Toledo, OH Area Used Cars Under $40,000

2023 Ford F-150 Lariat

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This low mileage second hand 2023 Ford F-150 Lariat 4x4 pickup below 57,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $38K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$37,990
Est. Payment:	$758.99 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,984
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,059.20
Avg. DMV Fee	39.00
Cash Sale Price	$41,338.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,338.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$758.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Traverse LT

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This low mileage second hand 2024 Chevrolet Traverse LT FWD SUV below 19,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $36K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$35,999
Est. Payment:	$670.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,978
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,899.92
Avg. DMV Fee	39.00
Cash Sale Price	$39,187.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,187.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$670.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang EcoBoost

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This low mileage second hand 2025 Ford Mustang EcoBoost RWD convertible below 25,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now below $35K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$35,000
Est. Payment:	$652.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,408
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,820.00
Avg. DMV Fee	39.00
Cash Sale Price	$38,109.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,109.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$652.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LT

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This low mileage used 2024 Chevrolet Silverado 1500 LT 4x4 pickup below 20,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $37K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,585
Est. Payment:	$681.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,601
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,585.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,946.80
Avg. DMV Fee	39.00
Cash Sale Price	$39,820.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,820.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$681.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,585.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Tacoma TRD Off-Road

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This low mileage used 2021 Toyota Tacoma TRD Off-Road 4x4 pickup below 23,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $39K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$38,446
Est. Payment:	$715.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,603
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$38,446.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,095.68
Avg. DMV Fee	39.00
Cash Sale Price	$41,830.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,830.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$715.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,446.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 1500 Rebel

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This low mileage used 2020 Ram 1500 Rebel 4x4 pickup under 51,000 miles, automatic transmission, and 21 MPG, 5.7L gas engine is for sale right now below $37K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$36,056
Est. Payment:	$720.64 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,117
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$36,056.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,904.48
Avg. DMV Fee	39.00
Cash Sale Price	$39,249.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,249.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$720.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,056.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lincoln Navigator L Reserve

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This high mileage used 2021 Lincoln Navigator L Reserve 4x4 SUV under 102,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $37K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$36,990
Est. Payment:	$1245.45 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	101,773
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,979.20
Avg. DMV Fee	39.00
Cash Sale Price	$40,258.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,258.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1245.45

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4x4 pickup below 36,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $38K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$37,322
Est. Payment:	$695.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,347
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$37,322.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,005.76
Avg. DMV Fee	39.00
Cash Sale Price	$40,616.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,616.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$695.01

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,322.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 Custom Trail Boss

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This low mileage preowned 2023 Chevrolet Silverado 1500 Custom Trail Boss 4x4 pickup below 45,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $38K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$37,205
Est. Payment:	$692.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,108
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$37,205.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,996.40
Avg. DMV Fee	39.00
Cash Sale Price	$40,490.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,490.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$692.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,205.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 GMC Canyon Elevation

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This low mileage used 2025 GMC Canyon Elevation RWD pickup below 4,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $38K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$37,645
Est. Payment:	$700.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,459
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$37,645.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,031.60
Avg. DMV Fee	39.00
Cash Sale Price	$40,965.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,965.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$700.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,645.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 Lariat

2024 Chevrolet Traverse LT

2025 Ford Mustang EcoBoost

2024 Chevrolet Silverado 1500 LT

2021 Toyota Tacoma TRD Off-Road

2020 Ram 1500 Rebel

2021 Lincoln Navigator L Reserve

2023 Ford F-150 XLT

2023 Chevrolet Silverado 1500 Custom Trail Boss

2025 GMC Canyon Elevation

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2024 Chevrolet Traverse LT

Chevrolet Traverse LT

2024 Chevrolet Traverse LT Car Loan Estimate

2025 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2025 Ford Mustang EcoBoost Car Loan Estimate

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Car Loan Estimate

2021 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2021 Toyota Tacoma TRD Off-Road Car Loan Estimate

2020 Ram 1500 Rebel

Ram 1500 Rebel

2020 Ram 1500 Rebel Car Loan Estimate

2021 Lincoln Navigator L Reserve

Lincoln Navigator L Reserve

2021 Lincoln Navigator L Reserve Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Chevrolet Silverado 1500 Custom Trail Boss

Chevrolet Silverado 1500 Custom Trail Boss

2023 Chevrolet Silverado 1500 Custom Trail Boss Car Loan Estimate

2025 GMC Canyon Elevation

GMC Canyon Elevation

2025 GMC Canyon Elevation Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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