Jackson TN, TN Area Used Cars Under $40,000

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X2 pickup under 37,000 miles, a transmission, and 24 MPG, 5.0L flexible engine is for sale right now under $40K at Lonnie Cobb Ford in Henderson, TN. ...View More Details

Sales Price:	$39,998
Est. Payment:	$762.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,545
Location:	Henderson, TN

Item	Amount
Used Car Price⁽¹⁾	$39,998.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,049.80
Avg. DMV Fee	35.00
Cash Sale Price	$44,582.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,582.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$762.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 1500 Laramie Longhorn

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This average mileage preowned 2020 Ram 1500 Laramie Longhorn 4X4 pickup below 83,000 miles, a transmission, and 24 MPG, 5.7L gas engine is for sale right now below $36K at Golden Circle Ford - Lincoln in Jackson, TN. ...View More Details

Sales Price:	$35,998
Est. Payment:	$964.65 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,677
Location:	Jackson, TN

Item	Amount
Used Car Price⁽¹⁾	$35,998.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,649.80
Avg. DMV Fee	35.00
Cash Sale Price	$40,182.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,182.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$964.65

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Lariat

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This low mileage preowned 2021 Ford F-150 Lariat 4X2 pickup below 52,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now under $40K at Lonnie Cobb Ford in Henderson, TN. ...View More Details

Sales Price:	$39,998
Est. Payment:	$818.56 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,495
Location:	Henderson, TN

Item	Amount
Used Car Price⁽¹⁾	$39,998.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,049.80
Avg. DMV Fee	35.00
Cash Sale Price	$44,582.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,582.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$818.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ram 3500 Tradesman

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This average mileage preowned 2018 Ram 3500 Tradesman 4X4 chassis under 76,000 miles, transmission, and 24 MPG, 6.7L diesel engine is for sale right now below $40K at Lonnie Cobb Ford in Henderson, TN. ...View More Details

Sales Price:	$39,998
Est. Payment:	$967.56 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,200
Location:	Henderson, TN

Item	Amount
Used Car Price⁽¹⁾	$39,998.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,049.80
Avg. DMV Fee	35.00
Cash Sale Price	$44,582.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,582.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$967.56

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage preowned 2025 Kia Telluride S FWD SUV below 33,000 miles, a transmission, and 24 MPG, 3.8L gas engine is for sale right now below $36K at Gene Langley Ford, Inc. in Humboldt, TN. ...View More Details

Sales Price:	$35,699
Est. Payment:	$681.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,574
Location:	Humboldt, TN

Item	Amount
Used Car Price⁽¹⁾	$35,699.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,619.90
Avg. DMV Fee	35.00
Cash Sale Price	$39,853.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,853.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$681.96

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Escape Plug-In Hybrid PHEV

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This low mileage second hand 2025 Ford Escape Plug-In Hybrid PHEV FWD SUV under 0,000 miles, cvt transmission, and 24 MPG, 2.5L hybrid engine is for sale right now below $36K at Gene Langley Ford, Inc. in Humboldt, TN. ...View More Details

Sales Price:	$35,987
Est. Payment:	$687.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Humboldt, TN

Item	Amount
Used Car Price⁽¹⁾	$35,987.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,648.70
Avg. DMV Fee	35.00
Cash Sale Price	$40,170.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,170.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$687.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Camry XLE

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This low mileage used 2025 Toyota Camry XLE FWD sedan below 26,000 miles, cvt transmission, and 24 MPG, 2.5L hybrid engine is for sale right now below $39K at Steve Marsh Ford in Milan, TN. ...View More Details

Sales Price:	$38,975
Est. Payment:	$743.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,635
Location:	Milan, TN

Item	Amount
Used Car Price⁽¹⁾	$38,975.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,947.50
Avg. DMV Fee	35.00
Cash Sale Price	$43,457.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,457.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$743.62

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 Custom Trail Boss

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This low mileage used 2021 Chevrolet Silverado 1500 Custom Trail Boss 4X4 pickup under 53,000 miles, a transmission, and 24 MPG, 5.3L gas engine is for sale right now under $36K at Golden Circle Ford - Lincoln in Jackson, TN. ...View More Details

Sales Price:	$35,198
Est. Payment:	$721.62 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,440
Location:	Jackson, TN

Item	Amount
Used Car Price⁽¹⁾	$35,198.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,569.80
Avg. DMV Fee	35.00
Cash Sale Price	$39,302.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,302.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$721.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,198.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage used 2023 Lincoln Nautilus Reserve AWD SUV below 45,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now under $36K at Golden Circle Ford - Lincoln in Jackson, TN. ...View More Details

Sales Price:	$35,348
Est. Payment:	$675.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,201
Location:	Jackson, TN

Item	Amount
Used Car Price⁽¹⁾	$35,348.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,584.80
Avg. DMV Fee	35.00
Cash Sale Price	$39,467.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,467.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$675.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,348.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT AWD SUV below 34,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now under $37K at Lonnie Cobb Ford in Henderson, TN. ...View More Details

Sales Price:	$36,998
Est. Payment:	$706.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,077
Location:	Henderson, TN

Item	Amount
Used Car Price⁽¹⁾	$36,998.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,749.80
Avg. DMV Fee	35.00
Cash Sale Price	$41,282.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,282.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$706.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Jackson TN Area

Metro Jackson TN Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XLT

2020 Ram 1500 Laramie Longhorn

2021 Ford F-150 Lariat

2018 Ram 3500 Tradesman

2025 Kia Telluride S

2025 Ford Escape Plug-In Hybrid PHEV

2025 Toyota Camry XLE

2021 Chevrolet Silverado 1500 Custom Trail Boss

2023 Lincoln Nautilus Reserve

2023 Ford Explorer XLT

Greater Jackson TN Area Cities with Used Cars for Sale Below $40K

Metro Jackson TN Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Jackson TN Area

Metro Jackson TN Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2020 Ram 1500 Laramie Longhorn

Ram 1500 Laramie Longhorn

2020 Ram 1500 Laramie Longhorn Car Loan Estimate

2021 Ford F-150 Lariat

Ford F-150 Lariat

2021 Ford F-150 Lariat Car Loan Estimate

2018 Ram 3500 Tradesman

Ram 3500 Tradesman

2018 Ram 3500 Tradesman Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2025 Ford Escape Plug-In Hybrid PHEV

Ford Escape Plug-In Hybrid PHEV

2025 Ford Escape Plug-In Hybrid PHEV Car Loan Estimate

2025 Toyota Camry XLE

Toyota Camry XLE

2025 Toyota Camry XLE Car Loan Estimate

2021 Chevrolet Silverado 1500 Custom Trail Boss

Chevrolet Silverado 1500 Custom Trail Boss

2021 Chevrolet Silverado 1500 Custom Trail Boss Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

Greater Jackson TN Area Cities with Used Cars for Sale Below $40K

Metro Jackson TN Area Counties with Used Cars for Sale Below $40,000

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