Toledo, OH Area Used Cars Under $40,000

2022 GMC Sierra 1500 Elevation

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This low mileage second hand 2022 GMC Sierra 1500 Elevation 4x4 pickup under 52,000 miles, automatic transmission, and 5.3L gas engine is for sale right now below $38K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$37,366
Est. Payment:	$746.61 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,532
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$37,366.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,009.28
Avg. DMV Fee	39.00
Cash Sale Price	$40,664.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,664.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$746.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,366.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Traverse LT

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This low mileage used 2024 Chevrolet Traverse LT FWD SUV under 19,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $36K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$35,999
Est. Payment:	$670.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,978
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,899.92
Avg. DMV Fee	39.00
Cash Sale Price	$39,187.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,187.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$670.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Ranger XLT

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This low mileage preowned 2023 Ford Ranger XLT 4x4 pickup below 21,000 miles, automatic transmission, and 2.3L gas engine is for sale right now below $36K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$35,581
Est. Payment:	$662.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,769
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$35,581.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,866.48
Avg. DMV Fee	39.00
Cash Sale Price	$38,736.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,736.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$662.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,581.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 34,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $38K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$37,500
Est. Payment:	$698.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,292
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,020.00
Avg. DMV Fee	39.00
Cash Sale Price	$40,809.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,809.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$698.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4x4 pickup below 12,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $39K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$38,316
Est. Payment:	$713.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,482
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$38,316.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,085.28
Avg. DMV Fee	39.00
Cash Sale Price	$41,690.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,690.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$713.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,316.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Limited

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This low mileage second hand 2023 Ford Explorer Limited AWD SUV under 26,000 miles, automatic transmission, and 2.3L gas engine is for sale right now under $37K at Tri Motor Sales in Oak Harbor, OH. ...View More Details

Sales Price:	$36,995
Est. Payment:	$688.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,338
Location:	Oak Harbor, OH

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,979.60
Avg. DMV Fee	39.00
Cash Sale Price	$40,263.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,263.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$688.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 350 XL

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This below average mileage preowned 2024 Ford Transit 350 XL RWD van below 61,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $36K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$35,300
Est. Payment:	$763.38 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,880
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$35,300.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,844.00
Avg. DMV Fee	39.00
Cash Sale Price	$38,433.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,433.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$763.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford F-250 Super Duty King Ranch

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This above average mileage preowned 2017 Ford F-250 Super Duty King Ranch 4x4 pickup under 95,000 miles, automatic transmission, and 6.2L gas engine is for sale right now below $37K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$36,600
Est. Payment:	$1074.57 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,814
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$36,600.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,948.00
Avg. DMV Fee	39.00
Cash Sale Price	$39,837.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,837.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1074.57

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage preowned 2023 Ram 1500 Big Horn 4x4 pickup under 28,000 miles, automatic transmission, and 3.6L hybrid engine is for sale right now under $37K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,300
Est. Payment:	$676.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,703
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,300.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,924.00
Avg. DMV Fee	39.00
Cash Sale Price	$39,513.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,513.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$676.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Tremor

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This low mileage preowned 2023 Ford F-150 Tremor 4x4 pickup under 29,000 miles, automatic transmission, and 5.0L gas engine is for sale right now under $38K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$37,204
Est. Payment:	$692.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,154
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$37,204.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,996.32
Avg. DMV Fee	39.00
Cash Sale Price	$40,489.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,489.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$692.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,204.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2022 GMC Sierra 1500 Elevation

2024 Chevrolet Traverse LT

2023 Ford Ranger XLT

2023 Ford F-150 XL

2025 Ford F-150 XLT

2023 Ford Explorer Limited

2024 Ford Transit 350 XL

2017 Ford F-250 Super Duty King Ranch

2023 Ram 1500 Big Horn

2023 Ford F-150 Tremor

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2022 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2022 GMC Sierra 1500 Elevation Car Loan Estimate

2024 Chevrolet Traverse LT

Chevrolet Traverse LT

2024 Chevrolet Traverse LT Car Loan Estimate

2023 Ford Ranger XLT

Ford Ranger XLT

2023 Ford Ranger XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2024 Ford Transit 350 XL

Ford Transit 350 XL

2024 Ford Transit 350 XL Car Loan Estimate

2017 Ford F-250 Super Duty King Ranch

Ford F-250 Super Duty King Ranch

2017 Ford F-250 Super Duty King Ranch Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2023 Ford F-150 Tremor

Ford F-150 Tremor

2023 Ford F-150 Tremor Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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