Toledo, OH Area Used Cars Under $40,000

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4x4 pickup below 36,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $40K at Tri Motor Sales in Oak Harbor, OH. ...View More Details

Sales Price:	$39,990
Est. Payment:	$744.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,506
Location:	Oak Harbor, OH

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,219.20
Avg. DMV Fee	39.00
Cash Sale Price	$43,498.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,498.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$744.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Cadillac CT4 Sport

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This low mileage used 2025 Cadillac CT4 Sport AWD sedan under 7,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $40K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$39,990
Est. Payment:	$744.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,657
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,219.20
Avg. DMV Fee	39.00
Cash Sale Price	$43,498.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,498.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$744.32

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup below 36,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $38K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$37,322
Est. Payment:	$695.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,347
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$37,322.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,005.76
Avg. DMV Fee	39.00
Cash Sale Price	$40,616.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,616.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$695.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,322.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Buick Enclave Avenir

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This low mileage preowned 2023 Buick Enclave Avenir 4x4 SUV below 49,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now under $36K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$35,500
Est. Payment:	$661.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,071
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,860.00
Avg. DMV Fee	39.00
Cash Sale Price	$38,649.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,649.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$661.34

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 1500 Limited

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This low mileage second hand 2019 Ram 1500 Limited 4x4 pickup below 59,000 miles, automatic transmission, and 23 MPG, 5.7L gas engine is for sale right now under $35K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$35,000
Est. Payment:	$699.70 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,986
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,820.00
Avg. DMV Fee	39.00
Cash Sale Price	$38,109.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,109.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$699.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage preowned 2023 Ford F-150 Platinum 4x4 pickup below 53,000 miles, automatic transmission, and 23 MPG, 5.0L gas engine is for sale right now below $38K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$37,500
Est. Payment:	$749.27 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,036
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,020.00
Avg. DMV Fee	39.00
Cash Sale Price	$40,809.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,809.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$749.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage second hand 2023 Ford Explorer ST AWD SUV under 38,000 miles, automatic transmission, and 23 MPG, 3.0L gas engine is for sale right now below $39K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$38,345
Est. Payment:	$713.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,371
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$38,345.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,087.60
Avg. DMV Fee	39.00
Cash Sale Price	$41,721.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,721.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$713.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,345.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Traverse LT

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This low mileage second hand 2024 Chevrolet Traverse LT FWD SUV under 19,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $36K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$35,999
Est. Payment:	$670.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,978
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,899.92
Avg. DMV Fee	39.00
Cash Sale Price	$39,187.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,187.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$670.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse Premier

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This low mileage used 2023 Chevrolet Traverse Premier 4x4 SUV below 35,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $38K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$37,600
Est. Payment:	$700.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,527
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$37,600.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,028.00
Avg. DMV Fee	39.00
Cash Sale Price	$40,917.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,917.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$700.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage preowned 2023 Lincoln Nautilus Reserve AWD SUV below 11,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $40K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$39,500
Est. Payment:	$735.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,247
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,180.00
Avg. DMV Fee	39.00
Cash Sale Price	$42,969.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,969.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$735.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XLT

2025 Cadillac CT4 Sport

2023 Ford F-150 XLT

2023 Buick Enclave Avenir

2019 Ram 1500 Limited

2023 Ford F-150 Platinum

2023 Ford Explorer ST

2024 Chevrolet Traverse LT

2023 Chevrolet Traverse Premier

2023 Lincoln Nautilus Reserve

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Cadillac CT4 Sport

Cadillac CT4 Sport

2025 Cadillac CT4 Sport Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Buick Enclave Avenir

Buick Enclave Avenir

2023 Buick Enclave Avenir Car Loan Estimate

2019 Ram 1500 Limited

Ram 1500 Limited

2019 Ram 1500 Limited Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2024 Chevrolet Traverse LT

Chevrolet Traverse LT

2024 Chevrolet Traverse LT Car Loan Estimate

2023 Chevrolet Traverse Premier

Chevrolet Traverse Premier

2023 Chevrolet Traverse Premier Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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