Knoxville, TN Area Used Cars Under $40,000

2025 Hyundai SANTA CRUZ XRT

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This low mileage second hand 2025 Hyundai SANTA CRUZ XRT AWD pickup below 4,000 miles, a transmission, and 21 MPG, 2.5L gas engine is for sale right now below $36K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$35,999
Est. Payment:	$687.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,185
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,649.90
Avg. DMV Fee	35.00
Cash Sale Price	$40,183.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,183.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$687.61

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage second hand 2025 Hyundai SANTA CRUZ Limited AWD pickup below 13,000 miles, a transmission, and 21 MPG, 2.5L gas engine is for sale right now below $37K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$36,999
Est. Payment:	$706.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,826
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,749.90
Avg. DMV Fee	35.00
Cash Sale Price	$41,283.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,283.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$706.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage preowned 2025 Ford Mustang Mach-E Premium AWD SUV below 10,000 miles, a transmission, and 0.0L electric engine is for sale right now below $36K at Lenoir City Ford, Inc. in Lenoir City, TN. ...View More Details

Sales Price:	$35,900
Est. Payment:	$685.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,259
Location:	Lenoir City, TN

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,640.00
Avg. DMV Fee	35.00
Cash Sale Price	$40,075.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,075.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$685.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Frontier S

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This low mileage used 2024 Nissan Frontier S 4X4 pickup below 16,000 miles, a transmission, and 21 MPG, 3.8L gas engine is for sale right now under $36K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$35,932
Est. Payment:	$686.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,597
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$35,932.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,643.20
Avg. DMV Fee	35.00
Cash Sale Price	$40,110.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,110.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$686.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,932.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 RST

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This low mileage preowned 2024 Chevrolet Silverado 1500 RST 4X2 pickup under 56,000 miles, a transmission, and 21 MPG, 3.0L diesel engine is for sale right now under $39K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$38,392
Est. Payment:	$786.12 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,979
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$38,392.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,889.20
Avg. DMV Fee	35.00
Cash Sale Price	$42,816.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,816.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$786.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,392.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Honda Pilot Elite

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This low mileage preowned 2024 Honda Pilot Elite AWD SUV under 53,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now under $40K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$39,996
Est. Payment:	$818.52 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,796
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$39,996.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,049.60
Avg. DMV Fee	35.00
Cash Sale Price	$44,580.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,580.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$818.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,996.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Base

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This low mileage preowned 2025 Ford Bronco Base 4X4 SUV under 25,000 miles, transmission, and 21 MPG, 2.3L gas engine is for sale right now under $40K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$39,974
Est. Payment:	$762.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,147
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$39,974.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,047.40
Avg. DMV Fee	35.00
Cash Sale Price	$44,556.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,556.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$762.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,974.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota 4Runner SR5

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This average mileage used 2020 Toyota 4Runner SR5 4X4 SUV below 86,000 miles, a transmission, and 21 MPG, 4.0L gas engine is for sale right now under $37K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$36,983
Est. Payment:	$990.66 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,035
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,983.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,748.30
Avg. DMV Fee	35.00
Cash Sale Price	$41,266.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,266.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$990.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,983.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Aviator Reserve

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This low mileage preowned 2022 Lincoln Aviator Reserve RWD SUV below 53,000 miles, a transmission, and 21 MPG, 3.0L gas engine is for sale right now below $38K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$37,473
Est. Payment:	$767.56 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,984
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$37,473.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,797.30
Avg. DMV Fee	35.00
Cash Sale Price	$41,805.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,805.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$767.56

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,473.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler Sahara

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This low mileage second hand 2024 Jeep Wrangler Sahara 4X4 SUV under 35,000 miles, a transmission, and 21 MPG, 2.0L gas engine is for sale right now under $37K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$36,866
Est. Payment:	$703.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,553
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,866.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,736.60
Avg. DMV Fee	35.00
Cash Sale Price	$41,137.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,137.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$703.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,866.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Knoxville Area

Metro Knoxville Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ Limited

2025 Ford Mustang Mach-E Premium

2024 Nissan Frontier S

2024 Chevrolet Silverado 1500 RST

2024 Honda Pilot Elite

2025 Ford Bronco Base

2020 Toyota 4Runner SR5

2022 Lincoln Aviator Reserve

2024 Jeep Wrangler Sahara

Greater Knoxville Area Cities with Used Cars for Sale Below $40K

Metro Knoxville Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Knoxville Area

Metro Knoxville Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2024 Nissan Frontier S

Nissan Frontier S

2024 Nissan Frontier S Car Loan Estimate

2024 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2024 Chevrolet Silverado 1500 RST Car Loan Estimate

2024 Honda Pilot Elite

Honda Pilot Elite

2024 Honda Pilot Elite Car Loan Estimate

2025 Ford Bronco Base

Ford Bronco Base

2025 Ford Bronco Base Car Loan Estimate

2020 Toyota 4Runner SR5

Toyota 4Runner SR5

2020 Toyota 4Runner SR5 Car Loan Estimate

2022 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2022 Lincoln Aviator Reserve Car Loan Estimate

2024 Jeep Wrangler Sahara

Jeep Wrangler Sahara

2024 Jeep Wrangler Sahara Car Loan Estimate

Greater Knoxville Area Cities with Used Cars for Sale Below $40K

Metro Knoxville Area Counties with Used Cars for Sale Below $40,000

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