Collin County, TX Used Cars Under $40,000

2024 Ford Transit 350 XL

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This low mileage second hand 2024 Ford Transit 350 XL RWD van under 46,000 miles, automatic transmission, and 89 MPG, 3.5L gas engine is for sale right now under $39K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$38,018
Est. Payment:	$708.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,669
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$38,018.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,148.86
Avg. DMV Fee	94.00
Cash Sale Price	$41,410.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,410.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$708.60

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,018.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage certified preowned 2025 Ford F-150 XLT RWD pickup below 27,000 miles, automatic transmission, and 89 MPG, 5.0L gas engine is for sale right now under $39K at Planet Ford Dallas Love Field in Dallas, TX. ...View More Details

Sales Price:	$38,659
Est. Payment:	$720.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,593
Location:	Dallas, TX

Item	Amount
Used Car Price⁽¹⁾	$38,659.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,201.74
Avg. DMV Fee	94.00
Cash Sale Price	$42,104.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,104.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$720.48

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,659.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-250 Super Duty King Ranch

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This below average mileage second hand 2022 Ford F-250 Super Duty King Ranch 4x4 pickup below 69,000 miles, automatic transmission, and 89 MPG, 6.2L gas engine is for sale right now under $40K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$39,699
Est. Payment:	$858.67 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,165
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$39,699.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,287.54
Avg. DMV Fee	94.00
Cash Sale Price	$43,230.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,230.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$858.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Lincoln Continental Reserve

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This low mileage second hand 2020 Lincoln Continental Reserve AWD sedan below 38,000 miles, automatic transmission, and 89 MPG, 2.7L gas engine is for sale right now under $39K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$38,497
Est. Payment:	$717.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,076
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$38,497.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,188.38
Avg. DMV Fee	94.00
Cash Sale Price	$41,929.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,929.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$717.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Toyota Tacoma TRD Pro

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This low mileage second hand 2019 Toyota Tacoma TRD Pro 4x4 pickup below 38,000 miles, manual transmission, and 89 MPG, 3.5L gas engine is for sale right now under $37K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$36,998
Est. Payment:	$689.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,485
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$36,998.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,064.71
Avg. DMV Fee	94.00
Cash Sale Price	$40,306.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,306.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$689.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup under 25,000 miles, automatic transmission, and 89 MPG, 2.7L gas engine is for sale right now below $36K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$35,350
Est. Payment:	$659.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,898
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$35,350.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,928.75
Avg. DMV Fee	94.00
Cash Sale Price	$38,522.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,522.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$659.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Base

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This low mileage second hand 2023 Ford Bronco Base 4x4 SUV below 38,000 miles, automatic transmission, and 89 MPG, 2.7L gas engine is for sale right now below $37K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$36,049
Est. Payment:	$672.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,197
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$36,049.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,986.42
Avg. DMV Fee	94.00
Cash Sale Price	$39,279.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,279.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$672.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,049.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LTZ

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This below average mileage preowned 2023 Chevrolet Silverado 1500 LTZ 4x4 pickup under 65,000 miles, automatic transmission, and 89 MPG, 5.3L gas engine is for sale right now below $38K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$37,004
Est. Payment:	$800.72 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,934
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$37,004.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,065.21
Avg. DMV Fee	94.00
Cash Sale Price	$40,313.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,313.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$800.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,004.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage certified used 2023 Lincoln Nautilus Reserve AWD SUV below 52,000 miles, automatic transmission, and 89 MPG, 2.7L gas engine is for sale right now below $38K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$37,799
Est. Payment:	$755.97 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,873
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$37,799.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,130.79
Avg. DMV Fee	94.00
Cash Sale Price	$41,173.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,173.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$755.97

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Cadillac LYRIQ Luxury 1

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This low mileage used 2024 Cadillac LYRIQ Luxury 1 RWD SUV under 25,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $38K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$37,495
Est. Payment:	$698.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,040
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$37,495.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,105.71
Avg. DMV Fee	94.00
Cash Sale Price	$40,844.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,844.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$698.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Collin County, TX

Collin County, TX Secondhand Used Vehicles Priced Below $40,000

2024 Ford Transit 350 XL

2025 Ford F-150 XLT

2022 Ford F-250 Super Duty King Ranch

2020 Lincoln Continental Reserve

2019 Toyota Tacoma TRD Pro

2023 Ford F-150 XL

2023 Ford Bronco Base

2023 Chevrolet Silverado 1500 LTZ

2023 Lincoln Nautilus Reserve

2024 Cadillac LYRIQ Luxury 1

Collin County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Collin County, TX

Collin County, TX Secondhand Used Vehicles Priced Below $40,000

2024 Ford Transit 350 XL

Ford Transit 350 XL

2024 Ford Transit 350 XL Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2022 Ford F-250 Super Duty King Ranch

Ford F-250 Super Duty King Ranch

2022 Ford F-250 Super Duty King Ranch Car Loan Estimate

2020 Lincoln Continental Reserve

Lincoln Continental Reserve

2020 Lincoln Continental Reserve Car Loan Estimate

2019 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2019 Toyota Tacoma TRD Pro Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford Bronco Base

Ford Bronco Base

2023 Ford Bronco Base Car Loan Estimate

2023 Chevrolet Silverado 1500 LTZ

Chevrolet Silverado 1500 LTZ

2023 Chevrolet Silverado 1500 LTZ Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2024 Cadillac LYRIQ Luxury 1

Cadillac LYRIQ Luxury 1

2024 Cadillac LYRIQ Luxury 1 Car Loan Estimate

Collin County Cities with Used Cars for Sale Below $40K

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