Collin County, TX Used Cars Under $40,000

2023 Chevrolet Silverado 1500 LTZ

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This below average mileage second hand 2023 Chevrolet Silverado 1500 LTZ 4x4 pickup below 65,000 miles, automatic transmission, and 5.3L gas engine is for sale right now below $38K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$37,004
Est. Payment:	$800.72 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,934
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$37,004.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,065.21
Avg. DMV Fee	94.00
Cash Sale Price	$40,313.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,313.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$800.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,004.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang GT

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This low mileage used 2023 Ford Mustang GT RWD coupe under 37,000 miles, transmission, and 5.0L gas engine is for sale right now under $40K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$39,997
Est. Payment:	$745.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,173
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$39,997.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,312.13
Avg. DMV Fee	94.00
Cash Sale Price	$43,553.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,553.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$745.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volvo XC90 B6 Plus Bright Theme 6P

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This low mileage preowned 2023 Volvo XC90 B6 Plus Bright Theme 6P AWD SUV under 48,000 miles, automatic transmission, and 2.0L hybrid engine is for sale right now below $37K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$36,601
Est. Payment:	$682.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,154
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$36,601.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,031.96
Avg. DMV Fee	94.00
Cash Sale Price	$39,876.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,876.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$682.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,601.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang Mach-E GT

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This low mileage certified second hand 2023 Ford Mustang Mach-E GT AWD SUV below 34,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $36K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$35,250
Est. Payment:	$657.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,864
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$35,250.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,920.50
Avg. DMV Fee	94.00
Cash Sale Price	$38,414.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,414.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$657.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 King Ranch

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This average mileage second hand 2020 Ford F-150 King Ranch 4x4 pickup below 71,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $40K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$39,495
Est. Payment:	$933.42 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,893
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$39,495.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,270.71
Avg. DMV Fee	94.00
Cash Sale Price	$43,009.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,009.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$933.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Mercedes-Benz GLE GLE 350

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This low mileage used 2021 Mercedes-Benz GLE GLE 350 RWD SUV under 43,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $36K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$35,750
Est. Payment:	$666.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,000
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$35,750.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,961.75
Avg. DMV Fee	94.00
Cash Sale Price	$38,955.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,955.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$666.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer Limited

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This low mileage used 2024 Ford Explorer Limited AWD SUV below 14,000 miles, automatic transmission, and 2.3L gas engine is for sale right now under $39K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$38,249
Est. Payment:	$712.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,209
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$38,249.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,167.92
Avg. DMV Fee	94.00
Cash Sale Price	$41,660.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,660.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$712.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,249.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Dodge Challenger R/T

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This low mileage used 2022 Dodge Challenger R/T RWD coupe under 13,000 miles, transmission, and 5.7L gas engine is for sale right now below $36K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$35,115
Est. Payment:	$654.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,256
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$35,115.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,909.36
Avg. DMV Fee	94.00
Cash Sale Price	$38,268.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,268.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$654.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,115.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW X5 xDrive45e

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This low mileage used 2022 BMW X5 xDrive45e AWD SUV below 59,000 miles, automatic transmission, and 3.0L hybrid engine is for sale right now below $39K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$38,599
Est. Payment:	$771.87 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,940
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$38,599.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,196.79
Avg. DMV Fee	94.00
Cash Sale Price	$42,039.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,039.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$771.87

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Big Bend

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This low mileage second hand 2025 Ford Bronco Big Bend 4x4 SUV below 14,000 miles, transmission, and 2.3L gas engine is for sale right now under $38K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$37,949
Est. Payment:	$707.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,646
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$37,949.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,143.17
Avg. DMV Fee	94.00
Cash Sale Price	$41,336.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,336.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$707.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,949.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Collin County, TX

Collin County, TX Secondhand Used Vehicles Priced Below $40,000

2023 Chevrolet Silverado 1500 LTZ

2023 Ford Mustang GT

2023 Volvo XC90 B6 Plus Bright Theme 6P

2023 Ford Mustang Mach-E GT

2020 Ford F-150 King Ranch

2021 Mercedes-Benz GLE GLE 350

2024 Ford Explorer Limited

2022 Dodge Challenger R/T

2022 BMW X5 xDrive45e

2025 Ford Bronco Big Bend

Collin County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Collin County, TX

Collin County, TX Secondhand Used Vehicles Priced Below $40,000

2023 Chevrolet Silverado 1500 LTZ

Chevrolet Silverado 1500 LTZ

2023 Chevrolet Silverado 1500 LTZ Car Loan Estimate

2023 Ford Mustang GT

Ford Mustang GT

2023 Ford Mustang GT Car Loan Estimate

2023 Volvo XC90 B6 Plus Bright Theme 6P

Volvo XC90 B6 Plus Bright Theme 6P

2023 Volvo XC90 B6 Plus Bright Theme 6P Car Loan Estimate

2023 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2023 Ford Mustang Mach-E GT Car Loan Estimate

2020 Ford F-150 King Ranch

Ford F-150 King Ranch

2020 Ford F-150 King Ranch Car Loan Estimate

2021 Mercedes-Benz GLE GLE 350

Mercedes-Benz GLE GLE 350

2021 Mercedes-Benz GLE 350 Car Loan Estimate

2024 Ford Explorer Limited

Ford Explorer Limited

2024 Ford Explorer Limited Car Loan Estimate

2022 Dodge Challenger R/T

Dodge Challenger R/T

2022 Dodge Challenger R/T Car Loan Estimate

2022 BMW X5 xDrive45e

BMW X5 xDrive45e

2022 BMW X5 xDrive45e Car Loan Estimate

2025 Ford Bronco Big Bend

Ford Bronco Big Bend

2025 Ford Bronco Big Bend Car Loan Estimate

Collin County Cities with Used Cars for Sale Below $40K

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