Toledo, OH Area Used Cars Under $40,000

2023 Jeep Wrangler Rubicon

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This low mileage second hand 2023 Jeep Wrangler Rubicon 4x4 SUV under 29,000 miles, transmission, and 20 MPG, 3.6L gas engine is for sale right now under $39K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$38,277
Est. Payment:	$712.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,440
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$38,277.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,082.16
Avg. DMV Fee	39.00
Cash Sale Price	$41,648.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,648.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$712.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,277.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lincoln Navigator L Reserve

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This high mileage second hand 2021 Lincoln Navigator L Reserve 4x4 SUV under 102,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $37K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$36,990
Est. Payment:	$1245.45 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	101,773
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,979.20
Avg. DMV Fee	39.00
Cash Sale Price	$40,258.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,258.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1245.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 31,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $40K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$39,475
Est. Payment:	$734.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,485
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$39,475.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,178.00
Avg. DMV Fee	39.00
Cash Sale Price	$42,942.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,942.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$734.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,475.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 1500 Rebel

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This low mileage used 2020 Ram 1500 Rebel 4x4 pickup below 51,000 miles, automatic transmission, and 20 MPG, 5.7L gas engine is for sale right now below $37K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$36,056
Est. Payment:	$720.64 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,117
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$36,056.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,904.48
Avg. DMV Fee	39.00
Cash Sale Price	$39,249.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,249.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$720.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,056.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4x4 pickup under 25,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now under $39K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$38,282
Est. Payment:	$712.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,078
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$38,282.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,082.56
Avg. DMV Fee	39.00
Cash Sale Price	$41,653.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,653.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$712.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,282.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Buick Enclave Essence

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This low mileage preowned 2024 Buick Enclave Essence 4x4 SUV below 20,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now below $37K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,700
Est. Payment:	$683.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,299
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,700.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,956.00
Avg. DMV Fee	39.00
Cash Sale Price	$39,945.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,945.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$683.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Tahoe Premier

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This above average mileage second hand 2020 Chevrolet Tahoe Premier 4x4 SUV under 92,000 miles, automatic transmission, and 20 MPG, 6.2L gas engine is for sale right now under $36K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$35,612
Est. Payment:	$1045.78 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,969
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$35,612.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,868.96
Avg. DMV Fee	39.00
Cash Sale Price	$38,769.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,769.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1045.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,612.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Ranger XL

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This low mileage used 2023 Ford Ranger XL 4x4 pickup under 21,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $36K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$35,581
Est. Payment:	$662.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,769
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$35,581.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,866.48
Avg. DMV Fee	39.00
Cash Sale Price	$38,736.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,736.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$662.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,581.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 GMC Canyon Elevation

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This low mileage second hand 2025 GMC Canyon Elevation 4x4 pickup under 9,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $39K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$38,541
Est. Payment:	$717.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,936
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$38,541.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,103.28
Avg. DMV Fee	39.00
Cash Sale Price	$41,933.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,933.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$717.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,541.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage preowned 2022 Ford F-150 XL 4x4 pickup below 35,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $37K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$36,231
Est. Payment:	$674.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,601
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$36,231.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,918.48
Avg. DMV Fee	39.00
Cash Sale Price	$39,438.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,438.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$674.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,231.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 Jeep Wrangler Rubicon

2021 Lincoln Navigator L Reserve

2023 Ford F-150 XL

2020 Ram 1500 Rebel

2025 Ford F-150 XLT

2024 Buick Enclave Essence

2020 Chevrolet Tahoe Premier

2023 Ford Ranger XL

2025 GMC Canyon Elevation

2022 Ford F-150 XL

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 Jeep Wrangler Rubicon

Jeep Wrangler Rubicon

2023 Jeep Wrangler Rubicon Car Loan Estimate

2021 Lincoln Navigator L Reserve

Lincoln Navigator L Reserve

2021 Lincoln Navigator L Reserve Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2020 Ram 1500 Rebel

Ram 1500 Rebel

2020 Ram 1500 Rebel Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Buick Enclave Essence

Buick Enclave Essence

2024 Buick Enclave Essence Car Loan Estimate

2020 Chevrolet Tahoe Premier

Chevrolet Tahoe Premier

2020 Chevrolet Tahoe Premier Car Loan Estimate

2023 Ford Ranger XL

Ford Ranger XL

2023 Ford Ranger XL Car Loan Estimate

2025 GMC Canyon Elevation

GMC Canyon Elevation

2025 GMC Canyon Elevation Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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