Toledo, OH Area Used Cars Under $40,000

2021 Chevrolet Silverado 1500 LT Trail Boss

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This low mileage used 2021 Chevrolet Silverado 1500 LT Trail Boss 4x4 pickup below 45,000 miles, automatic transmission, and 28 MPG, 5.3L gas engine is for sale right now below $39K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$38,521
Est. Payment:	$717.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,404
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$38,521.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,101.68
Avg. DMV Fee	39.00
Cash Sale Price	$41,911.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,911.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$717.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,521.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Express LT 3500

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This low mileage preowned 2024 Chevrolet Express LT 3500 RWD van below 16,000 miles, automatic transmission, and 28 MPG, 4.3L gas engine is for sale right now below $38K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$37,697
Est. Payment:	$701.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,030
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$37,697.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,035.76
Avg. DMV Fee	39.00
Cash Sale Price	$41,021.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,021.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$701.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,697.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Corsair Reserve

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This low mileage second hand 2023 Lincoln Corsair Reserve AWD SUV under 16,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $38K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$37,995
Est. Payment:	$707.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,778
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,059.60
Avg. DMV Fee	39.00
Cash Sale Price	$41,343.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,343.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$707.45

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage preowned 2023 Ram 1500 Big Horn 4x4 pickup below 28,000 miles, automatic transmission, and 28 MPG, 3.6L hybrid engine is for sale right now under $37K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,300
Est. Payment:	$676.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,703
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,300.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,924.00
Avg. DMV Fee	39.00
Cash Sale Price	$39,513.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,513.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$676.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 28,000 miles, automatic transmission, and 28 MPG, 2.7L gas engine is for sale right now under $38K at Advantage Ford in Fremont, OH. ...View More Details

Sales Price:	$37,995
Est. Payment:	$707.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,156
Location:	Fremont, OH

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,059.60
Avg. DMV Fee	39.00
Cash Sale Price	$41,343.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,343.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$707.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage used 2023 Ford F-150 Lariat 4x4 pickup under 36,000 miles, automatic transmission, and 28 MPG, 3.5L hybrid engine is for sale right now under $40K at Tri Motor Sales in Oak Harbor, OH. ...View More Details

Sales Price:	$39,990
Est. Payment:	$744.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,506
Location:	Oak Harbor, OH

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,219.20
Avg. DMV Fee	39.00
Cash Sale Price	$43,498.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,498.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$744.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4x4 pickup below 25,000 miles, automatic transmission, and 28 MPG, 3.5L hybrid engine is for sale right now under $38K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$37,969
Est. Payment:	$706.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,078
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$37,969.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,057.52
Avg. DMV Fee	39.00
Cash Sale Price	$41,315.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,315.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$706.97

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,969.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer ST

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This low mileage used 2022 Ford Explorer ST AWD SUV under 44,000 miles, automatic transmission, and 28 MPG, 3.0L gas engine is for sale right now below $37K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$36,284
Est. Payment:	$675.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,384
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$36,284.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,922.72
Avg. DMV Fee	39.00
Cash Sale Price	$39,495.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,495.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$675.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,284.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Platinum

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This low mileage second hand 2022 Ford F-150 Platinum 4x4 pickup under 55,000 miles, automatic transmission, and 28 MPG, 5.0L gas engine is for sale right now below $38K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$37,616
Est. Payment:	$751.57 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,065
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$37,616.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,029.28
Avg. DMV Fee	39.00
Cash Sale Price	$40,934.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,934.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$751.57

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,616.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang EcoBoost Premium

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This low mileage second hand 2025 Ford Mustang EcoBoost Premium RWD convertible below 25,000 miles, automatic transmission, and 28 MPG, 2.3L gas engine is for sale right now below $35K at Bell Ford in Adrian, MI. ...View More Details

Sales Price:	$35,000
Est. Payment:	$652.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,408
Location:	Adrian, MI

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,820.00
Avg. DMV Fee	39.00
Cash Sale Price	$38,109.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,109.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$652.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area