Knoxville, TN Area Used Cars Under $40,000

2025 Hyundai SANTA CRUZ Limited

⇩ View Seller Description

This low mileage second hand 2025 Hyundai SANTA CRUZ Limited AWD pickup under 13,000 miles, a transmission, and 18 MPG, 2.5L gas engine is for sale right now below $37K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$36,999
Est. Payment:	$706.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,826
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,749.90
Avg. DMV Fee	35.00
Cash Sale Price	$41,283.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,283.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$706.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

⇩ View Seller Description

This low mileage used 2025 Hyundai SANTA CRUZ XRT AWD pickup below 4,000 miles, a transmission, and 18 MPG, 2.5L gas engine is for sale right now under $36K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$35,999
Est. Payment:	$687.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,185
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,649.90
Avg. DMV Fee	35.00
Cash Sale Price	$40,183.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,183.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$687.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This below average mileage second hand 2024 Ford F-150 XLT 4X4 pickup under 64,000 miles, a transmission, and 18 MPG, 3.5L hybrid engine is for sale right now below $36K at Lenoir City Ford, Inc. in Lenoir City, TN. ...View More Details

Sales Price:	$35,900
Est. Payment:	$795.99 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,062
Location:	Lenoir City, TN

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,640.00
Avg. DMV Fee	35.00
Cash Sale Price	$40,075.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,075.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$795.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Frontier S

⇩ View Seller Description

This low mileage preowned 2024 Nissan Frontier S 4X4 pickup under 16,000 miles, a transmission, and 18 MPG, 3.8L gas engine is for sale right now under $36K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$35,932
Est. Payment:	$686.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,597
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$35,932.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,643.20
Avg. DMV Fee	35.00
Cash Sale Price	$40,110.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,110.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$686.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,932.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2021 Ford F-150 XLT 4X4 pickup below 36,000 miles, a transmission, and 18 MPG, 3.5L gas engine is for sale right now below $37K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$36,688
Est. Payment:	$700.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,673
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,688.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,718.80
Avg. DMV Fee	35.00
Cash Sale Price	$40,941.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,941.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$700.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,688.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang GT

⇩ View Seller Description

This low mileage used 2023 Ford Mustang GT RWD coupe below 26,000 miles, transmission, and 18 MPG, 5.0L gas engine is for sale right now under $36K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$35,685
Est. Payment:	$681.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,293
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$35,685.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,618.50
Avg. DMV Fee	35.00
Cash Sale Price	$39,838.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,838.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$681.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,685.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 BMW 7 Series 750i xDrive

⇩ View Seller Description

This low mileage used 2020 BMW 7 Series 750i xDrive AWD sedan below 50,000 miles, a transmission, and 18 MPG, 4.4L gas engine is for sale right now below $36K at Lenoir City Ford, Inc. in Lenoir City, TN. ...View More Details

Sales Price:	$35,900
Est. Payment:	$735.79 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,246
Location:	Lenoir City, TN

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,640.00
Avg. DMV Fee	35.00
Cash Sale Price	$40,075.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,075.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$735.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

⇩ View Seller Description

This low mileage preowned 2023 Ram 1500 Big Horn 4X4 pickup under 35,000 miles, a transmission, and 18 MPG, 5.7L hybrid engine is for sale right now below $40K at Lenoir City Ford, Inc. in Lenoir City, TN. ...View More Details

Sales Price:	$39,900
Est. Payment:	$761.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,986
Location:	Lenoir City, TN

Item	Amount
Used Car Price⁽¹⁾	$39,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,040.00
Avg. DMV Fee	35.00
Cash Sale Price	$44,475.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,475.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$761.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

⇩ View Seller Description

This low mileage used 2025 Ford Mustang Mach-E Premium AWD SUV under 10,000 miles, a transmission, and 0.0L electric engine is for sale right now below $36K at Lenoir City Ford, Inc. in Lenoir City, TN. ...View More Details

Sales Price:	$35,900
Est. Payment:	$685.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,259
Location:	Lenoir City, TN

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,640.00
Avg. DMV Fee	35.00
Cash Sale Price	$40,075.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,075.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$685.74

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota 4Runner TRD Off-Road

⇩ View Seller Description

This low mileage second hand 2023 Toyota 4Runner TRD Off-Road 4X4 SUV below 55,000 miles, a transmission, and 18 MPG, 4.0L gas engine is for sale right now below $40K at Rusty Wallace Ford in Dandridge, TN. ...View More Details

Sales Price:	$39,988
Est. Payment:	$818.36 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,796
Location:	Dandridge, TN

Item	Amount
Used Car Price⁽¹⁾	$39,988.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,048.80
Avg. DMV Fee	35.00
Cash Sale Price	$44,571.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,571.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$818.36

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Knoxville Area

Metro Knoxville Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ XRT

2024 Ford F-150 XLT

2024 Nissan Frontier S

2021 Ford F-150 XLT

2023 Ford Mustang GT

2020 BMW 7 Series 750i xDrive

2023 Ram 1500 Big Horn

2025 Ford Mustang Mach-E Premium

2023 Toyota 4Runner TRD Off-Road

Greater Knoxville Area Cities with Used Cars for Sale Below $40K

Metro Knoxville Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Knoxville Area

Metro Knoxville Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Nissan Frontier S

Nissan Frontier S

2024 Nissan Frontier S Car Loan Estimate

2021 Ford F-150 XLT

Ford F-150 XLT

2021 Ford F-150 XLT Car Loan Estimate

2023 Ford Mustang GT

Ford Mustang GT

2023 Ford Mustang GT Car Loan Estimate

2020 BMW 7 Series 750i xDrive

BMW 7 Series 750i xDrive

2020 BMW 7 Series 750i xDrive Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2023 Toyota 4Runner TRD Off-Road

Toyota 4Runner TRD Off-Road

2023 Toyota 4Runner TRD Off-Road Car Loan Estimate

Greater Knoxville Area Cities with Used Cars for Sale Below $40K

Metro Knoxville Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments