Toledo, OH Area Used Cars Under $40,000

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4x4 pickup below 11,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $39K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$38,316
Est. Payment:	$713.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,169
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$38,316.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,085.28
Avg. DMV Fee	39.00
Cash Sale Price	$41,690.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,690.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$713.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,316.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota 4Runner SR5 Premium

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This below average mileage second hand 2023 Toyota 4Runner SR5 Premium 4x4 SUV below 61,000 miles, automatic transmission, and 21 MPG, 4.0L gas engine is for sale right now below $40K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$39,793
Est. Payment:	$859.76 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,822
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$39,793.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,203.44
Avg. DMV Fee	39.00
Cash Sale Price	$43,285.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,285.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$859.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,793.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 LT Trail Boss

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This low mileage preowned 2021 Chevrolet Silverado 1500 LT Trail Boss 4x4 pickup below 45,000 miles, automatic transmission, and 21 MPG, 5.3L gas engine is for sale right now under $39K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$38,375
Est. Payment:	$714.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,253
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$38,375.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,090.00
Avg. DMV Fee	39.00
Cash Sale Price	$41,754.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,754.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$714.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,375.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 GMC Canyon Elevation

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This low mileage used 2025 GMC Canyon Elevation 4x4 pickup under 9,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $39K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$38,541
Est. Payment:	$717.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,936
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$38,541.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,103.28
Avg. DMV Fee	39.00
Cash Sale Price	$41,933.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,933.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$717.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,541.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage preowned 2023 Lincoln Nautilus Reserve AWD SUV below 11,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now under $40K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$39,500
Est. Payment:	$735.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,247
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,180.00
Avg. DMV Fee	39.00
Cash Sale Price	$42,969.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,969.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$735.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4x4 pickup below 30,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $36K at Reineke Ford in Fostoria, OH. ...View More Details

Sales Price:	$35,295
Est. Payment:	$657.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,835
Location:	Fostoria, OH

Item	Amount
Used Car Price⁽¹⁾	$35,295.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,843.60
Avg. DMV Fee	39.00
Cash Sale Price	$38,427.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,427.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$657.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,295.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Tacoma TRD Off-Road

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This low mileage preowned 2021 Toyota Tacoma TRD Off-Road 4x4 pickup under 23,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $39K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$38,446
Est. Payment:	$715.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,603
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$38,446.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,095.68
Avg. DMV Fee	39.00
Cash Sale Price	$41,830.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,830.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$715.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,446.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage second hand 2024 Ford F-150 STX 4x4 pickup below 35,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $40K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$39,500
Est. Payment:	$735.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,322
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,180.00
Avg. DMV Fee	39.00
Cash Sale Price	$42,969.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,969.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$735.26

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 34,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $38K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$37,500
Est. Payment:	$698.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,292
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,020.00
Avg. DMV Fee	39.00
Cash Sale Price	$40,809.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,809.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$698.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Buick Enclave Avenir

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This low mileage second hand 2023 Buick Enclave Avenir 4x4 SUV below 49,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now under $36K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$35,500
Est. Payment:	$661.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,071
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,860.00
Avg. DMV Fee	39.00
Cash Sale Price	$38,649.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,649.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$661.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2025 Ford F-150 XLT

2023 Toyota 4Runner SR5 Premium

2021 Chevrolet Silverado 1500 LT Trail Boss

2025 GMC Canyon Elevation

2023 Lincoln Nautilus Reserve

2023 Ford F-150 XLT

2021 Toyota Tacoma TRD Off-Road

2024 Ford F-150 STX

2023 Ford F-150 XL

2023 Buick Enclave Avenir

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Toyota 4Runner SR5 Premium

Toyota 4Runner SR5 Premium

2023 Toyota 4Runner SR5 Premium Car Loan Estimate

2021 Chevrolet Silverado 1500 LT Trail Boss

Chevrolet Silverado 1500 LT Trail Boss

2021 Chevrolet Silverado 1500 LT Trail Boss Car Loan Estimate

2025 GMC Canyon Elevation

GMC Canyon Elevation

2025 GMC Canyon Elevation Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2021 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2021 Toyota Tacoma TRD Off-Road Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Buick Enclave Avenir

Buick Enclave Avenir

2023 Buick Enclave Avenir Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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