Toledo, OH Area Used Cars Under $40,000

2024 Ford Explorer XLT

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This low mileage second hand 2024 Ford Explorer XLT AWD SUV below 11,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now below $38K at Tri Motor Sales in Oak Harbor, OH. ...View More Details

Sales Price:	$37,995
Est. Payment:	$707.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,218
Location:	Oak Harbor, OH

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,059.60
Avg. DMV Fee	39.00
Cash Sale Price	$41,343.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,343.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$707.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 1500 Big Horn

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This low mileage second hand 2024 Ram 1500 Big Horn 4x4 pickup below 33,000 miles, automatic transmission, and 22 MPG, 3.6L hybrid engine is for sale right now under $38K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$37,979
Est. Payment:	$707.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,638
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$37,979.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,058.32
Avg. DMV Fee	39.00
Cash Sale Price	$41,326.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,326.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$707.16

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,979.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride EX

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This low mileage used 2025 Kia Telluride EX AWD SUV below 28,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $39K at Reineke Ford of Tiffin in Tiffin, OH. ...View More Details

Sales Price:	$38,995
Est. Payment:	$725.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,155
Location:	Tiffin, OH

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,139.60
Avg. DMV Fee	39.00
Cash Sale Price	$42,423.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,423.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$725.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4x4 pickup below 25,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $39K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$38,068
Est. Payment:	$708.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,681
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$38,068.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,065.44
Avg. DMV Fee	39.00
Cash Sale Price	$41,422.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,422.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$708.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,068.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LT

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This low mileage preowned 2024 Chevrolet Silverado 1500 LT 4x4 pickup below 23,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now under $40K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$39,720
Est. Payment:	$739.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,111
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$39,720.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,197.60
Avg. DMV Fee	39.00
Cash Sale Price	$43,206.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,206.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$739.33

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,720.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Colorado ZR2

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This low mileage preowned 2022 Chevrolet Colorado ZR2 4x4 pickup below 31,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now under $36K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$35,218
Est. Payment:	$656.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,354
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$35,218.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,837.44
Avg. DMV Fee	39.00
Cash Sale Price	$38,344.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,344.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$656.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,218.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford F-250 Super Duty King Ranch

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This above average mileage second hand 2017 Ford F-250 Super Duty King Ranch 4x4 pickup below 95,000 miles, automatic transmission, and 22 MPG, 6.2L gas engine is for sale right now below $38K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$37,962
Est. Payment:	$1114.24 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,814
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$37,962.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,056.96
Avg. DMV Fee	39.00
Cash Sale Price	$41,307.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,307.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1114.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,962.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage second hand 2023 Ford F-150 Platinum 4x4 pickup under 33,000 miles, automatic transmission, and 22 MPG, 3.5L hybrid engine is for sale right now below $40K at Terry Henricks Ford in Archbold, OH. ...View More Details

Sales Price:	$39,080
Est. Payment:	$727.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,805
Location:	Archbold, OH

Item	Amount
Used Car Price⁽¹⁾	$39,080.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,146.40
Avg. DMV Fee	39.00
Cash Sale Price	$42,515.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,515.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$727.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,080.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 Custom Trail Boss

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This low mileage used 2023 Chevrolet Silverado 1500 Custom Trail Boss 4x4 pickup under 45,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now under $39K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$38,095
Est. Payment:	$709.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,108
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$38,095.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,067.60
Avg. DMV Fee	39.00
Cash Sale Price	$41,451.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,451.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$709.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,095.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Buick Enclave Essence

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This low mileage second hand 2024 Buick Enclave Essence FWD SUV under 19,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now below $36K at Baumann Ford Genoa in Genoa, OH. ...View More Details

Sales Price:	$35,265
Est. Payment:	$657.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,666
Location:	Genoa, OH

Item	Amount
Used Car Price⁽¹⁾	$35,265.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,841.20
Avg. DMV Fee	39.00
Cash Sale Price	$38,395.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,395.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$657.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,265.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2024 Ford Explorer XLT

2024 Ram 1500 Big Horn

2025 Kia Telluride EX

2024 Ford F-150 XLT

2024 Chevrolet Silverado 1500 LT

2022 Chevrolet Colorado ZR2

2017 Ford F-250 Super Duty King Ranch

2023 Ford F-150 Platinum

2023 Chevrolet Silverado 1500 Custom Trail Boss

2024 Buick Enclave Essence

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Toledo Area

Metro Toledo Secondhand Used Vehicles Priced Below $40,000

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2024 Ram 1500 Big Horn

Ram 1500 Big Horn

2024 Ram 1500 Big Horn Car Loan Estimate

2025 Kia Telluride EX

Kia Telluride EX

2025 Kia Telluride EX Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Car Loan Estimate

2022 Chevrolet Colorado ZR2

Chevrolet Colorado ZR2

2022 Chevrolet Colorado ZR2 Car Loan Estimate

2017 Ford F-250 Super Duty King Ranch

Ford F-250 Super Duty King Ranch

2017 Ford F-250 Super Duty King Ranch Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2023 Chevrolet Silverado 1500 Custom Trail Boss

Chevrolet Silverado 1500 Custom Trail Boss

2023 Chevrolet Silverado 1500 Custom Trail Boss Car Loan Estimate

2024 Buick Enclave Essence

Buick Enclave Essence

2024 Buick Enclave Essence Car Loan Estimate

Greater Toledo Area Cities with Used Cars for Sale Below $40K

Metro Toledo Area Counties with Used Cars for Sale Below $40,000

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