Knoxville, TN Area Used Cars Under $40,000

2025 Hyundai SANTA CRUZ XRT

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This low mileage preowned 2025 Hyundai SANTA CRUZ XRT AWD pickup below 4,000 miles, a transmission, and 23 MPG, 2.5L gas engine is for sale right now below $36K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$35,999
Est. Payment:	$687.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,185
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,649.90
Avg. DMV Fee	35.00
Cash Sale Price	$40,183.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,183.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$687.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage preowned 2025 Hyundai SANTA CRUZ Limited AWD pickup below 13,000 miles, a transmission, and 23 MPG, 2.5L gas engine is for sale right now below $37K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$36,999
Est. Payment:	$706.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,826
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,749.90
Avg. DMV Fee	35.00
Cash Sale Price	$41,283.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,283.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$706.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This below average mileage used 2024 Ford F-150 XLT 4X4 pickup below 64,000 miles, a transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $36K at Lenoir City Ford, Inc. in Lenoir City, TN. ...View More Details

Sales Price:	$35,900
Est. Payment:	$795.99 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,062
Location:	Lenoir City, TN

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,640.00
Avg. DMV Fee	35.00
Cash Sale Price	$40,075.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,075.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$795.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Tundra SR5

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This average mileage used 2020 Toyota Tundra SR5 4X4 pickup below 77,000 miles, a transmission, and 23 MPG, 5.7L gas engine is for sale right now under $37K at Rusty Wallace Ford in Dandridge, TN. ...View More Details

Sales Price:	$36,488
Est. Payment:	$883.76 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,091
Location:	Dandridge, TN

Item	Amount
Used Car Price⁽¹⁾	$36,488.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,698.80
Avg. DMV Fee	35.00
Cash Sale Price	$40,721.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,721.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$883.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage second hand 2025 Ford Explorer Active AWD SUV under 17,000 miles, a transmission, and 23 MPG, 2.3L gas engine is for sale right now under $38K at Rusty Wallace Ford in Dandridge, TN. ...View More Details

Sales Price:	$37,888
Est. Payment:	$723.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,784
Location:	Dandridge, TN

Item	Amount
Used Car Price⁽¹⁾	$37,888.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,838.80
Avg. DMV Fee	35.00
Cash Sale Price	$42,261.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,261.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$723.16

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XLT

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This low mileage preowned 2021 Ford F-150 XLT 4X4 pickup below 36,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now under $37K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$36,688
Est. Payment:	$700.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,673
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,688.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,718.80
Avg. DMV Fee	35.00
Cash Sale Price	$40,941.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,941.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$700.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,688.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage second hand 2025 Ford Mustang Mach-E Premium AWD SUV under 10,000 miles, a transmission, and 0.0L electric engine is for sale right now below $36K at Lenoir City Ford, Inc. in Lenoir City, TN. ...View More Details

Sales Price:	$35,900
Est. Payment:	$685.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,259
Location:	Lenoir City, TN

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,640.00
Avg. DMV Fee	35.00
Cash Sale Price	$40,075.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,075.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$685.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST

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This below average mileage used 2025 Ford Explorer ST RWD SUV under 69,000 miles, a transmission, and 23 MPG, 3.0L gas engine is for sale right now under $39K at Lenoir City Ford, Inc. in Lenoir City, TN. ...View More Details

Sales Price:	$38,900
Est. Payment:	$861.54 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,452
Location:	Lenoir City, TN

Item	Amount
Used Car Price⁽¹⁾	$38,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,940.00
Avg. DMV Fee	35.00
Cash Sale Price	$43,375.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,375.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$861.54

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 King Ranch

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This high mileage preowned 2022 Ford F-150 King Ranch 4X4 pickup under 115,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now below $36K at Lenoir City Ford, Inc. in Lenoir City, TN. ...View More Details

Sales Price:	$35,900
Est. Payment:	$1239.78 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	115,259
Location:	Lenoir City, TN

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,640.00
Avg. DMV Fee	35.00
Cash Sale Price	$40,075.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,075.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1239.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger XL

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This low mileage preowned 2025 Ford Ranger XL 4X4 pickup below 4,000 miles, a transmission, and 23 MPG, 2.3L gas engine is for sale right now under $38K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$37,962
Est. Payment:	$724.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,790
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$37,962.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,846.20
Avg. DMV Fee	35.00
Cash Sale Price	$42,343.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,343.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$724.56

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,962.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Knoxville Area

Metro Knoxville Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ Limited

2024 Ford F-150 XLT

2020 Toyota Tundra SR5

2025 Ford Explorer Active

2021 Ford F-150 XLT

2025 Ford Mustang Mach-E Premium

2025 Ford Explorer ST

2022 Ford F-150 King Ranch

2025 Ford Ranger XL

Greater Knoxville Area Cities with Used Cars for Sale Below $40K

Metro Knoxville Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Knoxville Area

Metro Knoxville Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2020 Toyota Tundra SR5

Toyota Tundra SR5

2020 Toyota Tundra SR5 Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2021 Ford F-150 XLT

Ford F-150 XLT

2021 Ford F-150 XLT Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2025 Ford Explorer ST

Ford Explorer ST

2025 Ford Explorer ST Car Loan Estimate

2022 Ford F-150 King Ranch

Ford F-150 King Ranch

2022 Ford F-150 King Ranch Car Loan Estimate

2025 Ford Ranger XL

Ford Ranger XL

2025 Ford Ranger XL Car Loan Estimate

Greater Knoxville Area Cities with Used Cars for Sale Below $40K

Metro Knoxville Area Counties with Used Cars for Sale Below $40,000

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