Toledo, OH Area Used Cars Under $40,000

2025 Cadillac CT4 Sport

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This low mileage preowned 2025 Cadillac CT4 Sport AWD sedan below 7,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $40K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$39,990
Est. Payment:	$744.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,657
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,219.20
Avg. DMV Fee	39.00
Cash Sale Price	$43,498.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,498.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$744.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup under 18,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $39K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$38,950
Est. Payment:	$725.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,828
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$38,950.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,136.00
Avg. DMV Fee	39.00
Cash Sale Price	$42,375.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,375.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$725.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Traverse LT

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This low mileage preowned 2024 Chevrolet Traverse LT FWD SUV below 19,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $36K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$35,999
Est. Payment:	$670.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,978
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,899.92
Avg. DMV Fee	39.00
Cash Sale Price	$39,187.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,187.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$670.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Dodge Durango R/T

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This low mileage preowned 2024 Dodge Durango R/T AWD SUV under 45,000 miles, automatic transmission, and 5.7L gas engine is for sale right now below $36K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$35,705
Est. Payment:	$665.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,867
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$35,705.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,876.40
Avg. DMV Fee	39.00
Cash Sale Price	$38,870.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,870.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$665.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,705.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse Premier

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This low mileage used 2023 Chevrolet Traverse Premier 4x4 SUV below 35,000 miles, automatic transmission, and 3.6L gas engine is for sale right now under $38K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$37,600
Est. Payment:	$700.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,527
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$37,600.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,028.00
Avg. DMV Fee	39.00
Cash Sale Price	$40,917.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,917.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$700.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 LT Trail Boss

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This low mileage preowned 2021 Chevrolet Silverado 1500 LT Trail Boss 4x4 pickup below 45,000 miles, automatic transmission, and 5.3L gas engine is for sale right now under $39K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$38,375
Est. Payment:	$714.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,253
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$38,375.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,090.00
Avg. DMV Fee	39.00
Cash Sale Price	$41,754.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,754.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$714.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,375.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Base Advanced

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This low mileage preowned 2023 Ford Bronco Base Advanced 4x4 SUV under 14,000 miles, automatic transmission, and 2.3L gas engine is for sale right now below $37K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$36,548
Est. Payment:	$680.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,893
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$36,548.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,943.84
Avg. DMV Fee	39.00
Cash Sale Price	$39,780.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,780.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$680.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,548.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup under 38,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $40K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$39,995
Est. Payment:	$744.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,629
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,219.60
Avg. DMV Fee	39.00
Cash Sale Price	$43,503.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,503.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$744.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LT

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This low mileage second hand 2024 Chevrolet Silverado 1500 LT 4x4 pickup below 19,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $37K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,811
Est. Payment:	$685.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,120
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,811.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,964.88
Avg. DMV Fee	39.00
Cash Sale Price	$40,064.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,064.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$685.57

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,811.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 2500HD LTZ

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This high mileage preowned 2021 Chevrolet Silverado 2500HD LTZ 4x4 pickup under 105,000 miles, automatic transmission, and 6.6L diesel engine is for sale right now below $40K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$39,596
Est. Payment:	$1332.52 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	105,095
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$39,596.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,187.68
Avg. DMV Fee	39.00
Cash Sale Price	$43,072.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,072.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1332.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,596.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2025 Cadillac CT4 Sport

2023 Ford F-150 XL

2024 Chevrolet Traverse LT

2024 Dodge Durango R/T

2023 Chevrolet Traverse Premier

2021 Chevrolet Silverado 1500 LT Trail Boss

2023 Ford Bronco Base Advanced

2023 Ford F-150 XLT

2024 Chevrolet Silverado 1500 LT

2021 Chevrolet Silverado 2500HD LTZ

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2025 Cadillac CT4 Sport

Cadillac CT4 Sport

2025 Cadillac CT4 Sport Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Chevrolet Traverse LT

Chevrolet Traverse LT

2024 Chevrolet Traverse LT Car Loan Estimate

2024 Dodge Durango R/T

Dodge Durango R/T

2024 Dodge Durango R/T Car Loan Estimate

2023 Chevrolet Traverse Premier

Chevrolet Traverse Premier

2023 Chevrolet Traverse Premier Car Loan Estimate

2021 Chevrolet Silverado 1500 LT Trail Boss

Chevrolet Silverado 1500 LT Trail Boss

2021 Chevrolet Silverado 1500 LT Trail Boss Car Loan Estimate

2023 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2023 Ford Bronco Base Advanced Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Car Loan Estimate

2021 Chevrolet Silverado 2500HD LTZ

Chevrolet Silverado 2500HD LTZ

2021 Chevrolet Silverado 2500HD LTZ Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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