Toledo, OH Area Used Cars Under $40,000

2023 Ford Explorer Limited

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This low mileage second hand 2023 Ford Explorer Limited AWD SUV below 18,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $39K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$38,990
Est. Payment:	$725.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,753
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,139.20
Avg. DMV Fee	39.00
Cash Sale Price	$42,418.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,418.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$725.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 GMC Canyon Elevation

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This low mileage second hand 2025 GMC Canyon Elevation RWD pickup under 4,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now under $38K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$37,645
Est. Payment:	$700.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,459
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$37,645.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,031.60
Avg. DMV Fee	39.00
Cash Sale Price	$40,965.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,965.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$700.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,645.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Equinox EV RS

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This low mileage used 2025 Chevrolet Equinox EV RS FWD SUV below 4,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $40K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$40,000
Est. Payment:	$744.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,825
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,220.00
Avg. DMV Fee	39.00
Cash Sale Price	$43,509.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,509.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$744.50

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 Custom Trail Boss

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This low mileage second hand 2023 Chevrolet Silverado 1500 Custom Trail Boss 4x4 pickup under 45,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now below $38K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$37,205
Est. Payment:	$692.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,108
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$37,205.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,996.40
Avg. DMV Fee	39.00
Cash Sale Price	$40,490.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,490.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$692.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,205.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 LT Trail Boss

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This low mileage preowned 2021 Chevrolet Silverado 1500 LT Trail Boss 4x4 pickup under 45,000 miles, automatic transmission, and 22 MPG, 5.3L gas engine is for sale right now below $39K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$38,521
Est. Payment:	$717.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,404
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$38,521.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,101.68
Avg. DMV Fee	39.00
Cash Sale Price	$41,911.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,911.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$717.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,521.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Lincoln Aviator Black Label

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This low mileage preowned 2020 Lincoln Aviator Black Label AWD SUV under 50,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now under $37K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$36,811
Est. Payment:	$685.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,533
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$36,811.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,964.88
Avg. DMV Fee	39.00
Cash Sale Price	$40,064.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,064.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$685.57

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,811.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Expedition Limited

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This average mileage second hand 2022 Ford Expedition Limited 4x4 SUV under 76,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $40K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$39,500
Est. Payment:	$932.53 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,991
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,180.00
Avg. DMV Fee	39.00
Cash Sale Price	$42,969.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,969.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$932.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LT

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This low mileage used 2024 Chevrolet Silverado 1500 LT 4x4 pickup below 22,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now below $37K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,900
Est. Payment:	$687.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,625
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,900.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,972.00
Avg. DMV Fee	39.00
Cash Sale Price	$40,161.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,161.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$687.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Ranger XLT

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This low mileage second hand 2023 Ford Ranger XLT 4x4 pickup below 21,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $36K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$35,581
Est. Payment:	$662.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,769
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$35,581.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,866.48
Avg. DMV Fee	39.00
Cash Sale Price	$38,736.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,736.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$662.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,581.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 1500 Big Horn

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This low mileage preowned 2024 Ram 1500 Big Horn 4x4 pickup under 33,000 miles, automatic transmission, and 22 MPG, 3.6L hybrid engine is for sale right now under $38K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$37,600
Est. Payment:	$700.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,638
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$37,600.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,028.00
Avg. DMV Fee	39.00
Cash Sale Price	$40,917.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,917.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$700.15

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer Limited

2025 GMC Canyon Elevation

2025 Chevrolet Equinox EV RS

2023 Chevrolet Silverado 1500 Custom Trail Boss

2021 Chevrolet Silverado 1500 LT Trail Boss

2020 Lincoln Aviator Black Label

2022 Ford Expedition Limited

2024 Chevrolet Silverado 1500 LT

2023 Ford Ranger XLT

2024 Ram 1500 Big Horn

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2025 GMC Canyon Elevation

GMC Canyon Elevation

2025 GMC Canyon Elevation Car Loan Estimate

2025 Chevrolet Equinox EV RS

Chevrolet Equinox EV RS

2025 Chevrolet Equinox EV RS Car Loan Estimate

2023 Chevrolet Silverado 1500 Custom Trail Boss

Chevrolet Silverado 1500 Custom Trail Boss

2023 Chevrolet Silverado 1500 Custom Trail Boss Car Loan Estimate

2021 Chevrolet Silverado 1500 LT Trail Boss

Chevrolet Silverado 1500 LT Trail Boss

2021 Chevrolet Silverado 1500 LT Trail Boss Car Loan Estimate

2020 Lincoln Aviator Black Label

Lincoln Aviator Black Label

2020 Lincoln Aviator Black Label Car Loan Estimate

2022 Ford Expedition Limited

Ford Expedition Limited

2022 Ford Expedition Limited Car Loan Estimate

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Car Loan Estimate

2023 Ford Ranger XLT

Ford Ranger XLT

2023 Ford Ranger XLT Car Loan Estimate

2024 Ram 1500 Big Horn

Ram 1500 Big Horn

2024 Ram 1500 Big Horn Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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