Knoxville, TN Area Used Cars Under $40,000

2025 Hyundai SANTA CRUZ Limited

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This low mileage preowned 2025 Hyundai SANTA CRUZ Limited AWD pickup under 13,000 miles, a transmission, and 20 MPG, 2.5L gas engine is for sale right now below $37K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$36,999
Est. Payment:	$706.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,826
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,749.90
Avg. DMV Fee	35.00
Cash Sale Price	$41,283.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,283.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$706.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

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This low mileage second hand 2025 Hyundai SANTA CRUZ XRT AWD pickup below 4,000 miles, a transmission, and 20 MPG, 2.5L gas engine is for sale right now below $36K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$35,999
Est. Payment:	$687.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,185
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,649.90
Avg. DMV Fee	35.00
Cash Sale Price	$40,183.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,183.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$687.61

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This below average mileage preowned 2024 Ford F-150 XLT 4X4 pickup below 64,000 miles, a transmission, and 20 MPG, 3.5L hybrid engine is for sale right now under $36K at Lenoir City Ford, Inc. in Lenoir City, TN. ...View More Details

Sales Price:	$35,900
Est. Payment:	$795.99 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,062
Location:	Lenoir City, TN

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,640.00
Avg. DMV Fee	35.00
Cash Sale Price	$40,075.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,075.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$795.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota 4Runner SR5

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This average mileage used 2020 Toyota 4Runner SR5 4X4 SUV under 86,000 miles, a transmission, and 20 MPG, 4.0L gas engine is for sale right now below $37K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$36,983
Est. Payment:	$990.66 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,035
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,983.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,748.30
Avg. DMV Fee	35.00
Cash Sale Price	$41,266.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,266.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$990.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,983.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Tundra SR5

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This average mileage used 2020 Toyota Tundra SR5 4X4 pickup below 77,000 miles, a transmission, and 20 MPG, 5.7L gas engine is for sale right now below $37K at Rusty Wallace Ford in Dandridge, TN. ...View More Details

Sales Price:	$36,488
Est. Payment:	$883.76 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,091
Location:	Dandridge, TN

Item	Amount
Used Car Price⁽¹⁾	$36,488.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,698.80
Avg. DMV Fee	35.00
Cash Sale Price	$40,721.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,721.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$883.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota 4Runner TRD Off-Road

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This low mileage second hand 2023 Toyota 4Runner TRD Off-Road 4X4 SUV below 55,000 miles, a transmission, and 20 MPG, 4.0L gas engine is for sale right now under $40K at Rusty Wallace Ford in Dandridge, TN. ...View More Details

Sales Price:	$39,988
Est. Payment:	$818.36 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,796
Location:	Dandridge, TN

Item	Amount
Used Car Price⁽¹⁾	$39,988.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,048.80
Avg. DMV Fee	35.00
Cash Sale Price	$44,571.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,571.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$818.36

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 King Ranch

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This high mileage second hand 2022 Ford F-150 King Ranch 4X4 pickup below 115,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $36K at Lenoir City Ford, Inc. in Lenoir City, TN. ...View More Details

Sales Price:	$35,900
Est. Payment:	$1239.78 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	115,259
Location:	Lenoir City, TN

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,640.00
Avg. DMV Fee	35.00
Cash Sale Price	$40,075.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,075.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1239.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage preowned 2025 Ford Explorer Active AWD SUV below 17,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now under $38K at Rusty Wallace Ford in Dandridge, TN. ...View More Details

Sales Price:	$37,888
Est. Payment:	$723.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,784
Location:	Dandridge, TN

Item	Amount
Used Car Price⁽¹⁾	$37,888.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,838.80
Avg. DMV Fee	35.00
Cash Sale Price	$42,261.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,261.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$723.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Base

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This low mileage used 2025 Ford Bronco Base 4X4 SUV under 25,000 miles, transmission, and 20 MPG, 2.3L gas engine is for sale right now below $40K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$39,974
Est. Payment:	$762.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,147
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$39,974.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,047.40
Avg. DMV Fee	35.00
Cash Sale Price	$44,556.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,556.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$762.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,974.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XLT

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This low mileage second hand 2021 Ford F-150 XLT 4X4 pickup under 41,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $37K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$36,489
Est. Payment:	$696.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,558
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,489.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,698.90
Avg. DMV Fee	35.00
Cash Sale Price	$40,722.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,722.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$696.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,489.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Knoxville Area

Metro Knoxville Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ XRT

2024 Ford F-150 XLT

2020 Toyota 4Runner SR5

2020 Toyota Tundra SR5

2023 Toyota 4Runner TRD Off-Road

2022 Ford F-150 King Ranch

2025 Ford Explorer Active

2025 Ford Bronco Base

2021 Ford F-150 XLT

Greater Knoxville Area Cities with Used Cars for Sale Below $40K

Metro Knoxville Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Knoxville Area

Metro Knoxville Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2020 Toyota 4Runner SR5

Toyota 4Runner SR5

2020 Toyota 4Runner SR5 Car Loan Estimate

2020 Toyota Tundra SR5

Toyota Tundra SR5

2020 Toyota Tundra SR5 Car Loan Estimate

2023 Toyota 4Runner TRD Off-Road

Toyota 4Runner TRD Off-Road

2023 Toyota 4Runner TRD Off-Road Car Loan Estimate

2022 Ford F-150 King Ranch

Ford F-150 King Ranch

2022 Ford F-150 King Ranch Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2025 Ford Bronco Base

Ford Bronco Base

2025 Ford Bronco Base Car Loan Estimate

2021 Ford F-150 XLT

Ford F-150 XLT

2021 Ford F-150 XLT Car Loan Estimate

Greater Knoxville Area Cities with Used Cars for Sale Below $40K

Metro Knoxville Area Counties with Used Cars for Sale Below $40,000

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