Knoxville, TN Area Used Cars Under $40,000

2025 Hyundai SANTA CRUZ XRT

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This low mileage second hand 2025 Hyundai SANTA CRUZ XRT AWD pickup under 4,000 miles, a transmission, and 23 MPG, 2.5L gas engine is for sale right now under $36K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$35,999
Est. Payment:	$687.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,185
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,649.90
Avg. DMV Fee	35.00
Cash Sale Price	$40,183.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,183.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$687.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage used 2025 Hyundai SANTA CRUZ Limited AWD pickup under 13,000 miles, a transmission, and 23 MPG, 2.5L gas engine is for sale right now below $37K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$36,999
Est. Payment:	$706.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,826
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,749.90
Avg. DMV Fee	35.00
Cash Sale Price	$41,283.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,283.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$706.43

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Pathfinder Platinum

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This low mileage preowned 2024 Nissan Pathfinder Platinum AWD SUV under 33,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now under $38K at Rusty Wallace Ford in Dandridge, TN. ...View More Details

Sales Price:	$37,452
Est. Payment:	$714.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,613
Location:	Dandridge, TN

Item	Amount
Used Car Price⁽¹⁾	$37,452.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,795.20
Avg. DMV Fee	35.00
Cash Sale Price	$41,782.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,782.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$714.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,452.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Limited

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This high mileage second hand 2021 Ford F-150 Limited 4X4 pickup below 104,000 miles, a transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $36K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$35,954
Est. Payment:	$1241.62 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	103,526
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$35,954.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,645.40
Avg. DMV Fee	35.00
Cash Sale Price	$40,134.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,134.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1241.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,954.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Timberline

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This low mileage used 2023 Ford Explorer Timberline AWD SUV under 42,000 miles, a transmission, and 23 MPG, 2.3L gas engine is for sale right now under $37K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$36,202
Est. Payment:	$691.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,192
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,202.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,670.20
Avg. DMV Fee	35.00
Cash Sale Price	$40,407.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,407.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$691.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,202.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Honda Pilot Elite

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This low mileage preowned 2024 Honda Pilot Elite AWD SUV under 53,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now below $40K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$39,996
Est. Payment:	$818.52 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,796
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$39,996.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,049.60
Avg. DMV Fee	35.00
Cash Sale Price	$44,580.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,580.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$818.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,996.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST

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This below average mileage second hand 2025 Ford Explorer ST RWD SUV under 69,000 miles, a transmission, and 23 MPG, 3.0L gas engine is for sale right now below $39K at Lenoir City Ford, Inc. in Lenoir City, TN. ...View More Details

Sales Price:	$38,900
Est. Payment:	$861.54 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,452
Location:	Lenoir City, TN

Item	Amount
Used Car Price⁽¹⁾	$38,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,940.00
Avg. DMV Fee	35.00
Cash Sale Price	$43,375.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,375.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$861.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang GT

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This low mileage preowned 2023 Ford Mustang GT RWD coupe under 26,000 miles, transmission, and 23 MPG, 5.0L gas engine is for sale right now under $36K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$35,685
Est. Payment:	$681.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,293
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$35,685.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,618.50
Avg. DMV Fee	35.00
Cash Sale Price	$39,838.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,838.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$681.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,685.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XLT

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This low mileage used 2021 Ford F-150 XLT 4X4 pickup below 27,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now under $38K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$37,386
Est. Payment:	$713.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,497
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$37,386.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,788.60
Avg. DMV Fee	35.00
Cash Sale Price	$41,709.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,709.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$713.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,386.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This below average mileage second hand 2024 Ford F-150 XLT 4X4 pickup under 64,000 miles, a transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $37K at Lenoir City Ford, Inc. in Lenoir City, TN. ...View More Details

Sales Price:	$36,900
Est. Payment:	$817.84 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,087
Location:	Lenoir City, TN

Item	Amount
Used Car Price⁽¹⁾	$36,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,740.00
Avg. DMV Fee	35.00
Cash Sale Price	$41,175.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,175.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$817.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Knoxville Area

Metro Knoxville Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ Limited

2024 Nissan Pathfinder Platinum

2021 Ford F-150 Limited

2023 Ford Explorer Timberline

2024 Honda Pilot Elite

2025 Ford Explorer ST

2023 Ford Mustang GT

2021 Ford F-150 XLT

2024 Ford F-150 XLT

Greater Knoxville Area Cities with Used Cars for Sale Below $40K

Metro Knoxville Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Knoxville Area

Metro Knoxville Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2024 Nissan Pathfinder Platinum

Nissan Pathfinder Platinum

2024 Nissan Pathfinder Platinum Car Loan Estimate

2021 Ford F-150 Limited

Ford F-150 Limited

2021 Ford F-150 Limited Car Loan Estimate

2023 Ford Explorer Timberline

Ford Explorer Timberline

2023 Ford Explorer Timberline Car Loan Estimate

2024 Honda Pilot Elite

Honda Pilot Elite

2024 Honda Pilot Elite Car Loan Estimate

2025 Ford Explorer ST

Ford Explorer ST

2025 Ford Explorer ST Car Loan Estimate

2023 Ford Mustang GT

Ford Mustang GT

2023 Ford Mustang GT Car Loan Estimate

2021 Ford F-150 XLT

Ford F-150 XLT

2021 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

Greater Knoxville Area Cities with Used Cars for Sale Below $40K

Metro Knoxville Area Counties with Used Cars for Sale Below $40,000

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