Toledo, OH Area Used Cars Under $40,000

2024 GMC Sierra 1500 Elevation Standard

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This low mileage second hand 2024 GMC Sierra 1500 Elevation Standard 4x4 pickup under 46,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $36K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$35,997
Est. Payment:	$670.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,522
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$35,997.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,899.76
Avg. DMV Fee	39.00
Cash Sale Price	$39,185.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,185.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$670.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Big Bend

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This low mileage preowned 2025 Ford Bronco Big Bend 4x4 SUV below 23,000 miles, transmission, and 20 MPG, 2.3L gas engine is for sale right now under $40K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$39,995
Est. Payment:	$744.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,699
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,219.60
Avg. DMV Fee	39.00
Cash Sale Price	$43,503.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,503.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$744.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage second hand 2022 Ford F-150 XL 4x4 pickup under 45,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now under $38K at Reineke Ford in Fostoria, OH. ...View More Details

Sales Price:	$37,390
Est. Payment:	$696.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,000
Location:	Fostoria, OH

Item	Amount
Used Car Price⁽¹⁾	$37,390.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,011.20
Avg. DMV Fee	39.00
Cash Sale Price	$40,690.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,690.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$696.27

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Transit 250

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This low mileage second hand 2025 Ford Transit 250 RWD van under 17,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $37K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,500
Est. Payment:	$679.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,494
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,940.00
Avg. DMV Fee	39.00
Cash Sale Price	$39,729.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,729.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$679.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 Limited High Country

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This low mileage used 2022 Chevrolet Silverado 1500 Limited High Country 4x4 pickup under 59,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now under $39K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$38,809
Est. Payment:	$775.23 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,848
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$38,809.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,124.72
Avg. DMV Fee	39.00
Cash Sale Price	$42,222.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,222.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$775.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,809.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Traverse LT

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This low mileage preowned 2024 Chevrolet Traverse LT FWD SUV under 19,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $36K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$35,999
Est. Payment:	$670.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,978
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,899.92
Avg. DMV Fee	39.00
Cash Sale Price	$39,187.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,187.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$670.56

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup below 41,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $37K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$36,900
Est. Payment:	$687.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,598
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$36,900.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,972.00
Avg. DMV Fee	39.00
Cash Sale Price	$40,161.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,161.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$687.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 350 XL

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This below average mileage used 2024 Ford Transit 350 XL RWD van under 61,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $36K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$35,300
Est. Payment:	$763.38 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,880
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$35,300.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,844.00
Avg. DMV Fee	39.00
Cash Sale Price	$38,433.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,433.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$763.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 GMC Canyon Elevation

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This low mileage preowned 2025 GMC Canyon Elevation RWD pickup under 4,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $38K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$37,645
Est. Payment:	$700.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,459
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$37,645.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,031.60
Avg. DMV Fee	39.00
Cash Sale Price	$40,965.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,965.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$700.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,645.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This low mileage used 2022 Ford F-150 Lariat 4x4 pickup below 35,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $37K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$36,077
Est. Payment:	$672.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,601
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$36,077.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,906.16
Avg. DMV Fee	39.00
Cash Sale Price	$39,272.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,272.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$672.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,077.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2024 GMC Sierra 1500 Elevation Standard

2025 Ford Bronco Big Bend

2022 Ford F-150 XL

2025 Ford Transit 250

2022 Chevrolet Silverado 1500 Limited High Country

2024 Chevrolet Traverse LT

2023 Ford F-150 XLT

2024 Ford Transit 350 XL

2025 GMC Canyon Elevation

2022 Ford F-150 Lariat

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2024 GMC Sierra 1500 Elevation Standard

GMC Sierra 1500 Elevation Standard

2024 GMC Sierra 1500 Elevation Standard Car Loan Estimate

2025 Ford Bronco Big Bend

Ford Bronco Big Bend

2025 Ford Bronco Big Bend Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2025 Ford Transit 250

Ford Transit 250

2025 Ford Transit 250 Car Loan Estimate

2022 Chevrolet Silverado 1500 Limited High Country

Chevrolet Silverado 1500 Limited High Country

2022 Chevrolet Silverado 1500 Limited High Country Car Loan Estimate

2024 Chevrolet Traverse LT

Chevrolet Traverse LT

2024 Chevrolet Traverse LT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Ford Transit 350 XL

Ford Transit 350 XL

2024 Ford Transit 350 XL Car Loan Estimate

2025 GMC Canyon Elevation

GMC Canyon Elevation

2025 GMC Canyon Elevation Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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