Toledo, OH Area Used Cars Under $40,000

2023 GMC Sierra 1500 Pro

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This low mileage used 2023 GMC Sierra 1500 Pro 4x4 pickup below 32,000 miles, transmission, and 22 MPG, 5.3L gas engine is for sale right now below $36K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,000
Est. Payment:	$670.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,968
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,900.00
Avg. DMV Fee	39.00
Cash Sale Price	$39,189.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,189.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$670.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage used 2022 Ford F-150 XL 4x4 pickup under 42,000 miles, automatic transmission, and 22 MPG, 5.0L gas engine is for sale right now below $39K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$38,561
Est. Payment:	$717.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,563
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$38,561.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,104.88
Avg. DMV Fee	39.00
Cash Sale Price	$41,954.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,954.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$717.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,561.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer L Series II

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This below average mileage used 2024 Jeep Wagoneer L Series II 4x4 SUV below 68,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now under $37K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$36,250
Est. Payment:	$783.76 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,307
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$36,250.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,920.00
Avg. DMV Fee	39.00
Cash Sale Price	$39,459.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,459.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$783.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 1500 Limited

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This low mileage used 2019 Ram 1500 Limited 4x4 pickup under 59,000 miles, automatic transmission, and 22 MPG, 5.7L gas engine is for sale right now below $36K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$35,583
Est. Payment:	$711.26 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,986
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$35,583.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,866.64
Avg. DMV Fee	39.00
Cash Sale Price	$38,738.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,738.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$711.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,583.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 RST

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This below average mileage used 2023 Chevrolet Silverado 1500 RST 4x4 pickup under 67,000 miles, automatic transmission, and 22 MPG, 5.3L gas engine is for sale right now below $39K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$38,226
Est. Payment:	$826.15 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,622
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$38,226.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,078.08
Avg. DMV Fee	39.00
Cash Sale Price	$41,593.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,593.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$826.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,226.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 Elevation Standard

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This low mileage used 2024 GMC Sierra 1500 Elevation Standard 4x4 pickup under 46,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now under $36K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$35,997
Est. Payment:	$670.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,522
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$35,997.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,899.76
Avg. DMV Fee	39.00
Cash Sale Price	$39,185.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,185.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$670.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Cadillac CT4 Sport

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This low mileage preowned 2025 Cadillac CT4 Sport AWD sedan under 7,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $40K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$39,950
Est. Payment:	$743.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,657
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$39,950.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,216.00
Avg. DMV Fee	39.00
Cash Sale Price	$43,455.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,455.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$743.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 22,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now below $39K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$38,500
Est. Payment:	$716.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,641
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$38,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,100.00
Avg. DMV Fee	39.00
Cash Sale Price	$41,889.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,889.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$716.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage used 2023 Ford F-150 Platinum 4x4 pickup below 53,000 miles, automatic transmission, and 22 MPG, 5.0L gas engine is for sale right now below $38K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$37,500
Est. Payment:	$749.27 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,036
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,020.00
Avg. DMV Fee	39.00
Cash Sale Price	$40,809.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,809.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$749.27

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 1500 Big Horn

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This low mileage preowned 2024 Ram 1500 Big Horn 4x4 pickup below 33,000 miles, automatic transmission, and 22 MPG, 3.6L hybrid engine is for sale right now below $38K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$37,600
Est. Payment:	$700.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,638
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$37,600.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,028.00
Avg. DMV Fee	39.00
Cash Sale Price	$40,917.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,917.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$700.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 GMC Sierra 1500 Pro

2022 Ford F-150 XL

2024 Jeep Wagoneer L Series II

2019 Ram 1500 Limited

2023 Chevrolet Silverado 1500 RST

2024 GMC Sierra 1500 Elevation Standard

2025 Cadillac CT4 Sport

2023 Ford F-150 XL

2023 Ford F-150 Platinum

2024 Ram 1500 Big Horn

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 GMC Sierra 1500 Pro

GMC Sierra 1500 Pro

2023 GMC Sierra 1500 Pro Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2024 Jeep Wagoneer L Series II

Jeep Wagoneer L Series II

2024 Jeep Wagoneer L Series II Car Loan Estimate

2019 Ram 1500 Limited

Ram 1500 Limited

2019 Ram 1500 Limited Car Loan Estimate

2023 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2023 Chevrolet Silverado 1500 RST Car Loan Estimate

2024 GMC Sierra 1500 Elevation Standard

GMC Sierra 1500 Elevation Standard

2024 GMC Sierra 1500 Elevation Standard Car Loan Estimate

2025 Cadillac CT4 Sport

Cadillac CT4 Sport

2025 Cadillac CT4 Sport Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2024 Ram 1500 Big Horn

Ram 1500 Big Horn

2024 Ram 1500 Big Horn Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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