Toledo, OH Area Used Cars Under $40,000

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 31,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $40K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$39,475
Est. Payment:	$734.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,485
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$39,475.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,178.00
Avg. DMV Fee	39.00
Cash Sale Price	$42,942.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,942.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$734.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,475.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 1500 Limited

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This low mileage second hand 2019 Ram 1500 Limited 4x4 pickup below 59,000 miles, automatic transmission, and 20 MPG, 5.7L gas engine is for sale right now under $36K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$35,583
Est. Payment:	$711.26 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,986
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$35,583.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,866.64
Avg. DMV Fee	39.00
Cash Sale Price	$38,738.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,738.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$711.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,583.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 Pro

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This low mileage preowned 2023 GMC Sierra 1500 Pro 4x4 pickup under 32,000 miles, transmission, and 20 MPG, 5.3L gas engine is for sale right now below $36K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,000
Est. Payment:	$670.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,968
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,900.00
Avg. DMV Fee	39.00
Cash Sale Price	$39,189.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,189.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$670.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Mustang GT

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This low mileage preowned 2022 Ford Mustang GT RWD coupe below 8,000 miles, transmission, and 20 MPG, 5.0L gas engine is for sale right now below $39K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$38,587
Est. Payment:	$718.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,502
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$38,587.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,106.96
Avg. DMV Fee	39.00
Cash Sale Price	$41,982.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,982.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$718.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,587.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 2500HD LTZ

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This high mileage preowned 2021 Chevrolet Silverado 2500HD LTZ 4x4 pickup below 105,000 miles, automatic transmission, and 20 MPG, 6.6L diesel engine is for sale right now below $40K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$39,596
Est. Payment:	$1332.52 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	105,095
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$39,596.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,187.68
Avg. DMV Fee	39.00
Cash Sale Price	$43,072.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,072.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1332.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,596.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Limited

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This low mileage second hand 2023 Ford Explorer Limited AWD SUV below 18,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $39K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$38,990
Est. Payment:	$725.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,753
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,139.20
Avg. DMV Fee	39.00
Cash Sale Price	$42,418.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,418.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$725.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Dodge Durango R/T

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This low mileage second hand 2024 Dodge Durango R/T AWD SUV below 45,000 miles, automatic transmission, and 20 MPG, 5.7L gas engine is for sale right now below $36K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$35,592
Est. Payment:	$663.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,867
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$35,592.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,867.36
Avg. DMV Fee	39.00
Cash Sale Price	$38,748.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,748.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$663.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,592.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 1500 Elevation

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This low mileage preowned 2022 GMC Sierra 1500 Elevation 4x4 pickup under 52,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now below $38K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$37,366
Est. Payment:	$746.61 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,532
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$37,366.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,009.28
Avg. DMV Fee	39.00
Cash Sale Price	$40,664.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,664.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$746.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,366.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota 4Runner SR5

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This below average mileage preowned 2023 Toyota 4Runner SR5 4x4 SUV under 61,000 miles, automatic transmission, and 20 MPG, 4.0L gas engine is for sale right now under $40K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$39,793
Est. Payment:	$859.76 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,822
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$39,793.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,203.44
Avg. DMV Fee	39.00
Cash Sale Price	$43,285.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,285.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$859.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,793.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This above average mileage preowned 2022 Ford F-150 XL 4x4 pickup below 91,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $36K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$35,646
Est. Payment:	$1046.77 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,154
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$35,646.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,871.68
Avg. DMV Fee	39.00
Cash Sale Price	$38,806.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,806.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1046.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,646.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

2019 Ram 1500 Limited

2023 GMC Sierra 1500 Pro

2022 Ford Mustang GT

2021 Chevrolet Silverado 2500HD LTZ

2023 Ford Explorer Limited

2024 Dodge Durango R/T

2022 GMC Sierra 1500 Elevation

2023 Toyota 4Runner SR5

2022 Ford F-150 XL

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2019 Ram 1500 Limited

Ram 1500 Limited

2019 Ram 1500 Limited Car Loan Estimate

2023 GMC Sierra 1500 Pro

GMC Sierra 1500 Pro

2023 GMC Sierra 1500 Pro Car Loan Estimate

2022 Ford Mustang GT

Ford Mustang GT

2022 Ford Mustang GT Car Loan Estimate

2021 Chevrolet Silverado 2500HD LTZ

Chevrolet Silverado 2500HD LTZ

2021 Chevrolet Silverado 2500HD LTZ Car Loan Estimate

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2024 Dodge Durango R/T

Dodge Durango R/T

2024 Dodge Durango R/T Car Loan Estimate

2022 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2022 GMC Sierra 1500 Elevation Car Loan Estimate

2023 Toyota 4Runner SR5

Toyota 4Runner SR5

2023 Toyota 4Runner SR5 Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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