,416
Est. Payment:	$715.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,511
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$38,416.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,093.28
Avg. DMV Fee	39.00
Cash Sale Price	$41,798.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,798.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$715.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,416.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 SLT

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This above average mileage preowned 2023 GMC Sierra 1500 SLT 4x4 pickup under 90,000 miles, automatic transmission, and 24 MPG, 5.3L gas engine is for sale right now under $37K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$36,077
Est. Payment:	$1059.33 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,275
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$36,077.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,906.16
Avg. DMV Fee	39.00
Cash Sale Price	$39,272.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,272.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1059.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,077.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Gladiator Rubicon

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This low mileage second hand 2023 Jeep Gladiator Rubicon 4x4 pickup under 18,000 miles, transmission, and 24 MPG, 3.6L gas engine is for sale right now below $39K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$38,476
Est. Payment:	$716.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,575
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$38,476.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,098.08
Avg. DMV Fee	39.00
Cash Sale Price	$41,863.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,863.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$716.34

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,476.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Limited

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This low mileage preowned 2022 Ford F-150 Limited 4x4 pickup under 44,000 miles, automatic transmission, and 24 MPG, 3.5L hybrid engine is for sale right now below $40K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$39,500
Est. Payment:	$735.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,433
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,180.00
Avg. DMV Fee	39.00
Cash Sale Price	$42,969.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,969.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$735.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lincoln Navigator L Reserve

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This high mileage second hand 2021 Lincoln Navigator L Reserve 4x4 SUV under 102,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $40K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$39,990
Est. Payment:	$1345.69 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	101,773
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,219.20
Avg. DMV Fee	39.00
Cash Sale Price	$43,498.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,498.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1345.69

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4x4 pickup below 24,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $40K at Advantage Ford in Fremont, OH. ...View More Details

Sales Price:	$39,995
Est. Payment:	$744.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,178
Location:	Fremont, OH

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,219.60
Avg. DMV Fee	39.00
Cash Sale Price	$43,503.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,503.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$744.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Traverse RS

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This low mileage preowned 2024 Chevrolet Traverse RS 4x4 SUV below 42,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now below $39K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$38,262
Est. Payment:	$712.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,795
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$38,262.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,080.96
Avg. DMV Fee	39.00
Cash Sale Price	$41,631.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,631.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$712.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,262.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage second hand 2023 Ford F-150 Lariat 4x4 pickup under 22,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $39K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$38,500
Est. Payment:	$716.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,641
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$38,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,100.00
Avg. DMV Fee	39.00
Cash Sale Price	$41,889.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,889.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$716.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Traverse LT

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This low mileage used 2024 Chevrolet Traverse LT FWD SUV under 19,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $37K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,325
Est. Payment:	$676.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,978
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,325.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,926.00
Avg. DMV Fee	39.00
Cash Sale Price	$39,540.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,540.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$676.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,325.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2025 Kia Telluride EX

2023 Ford Bronco Badlands Advanced

2023 GMC Sierra 1500 SLT

2023 Jeep Gladiator Rubicon

2022 Ford F-150 Limited

2021 Lincoln Navigator L Reserve

2023 Ford F-150 Lariat

2024 Chevrolet Traverse RS

2023 Ford F-150 Lariat

2024 Chevrolet Traverse LT

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2025 Kia Telluride EX

Kia Telluride EX

2025 Kia Telluride EX Car Loan Estimate

2023 Ford Bronco Badlands Advanced

Ford Bronco Badlands Advanced

2023 Ford Bronco Badlands Advanced Car Loan Estimate

2023 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2023 GMC Sierra 1500 SLT Car Loan Estimate

2023 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2023 Jeep Gladiator Rubicon Car Loan Estimate

2022 Ford F-150 Limited

Ford F-150 Limited

2022 Ford F-150 Limited Car Loan Estimate

2021 Lincoln Navigator L Reserve

Lincoln Navigator L Reserve

2021 Lincoln Navigator L Reserve Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2024 Chevrolet Traverse RS

Chevrolet Traverse RS

2024 Chevrolet Traverse RS Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2024 Chevrolet Traverse LT

Chevrolet Traverse LT

2024 Chevrolet Traverse LT Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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