Toledo, OH Area Used Cars Under $40,000

2023 Ford Explorer Limited

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This low mileage used 2023 Ford Explorer Limited AWD SUV under 18,000 miles, automatic transmission, and 2.3L gas engine is for sale right now under $39K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$38,990
Est. Payment:	$725.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,753
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,139.20
Avg. DMV Fee	39.00
Cash Sale Price	$42,418.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,418.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$725.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup under 36,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $38K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$37,322
Est. Payment:	$695.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,347
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$37,322.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,005.76
Avg. DMV Fee	39.00
Cash Sale Price	$40,616.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,616.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$695.01

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,322.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage preowned 2023 Ram 1500 Big Horn 4x4 pickup under 28,000 miles, automatic transmission, and 3.6L hybrid engine is for sale right now under $37K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,300
Est. Payment:	$676.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,703
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,300.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,924.00
Avg. DMV Fee	39.00
Cash Sale Price	$39,513.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,513.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$676.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4x4 pickup under 12,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $39K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$38,316
Est. Payment:	$713.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,482
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$38,316.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,085.28
Avg. DMV Fee	39.00
Cash Sale Price	$41,690.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,690.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$713.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,316.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Audi A5 Sportback quattro S line Premium 45 TFSI

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This low mileage preowned 2025 Audi A5 Sportback quattro S line Premium 45 TFSI AWD sedan under 29,000 miles, automatic transmission, and 2.0L hybrid engine is for sale right now under $39K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$38,641
Est. Payment:	$719.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,819
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$38,641.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,111.28
Avg. DMV Fee	39.00
Cash Sale Price	$42,041.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,041.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$719.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,641.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Outer Banks

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This low mileage second hand 2023 Ford Bronco Outer Banks 4x4 SUV below 25,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $38K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$37,950
Est. Payment:	$706.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,764
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$37,950.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,056.00
Avg. DMV Fee	39.00
Cash Sale Price	$41,295.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,295.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$706.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Tacoma TRD Off-Road

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This low mileage second hand 2021 Toyota Tacoma TRD Off-Road 4x4 pickup below 23,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $40K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$39,347
Est. Payment:	$732.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,603
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$39,347.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,167.76
Avg. DMV Fee	39.00
Cash Sale Price	$42,803.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,803.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$732.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,347.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 1500 Denali

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This below average mileage preowned 2020 GMC Sierra 1500 Denali 4x4 pickup under 69,000 miles, automatic transmission, and 5.3L gas engine is for sale right now below $38K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$37,127
Est. Payment:	$802.57 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,853
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$37,127.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,990.16
Avg. DMV Fee	39.00
Cash Sale Price	$40,406.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,406.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$802.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,127.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lincoln Navigator L Reserve

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This high mileage second hand 2021 Lincoln Navigator L Reserve 4x4 SUV below 102,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $37K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$36,950
Est. Payment:	$1244.11 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	101,773
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$36,950.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,976.00
Avg. DMV Fee	39.00
Cash Sale Price	$40,215.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,215.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1244.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage second hand 2023 Ford Explorer ST AWD SUV under 38,000 miles, automatic transmission, and 3.0L gas engine is for sale right now under $39K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$38,345
Est. Payment:	$713.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,371
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$38,345.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,087.60
Avg. DMV Fee	39.00
Cash Sale Price	$41,721.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,721.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$713.92

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,345.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer Limited

2023 Ford F-150 XLT

2023 Ram 1500 Big Horn

2025 Ford F-150 XLT

2025 Audi A5 Sportback quattro S line Premium 45 TFSI

2023 Ford Bronco Outer Banks

2021 Toyota Tacoma TRD Off-Road

2020 GMC Sierra 1500 Denali

2021 Lincoln Navigator L Reserve

2023 Ford Explorer ST

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Audi A5 Sportback quattro S line Premium 45 TFSI

Audi A5 Sportback quattro S line Premium 45 TFSI

2025 Audi A5 Sportback quattro S line Premium 45 TFSI Car Loan Estimate

2023 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2023 Ford Bronco Outer Banks Car Loan Estimate

2021 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2021 Toyota Tacoma TRD Off-Road Car Loan Estimate

2020 GMC Sierra 1500 Denali

GMC Sierra 1500 Denali

2020 GMC Sierra 1500 Denali Car Loan Estimate

2021 Lincoln Navigator L Reserve

Lincoln Navigator L Reserve

2021 Lincoln Navigator L Reserve Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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