Collin County, TX Used Cars Under $40,000

2023 Ford Expedition MAX Limited

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This below average mileage used 2023 Ford Expedition MAX Limited RWD SUV under 67,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now below $40K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$39,999
Est. Payment:	$865.12 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,998
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,312.29
Avg. DMV Fee	94.00
Cash Sale Price	$43,555.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,555.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$865.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT RWD pickup under 12,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now under $40K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$39,499
Est. Payment:	$736.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,518
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$39,499.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,271.04
Avg. DMV Fee	94.00
Cash Sale Price	$43,014.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,014.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$736.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage certified preowned 2023 Ford F-150 XL RWD pickup under 20,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now below $36K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$35,699
Est. Payment:	$665.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,424
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$35,699.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,957.54
Avg. DMV Fee	94.00
Cash Sale Price	$38,900.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,900.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$665.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Highlander Hybrid Platinum

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This above average mileage second hand 2023 Toyota Highlander Hybrid Platinum FWD SUV below 94,000 miles, cvt transmission, and 19 MPG, 2.5L hybrid engine is for sale right now below $37K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$36,591
Est. Payment:	$1075.35 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93,629
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$36,591.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,031.13
Avg. DMV Fee	94.00
Cash Sale Price	$39,866.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,866.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1075.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,591.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang Mach-E GT

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This low mileage second hand 2023 Ford Mustang Mach-E GT AWD SUV below 26,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $36K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$35,999
Est. Payment:	$671.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,325
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,982.29
Avg. DMV Fee	94.00
Cash Sale Price	$39,225.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,225.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$671.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage certified preowned 2025 Ford Explorer ST-Line RWD SUV below 25,000 miles, automatic transmission, and 19 MPG, 2.3L gas engine is for sale right now under $38K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$37,495
Est. Payment:	$698.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,240
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$37,495.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,105.71
Avg. DMV Fee	94.00
Cash Sale Price	$40,844.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,844.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$698.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Cadillac XT6 Sport

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This average mileage used 2023 Cadillac XT6 Sport 4x4 SUV under 71,000 miles, automatic transmission, and 19 MPG, 3.6L gas engine is for sale right now under $38K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$37,791
Est. Payment:	$893.38 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,602
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$37,791.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,130.13
Avg. DMV Fee	94.00
Cash Sale Price	$41,165.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,165.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$893.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,791.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volvo XC60 B5 Plus Dark Theme

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This low mileage preowned 2025 Volvo XC60 B5 Plus Dark Theme AWD SUV below 18,000 miles, automatic transmission, and 19 MPG, 2.0L hybrid engine is for sale right now below $38K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$37,691
Est. Payment:	$702.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,038
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$37,691.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,121.88
Avg. DMV Fee	94.00
Cash Sale Price	$41,056.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,056.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$702.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,691.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma SR5

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This low mileage second hand 2025 Toyota Tacoma SR5 RWD pickup below 29,000 miles, automatic transmission, and 19 MPG, 2.4L gas engine is for sale right now below $39K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$38,999
Est. Payment:	$726.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,143
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.79
Avg. DMV Fee	94.00
Cash Sale Price	$42,472.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,472.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$726.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Platinum

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This average mileage second hand 2022 Ford F-150 Platinum 4x4 pickup below 76,000 miles, automatic transmission, and 19 MPG, 5.0L gas engine is for sale right now below $37K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$36,999
Est. Payment:	$874.78 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,482
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,064.79
Avg. DMV Fee	94.00
Cash Sale Price	$40,307.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,307.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$874.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Collin County, TX

Collin County, TX Secondhand Used Vehicles Priced Below $40,000

2023 Ford Expedition MAX Limited

2024 Ford F-150 XLT

2023 Ford F-150 XL

2023 Toyota Highlander Hybrid Platinum

2023 Ford Mustang Mach-E GT

2025 Ford Explorer ST-Line

2023 Cadillac XT6 Sport

2025 Volvo XC60 B5 Plus Dark Theme

2025 Toyota Tacoma SR5

2022 Ford F-150 Platinum

Collin County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Collin County, TX

Collin County, TX Secondhand Used Vehicles Priced Below $40,000

2023 Ford Expedition MAX Limited

Ford Expedition MAX Limited

2023 Ford Expedition MAX Limited Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Toyota Highlander Hybrid Platinum

Toyota Highlander Hybrid Platinum

2023 Toyota Highlander Hybrid Platinum Car Loan Estimate

2023 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2023 Ford Mustang Mach-E GT Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2023 Cadillac XT6 Sport

Cadillac XT6 Sport

2023 Cadillac XT6 Sport Car Loan Estimate

2025 Volvo XC60 B5 Plus Dark Theme

Volvo XC60 B5 Plus Dark Theme

2025 Volvo XC60 B5 Plus Dark Theme Car Loan Estimate

2025 Toyota Tacoma SR5

Toyota Tacoma SR5

2025 Toyota Tacoma SR5 Car Loan Estimate

2022 Ford F-150 Platinum

Ford F-150 Platinum

2022 Ford F-150 Platinum Car Loan Estimate

Collin County Cities with Used Cars for Sale Below $40K

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