Toledo, OH Area Used Cars Under $40,000

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup below 38,000 miles, automatic transmission, and 17 MPG, 3.5L gas engine is for sale right now under $40K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$39,995
Est. Payment:	$744.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,629
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,219.60
Avg. DMV Fee	39.00
Cash Sale Price	$43,503.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,503.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$744.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LT

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This low mileage preowned 2024 Chevrolet Silverado 1500 LT 4x4 pickup under 20,000 miles, automatic transmission, and 17 MPG, 2.7L gas engine is for sale right now under $37K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,585
Est. Payment:	$681.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,601
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,585.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,946.80
Avg. DMV Fee	39.00
Cash Sale Price	$39,820.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,820.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$681.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,585.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Limited

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This low mileage used 2023 Ford Explorer Limited AWD SUV below 26,000 miles, automatic transmission, and 17 MPG, 2.3L gas engine is for sale right now below $37K at Tri Motor Sales in Oak Harbor, OH. ...View More Details

Sales Price:	$36,995
Est. Payment:	$688.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,338
Location:	Oak Harbor, OH

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,979.60
Avg. DMV Fee	39.00
Cash Sale Price	$40,263.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,263.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$688.97

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup below 36,000 miles, automatic transmission, and 17 MPG, 2.7L gas engine is for sale right now below $38K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$37,322
Est. Payment:	$695.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,347
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$37,322.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,005.76
Avg. DMV Fee	39.00
Cash Sale Price	$40,616.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,616.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$695.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,322.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Dodge Charger Daytona Scat Pack

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This low mileage preowned 2024 Dodge Charger Daytona Scat Pack AWD coupe under 10,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $37K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$36,989
Est. Payment:	$688.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,469
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$36,989.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,979.12
Avg. DMV Fee	39.00
Cash Sale Price	$40,257.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,257.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$688.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Audi A5 Sportback quattro S line Premium 45 TFSI

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This low mileage used 2025 Audi A5 Sportback quattro S line Premium 45 TFSI AWD sedan below 29,000 miles, automatic transmission, and 17 MPG, 2.0L hybrid engine is for sale right now under $38K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$37,600
Est. Payment:	$700.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,819
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$37,600.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,028.00
Avg. DMV Fee	39.00
Cash Sale Price	$40,917.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,917.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$700.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 31,000 miles, automatic transmission, and 17 MPG, 3.5L gas engine is for sale right now below $40K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$39,475
Est. Payment:	$734.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,485
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$39,475.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,178.00
Avg. DMV Fee	39.00
Cash Sale Price	$42,942.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,942.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$734.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,475.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage second hand 2022 Ford F-150 XL 4x4 pickup under 45,000 miles, automatic transmission, and 17 MPG, 5.0L gas engine is for sale right now under $38K at Reineke Ford in Fostoria, OH. ...View More Details

Sales Price:	$37,390
Est. Payment:	$696.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,000
Location:	Fostoria, OH

Item	Amount
Used Car Price⁽¹⁾	$37,390.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,011.20
Avg. DMV Fee	39.00
Cash Sale Price	$40,690.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,690.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$696.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota 4Runner SR5 Premium

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This below average mileage used 2023 Toyota 4Runner SR5 Premium 4x4 SUV under 61,000 miles, automatic transmission, and 17 MPG, 4.0L gas engine is for sale right now below $40K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$39,793
Est. Payment:	$859.76 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,822
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$39,793.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,203.44
Avg. DMV Fee	39.00
Cash Sale Price	$43,285.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,285.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$859.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,793.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 1500 Elevation

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This low mileage second hand 2022 GMC Sierra 1500 Elevation 4x4 pickup below 52,000 miles, automatic transmission, and 17 MPG, 5.3L gas engine is for sale right now under $38K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$37,707
Est. Payment:	$753.38 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,532
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$37,707.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,036.56
Avg. DMV Fee	39.00
Cash Sale Price	$41,032.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,032.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$753.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,707.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XLT

2024 Chevrolet Silverado 1500 LT

2023 Ford Explorer Limited

2023 Ford F-150 XLT

2024 Dodge Charger Daytona Scat Pack

2025 Audi A5 Sportback quattro S line Premium 45 TFSI

2023 Ford F-150 XL

2022 Ford F-150 XL

2023 Toyota 4Runner SR5 Premium

2022 GMC Sierra 1500 Elevation

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Car Loan Estimate

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Dodge Charger Daytona Scat Pack

Dodge Charger Daytona Scat Pack

2024 Dodge Charger Daytona Scat Pack Car Loan Estimate

2025 Audi A5 Sportback quattro S line Premium 45 TFSI

Audi A5 Sportback quattro S line Premium 45 TFSI

2025 Audi A5 Sportback quattro S line Premium 45 TFSI Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2023 Toyota 4Runner SR5 Premium

Toyota 4Runner SR5 Premium

2023 Toyota 4Runner SR5 Premium Car Loan Estimate

2022 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2022 GMC Sierra 1500 Elevation Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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