Collin County, TX Used Cars Under $40,000

2025 Ford Explorer ST-Line

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This low mileage certified used 2025 Ford Explorer ST-Line RWD SUV under 25,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $38K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$37,495
Est. Payment:	$698.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,240
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$37,495.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,105.71
Avg. DMV Fee	94.00
Cash Sale Price	$40,844.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,844.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$698.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Cadillac XT6 Sport

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This average mileage used 2023 Cadillac XT6 Sport 4x4 SUV under 71,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now under $38K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$37,791
Est. Payment:	$893.38 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,602
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$37,791.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,130.13
Avg. DMV Fee	94.00
Cash Sale Price	$41,165.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,165.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$893.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,791.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Rubicon 4xe

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This low mileage second hand 2025 Jeep Wrangler Rubicon 4xe 4x4 SUV below 14,000 miles, automatic transmission, and 23 MPG, 2.0L hybrid engine is for sale right now under $36K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$35,399
Est. Payment:	$660.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,970
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$35,399.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,932.79
Avg. DMV Fee	94.00
Cash Sale Price	$38,575.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,575.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$660.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Sorento Hybrid SX Prestige

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This low mileage second hand 2024 Kia Sorento Hybrid SX Prestige AWD SUV below 22,000 miles, automatic transmission, and 23 MPG, 1.6L hybrid engine is for sale right now under $37K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$36,999
Est. Payment:	$689.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,532
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,064.79
Avg. DMV Fee	94.00
Cash Sale Price	$40,307.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,307.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$689.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Mustang GT

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This low mileage second hand 2024 Ford Mustang GT RWD coupe under 31,000 miles, transmission, and 23 MPG, 5.0L gas engine is for sale right now under $40K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$39,997
Est. Payment:	$745.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,898
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$39,997.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,312.13
Avg. DMV Fee	94.00
Cash Sale Price	$43,553.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,553.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$745.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota 4Runner SR5

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This low mileage preowned 2024 Toyota 4Runner SR5 4x4 SUV under 56,000 miles, automatic transmission, and 23 MPG, 4.0L gas engine is for sale right now below $39K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$38,999
Est. Payment:	$779.82 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,761
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.79
Avg. DMV Fee	94.00
Cash Sale Price	$42,472.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,472.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$779.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang Mach-E GT

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This low mileage preowned 2023 Ford Mustang Mach-E GT AWD SUV below 26,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $36K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$35,999
Est. Payment:	$671.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,325
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,982.29
Avg. DMV Fee	94.00
Cash Sale Price	$39,225.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,225.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$671.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 RST

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This average mileage used 2022 Chevrolet Silverado 1500 RST RWD pickup under 75,000 miles, automatic transmission, and 23 MPG, 5.3L gas engine is for sale right now under $36K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$35,750
Est. Payment:	$845.43 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,791
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$35,750.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,961.75
Avg. DMV Fee	94.00
Cash Sale Price	$38,955.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,955.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$845.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This below average mileage used 2024 Ford F-150 STX 4x4 pickup below 69,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $36K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$35,249
Est. Payment:	$762.99 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,744
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$35,249.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,920.42
Avg. DMV Fee	94.00
Cash Sale Price	$38,413.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,413.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$762.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,249.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee Overland

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This low mileage second hand 2023 Jeep Grand Cherokee Overland 4x4 SUV below 25,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now under $39K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$38,699
Est. Payment:	$721.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,187
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$38,699.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,205.04
Avg. DMV Fee	94.00
Cash Sale Price	$42,148.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,148.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$721.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Collin County, TX

Collin County, TX Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer ST-Line

2023 Cadillac XT6 Sport

2025 Jeep Wrangler Rubicon 4xe

2024 Kia Sorento Hybrid SX Prestige

2024 Ford Mustang GT

2024 Toyota 4Runner SR5

2023 Ford Mustang Mach-E GT

2022 Chevrolet Silverado 1500 RST

2024 Ford F-150 STX

2023 Jeep Grand Cherokee Overland

Collin County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Collin County, TX

Collin County, TX Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2023 Cadillac XT6 Sport

Cadillac XT6 Sport

2023 Cadillac XT6 Sport Car Loan Estimate

2025 Jeep Wrangler Rubicon 4xe

Jeep Wrangler Rubicon 4xe

2025 Jeep Wrangler Rubicon 4xe Car Loan Estimate

2024 Kia Sorento Hybrid SX Prestige

Kia Sorento Hybrid SX Prestige

2024 Kia Sorento Hybrid SX Prestige Car Loan Estimate

2024 Ford Mustang GT

Ford Mustang GT

2024 Ford Mustang GT Car Loan Estimate

2024 Toyota 4Runner SR5

Toyota 4Runner SR5

2024 Toyota 4Runner SR5 Car Loan Estimate

2023 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2023 Ford Mustang Mach-E GT Car Loan Estimate

2022 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2022 Chevrolet Silverado 1500 RST Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2023 Jeep Grand Cherokee Overland

Jeep Grand Cherokee Overland

2023 Jeep Grand Cherokee Overland Car Loan Estimate

Collin County Cities with Used Cars for Sale Below $40K

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