Knoxville, TN Area Used Pickups Under $40,000

2025 Hyundai SANTA CRUZ Limited

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This low mileage certified second hand 2025 Hyundai SANTA CRUZ Limited AWD pickup below 13,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now under $38K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$37,999
Est. Payment:	$725.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,826
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,849.90
Avg. DMV Fee	35.00
Cash Sale Price	$42,383.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,383.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$725.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

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This low mileage certified used 2025 Hyundai SANTA CRUZ XRT AWD pickup under 4,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $36K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$35,999
Est. Payment:	$687.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,185
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,649.90
Avg. DMV Fee	35.00
Cash Sale Price	$40,183.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,183.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$687.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Platinum

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This low mileage used 2021 Ford F-150 Platinum 4x4 pickup under 27,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $38K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$37,286
Est. Payment:	$711.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,497
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$37,286.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,778.60
Avg. DMV Fee	35.00
Cash Sale Price	$41,599.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,599.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$711.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,286.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This high mileage preowned 2022 Ford F-150 XL 4x4 pickup under 115,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $38K at Lenoir City Ford in Lenoir City, TN. ...View More Details

Sales Price:	$37,900
Est. Payment:	$1307.84 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	115,259
Location:	Lenoir City, TN

Item	Amount
Used Car Price⁽¹⁾	$37,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,840.00
Avg. DMV Fee	35.00
Cash Sale Price	$42,275.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,275.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1307.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Limited

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This average mileage certified second hand 2021 Ford F-150 Limited 4x4 pickup below 73,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $38K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$37,537
Est. Payment:	$908.80 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,734
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$37,537.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,803.70
Avg. DMV Fee	35.00
Cash Sale Price	$41,875.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,875.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$908.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,537.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage preowned 2022 Ford F-150 XL 4x4 pickup under 56,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $39K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$38,886
Est. Payment:	$796.10 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,759
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$38,886.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,938.60
Avg. DMV Fee	35.00
Cash Sale Price	$43,359.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,359.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$796.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,886.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 2500 Tradesman

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This low mileage second hand 2023 Ram 2500 Tradesman 4x4 pickup under 31,000 miles, automatic transmission, and 20 MPG, 6.4L gas engine is for sale right now under $39K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$38,788
Est. Payment:	$740.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,643
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$38,788.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,928.80
Avg. DMV Fee	35.00
Cash Sale Price	$43,251.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,251.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$740.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,788.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Tundra SR5

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This average mileage used 2020 Toyota Tundra SR5 4x4 pickup below 76,000 miles, automatic transmission, and 20 MPG, 5.7L gas engine is for sale right now under $38K at Rusty Wallace Ford in Dandridge, TN. ...View More Details

Sales Price:	$37,687
Est. Payment:	$912.39 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,532
Location:	Dandridge, TN

Item	Amount
Used Car Price⁽¹⁾	$37,687.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,818.70
Avg. DMV Fee	35.00
Cash Sale Price	$42,040.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,040.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$912.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,687.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 King Ranch

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This low mileage used 2023 Ford F-150 King Ranch 4x4 pickup below 34,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $40K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$39,688
Est. Payment:	$757.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,549
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$39,688.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,018.80
Avg. DMV Fee	35.00
Cash Sale Price	$44,241.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,241.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$757.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,688.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This low mileage preowned 2021 Ford F-150 XL 4x4 pickup below 41,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $37K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$36,488
Est. Payment:	$696.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,558
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,488.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,698.80
Avg. DMV Fee	35.00
Cash Sale Price	$40,721.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,721.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$696.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Knoxville Area

Metro Knoxville Secondhand Used Pickups Priced Below $40,000

2025 Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ XRT

2021 Ford F-150 Platinum

2022 Ford F-150 XL

2021 Ford F-150 Limited

2022 Ford F-150 XL

2023 Ram 2500 Tradesman

2020 Toyota Tundra SR5

2023 Ford F-150 King Ranch

2021 Ford F-150 XL

Greater Knoxville Area Cities with Used Pickups for Sale Below $40K

Metro Knoxville Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Knoxville Area

Metro Knoxville Secondhand Used Pickups Priced Below $40,000

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2021 Ford F-150 Platinum

Ford F-150 Platinum

2021 Ford F-150 Platinum Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2021 Ford F-150 Limited

Ford F-150 Limited

2021 Ford F-150 Limited Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2023 Ram 2500 Tradesman

Ram 2500 Tradesman

2023 Ram 2500 Tradesman Car Loan Estimate

2020 Toyota Tundra SR5

Toyota Tundra SR5

2020 Toyota Tundra SR5 Car Loan Estimate

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

Greater Knoxville Area Cities with Used Pickups for Sale Below $40K

Metro Knoxville Area Counties with Used Pickups for Sale Below $40,000

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