Collin County, TX Used Cars Under $40,000

2023 Ford F-150 Lariat

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This low mileage used 2023 Ford F-150 Lariat 4x4 pickup below 42,000 miles, automatic transmission, and 21 MPG, 5.0L gas engine is for sale right now below $39K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$38,599
Est. Payment:	$719.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,976
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$38,599.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,196.79
Avg. DMV Fee	94.00
Cash Sale Price	$42,039.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,039.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$719.36

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Pathfinder SV

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This low mileage used 2025 Nissan Pathfinder SV AWD SUV below 21,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $36K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$35,998
Est. Payment:	$671.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,501
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$35,998.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,982.21
Avg. DMV Fee	94.00
Cash Sale Price	$39,224.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,224.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$671.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4x4 pickup under 40,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $40K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$39,495
Est. Payment:	$735.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,030
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$39,495.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,270.71
Avg. DMV Fee	94.00
Cash Sale Price	$43,009.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,009.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$735.96

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage certified second hand 2025 Ford F-150 XLT RWD pickup below 27,000 miles, automatic transmission, and 21 MPG, 5.0L gas engine is for sale right now below $39K at Planet Ford Dallas Love Field in Dallas, TX. ...View More Details

Sales Price:	$38,659
Est. Payment:	$720.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,593
Location:	Dallas, TX

Item	Amount
Used Car Price⁽¹⁾	$38,659.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,201.74
Avg. DMV Fee	94.00
Cash Sale Price	$42,104.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,104.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$720.48

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,659.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage certified preowned 2025 Ford Explorer ST-Line AWD SUV under 14,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $39K at Planet Ford Dallas Love Field in Dallas, TX. ...View More Details

Sales Price:	$38,559
Est. Payment:	$718.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,755
Location:	Dallas, TX

Item	Amount
Used Car Price⁽¹⁾	$38,559.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,193.49
Avg. DMV Fee	94.00
Cash Sale Price	$41,996.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,996.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$718.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,559.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Lincoln Continental Reserve

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This low mileage second hand 2020 Lincoln Continental Reserve AWD sedan under 38,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $39K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$38,497
Est. Payment:	$717.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,076
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$38,497.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,188.38
Avg. DMV Fee	94.00
Cash Sale Price	$41,929.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,929.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$717.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang GT

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This low mileage preowned 2023 Ford Mustang GT RWD coupe below 37,000 miles, transmission, and 21 MPG, 5.0L gas engine is for sale right now under $40K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$39,997
Est. Payment:	$745.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,173
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$39,997.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,312.13
Avg. DMV Fee	94.00
Cash Sale Price	$43,553.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,553.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$745.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volvo XC90 B6 Plus Bright Theme 6P

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This low mileage used 2023 Volvo XC90 B6 Plus Bright Theme 6P AWD SUV under 48,000 miles, automatic transmission, and 21 MPG, 2.0L hybrid engine is for sale right now below $37K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$36,601
Est. Payment:	$682.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,154
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$36,601.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,031.96
Avg. DMV Fee	94.00
Cash Sale Price	$39,876.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,876.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$682.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,601.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Corsair Reserve

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This low mileage certified second hand 2022 Lincoln Corsair Reserve AWD SUV below 17,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $36K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$35,599
Est. Payment:	$663.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,162
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$35,599.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,949.29
Avg. DMV Fee	94.00
Cash Sale Price	$38,792.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,792.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$663.79

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Outer Banks Advanced

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This low mileage preowned 2022 Ford Bronco Outer Banks Advanced 4x4 SUV below 9,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now below $38K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$37,971
Est. Payment:	$707.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,990
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$37,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,144.98
Avg. DMV Fee	94.00
Cash Sale Price	$41,359.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,359.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$707.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Collin County, TX

Collin County, TX Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 Lariat

2025 Nissan Pathfinder SV

2024 Ford F-150 XLT

2025 Ford F-150 XLT

2025 Ford Explorer ST-Line

2020 Lincoln Continental Reserve

2023 Ford Mustang GT

2023 Volvo XC90 B6 Plus Bright Theme 6P

2022 Lincoln Corsair Reserve

2022 Ford Bronco Outer Banks Advanced

Collin County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Collin County, TX

Collin County, TX Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2025 Nissan Pathfinder SV

Nissan Pathfinder SV

2025 Nissan Pathfinder SV Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2020 Lincoln Continental Reserve

Lincoln Continental Reserve

2020 Lincoln Continental Reserve Car Loan Estimate

2023 Ford Mustang GT

Ford Mustang GT

2023 Ford Mustang GT Car Loan Estimate

2023 Volvo XC90 B6 Plus Bright Theme 6P

Volvo XC90 B6 Plus Bright Theme 6P

2023 Volvo XC90 B6 Plus Bright Theme 6P Car Loan Estimate

2022 Lincoln Corsair Reserve

Lincoln Corsair Reserve

2022 Lincoln Corsair Reserve Car Loan Estimate

2022 Ford Bronco Outer Banks Advanced

Ford Bronco Outer Banks Advanced

2022 Ford Bronco Outer Banks Advanced Car Loan Estimate

Collin County Cities with Used Cars for Sale Below $40K

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