Toledo, OH Area Used Cars Under $40,000

2021 Toyota Tacoma TRD Off-Road

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This low mileage second hand 2021 Toyota Tacoma TRD Off-Road 4x4 pickup under 23,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $40K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$39,347
Est. Payment:	$732.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,603
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$39,347.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,167.76
Avg. DMV Fee	39.00
Cash Sale Price	$42,803.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,803.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$732.44

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,347.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer L Series II

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This below average mileage preowned 2024 Jeep Wagoneer L Series II 4x4 SUV under 68,000 miles, automatic transmission, and 25 MPG, 3.0L gas engine is for sale right now under $37K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$36,250
Est. Payment:	$783.76 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,307
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$36,250.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,920.00
Avg. DMV Fee	39.00
Cash Sale Price	$39,459.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,459.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$783.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Mustang GT

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This low mileage used 2022 Ford Mustang GT RWD coupe under 8,000 miles, transmission, and 25 MPG, 5.0L gas engine is for sale right now under $39K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$38,587
Est. Payment:	$718.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,502
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$38,587.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,106.96
Avg. DMV Fee	39.00
Cash Sale Price	$41,982.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,982.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$718.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,587.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Transit 250

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This low mileage preowned 2025 Ford Transit 250 RWD van under 17,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $37K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$36,500
Est. Payment:	$679.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,494
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,940.00
Avg. DMV Fee	39.00
Cash Sale Price	$39,729.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,729.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$679.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4x4 pickup below 36,000 miles, automatic transmission, and 25 MPG, 3.5L hybrid engine is for sale right now below $40K at Tri Motor Sales in Oak Harbor, OH. ...View More Details

Sales Price:	$39,990
Est. Payment:	$744.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,506
Location:	Oak Harbor, OH

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,219.20
Avg. DMV Fee	39.00
Cash Sale Price	$43,498.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,498.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$744.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage second hand 2022 Ford F-150 XL 4x4 pickup below 42,000 miles, automatic transmission, and 25 MPG, 5.0L gas engine is for sale right now below $39K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$38,561
Est. Payment:	$717.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,563
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$38,561.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,104.88
Avg. DMV Fee	39.00
Cash Sale Price	$41,954.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,954.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$717.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,561.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage second hand 2022 Ford F-150 XL 4x4 pickup under 45,000 miles, automatic transmission, and 25 MPG, 5.0L gas engine is for sale right now under $38K at Reineke Ford in Fostoria, OH. ...View More Details

Sales Price:	$37,390
Est. Payment:	$696.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,000
Location:	Fostoria, OH

Item	Amount
Used Car Price⁽¹⁾	$37,390.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,011.20
Avg. DMV Fee	39.00
Cash Sale Price	$40,690.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,690.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$696.27

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 1500 Elevation

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This low mileage second hand 2022 GMC Sierra 1500 Elevation 4x4 pickup under 52,000 miles, automatic transmission, and 25 MPG, 5.3L gas engine is for sale right now under $38K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$37,366
Est. Payment:	$746.61 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,532
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$37,366.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,009.28
Avg. DMV Fee	39.00
Cash Sale Price	$40,664.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,664.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$746.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,366.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Platinum

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This low mileage used 2022 Ford F-150 Platinum 4x4 pickup under 55,000 miles, automatic transmission, and 25 MPG, 5.0L gas engine is for sale right now under $38K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$37,616
Est. Payment:	$751.57 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,065
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$37,616.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,029.28
Avg. DMV Fee	39.00
Cash Sale Price	$40,934.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,934.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$751.57

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,616.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Corsair Reserve

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This low mileage preowned 2023 Lincoln Corsair Reserve AWD SUV below 16,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $38K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$37,995
Est. Payment:	$707.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,778
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,059.60
Avg. DMV Fee	39.00
Cash Sale Price	$41,343.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,343.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$707.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2021 Toyota Tacoma TRD Off-Road

2024 Jeep Wagoneer L Series II

2022 Ford Mustang GT

2025 Ford Transit 250

2023 Ford F-150 Lariat

2022 Ford F-150 XL

2022 Ford F-150 XL

2022 GMC Sierra 1500 Elevation

2022 Ford F-150 Platinum

2023 Lincoln Corsair Reserve

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2021 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2021 Toyota Tacoma TRD Off-Road Car Loan Estimate

2024 Jeep Wagoneer L Series II

Jeep Wagoneer L Series II

2024 Jeep Wagoneer L Series II Car Loan Estimate

2022 Ford Mustang GT

Ford Mustang GT

2022 Ford Mustang GT Car Loan Estimate

2025 Ford Transit 250

Ford Transit 250

2025 Ford Transit 250 Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2022 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2022 GMC Sierra 1500 Elevation Car Loan Estimate

2022 Ford F-150 Platinum

Ford F-150 Platinum

2022 Ford F-150 Platinum Car Loan Estimate

2023 Lincoln Corsair Reserve

Lincoln Corsair Reserve

2023 Lincoln Corsair Reserve Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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