Collin County, TX Used Cars Under $40,000

2024 Kia Sorento Hybrid SX Prestige

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This low mileage second hand 2024 Kia Sorento Hybrid SX Prestige AWD SUV under 22,000 miles, automatic transmission, and 19 MPG, 1.6L hybrid engine is for sale right now below $37K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$36,999
Est. Payment:	$689.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,532
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,064.79
Avg. DMV Fee	94.00
Cash Sale Price	$40,307.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,307.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$689.73

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma SR5

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This low mileage used 2025 Toyota Tacoma SR5 RWD pickup under 29,000 miles, automatic transmission, and 19 MPG, 2.4L gas engine is for sale right now under $39K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$38,999
Est. Payment:	$726.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,143
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.79
Avg. DMV Fee	94.00
Cash Sale Price	$42,472.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,472.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$726.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volvo XC60 B5 Plus Dark Theme

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This low mileage used 2025 Volvo XC60 B5 Plus Dark Theme AWD SUV below 18,000 miles, automatic transmission, and 19 MPG, 2.0L hybrid engine is for sale right now below $38K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$37,691
Est. Payment:	$702.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,038
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$37,691.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,121.88
Avg. DMV Fee	94.00
Cash Sale Price	$41,056.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,056.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$702.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,691.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Cadillac LYRIQ Luxury 1

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This low mileage preowned 2024 Cadillac LYRIQ Luxury 1 RWD SUV below 25,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $40K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$39,999
Est. Payment:	$745.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,039
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,312.29
Avg. DMV Fee	94.00
Cash Sale Price	$43,555.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,555.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$745.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Mustang GT

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This low mileage used 2024 Ford Mustang GT RWD coupe under 31,000 miles, transmission, and 19 MPG, 5.0L gas engine is for sale right now under $40K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$39,997
Est. Payment:	$745.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,898
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$39,997.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,312.13
Avg. DMV Fee	94.00
Cash Sale Price	$43,553.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,553.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$745.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage certified second hand 2023 Lincoln Nautilus Reserve AWD SUV under 42,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now under $39K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$38,999
Est. Payment:	$726.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,475
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.79
Avg. DMV Fee	94.00
Cash Sale Price	$42,472.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,472.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$726.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 60,000 miles, automatic transmission, and 19 MPG, 5.0L gas engine is for sale right now below $40K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$39,495
Est. Payment:	$789.68 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,632
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$39,495.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,270.71
Avg. DMV Fee	94.00
Cash Sale Price	$43,009.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,009.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$789.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage certified used 2025 Ford Explorer ST-Line RWD SUV below 25,000 miles, automatic transmission, and 19 MPG, 2.3L gas engine is for sale right now under $38K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$37,495
Est. Payment:	$698.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,240
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$37,495.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,105.71
Avg. DMV Fee	94.00
Cash Sale Price	$40,844.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,844.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$698.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang Mach-E GT

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This low mileage preowned 2023 Ford Mustang Mach-E GT AWD SUV under 26,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $36K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$35,999
Est. Payment:	$671.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,325
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,982.29
Avg. DMV Fee	94.00
Cash Sale Price	$39,225.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,225.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$671.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Platinum

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This average mileage used 2022 Ford F-150 Platinum 4x4 pickup under 76,000 miles, automatic transmission, and 19 MPG, 5.0L gas engine is for sale right now under $37K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$36,999
Est. Payment:	$874.78 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,482
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,064.79
Avg. DMV Fee	94.00
Cash Sale Price	$40,307.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,307.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$874.78

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Collin County, TX

Collin County, TX Secondhand Used Vehicles Priced Below $40,000

2024 Kia Sorento Hybrid SX Prestige

2025 Toyota Tacoma SR5

2025 Volvo XC60 B5 Plus Dark Theme

2024 Cadillac LYRIQ Luxury 1

2024 Ford Mustang GT

2023 Lincoln Nautilus Reserve

2023 Ford F-150 XL

2025 Ford Explorer ST-Line

2023 Ford Mustang Mach-E GT

2022 Ford F-150 Platinum

Collin County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Collin County, TX

Collin County, TX Secondhand Used Vehicles Priced Below $40,000

2024 Kia Sorento Hybrid SX Prestige

Kia Sorento Hybrid SX Prestige

2024 Kia Sorento Hybrid SX Prestige Car Loan Estimate

2025 Toyota Tacoma SR5

Toyota Tacoma SR5

2025 Toyota Tacoma SR5 Car Loan Estimate

2025 Volvo XC60 B5 Plus Dark Theme

Volvo XC60 B5 Plus Dark Theme

2025 Volvo XC60 B5 Plus Dark Theme Car Loan Estimate

2024 Cadillac LYRIQ Luxury 1

Cadillac LYRIQ Luxury 1

2024 Cadillac LYRIQ Luxury 1 Car Loan Estimate

2024 Ford Mustang GT

Ford Mustang GT

2024 Ford Mustang GT Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2023 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2023 Ford Mustang Mach-E GT Car Loan Estimate

2022 Ford F-150 Platinum

Ford F-150 Platinum

2022 Ford F-150 Platinum Car Loan Estimate

Collin County Cities with Used Cars for Sale Below $40K

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