Collin County, TX Used Cars Under $40,000

2024 Toyota 4Runner SR5

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This low mileage used 2024 Toyota 4Runner SR5 4x4 SUV below 56,000 miles, automatic transmission, and 24 MPG, 4.0L gas engine is for sale right now under $39K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$38,999
Est. Payment:	$779.82 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,761
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.79
Avg. DMV Fee	94.00
Cash Sale Price	$42,472.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,472.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$779.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage certified second hand 2023 Ford F-150 XL RWD pickup under 20,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $36K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$35,699
Est. Payment:	$665.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,424
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$35,699.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,957.54
Avg. DMV Fee	94.00
Cash Sale Price	$38,900.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,900.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$665.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 RST

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This average mileage used 2022 Chevrolet Silverado 1500 RST RWD pickup below 75,000 miles, automatic transmission, and 24 MPG, 5.3L gas engine is for sale right now below $36K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$35,750
Est. Payment:	$845.43 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,791
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$35,750.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,961.75
Avg. DMV Fee	94.00
Cash Sale Price	$38,955.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,955.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$845.43

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Highlander Hybrid Platinum

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This above average mileage second hand 2023 Toyota Highlander Hybrid Platinum FWD SUV under 94,000 miles, cvt transmission, and 24 MPG, 2.5L hybrid engine is for sale right now below $37K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$36,591
Est. Payment:	$1075.35 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93,629
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$36,591.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,031.13
Avg. DMV Fee	94.00
Cash Sale Price	$39,866.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,866.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1075.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,591.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Cadillac XT6 Sport

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This average mileage second hand 2023 Cadillac XT6 Sport 4x4 SUV below 71,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now under $38K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$37,791
Est. Payment:	$893.38 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,602
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$37,791.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,130.13
Avg. DMV Fee	94.00
Cash Sale Price	$41,165.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,165.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$893.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,791.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee Overland

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This low mileage preowned 2023 Jeep Grand Cherokee Overland 4x4 SUV below 25,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now below $39K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$38,699
Est. Payment:	$721.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,187
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$38,699.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,205.04
Avg. DMV Fee	94.00
Cash Sale Price	$42,148.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,148.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$721.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma SR5

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This low mileage used 2025 Toyota Tacoma SR5 RWD pickup under 29,000 miles, automatic transmission, and 24 MPG, 2.4L gas engine is for sale right now below $39K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$38,999
Est. Payment:	$726.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,143
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.79
Avg. DMV Fee	94.00
Cash Sale Price	$42,472.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,472.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$726.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Rubicon 4xe

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This low mileage second hand 2025 Jeep Wrangler Rubicon 4xe 4x4 SUV below 14,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now below $36K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$35,399
Est. Payment:	$660.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,970
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$35,399.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,932.79
Avg. DMV Fee	94.00
Cash Sale Price	$38,575.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,575.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$660.09

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT RWD pickup below 12,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now below $40K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$39,499
Est. Payment:	$736.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,518
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$39,499.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,271.04
Avg. DMV Fee	94.00
Cash Sale Price	$43,014.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,014.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$736.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Z Sport

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This low mileage used 2025 Nissan Z Sport RWD coupe below 2,000 miles, automatic transmission, and 24 MPG, 3.0L gas engine is for sale right now under $39K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$38,997
Est. Payment:	$726.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,795
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$38,997.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.63
Avg. DMV Fee	94.00
Cash Sale Price	$42,470.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,470.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$726.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Collin County, TX

Collin County, TX Secondhand Used Vehicles Priced Below $40,000

2024 Toyota 4Runner SR5

2023 Ford F-150 XL

2022 Chevrolet Silverado 1500 RST

2023 Toyota Highlander Hybrid Platinum

2023 Cadillac XT6 Sport

2023 Jeep Grand Cherokee Overland

2025 Toyota Tacoma SR5

2025 Jeep Wrangler Rubicon 4xe

2024 Ford F-150 XLT

2025 Nissan Z Sport

Collin County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Collin County, TX

Collin County, TX Secondhand Used Vehicles Priced Below $40,000

2024 Toyota 4Runner SR5

Toyota 4Runner SR5

2024 Toyota 4Runner SR5 Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2022 Chevrolet Silverado 1500 RST Car Loan Estimate

2023 Toyota Highlander Hybrid Platinum

Toyota Highlander Hybrid Platinum

2023 Toyota Highlander Hybrid Platinum Car Loan Estimate

2023 Cadillac XT6 Sport

Cadillac XT6 Sport

2023 Cadillac XT6 Sport Car Loan Estimate

2023 Jeep Grand Cherokee Overland

Jeep Grand Cherokee Overland

2023 Jeep Grand Cherokee Overland Car Loan Estimate

2025 Toyota Tacoma SR5

Toyota Tacoma SR5

2025 Toyota Tacoma SR5 Car Loan Estimate

2025 Jeep Wrangler Rubicon 4xe

Jeep Wrangler Rubicon 4xe

2025 Jeep Wrangler Rubicon 4xe Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Nissan Z Sport

Nissan Z Sport

2025 Nissan Z Sport Car Loan Estimate

Collin County Cities with Used Cars for Sale Below $40K

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