Knoxville, TN Area Used Pickups Under $40,000

2025 Hyundai SANTA CRUZ Limited

⇩ View Seller Description

This low mileage certified second hand 2025 Hyundai SANTA CRUZ Limited AWD pickup under 13,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now under $38K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$37,999
Est. Payment:	$725.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,826
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,849.90
Avg. DMV Fee	35.00
Cash Sale Price	$42,383.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,383.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$725.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

⇩ View Seller Description

This low mileage certified second hand 2025 Hyundai SANTA CRUZ XRT AWD pickup below 4,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now under $36K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$35,999
Est. Payment:	$687.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,185
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,649.90
Avg. DMV Fee	35.00
Cash Sale Price	$40,183.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,183.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$687.61

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 King Ranch

⇩ View Seller Description

This high mileage preowned 2021 Ford F-150 King Ranch 4x4 pickup below 104,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $40K at Gary Yeomans Ford Knoxville in Knoxville, TN. ...View More Details

Sales Price:	$39,569
Est. Payment:	$1364.64 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	103,526
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$39,569.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,006.90
Avg. DMV Fee	35.00
Cash Sale Price	$44,110.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,110.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1364.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,569.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

⇩ View Seller Description

This low mileage used 2022 Ford F-150 XL 4x4 pickup under 56,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $39K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$38,886
Est. Payment:	$796.10 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,759
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$38,886.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,938.60
Avg. DMV Fee	35.00
Cash Sale Price	$43,359.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,359.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$796.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,886.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Tundra SR5

⇩ View Seller Description

This average mileage preowned 2020 Toyota Tundra SR5 4x4 pickup under 76,000 miles, automatic transmission, and 20 MPG, 5.7L gas engine is for sale right now under $38K at Rusty Wallace Ford in Dandridge, TN. ...View More Details

Sales Price:	$37,687
Est. Payment:	$912.39 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,532
Location:	Dandridge, TN

Item	Amount
Used Car Price⁽¹⁾	$37,687.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,818.70
Avg. DMV Fee	35.00
Cash Sale Price	$42,040.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,040.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$912.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,687.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

⇩ View Seller Description

This low mileage preowned 2024 Ford Ranger XLT 4x4 pickup below 6,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $39K at Rusty Wallace Ford in Dandridge, TN. ...View More Details

Sales Price:	$38,888
Est. Payment:	$741.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,967
Location:	Dandridge, TN

Item	Amount
Used Car Price⁽¹⁾	$38,888.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,938.80
Avg. DMV Fee	35.00
Cash Sale Price	$43,361.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,361.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$741.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 55,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $37K at Lenoir City Ford in Lenoir City, TN. ...View More Details

Sales Price:	$36,900
Est. Payment:	$755.99 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,440
Location:	Lenoir City, TN

Item	Amount
Used Car Price⁽¹⁾	$36,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,740.00
Avg. DMV Fee	35.00
Cash Sale Price	$41,175.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,175.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$755.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

⇩ View Seller Description

This low mileage used 2021 Ford F-150 XL 4x4 pickup below 36,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $37K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$36,697
Est. Payment:	$700.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,673
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,697.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,719.70
Avg. DMV Fee	35.00
Cash Sale Price	$40,951.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,951.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$700.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,697.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

⇩ View Seller Description

This high mileage used 2022 Ford F-150 XL 4x4 pickup under 115,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $38K at Lenoir City Ford in Lenoir City, TN. ...View More Details

Sales Price:	$37,900
Est. Payment:	$1307.84 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	115,259
Location:	Lenoir City, TN

Item	Amount
Used Car Price⁽¹⁾	$37,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,840.00
Avg. DMV Fee	35.00
Cash Sale Price	$42,275.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,275.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1307.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

⇩ View Seller Description

This low mileage preowned 2021 Ford F-150 XL 4x4 pickup below 41,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $37K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$36,488
Est. Payment:	$696.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,558
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,488.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,698.80
Avg. DMV Fee	35.00
Cash Sale Price	$40,721.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,721.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$696.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Knoxville Area

Metro Knoxville Secondhand Used Pickups Priced Below $40,000

2025 Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ XRT

2021 Ford F-150 King Ranch

2022 Ford F-150 XL

2020 Toyota Tundra SR5

2024 Ford Ranger XLT

2023 Ford F-150 XL

2021 Ford F-150 XL

2022 Ford F-150 XL

2021 Ford F-150 XL

Greater Knoxville Area Cities with Used Pickups for Sale Below $40K

Metro Knoxville Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Knoxville Area

Metro Knoxville Secondhand Used Pickups Priced Below $40,000

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2021 Ford F-150 King Ranch

Ford F-150 King Ranch

2021 Ford F-150 King Ranch Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2020 Toyota Tundra SR5

Toyota Tundra SR5

2020 Toyota Tundra SR5 Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

Greater Knoxville Area Cities with Used Pickups for Sale Below $40K

Metro Knoxville Area Counties with Used Pickups for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments