Toledo, OH Area Used Cars Under $40,000

2023 Ford Explorer Limited

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This low mileage used 2023 Ford Explorer Limited AWD SUV below 18,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $39K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$38,995
Est. Payment:	$725.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,753
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,139.60
Avg. DMV Fee	39.00
Cash Sale Price	$42,423.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,423.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$725.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 Custom

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This low mileage second hand 2023 Chevrolet Silverado 1500 Custom 4x4 pickup under 25,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $36K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$35,429
Est. Payment:	$660.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,968
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$35,429.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,854.32
Avg. DMV Fee	39.00
Cash Sale Price	$38,572.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,572.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$660.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,429.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Tahoe Premier

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This above average mileage used 2020 Chevrolet Tahoe Premier 4x4 SUV below 92,000 miles, automatic transmission, and 20 MPG, 6.2L gas engine is for sale right now under $36K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$35,612
Est. Payment:	$1045.78 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,969
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$35,612.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,868.96
Avg. DMV Fee	39.00
Cash Sale Price	$38,769.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,769.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1045.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,612.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 34,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $38K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$37,500
Est. Payment:	$698.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,292
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,020.00
Avg. DMV Fee	39.00
Cash Sale Price	$40,809.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,809.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$698.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 Pro

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This low mileage preowned 2023 GMC Sierra 1500 Pro 4x4 pickup below 32,000 miles, transmission, and 20 MPG, 5.3L gas engine is for sale right now below $36K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,000
Est. Payment:	$670.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,968
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,900.00
Avg. DMV Fee	39.00
Cash Sale Price	$39,189.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,189.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$670.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Mustang GT

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This low mileage second hand 2022 Ford Mustang GT RWD coupe under 8,000 miles, transmission, and 20 MPG, 5.0L gas engine is for sale right now below $39K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$38,587
Est. Payment:	$718.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,502
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$38,587.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,106.96
Avg. DMV Fee	39.00
Cash Sale Price	$41,982.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,982.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$718.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,587.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lincoln Navigator L Reserve

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This high mileage second hand 2021 Lincoln Navigator L Reserve 4x4 SUV under 102,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $37K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$36,990
Est. Payment:	$1245.45 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	101,773
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,979.20
Avg. DMV Fee	39.00
Cash Sale Price	$40,258.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,258.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1245.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Big Bend

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This low mileage preowned 2025 Ford Bronco Big Bend 4x4 SUV under 23,000 miles, transmission, and 20 MPG, 2.3L gas engine is for sale right now under $40K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$39,995
Est. Payment:	$744.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,699
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,219.60
Avg. DMV Fee	39.00
Cash Sale Price	$43,503.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,503.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$744.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage preowned 2023 Ram 1500 Big Horn 4x4 pickup below 28,000 miles, automatic transmission, and 20 MPG, 3.6L hybrid engine is for sale right now under $37K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,499
Est. Payment:	$679.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,703
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,499.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,939.92
Avg. DMV Fee	39.00
Cash Sale Price	$39,727.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,727.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$679.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4x4 pickup under 11,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $39K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$38,316
Est. Payment:	$713.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,169
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$38,316.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,085.28
Avg. DMV Fee	39.00
Cash Sale Price	$41,690.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,690.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$713.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,316.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer Limited

2023 Chevrolet Silverado 1500 Custom

2020 Chevrolet Tahoe Premier

2023 Ford F-150 XL

2023 GMC Sierra 1500 Pro

2022 Ford Mustang GT

2021 Lincoln Navigator L Reserve

2025 Ford Bronco Big Bend

2023 Ram 1500 Big Horn

2025 Ford F-150 XLT

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2023 Chevrolet Silverado 1500 Custom

Chevrolet Silverado 1500 Custom

2023 Chevrolet Silverado 1500 Custom Car Loan Estimate

2020 Chevrolet Tahoe Premier

Chevrolet Tahoe Premier

2020 Chevrolet Tahoe Premier Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 GMC Sierra 1500 Pro

GMC Sierra 1500 Pro

2023 GMC Sierra 1500 Pro Car Loan Estimate

2022 Ford Mustang GT

Ford Mustang GT

2022 Ford Mustang GT Car Loan Estimate

2021 Lincoln Navigator L Reserve

Lincoln Navigator L Reserve

2021 Lincoln Navigator L Reserve Car Loan Estimate

2025 Ford Bronco Big Bend

Ford Bronco Big Bend

2025 Ford Bronco Big Bend Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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