Knoxville, TN Area Used Cars Under $40,000

2025 Hyundai SANTA CRUZ Limited

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This low mileage preowned 2025 Hyundai SANTA CRUZ Limited AWD pickup below 13,000 miles, a transmission, and 21 MPG, 2.5L gas engine is for sale right now under $37K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$36,999
Est. Payment:	$706.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,826
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,749.90
Avg. DMV Fee	35.00
Cash Sale Price	$41,283.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,283.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$706.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

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This low mileage used 2025 Hyundai SANTA CRUZ XRT AWD pickup under 4,000 miles, a transmission, and 21 MPG, 2.5L gas engine is for sale right now under $36K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$35,999
Est. Payment:	$687.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,185
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,649.90
Avg. DMV Fee	35.00
Cash Sale Price	$40,183.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,183.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$687.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup under 0,000 miles, a transmission, and 21 MPG, 2.7L gas engine is for sale right now under $40K at Lenoir City Ford, Inc. in Lenoir City, TN. ...View More Details

Sales Price:	$39,900
Est. Payment:	$761.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17
Location:	Lenoir City, TN

Item	Amount
Used Car Price⁽¹⁾	$39,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,040.00
Avg. DMV Fee	35.00
Cash Sale Price	$44,475.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,475.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$761.03

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage used 2022 Ford F-150 XLT 4X4 pickup below 56,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now below $38K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$37,906
Est. Payment:	$776.31 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,759
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$37,906.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,840.60
Avg. DMV Fee	35.00
Cash Sale Price	$42,281.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,281.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$776.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,906.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Timberline

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This low mileage preowned 2023 Ford Explorer Timberline AWD SUV below 42,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now below $37K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$36,202
Est. Payment:	$691.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,192
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,202.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,670.20
Avg. DMV Fee	35.00
Cash Sale Price	$40,407.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,407.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$691.43

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,202.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Lariat

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This below average mileage used 2021 Ford F-150 Lariat 4X4 pickup below 60,000 miles, a transmission, and 21 MPG, 5.0L flexible engine is for sale right now under $40K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$39,837
Est. Payment:	$882.01 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,083
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$39,837.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,033.70
Avg. DMV Fee	35.00
Cash Sale Price	$44,405.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,405.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$882.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,837.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Aviator Reserve

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This low mileage preowned 2022 Lincoln Aviator Reserve RWD SUV under 53,000 miles, a transmission, and 21 MPG, 3.0L gas engine is for sale right now under $38K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$37,473
Est. Payment:	$767.56 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,984
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$37,473.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,797.30
Avg. DMV Fee	35.00
Cash Sale Price	$41,805.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,805.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$767.56

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,473.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang GT

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This low mileage second hand 2023 Ford Mustang GT RWD coupe under 26,000 miles, transmission, and 21 MPG, 5.0L gas engine is for sale right now below $36K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$35,685
Est. Payment:	$681.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,293
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$35,685.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,618.50
Avg. DMV Fee	35.00
Cash Sale Price	$39,838.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,838.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$681.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,685.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Limited

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This high mileage second hand 2021 Ford F-150 Limited 4X4 pickup below 104,000 miles, a transmission, and 21 MPG, 3.5L hybrid engine is for sale right now under $36K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$35,954
Est. Payment:	$1241.62 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	103,526
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$35,954.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,645.40
Avg. DMV Fee	35.00
Cash Sale Price	$40,134.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,134.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1241.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,954.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 BMW 7 Series 750i xDrive

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This low mileage used 2020 BMW 7 Series 750i xDrive AWD sedan below 50,000 miles, a transmission, and 21 MPG, 4.4L gas engine is for sale right now below $36K at Lenoir City Ford, Inc. in Lenoir City, TN. ...View More Details

Sales Price:	$35,900
Est. Payment:	$735.79 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,246
Location:	Lenoir City, TN

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,640.00
Avg. DMV Fee	35.00
Cash Sale Price	$40,075.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,075.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$735.79

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Knoxville Area

Metro Knoxville Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ XRT

2023 Ford F-150 XLT

2022 Ford F-150 XLT

2023 Ford Explorer Timberline

2021 Ford F-150 Lariat

2022 Lincoln Aviator Reserve

2023 Ford Mustang GT

2021 Ford F-150 Limited

2020 BMW 7 Series 750i xDrive

Greater Knoxville Area Cities with Used Cars for Sale Below $40K

Metro Knoxville Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Knoxville Area

Metro Knoxville Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2023 Ford Explorer Timberline

Ford Explorer Timberline

2023 Ford Explorer Timberline Car Loan Estimate

2021 Ford F-150 Lariat

Ford F-150 Lariat

2021 Ford F-150 Lariat Car Loan Estimate

2022 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2022 Lincoln Aviator Reserve Car Loan Estimate

2023 Ford Mustang GT

Ford Mustang GT

2023 Ford Mustang GT Car Loan Estimate

2021 Ford F-150 Limited

Ford F-150 Limited

2021 Ford F-150 Limited Car Loan Estimate

2020 BMW 7 Series 750i xDrive

BMW 7 Series 750i xDrive

2020 BMW 7 Series 750i xDrive Car Loan Estimate

Greater Knoxville Area Cities with Used Cars for Sale Below $40K

Metro Knoxville Area Counties with Used Cars for Sale Below $40,000

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