Metro Knoxville, TN Area Used Cars Under $650 a Month

2026 Hyundai SANTA CRUZ SEL

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This low mileage certified second hand 2026 Hyundai SANTA CRUZ SEL AWD pickup below 3,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $33K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$32,988
Est. Payment:	$630.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,976
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$32,988.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,348.80
Avg. DMV Fee	35.00
Cash Sale Price	$36,871.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,871.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$630.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA Hybrid Limited

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This low mileage certified used 2025 Hyundai SONATA Hybrid Limited FWD sedan under 4,000 miles, automatic transmission, and 23 MPG, 2.0L hybrid engine is for sale right now under $33K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$32,999
Est. Payment:	$631.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,370
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$32,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,349.90
Avg. DMV Fee	35.00
Cash Sale Price	$36,883.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,883.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$631.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL Activity

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This low mileage certified preowned 2026 Hyundai SANTA CRUZ SEL Activity AWD pickup under 6,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $35K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$34,988
Est. Payment:	$668.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,701
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$34,988.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,548.80
Avg. DMV Fee	35.00
Cash Sale Price	$39,071.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,071.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$668.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Highlander XSE

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This low mileage used 2021 Toyota Highlander XSE FWD SUV below 33,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $35K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$34,688
Est. Payment:	$662.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,746
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$34,688.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,518.80
Avg. DMV Fee	35.00
Cash Sale Price	$38,741.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,741.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$662.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,688.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Ranger Lariat

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This average mileage preowned 2021 Ford Ranger Lariat 4x4 pickup under 79,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now below $27K at Lenoir City Ford in Lenoir City, TN. ...View More Details

Sales Price:	$26,900
Est. Payment:	$654.87 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,042
Location:	Lenoir City, TN

Item	Amount
Used Car Price⁽¹⁾	$26,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	2,740.00
Avg. DMV Fee	35.00
Cash Sale Price	$30,175.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,175.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$654.87

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Toyota Tundra SR5

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This high mileage used 2014 Toyota Tundra SR5 RWD pickup under 195,000 miles, automatic transmission, and 23 MPG, 5.7L gas engine is for sale right now below $13K at Rusty Wallace Ford in Dandridge, TN. ...View More Details

Sales Price:	$12,886
Est. Payment:	$538.59 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	195,369
Location:	Dandridge, TN

Item	Amount
Used Car Price⁽¹⁾	$12,886.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	1,338.60
Avg. DMV Fee	35.00
Cash Sale Price	$14,759.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,759.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$538.59

(1) Auto Finance calculations are based on the used car dealer's advertised price of $12,886.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage certified second hand 2023 Ford Explorer XLT AWD SUV under 20,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $36K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$35,386
Est. Payment:	$676.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,051
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$35,386.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,588.60
Avg. DMV Fee	35.00
Cash Sale Price	$39,509.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,509.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$676.07

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,386.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage used 2022 Ford F-150 XL 4x4 pickup below 43,000 miles, automatic transmission, and 23 MPG, 3.3L gas engine is for sale right now below $34K at Lenoir City Ford in Lenoir City, TN. ...View More Details

Sales Price:	$33,900
Est. Payment:	$648.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,020
Location:	Lenoir City, TN

Item	Amount
Used Car Price⁽¹⁾	$33,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,440.00
Avg. DMV Fee	35.00
Cash Sale Price	$37,875.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,875.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$648.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge ST-Line

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This low mileage certified used 2024 Ford Edge ST-Line AWD SUV below 15,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $35K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$34,988
Est. Payment:	$668.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,212
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$34,988.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,548.80
Avg. DMV Fee	35.00
Cash Sale Price	$39,071.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,071.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$668.58

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

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This low mileage preowned 2022 Ford Explorer XLT AWD SUV below 30,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now below $34K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$33,866
Est. Payment:	$647.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,931
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$33,866.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,436.60
Avg. DMV Fee	35.00
Cash Sale Price	$37,837.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,837.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$647.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,866.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Knoxville Area

Metro Knoxville Secondhand Used Vehicles with Payments Under $650 / Month

2026 Hyundai SANTA CRUZ SEL

2025 Hyundai SONATA Hybrid Limited

2026 Hyundai SANTA CRUZ SEL Activity

2021 Toyota Highlander XSE

2021 Ford Ranger Lariat

2014 Toyota Tundra SR5

2023 Ford Explorer XLT

2022 Ford F-150 XL

2024 Ford Edge ST-Line

2022 Ford Explorer XLT

Greater Knoxville Area Cities with Used Cars for Sale Below $650 / Month

Metro Knoxville Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Knoxville Area

Metro Knoxville Secondhand Used Vehicles with Payments Under $650 / Month

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2025 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2025 Hyundai SONATA Hybrid Limited Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL Activity

Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SANTA CRUZ SEL Activity Car Loan Estimate

2021 Toyota Highlander XSE

Toyota Highlander XSE

2021 Toyota Highlander XSE Car Loan Estimate

2021 Ford Ranger Lariat

Ford Ranger Lariat

2021 Ford Ranger Lariat Car Loan Estimate

2014 Toyota Tundra SR5

Toyota Tundra SR5

2014 Toyota Tundra SR5 Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2024 Ford Edge ST-Line

Ford Edge ST-Line

2024 Ford Edge ST-Line Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

Greater Knoxville Area Cities with Used Cars for Sale Below $650 / Month

Metro Knoxville Area Counties with Used Cars for Sale Below $650 / Month

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