Toledo, OH Area Used Cars Under $40,000

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4x4 pickup under 25,000 miles, automatic transmission, and 25 MPG, 3.5L hybrid engine is for sale right now under $39K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$38,598
Est. Payment:	$718.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,078
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$38,598.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,107.84
Avg. DMV Fee	39.00
Cash Sale Price	$41,994.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,994.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$718.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,598.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Limited

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This low mileage preowned 2022 Ford F-150 Limited 4x4 pickup under 44,000 miles, automatic transmission, and 25 MPG, 3.5L hybrid engine is for sale right now below $40K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$39,500
Est. Payment:	$735.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,433
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,180.00
Avg. DMV Fee	39.00
Cash Sale Price	$42,969.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,969.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$735.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

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This low mileage used 2025 Ford Bronco Sport Badlands AWD SUV below 19,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $37K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,080
Est. Payment:	$672.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,820
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,080.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,906.40
Avg. DMV Fee	39.00
Cash Sale Price	$39,275.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,275.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$672.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,080.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Silverado 3500HD LT

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This above average mileage preowned 2020 Chevrolet Silverado 3500HD LT 4x4 pickup below 99,000 miles, automatic transmission, and 25 MPG, 6.6L gas engine is for sale right now under $37K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$36,556
Est. Payment:	$1073.29 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,573
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$36,556.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,944.48
Avg. DMV Fee	39.00
Cash Sale Price	$39,789.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,789.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1073.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,556.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage preowned 2023 Lincoln Nautilus Reserve AWD SUV below 26,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $38K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$37,961
Est. Payment:	$706.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,363
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$37,961.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,056.88
Avg. DMV Fee	39.00
Cash Sale Price	$41,306.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,306.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$706.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,961.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup under 22,000 miles, automatic transmission, and 25 MPG, 2.7L gas engine is for sale right now under $37K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,737
Est. Payment:	$684.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,523
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,737.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,958.96
Avg. DMV Fee	39.00
Cash Sale Price	$39,984.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,984.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$684.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,737.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage second hand 2022 Ford F-150 XL 4x4 pickup under 44,000 miles, automatic transmission, and 25 MPG, 2.7L gas engine is for sale right now under $39K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$38,287
Est. Payment:	$712.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,028
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$38,287.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,082.96
Avg. DMV Fee	39.00
Cash Sale Price	$41,658.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,658.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$712.85

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,287.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 GMC Canyon Elevation

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This low mileage preowned 2025 GMC Canyon Elevation RWD pickup under 4,000 miles, automatic transmission, and 25 MPG, 2.7L gas engine is for sale right now below $38K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$37,645
Est. Payment:	$700.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,459
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$37,645.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,031.60
Avg. DMV Fee	39.00
Cash Sale Price	$40,965.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,965.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$700.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,645.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Colorado Trail Boss

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This low mileage used 2024 Chevrolet Colorado Trail Boss 4x4 pickup below 33,000 miles, automatic transmission, and 25 MPG, 2.7L gas engine is for sale right now below $36K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$35,500
Est. Payment:	$661.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,065
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,860.00
Avg. DMV Fee	39.00
Cash Sale Price	$38,649.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,649.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$661.34

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge Titanium

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This low mileage second hand 2024 Ford Edge Titanium AWD SUV below 20,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $36K at Tri Motor Sales in Oak Harbor, OH. ...View More Details

Sales Price:	$35,995
Est. Payment:	$670.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,984
Location:	Oak Harbor, OH

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,899.60
Avg. DMV Fee	39.00
Cash Sale Price	$39,183.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,183.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$670.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2025 Ford F-150 XLT

2022 Ford F-150 Limited

2025 Ford Bronco Sport Badlands

2020 Chevrolet Silverado 3500HD LT

2023 Lincoln Nautilus Reserve

2023 Ford F-150 XLT

2022 Ford F-150 XL

2025 GMC Canyon Elevation

2024 Chevrolet Colorado Trail Boss

2024 Ford Edge Titanium

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2022 Ford F-150 Limited

Ford F-150 Limited

2022 Ford F-150 Limited Car Loan Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Car Loan Estimate

2020 Chevrolet Silverado 3500HD LT

Chevrolet Silverado 3500HD LT

2020 Chevrolet Silverado 3500HD LT Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2025 GMC Canyon Elevation

GMC Canyon Elevation

2025 GMC Canyon Elevation Car Loan Estimate

2024 Chevrolet Colorado Trail Boss

Chevrolet Colorado Trail Boss

2024 Chevrolet Colorado Trail Boss Car Loan Estimate

2024 Ford Edge Titanium

Ford Edge Titanium

2024 Ford Edge Titanium Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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