Toledo, OH Area Used Cars Under $40,000

2022 Chevrolet Colorado ZR2

⇩ View Seller Description

This low mileage preowned 2022 Chevrolet Colorado ZR2 4x4 pickup under 31,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $36K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$35,218
Est. Payment:	$656.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,354
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$35,218.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,837.44
Avg. DMV Fee	39.00
Cash Sale Price	$38,344.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,344.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$656.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,218.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage preowned 2023 Ford F-150 XL 4x4 pickup under 18,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $40K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$39,995
Est. Payment:	$744.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,828
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,219.60
Avg. DMV Fee	39.00
Cash Sale Price	$43,503.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,503.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$744.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Buick Enclave Preferred

⇩ View Seller Description

This low mileage used 2025 Buick Enclave Preferred 4x4 SUV under 13,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $38K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$37,541
Est. Payment:	$699.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,897
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$37,541.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,023.28
Avg. DMV Fee	39.00
Cash Sale Price	$40,853.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,853.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$699.06

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,541.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

⇩ View Seller Description

This low mileage second hand 2023 Ford F-150 Platinum 4x4 pickup below 19,000 miles, automatic transmission, and 23 MPG, 5.0L gas engine is for sale right now below $40K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$39,478
Est. Payment:	$734.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,446
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$39,478.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,178.24
Avg. DMV Fee	39.00
Cash Sale Price	$42,945.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,945.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$734.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,478.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Buick Enclave Essence

⇩ View Seller Description

This low mileage preowned 2024 Buick Enclave Essence FWD SUV below 19,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now under $36K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$35,265
Est. Payment:	$657.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,666
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$35,265.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,841.20
Avg. DMV Fee	39.00
Cash Sale Price	$38,395.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,395.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$657.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,265.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

⇩ View Seller Description

This low mileage second hand 2022 Ford F-150 XL 4x4 pickup below 44,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $39K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$38,287
Est. Payment:	$712.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,028
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$38,287.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,082.96
Avg. DMV Fee	39.00
Cash Sale Price	$41,658.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,658.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$712.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,287.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Silverado 3500HD LT

⇩ View Seller Description

This above average mileage used 2020 Chevrolet Silverado 3500HD LT 4x4 pickup under 99,000 miles, automatic transmission, and 23 MPG, 6.6L gas engine is for sale right now below $37K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$36,556
Est. Payment:	$1073.29 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,573
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$36,556.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,944.48
Avg. DMV Fee	39.00
Cash Sale Price	$39,789.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,789.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1073.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,556.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 King Ranch

⇩ View Seller Description

This low mileage preowned 2023 Ford F-150 King Ranch 4x4 pickup below 36,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $40K at Tri Motor Sales in Oak Harbor, OH. ...View More Details

Sales Price:	$39,990
Est. Payment:	$744.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,506
Location:	Oak Harbor, OH

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,219.20
Avg. DMV Fee	39.00
Cash Sale Price	$43,498.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,498.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$744.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler Sport

⇩ View Seller Description

This low mileage used 2024 Jeep Wrangler Sport 4x4 SUV under 32,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $37K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$36,672
Est. Payment:	$683.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,391
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$36,672.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,953.76
Avg. DMV Fee	39.00
Cash Sale Price	$39,914.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,914.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$683.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,672.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Limited

⇩ View Seller Description

This low mileage second hand 2022 Ford F-150 Limited 4x4 pickup under 44,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $40K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$39,500
Est. Payment:	$735.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,433
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,180.00
Avg. DMV Fee	39.00
Cash Sale Price	$42,969.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,969.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$735.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2022 Chevrolet Colorado ZR2

2023 Ford F-150 XL

2025 Buick Enclave Preferred

2023 Ford F-150 Platinum

2024 Buick Enclave Essence

2022 Ford F-150 XL

2020 Chevrolet Silverado 3500HD LT

2023 Ford F-150 King Ranch

2024 Jeep Wrangler Sport

2022 Ford F-150 Limited

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2022 Chevrolet Colorado ZR2

Chevrolet Colorado ZR2

2022 Chevrolet Colorado ZR2 Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Buick Enclave Preferred

Buick Enclave Preferred

2025 Buick Enclave Preferred Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2024 Buick Enclave Essence

Buick Enclave Essence

2024 Buick Enclave Essence Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2020 Chevrolet Silverado 3500HD LT

Chevrolet Silverado 3500HD LT

2020 Chevrolet Silverado 3500HD LT Car Loan Estimate

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

2024 Jeep Wrangler Sport

Jeep Wrangler Sport

2024 Jeep Wrangler Sport Car Loan Estimate

2022 Ford F-150 Limited

Ford F-150 Limited

2022 Ford F-150 Limited Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments