Knoxville, TN Area Used Cars Under $40,000

2025 Hyundai SANTA CRUZ Limited

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This low mileage used 2025 Hyundai SANTA CRUZ Limited AWD pickup under 13,000 miles, a transmission, and 26 MPG, 2.5L gas engine is for sale right now below $37K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$36,999
Est. Payment:	$706.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,826
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,749.90
Avg. DMV Fee	35.00
Cash Sale Price	$41,283.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,283.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$706.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

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This low mileage used 2025 Hyundai SANTA CRUZ XRT AWD pickup below 4,000 miles, a transmission, and 26 MPG, 2.5L gas engine is for sale right now under $36K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$35,999
Est. Payment:	$687.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,185
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,649.90
Avg. DMV Fee	35.00
Cash Sale Price	$40,183.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,183.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$687.61

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4X4 pickup below 42,000 miles, a transmission, and 26 MPG, 2.7L gas engine is for sale right now below $40K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$39,395
Est. Payment:	$751.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,896
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$39,395.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,989.50
Avg. DMV Fee	35.00
Cash Sale Price	$43,919.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,919.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$751.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,395.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Aviator Reserve

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This low mileage preowned 2022 Lincoln Aviator Reserve RWD SUV under 53,000 miles, a transmission, and 26 MPG, 3.0L gas engine is for sale right now under $38K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$37,473
Est. Payment:	$767.56 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,984
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$37,473.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,797.30
Avg. DMV Fee	35.00
Cash Sale Price	$41,805.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,805.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$767.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,473.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This below average mileage second hand 2023 Ford F-150 XLT 4X4 pickup below 63,000 miles, a transmission, and 26 MPG, 3.5L gas engine is for sale right now under $37K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$36,610
Est. Payment:	$811.51 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,548
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,610.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,711.00
Avg. DMV Fee	35.00
Cash Sale Price	$40,856.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,856.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$811.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,610.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 BMW 7 Series 750i xDrive

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This low mileage used 2020 BMW 7 Series 750i xDrive AWD sedan under 50,000 miles, a transmission, and 26 MPG, 4.4L gas engine is for sale right now under $36K at Lenoir City Ford, Inc. in Lenoir City, TN. ...View More Details

Sales Price:	$35,900
Est. Payment:	$735.79 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,246
Location:	Lenoir City, TN

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,640.00
Avg. DMV Fee	35.00
Cash Sale Price	$40,075.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,075.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$735.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler Sahara

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This low mileage second hand 2024 Jeep Wrangler Sahara 4X4 SUV below 35,000 miles, a transmission, and 26 MPG, 2.0L gas engine is for sale right now under $37K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$36,866
Est. Payment:	$703.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,553
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,866.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,736.60
Avg. DMV Fee	35.00
Cash Sale Price	$41,137.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,137.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$703.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,866.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage preowned 2022 Ford F-150 XLT 4X4 pickup under 56,000 miles, a transmission, and 26 MPG, 3.5L gas engine is for sale right now under $38K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$37,906
Est. Payment:	$776.31 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,759
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$37,906.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,840.60
Avg. DMV Fee	35.00
Cash Sale Price	$42,281.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,281.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$776.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,906.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage used 2025 Ford Mustang Mach-E Premium AWD SUV under 10,000 miles, a transmission, and 0.0L electric engine is for sale right now below $36K at Lenoir City Ford, Inc. in Lenoir City, TN. ...View More Details

Sales Price:	$35,900
Est. Payment:	$685.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,259
Location:	Lenoir City, TN

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,640.00
Avg. DMV Fee	35.00
Cash Sale Price	$40,075.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,075.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$685.74

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 RST

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This low mileage preowned 2024 Chevrolet Silverado 1500 RST 4X2 pickup below 56,000 miles, a transmission, and 26 MPG, 3.0L diesel engine is for sale right now under $39K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$38,392
Est. Payment:	$786.12 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,979
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$38,392.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,889.20
Avg. DMV Fee	35.00
Cash Sale Price	$42,816.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,816.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$786.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,392.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Knoxville Area

Metro Knoxville Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ XRT

2023 Ford F-150 XLT

2022 Lincoln Aviator Reserve

2023 Ford F-150 XLT

2020 BMW 7 Series 750i xDrive

2024 Jeep Wrangler Sahara

2022 Ford F-150 XLT

2025 Ford Mustang Mach-E Premium

2024 Chevrolet Silverado 1500 RST

Greater Knoxville Area Cities with Used Cars for Sale Below $40K

Metro Knoxville Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Knoxville Area

Metro Knoxville Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2022 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2022 Lincoln Aviator Reserve Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2020 BMW 7 Series 750i xDrive

BMW 7 Series 750i xDrive

2020 BMW 7 Series 750i xDrive Car Loan Estimate

2024 Jeep Wrangler Sahara

Jeep Wrangler Sahara

2024 Jeep Wrangler Sahara Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2024 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2024 Chevrolet Silverado 1500 RST Car Loan Estimate

Greater Knoxville Area Cities with Used Cars for Sale Below $40K

Metro Knoxville Area Counties with Used Cars for Sale Below $40,000

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