Toledo, OH Area Used Cars Under $40,000

2022 Ford F-150 XL

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This low mileage second hand 2022 Ford F-150 XL 4x4 pickup below 42,000 miles, automatic transmission, and 24 MPG, 5.0L gas engine is for sale right now under $38K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$37,600
Est. Payment:	$700.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,563
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$37,600.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,028.00
Avg. DMV Fee	39.00
Cash Sale Price	$40,917.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,917.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$700.15

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Tahoe Premier

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This above average mileage preowned 2020 Chevrolet Tahoe Premier 4x4 SUV below 92,000 miles, automatic transmission, and 24 MPG, 6.2L gas engine is for sale right now below $36K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$35,612
Est. Payment:	$1045.78 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,969
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$35,612.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,868.96
Avg. DMV Fee	39.00
Cash Sale Price	$38,769.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,769.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1045.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,612.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage second hand 2023 Ford F-150 Lariat 4x4 pickup under 41,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $37K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$36,995
Est. Payment:	$688.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,598
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,979.60
Avg. DMV Fee	39.00
Cash Sale Price	$40,263.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,263.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$688.97

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Equinox EV RS

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This low mileage used 2025 Chevrolet Equinox EV RS FWD SUV below 4,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $40K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$40,000
Est. Payment:	$744.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,825
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,220.00
Avg. DMV Fee	39.00
Cash Sale Price	$43,509.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,509.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$744.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Tacoma TRD Off-Road

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This low mileage second hand 2021 Toyota Tacoma TRD Off-Road 4x4 pickup below 23,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $39K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$38,446
Est. Payment:	$715.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,603
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$38,446.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,095.68
Avg. DMV Fee	39.00
Cash Sale Price	$41,830.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,830.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$715.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,446.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Audi A5 Sportback quattro S line Premium 45 TFSI

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This low mileage second hand 2025 Audi A5 Sportback quattro S line Premium 45 TFSI AWD sedan under 29,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now under $38K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$37,600
Est. Payment:	$700.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,819
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$37,600.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,028.00
Avg. DMV Fee	39.00
Cash Sale Price	$40,917.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,917.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$700.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 31,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $40K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$39,475
Est. Payment:	$734.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,485
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$39,475.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,178.00
Avg. DMV Fee	39.00
Cash Sale Price	$42,942.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,942.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$734.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,475.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage second hand 2024 Ford F-150 STX 4x4 pickup under 35,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $40K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$39,500
Est. Payment:	$735.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,322
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,180.00
Avg. DMV Fee	39.00
Cash Sale Price	$42,969.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,969.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$735.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Rebel

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This low mileage second hand 2023 Ram 1500 Rebel 4x4 pickup under 60,000 miles, automatic transmission, and 24 MPG, 5.7L hybrid engine is for sale right now under $40K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$40,000
Est. Payment:	$798.84 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,605
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,220.00
Avg. DMV Fee	39.00
Cash Sale Price	$43,509.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,509.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$798.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage second hand 2025 Ford Explorer ST-Line AWD SUV under 23,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $38K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$37,427
Est. Payment:	$696.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,501
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$37,427.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,014.16
Avg. DMV Fee	39.00
Cash Sale Price	$40,730.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,730.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$696.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,427.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2022 Ford F-150 XL

2020 Chevrolet Tahoe Premier

2023 Ford F-150 Lariat

2025 Chevrolet Equinox EV RS

2021 Toyota Tacoma TRD Off-Road

2025 Audi A5 Sportback quattro S line Premium 45 TFSI

2023 Ford F-150 XL

2024 Ford F-150 STX

2023 Ram 1500 Rebel

2025 Ford Explorer ST-Line

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2020 Chevrolet Tahoe Premier

Chevrolet Tahoe Premier

2020 Chevrolet Tahoe Premier Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2025 Chevrolet Equinox EV RS

Chevrolet Equinox EV RS

2025 Chevrolet Equinox EV RS Car Loan Estimate

2021 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2021 Toyota Tacoma TRD Off-Road Car Loan Estimate

2025 Audi A5 Sportback quattro S line Premium 45 TFSI

Audi A5 Sportback quattro S line Premium 45 TFSI

2025 Audi A5 Sportback quattro S line Premium 45 TFSI Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2023 Ram 1500 Rebel

Ram 1500 Rebel

2023 Ram 1500 Rebel Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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