Knoxville, TN Area Used Cars Under $40,000

2025 Hyundai SANTA CRUZ XRT

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This low mileage second hand 2025 Hyundai SANTA CRUZ XRT AWD pickup under 4,000 miles, a transmission, and 2.5L gas engine is for sale right now under $36K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$35,999
Est. Payment:	$687.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,185
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,649.90
Avg. DMV Fee	35.00
Cash Sale Price	$40,183.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,183.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$687.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage used 2025 Hyundai SANTA CRUZ Limited AWD pickup below 13,000 miles, a transmission, and 2.5L gas engine is for sale right now below $37K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$36,999
Est. Payment:	$706.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,826
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,749.90
Avg. DMV Fee	35.00
Cash Sale Price	$41,283.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,283.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$706.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage preowned 2022 Ford F-150 XLT 4X4 pickup under 44,000 miles, a transmission, and 3.5L gas engine is for sale right now below $39K at Lenoir City Ford, Inc. in Lenoir City, TN. ...View More Details

Sales Price:	$38,900
Est. Payment:	$742.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,808
Location:	Lenoir City, TN

Item	Amount
Used Car Price⁽¹⁾	$38,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,940.00
Avg. DMV Fee	35.00
Cash Sale Price	$43,375.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,375.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$742.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Colorado Trail Boss

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This low mileage preowned 2025 Chevrolet Colorado Trail Boss 4X4 pickup below 18,000 miles, a transmission, and 2.7L gas engine is for sale right now below $40K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$39,999
Est. Payment:	$762.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,075
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,049.90
Avg. DMV Fee	35.00
Cash Sale Price	$44,583.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,583.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$762.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 BMW 7 Series 750i xDrive

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This low mileage preowned 2020 BMW 7 Series 750i xDrive AWD sedan below 50,000 miles, a transmission, and 4.4L gas engine is for sale right now below $36K at Lenoir City Ford, Inc. in Lenoir City, TN. ...View More Details

Sales Price:	$35,900
Est. Payment:	$735.79 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,246
Location:	Lenoir City, TN

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,640.00
Avg. DMV Fee	35.00
Cash Sale Price	$40,075.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,075.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$735.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Tundra SR5

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This average mileage preowned 2020 Toyota Tundra SR5 4X4 pickup below 77,000 miles, a transmission, and 5.7L gas engine is for sale right now below $37K at Rusty Wallace Ford in Dandridge, TN. ...View More Details

Sales Price:	$36,488
Est. Payment:	$883.76 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,091
Location:	Dandridge, TN

Item	Amount
Used Car Price⁽¹⁾	$36,488.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,698.80
Avg. DMV Fee	35.00
Cash Sale Price	$40,721.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,721.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$883.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XLT

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This low mileage used 2021 Ford F-150 XLT 4X4 pickup below 27,000 miles, a transmission, and 3.5L gas engine is for sale right now under $38K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$37,386
Est. Payment:	$713.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,497
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$37,386.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,788.60
Avg. DMV Fee	35.00
Cash Sale Price	$41,709.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,709.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$713.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,386.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Lariat

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This below average mileage preowned 2021 Ford F-150 Lariat 4X4 pickup under 60,000 miles, a transmission, and 5.0L flexible engine is for sale right now below $40K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$39,837
Est. Payment:	$882.01 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,083
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$39,837.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,033.70
Avg. DMV Fee	35.00
Cash Sale Price	$44,405.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,405.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$882.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,837.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Honda Pilot Elite

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This low mileage second hand 2024 Honda Pilot Elite AWD SUV below 53,000 miles, a transmission, and 3.5L gas engine is for sale right now below $40K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$39,996
Est. Payment:	$818.52 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,796
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$39,996.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,049.60
Avg. DMV Fee	35.00
Cash Sale Price	$44,580.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,580.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$818.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,996.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Base

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This low mileage preowned 2025 Ford Bronco Base 4X4 SUV below 25,000 miles, transmission, and 2.3L gas engine is for sale right now below $40K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$39,974
Est. Payment:	$762.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,147
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$39,974.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,047.40
Avg. DMV Fee	35.00
Cash Sale Price	$44,556.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,556.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$762.43

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,974.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Knoxville Area

Metro Knoxville Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ Limited

2022 Ford F-150 XLT

2025 Chevrolet Colorado Trail Boss

2020 BMW 7 Series 750i xDrive

2020 Toyota Tundra SR5

2021 Ford F-150 XLT

2021 Ford F-150 Lariat

2024 Honda Pilot Elite

2025 Ford Bronco Base

Greater Knoxville Area Cities with Used Cars for Sale Below $40K

Metro Knoxville Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Knoxville Area

Metro Knoxville Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2025 Chevrolet Colorado Trail Boss

Chevrolet Colorado Trail Boss

2025 Chevrolet Colorado Trail Boss Car Loan Estimate

2020 BMW 7 Series 750i xDrive

BMW 7 Series 750i xDrive

2020 BMW 7 Series 750i xDrive Car Loan Estimate

2020 Toyota Tundra SR5

Toyota Tundra SR5

2020 Toyota Tundra SR5 Car Loan Estimate

2021 Ford F-150 XLT

Ford F-150 XLT

2021 Ford F-150 XLT Car Loan Estimate

2021 Ford F-150 Lariat

Ford F-150 Lariat

2021 Ford F-150 Lariat Car Loan Estimate

2024 Honda Pilot Elite

Honda Pilot Elite

2024 Honda Pilot Elite Car Loan Estimate

2025 Ford Bronco Base

Ford Bronco Base

2025 Ford Bronco Base Car Loan Estimate

Greater Knoxville Area Cities with Used Cars for Sale Below $40K

Metro Knoxville Area Counties with Used Cars for Sale Below $40,000

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