Toledo, OH Area Used Cars Under $40,000

2024 Chevrolet Traverse RS

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This low mileage second hand 2024 Chevrolet Traverse RS 4x4 SUV under 42,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $39K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$38,262
Est. Payment:	$712.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,795
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$38,262.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,080.96
Avg. DMV Fee	39.00
Cash Sale Price	$41,631.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,631.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$712.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,262.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Badlands Advanced

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This low mileage used 2023 Ford Bronco Badlands Advanced 4x4 SUV under 22,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $39K at Mark Moats Ford in Defiance, OH. ...View More Details

Sales Price:	$38,977
Est. Payment:	$725.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,455
Location:	Defiance, OH

Item	Amount
Used Car Price⁽¹⁾	$38,977.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,138.16
Avg. DMV Fee	39.00
Cash Sale Price	$42,404.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,404.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$725.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 18,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $40K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$39,995
Est. Payment:	$744.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,828
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,219.60
Avg. DMV Fee	39.00
Cash Sale Price	$43,503.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,503.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$744.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 53,000 miles, automatic transmission, and 23 MPG, 5.0L gas engine is for sale right now below $38K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$37,500
Est. Payment:	$749.27 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,036
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,020.00
Avg. DMV Fee	39.00
Cash Sale Price	$40,809.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,809.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$749.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 Elevation

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This low mileage second hand 2021 GMC Sierra 1500 Elevation 4x4 pickup below 52,000 miles, transmission, and 23 MPG, 5.3L gas engine is for sale right now below $36K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$35,365
Est. Payment:	$706.93 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,968
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$35,365.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,849.20
Avg. DMV Fee	39.00
Cash Sale Price	$38,503.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,503.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$706.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,365.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4x4 pickup below 25,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $39K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$38,598
Est. Payment:	$718.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,078
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$38,598.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,107.84
Avg. DMV Fee	39.00
Cash Sale Price	$41,994.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,994.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$718.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,598.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LT

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This low mileage second hand 2024 Chevrolet Silverado 1500 LT 4x4 pickup below 21,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $40K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$39,900
Est. Payment:	$742.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,085
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$39,900.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,212.00
Avg. DMV Fee	39.00
Cash Sale Price	$43,401.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,401.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$742.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Lone Star

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This low mileage preowned 2023 Ram 1500 Lone Star 4x4 pickup under 28,000 miles, automatic transmission, and 23 MPG, 3.6L hybrid engine is for sale right now under $37K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,900
Est. Payment:	$687.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,703
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,900.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,972.00
Avg. DMV Fee	39.00
Cash Sale Price	$40,161.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,161.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$687.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Buick Enclave Essence

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This low mileage second hand 2024 Buick Enclave Essence FWD SUV under 19,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $36K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$35,265
Est. Payment:	$657.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,666
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$35,265.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,841.20
Avg. DMV Fee	39.00
Cash Sale Price	$38,395.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,395.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$657.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,265.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Limited

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This low mileage used 2022 Ford F-150 Limited 4x4 pickup below 44,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $40K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$39,500
Est. Payment:	$735.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,433
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,180.00
Avg. DMV Fee	39.00
Cash Sale Price	$42,969.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,969.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$735.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2024 Chevrolet Traverse RS

2023 Ford Bronco Badlands Advanced

2023 Ford F-150 XL

2023 Ford F-150 XL

2021 GMC Sierra 1500 Elevation

2025 Ford F-150 XLT

2024 Chevrolet Silverado 1500 LT

2023 Ram 1500 Lone Star

2024 Buick Enclave Essence

2022 Ford F-150 Limited

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2024 Chevrolet Traverse RS

Chevrolet Traverse RS

2024 Chevrolet Traverse RS Car Loan Estimate

2023 Ford Bronco Badlands Advanced

Ford Bronco Badlands Advanced

2023 Ford Bronco Badlands Advanced Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2021 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2021 GMC Sierra 1500 Elevation Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Car Loan Estimate

2023 Ram 1500 Lone Star

Ram 1500 Lone Star

2023 Ram 1500 Lone Star Car Loan Estimate

2024 Buick Enclave Essence

Buick Enclave Essence

2024 Buick Enclave Essence Car Loan Estimate

2022 Ford F-150 Limited

Ford F-150 Limited

2022 Ford F-150 Limited Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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