Collin County, TX Used Cars Under $40,000

2023 Lincoln Nautilus Reserve

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This low mileage certified used 2023 Lincoln Nautilus Reserve AWD SUV below 42,000 miles, automatic transmission, and 27 MPG, 2.7L gas engine is for sale right now under $39K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$38,999
Est. Payment:	$726.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,475
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.79
Avg. DMV Fee	94.00
Cash Sale Price	$42,472.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,472.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$726.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage certified second hand 2025 Ford Explorer ST-Line RWD SUV below 25,000 miles, automatic transmission, and 27 MPG, 2.3L gas engine is for sale right now under $38K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$37,495
Est. Payment:	$698.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,240
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$37,495.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,105.71
Avg. DMV Fee	94.00
Cash Sale Price	$40,844.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,844.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$698.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Titan SV

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This low mileage second hand 2024 Nissan Titan SV 4x4 pickup under 17,000 miles, automatic transmission, and 27 MPG, 5.6L gas engine is for sale right now below $36K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$35,889
Est. Payment:	$669.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,732
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$35,889.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,973.22
Avg. DMV Fee	94.00
Cash Sale Price	$39,106.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,106.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$669.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota 4Runner SR5

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This low mileage second hand 2024 Toyota 4Runner SR5 4x4 SUV under 56,000 miles, automatic transmission, and 27 MPG, 4.0L gas engine is for sale right now below $39K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$38,999
Est. Payment:	$779.82 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,761
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.79
Avg. DMV Fee	94.00
Cash Sale Price	$42,472.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,472.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$779.82

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage certified used 2023 Ford F-150 XL RWD pickup below 20,000 miles, automatic transmission, and 27 MPG, 2.7L gas engine is for sale right now under $36K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$35,699
Est. Payment:	$665.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,424
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$35,699.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,957.54
Avg. DMV Fee	94.00
Cash Sale Price	$38,900.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,900.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$665.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT RWD pickup under 12,000 miles, automatic transmission, and 27 MPG, 2.7L gas engine is for sale right now below $40K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$39,499
Est. Payment:	$736.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,518
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$39,499.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,271.04
Avg. DMV Fee	94.00
Cash Sale Price	$43,014.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,014.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$736.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Z Sport

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This low mileage second hand 2025 Nissan Z Sport RWD coupe below 2,000 miles, automatic transmission, and 27 MPG, 3.0L gas engine is for sale right now below $39K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$38,997
Est. Payment:	$726.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,795
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$38,997.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.63
Avg. DMV Fee	94.00
Cash Sale Price	$42,470.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,470.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$726.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Mustang GT

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This low mileage second hand 2024 Ford Mustang GT RWD coupe below 31,000 miles, transmission, and 27 MPG, 5.0L gas engine is for sale right now under $40K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$39,997
Est. Payment:	$745.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,898
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$39,997.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,312.13
Avg. DMV Fee	94.00
Cash Sale Price	$43,553.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,553.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$745.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee Summit

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This low mileage second hand 2023 Jeep Grand Cherokee Summit RWD SUV under 24,000 miles, automatic transmission, and 27 MPG, 3.6L gas engine is for sale right now below $40K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$39,299
Est. Payment:	$732.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,099
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$39,299.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,254.54
Avg. DMV Fee	94.00
Cash Sale Price	$42,797.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,797.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$732.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volvo XC60 B5 Plus Dark Theme

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This low mileage used 2025 Volvo XC60 B5 Plus Dark Theme AWD SUV below 18,000 miles, automatic transmission, and 27 MPG, 2.0L hybrid engine is for sale right now under $38K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$37,691
Est. Payment:	$702.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,038
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$37,691.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,121.88
Avg. DMV Fee	94.00
Cash Sale Price	$41,056.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,056.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$702.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,691.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Collin County, TX

Collin County, TX Secondhand Used Vehicles Priced Below $40,000

2023 Lincoln Nautilus Reserve

2025 Ford Explorer ST-Line

2024 Nissan Titan SV

2024 Toyota 4Runner SR5

2023 Ford F-150 XL

2024 Ford F-150 XLT

2025 Nissan Z Sport

2024 Ford Mustang GT

2023 Jeep Grand Cherokee Summit

2025 Volvo XC60 B5 Plus Dark Theme

Collin County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Collin County, TX

Collin County, TX Secondhand Used Vehicles Priced Below $40,000

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2024 Nissan Titan SV

Nissan Titan SV

2024 Nissan Titan SV Car Loan Estimate

2024 Toyota 4Runner SR5

Toyota 4Runner SR5

2024 Toyota 4Runner SR5 Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Nissan Z Sport

Nissan Z Sport

2025 Nissan Z Sport Car Loan Estimate

2024 Ford Mustang GT

Ford Mustang GT

2024 Ford Mustang GT Car Loan Estimate

2023 Jeep Grand Cherokee Summit

Jeep Grand Cherokee Summit

2023 Jeep Grand Cherokee Summit Car Loan Estimate

2025 Volvo XC60 B5 Plus Dark Theme

Volvo XC60 B5 Plus Dark Theme

2025 Volvo XC60 B5 Plus Dark Theme Car Loan Estimate

Collin County Cities with Used Cars for Sale Below $40K

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