Toledo, OH Area Used Cars Under $40,000

2023 Buick Enclave Avenir

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This low mileage preowned 2023 Buick Enclave Avenir 4x4 SUV under 49,000 miles, automatic transmission, and 28 MPG, 3.6L gas engine is for sale right now below $36K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$35,500
Est. Payment:	$661.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,071
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,860.00
Avg. DMV Fee	39.00
Cash Sale Price	$38,649.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,649.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$661.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Cadillac CT4 Sport

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This low mileage second hand 2025 Cadillac CT4 Sport AWD sedan under 7,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $40K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$39,950
Est. Payment:	$743.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,657
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$39,950.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,216.00
Avg. DMV Fee	39.00
Cash Sale Price	$43,455.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,455.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$743.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Big Bend

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This low mileage preowned 2025 Ford Bronco Big Bend 4x4 SUV below 23,000 miles, transmission, and 28 MPG, 2.3L gas engine is for sale right now below $40K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$39,995
Est. Payment:	$744.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,699
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,219.60
Avg. DMV Fee	39.00
Cash Sale Price	$43,503.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,503.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$744.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 2500HD LTZ

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This high mileage used 2021 Chevrolet Silverado 2500HD LTZ 4x4 pickup under 105,000 miles, automatic transmission, and 28 MPG, 6.6L diesel engine is for sale right now under $40K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$39,596
Est. Payment:	$1332.52 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	105,095
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$39,596.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,187.68
Avg. DMV Fee	39.00
Cash Sale Price	$43,072.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,072.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1332.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,596.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage second hand 2022 Ford F-150 XL 4x4 pickup under 45,000 miles, automatic transmission, and 28 MPG, 5.0L gas engine is for sale right now below $38K at Reineke Ford in Fostoria, OH. ...View More Details

Sales Price:	$37,390
Est. Payment:	$696.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,000
Location:	Fostoria, OH

Item	Amount
Used Car Price⁽¹⁾	$37,390.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,011.20
Avg. DMV Fee	39.00
Cash Sale Price	$40,690.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,690.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$696.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 1500 Big Horn

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This low mileage used 2024 Ram 1500 Big Horn 4x4 pickup below 33,000 miles, automatic transmission, and 28 MPG, 3.6L hybrid engine is for sale right now below $38K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$37,600
Est. Payment:	$700.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,638
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$37,600.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,028.00
Avg. DMV Fee	39.00
Cash Sale Price	$40,917.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,917.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$700.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Buick Enclave Essence

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This low mileage preowned 2024 Buick Enclave Essence 4x4 SUV under 20,000 miles, automatic transmission, and 28 MPG, 3.6L gas engine is for sale right now under $37K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,250
Est. Payment:	$675.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,299
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,250.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,920.00
Avg. DMV Fee	39.00
Cash Sale Price	$39,459.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,459.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$675.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse Premier

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This low mileage second hand 2023 Chevrolet Traverse Premier 4x4 SUV below 36,000 miles, automatic transmission, and 28 MPG, 3.6L gas engine is for sale right now below $37K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,734
Est. Payment:	$684.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,369
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,734.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,958.72
Avg. DMV Fee	39.00
Cash Sale Price	$39,981.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,981.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$684.15

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,734.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage second hand 2023 Ford Explorer ST AWD SUV below 38,000 miles, automatic transmission, and 28 MPG, 3.0L gas engine is for sale right now under $39K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$38,345
Est. Payment:	$713.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,371
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$38,345.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,087.60
Avg. DMV Fee	39.00
Cash Sale Price	$41,721.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,721.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$713.92

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,345.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang EcoBoost Premium

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This low mileage second hand 2025 Ford Mustang EcoBoost Premium RWD convertible below 25,000 miles, automatic transmission, and 28 MPG, 2.3L gas engine is for sale right now below $35K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$35,000
Est. Payment:	$652.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,408
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,820.00
Avg. DMV Fee	39.00
Cash Sale Price	$38,109.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,109.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$652.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 Buick Enclave Avenir

2025 Cadillac CT4 Sport

2025 Ford Bronco Big Bend

2021 Chevrolet Silverado 2500HD LTZ

2022 Ford F-150 XL

2024 Ram 1500 Big Horn

2024 Buick Enclave Essence

2023 Chevrolet Traverse Premier

2023 Ford Explorer ST

2025 Ford Mustang EcoBoost Premium

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 Buick Enclave Avenir

Buick Enclave Avenir

2023 Buick Enclave Avenir Car Loan Estimate

2025 Cadillac CT4 Sport

Cadillac CT4 Sport

2025 Cadillac CT4 Sport Car Loan Estimate

2025 Ford Bronco Big Bend

Ford Bronco Big Bend

2025 Ford Bronco Big Bend Car Loan Estimate

2021 Chevrolet Silverado 2500HD LTZ

Chevrolet Silverado 2500HD LTZ

2021 Chevrolet Silverado 2500HD LTZ Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2024 Ram 1500 Big Horn

Ram 1500 Big Horn

2024 Ram 1500 Big Horn Car Loan Estimate

2024 Buick Enclave Essence

Buick Enclave Essence

2024 Buick Enclave Essence Car Loan Estimate

2023 Chevrolet Traverse Premier

Chevrolet Traverse Premier

2023 Chevrolet Traverse Premier Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2025 Ford Mustang EcoBoost Premium

Ford Mustang EcoBoost Premium

2025 Ford Mustang EcoBoost Premium Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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