Toledo, OH Area Used Cars Under $40,000

2021 Ford F-150 Platinum

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This average mileage preowned 2021 Ford F-150 Platinum 4x4 pickup below 76,000 miles, automatic transmission, and 24 MPG, 3.5L hybrid engine is for sale right now below $38K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$37,060
Est. Payment:	$875.34 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,687
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$37,060.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,984.80
Avg. DMV Fee	39.00
Cash Sale Price	$40,333.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,333.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$875.34

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,060.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4x4 pickup below 25,000 miles, automatic transmission, and 24 MPG, 3.5L hybrid engine is for sale right now below $38K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$37,969
Est. Payment:	$706.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,078
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$37,969.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,057.52
Avg. DMV Fee	39.00
Cash Sale Price	$41,315.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,315.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$706.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,969.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 30,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $36K at Reineke Ford in Fostoria, OH. ...View More Details

Sales Price:	$35,095
Est. Payment:	$653.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,835
Location:	Fostoria, OH

Item	Amount
Used Car Price⁽¹⁾	$35,095.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,827.60
Avg. DMV Fee	39.00
Cash Sale Price	$38,211.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,211.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$653.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,095.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup under 28,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now below $38K at Advantage Ford in Fremont, OH. ...View More Details

Sales Price:	$37,995
Est. Payment:	$707.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,156
Location:	Fremont, OH

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,059.60
Avg. DMV Fee	39.00
Cash Sale Price	$41,343.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,343.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$707.45

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 Pro

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This low mileage preowned 2023 GMC Sierra 1500 Pro 4x4 pickup below 32,000 miles, transmission, and 24 MPG, 5.3L gas engine is for sale right now below $36K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,000
Est. Payment:	$670.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,968
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,900.00
Avg. DMV Fee	39.00
Cash Sale Price	$39,189.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,189.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$670.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 Custom Trail Boss

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This low mileage used 2023 Chevrolet Silverado 1500 Custom Trail Boss 4x4 pickup under 45,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $38K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$37,205
Est. Payment:	$692.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,108
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$37,205.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,996.40
Avg. DMV Fee	39.00
Cash Sale Price	$40,490.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,490.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$692.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,205.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage second hand 2023 Ford Explorer ST AWD SUV under 38,000 miles, automatic transmission, and 24 MPG, 3.0L gas engine is for sale right now under $39K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$38,345
Est. Payment:	$713.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,371
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$38,345.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,087.60
Avg. DMV Fee	39.00
Cash Sale Price	$41,721.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,721.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$713.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,345.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Tahoe Premier

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This above average mileage second hand 2020 Chevrolet Tahoe Premier 4x4 SUV under 92,000 miles, automatic transmission, and 24 MPG, 6.2L gas engine is for sale right now under $36K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$35,612
Est. Payment:	$1045.78 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,969
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$35,612.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,868.96
Avg. DMV Fee	39.00
Cash Sale Price	$38,769.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,769.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1045.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,612.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Rebel

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This low mileage second hand 2023 Ram 1500 Rebel 4x4 pickup below 60,000 miles, automatic transmission, and 24 MPG, 5.7L hybrid engine is for sale right now below $40K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$40,000
Est. Payment:	$798.84 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,605
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,220.00
Avg. DMV Fee	39.00
Cash Sale Price	$43,509.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,509.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$798.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Limited

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This low mileage used 2023 Ford Explorer Limited AWD SUV below 18,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $39K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$38,990
Est. Payment:	$725.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,753
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,139.20
Avg. DMV Fee	39.00
Cash Sale Price	$42,418.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,418.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$725.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2021 Ford F-150 Platinum

2025 Ford F-150 XLT

2023 Ford F-150 XL

2023 Ford F-150 XL

2023 GMC Sierra 1500 Pro

2023 Chevrolet Silverado 1500 Custom Trail Boss

2023 Ford Explorer ST

2020 Chevrolet Tahoe Premier

2023 Ram 1500 Rebel

2023 Ford Explorer Limited

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2021 Ford F-150 Platinum

Ford F-150 Platinum

2021 Ford F-150 Platinum Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 GMC Sierra 1500 Pro

GMC Sierra 1500 Pro

2023 GMC Sierra 1500 Pro Car Loan Estimate

2023 Chevrolet Silverado 1500 Custom Trail Boss

Chevrolet Silverado 1500 Custom Trail Boss

2023 Chevrolet Silverado 1500 Custom Trail Boss Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2020 Chevrolet Tahoe Premier

Chevrolet Tahoe Premier

2020 Chevrolet Tahoe Premier Car Loan Estimate

2023 Ram 1500 Rebel

Ram 1500 Rebel

2023 Ram 1500 Rebel Car Loan Estimate

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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