Collin County, TX Used Cars Under $40,000

2023 Ford Expedition MAX Limited

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This below average mileage preowned 2023 Ford Expedition MAX Limited RWD SUV below 67,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $40K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$39,999
Est. Payment:	$865.12 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,998
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,312.29
Avg. DMV Fee	94.00
Cash Sale Price	$43,555.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,555.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$865.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volvo XC60 B5 Plus Dark Theme

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This low mileage second hand 2025 Volvo XC60 B5 Plus Dark Theme AWD SUV under 18,000 miles, automatic transmission, and 2.0L hybrid engine is for sale right now below $38K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$37,691
Est. Payment:	$702.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,038
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$37,691.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,121.88
Avg. DMV Fee	94.00
Cash Sale Price	$41,056.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,056.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$702.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,691.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Platinum

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This average mileage preowned 2022 Ford F-150 Platinum 4x4 pickup under 76,000 miles, automatic transmission, and 5.0L gas engine is for sale right now below $37K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$36,999
Est. Payment:	$874.78 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,482
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,064.79
Avg. DMV Fee	94.00
Cash Sale Price	$40,307.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,307.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$874.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Highlander Hybrid Platinum

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This above average mileage second hand 2023 Toyota Highlander Hybrid Platinum FWD SUV under 94,000 miles, cvt transmission, and 2.5L hybrid engine is for sale right now below $37K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$36,591
Est. Payment:	$1075.35 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93,629
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$36,591.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,031.13
Avg. DMV Fee	94.00
Cash Sale Price	$39,866.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,866.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1075.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,591.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota 4Runner SR5

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This average mileage preowned 2020 Toyota 4Runner SR5 RWD SUV under 79,000 miles, automatic transmission, and 4.0L gas engine is for sale right now below $36K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$35,549
Est. Payment:	$840.71 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,759
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$35,549.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,945.17
Avg. DMV Fee	94.00
Cash Sale Price	$38,738.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,738.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$840.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,549.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage certified used 2023 Lincoln Nautilus Reserve AWD SUV below 42,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $39K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$38,999
Est. Payment:	$726.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,475
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.79
Avg. DMV Fee	94.00
Cash Sale Price	$42,472.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,472.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$726.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Toyota Tundra 1794 Edition

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This above average mileage preowned 2019 Toyota Tundra 1794 Edition 4x4 pickup under 95,000 miles, automatic transmission, and 5.7L gas engine is for sale right now below $39K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$38,491
Est. Payment:	$1130.83 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,379
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$38,491.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,187.88
Avg. DMV Fee	94.00
Cash Sale Price	$41,922.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,922.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1130.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,491.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT RWD pickup under 12,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $40K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$39,499
Est. Payment:	$736.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,518
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$39,499.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,271.04
Avg. DMV Fee	94.00
Cash Sale Price	$43,014.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,014.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$736.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Z Sport

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This low mileage used 2025 Nissan Z Sport RWD coupe under 2,000 miles, automatic transmission, and 3.0L gas engine is for sale right now under $39K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$38,997
Est. Payment:	$726.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,795
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$38,997.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.63
Avg. DMV Fee	94.00
Cash Sale Price	$42,470.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,470.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$726.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma SR5

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This low mileage second hand 2025 Toyota Tacoma SR5 RWD pickup below 29,000 miles, automatic transmission, and 2.4L gas engine is for sale right now under $39K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$38,999
Est. Payment:	$726.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,143
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.79
Avg. DMV Fee	94.00
Cash Sale Price	$42,472.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,472.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$726.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Collin County, TX

Collin County, TX Secondhand Used Vehicles Priced Below $40,000

2023 Ford Expedition MAX Limited

2025 Volvo XC60 B5 Plus Dark Theme

2022 Ford F-150 Platinum

2023 Toyota Highlander Hybrid Platinum

2020 Toyota 4Runner SR5

2023 Lincoln Nautilus Reserve

2019 Toyota Tundra 1794 Edition

2024 Ford F-150 XLT

2025 Nissan Z Sport

2025 Toyota Tacoma SR5

Collin County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Collin County, TX

Collin County, TX Secondhand Used Vehicles Priced Below $40,000

2023 Ford Expedition MAX Limited

Ford Expedition MAX Limited

2023 Ford Expedition MAX Limited Car Loan Estimate

2025 Volvo XC60 B5 Plus Dark Theme

Volvo XC60 B5 Plus Dark Theme

2025 Volvo XC60 B5 Plus Dark Theme Car Loan Estimate

2022 Ford F-150 Platinum

Ford F-150 Platinum

2022 Ford F-150 Platinum Car Loan Estimate

2023 Toyota Highlander Hybrid Platinum

Toyota Highlander Hybrid Platinum

2023 Toyota Highlander Hybrid Platinum Car Loan Estimate

2020 Toyota 4Runner SR5

Toyota 4Runner SR5

2020 Toyota 4Runner SR5 Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2019 Toyota Tundra 1794 Edition

Toyota Tundra 1794 Edition

2019 Toyota Tundra 1794 Edition Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Nissan Z Sport

Nissan Z Sport

2025 Nissan Z Sport Car Loan Estimate

2025 Toyota Tacoma SR5

Toyota Tacoma SR5

2025 Toyota Tacoma SR5 Car Loan Estimate

Collin County Cities with Used Cars for Sale Below $40K

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