Collin County, TX Used Cars Under $40,000

2024 Ford F-150 STX

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This below average mileage used 2024 Ford F-150 STX 4x4 pickup under 69,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $36K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$35,249
Est. Payment:	$762.99 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,744
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$35,249.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,920.42
Avg. DMV Fee	94.00
Cash Sale Price	$38,413.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,413.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$762.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,249.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 42,000 miles, automatic transmission, and 18 MPG, 3.5L hybrid engine is for sale right now below $40K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$39,495
Est. Payment:	$735.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,783
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$39,495.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,270.71
Avg. DMV Fee	94.00
Cash Sale Price	$43,009.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,009.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$735.96

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota 4Runner SR5

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This low mileage second hand 2024 Toyota 4Runner SR5 4x4 SUV below 56,000 miles, automatic transmission, and 18 MPG, 4.0L gas engine is for sale right now under $39K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$38,999
Est. Payment:	$779.82 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,761
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.79
Avg. DMV Fee	94.00
Cash Sale Price	$42,472.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,472.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$779.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Cadillac LYRIQ Luxury 1

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This low mileage second hand 2024 Cadillac LYRIQ Luxury 1 RWD SUV below 25,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $40K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$39,999
Est. Payment:	$745.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,039
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,312.29
Avg. DMV Fee	94.00
Cash Sale Price	$43,555.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,555.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$745.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT RWD pickup under 12,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $40K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$39,499
Est. Payment:	$736.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,518
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$39,499.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,271.04
Avg. DMV Fee	94.00
Cash Sale Price	$43,014.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,014.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$736.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Titan SV

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This low mileage preowned 2024 Nissan Titan SV 4x4 pickup under 17,000 miles, automatic transmission, and 18 MPG, 5.6L gas engine is for sale right now below $36K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$35,889
Est. Payment:	$669.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,732
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$35,889.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,973.22
Avg. DMV Fee	94.00
Cash Sale Price	$39,106.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,106.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$669.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Z Sport

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This low mileage preowned 2025 Nissan Z Sport RWD coupe under 2,000 miles, automatic transmission, and 18 MPG, 3.0L gas engine is for sale right now under $39K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$38,997
Est. Payment:	$726.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,795
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$38,997.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.63
Avg. DMV Fee	94.00
Cash Sale Price	$42,470.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,470.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$726.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 RST

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This average mileage preowned 2022 Chevrolet Silverado 1500 RST RWD pickup under 75,000 miles, automatic transmission, and 18 MPG, 5.3L gas engine is for sale right now below $36K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$35,750
Est. Payment:	$845.43 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,791
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$35,750.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,961.75
Avg. DMV Fee	94.00
Cash Sale Price	$38,955.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,955.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$845.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Highlander Hybrid Platinum

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This above average mileage second hand 2023 Toyota Highlander Hybrid Platinum FWD SUV below 94,000 miles, cvt transmission, and 18 MPG, 2.5L hybrid engine is for sale right now below $37K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$36,591
Est. Payment:	$1075.35 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93,629
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$36,591.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,031.13
Avg. DMV Fee	94.00
Cash Sale Price	$39,866.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,866.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1075.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,591.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota 4Runner SR5

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This average mileage used 2020 Toyota 4Runner SR5 RWD SUV under 79,000 miles, automatic transmission, and 18 MPG, 4.0L gas engine is for sale right now under $36K at Prosper Ford in Prosper, TX. ...View More Details

Sales Price:	$35,549
Est. Payment:	$840.71 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,759
Location:	Prosper, TX

Item	Amount
Used Car Price⁽¹⁾	$35,549.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,945.17
Avg. DMV Fee	94.00
Cash Sale Price	$38,738.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,738.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$840.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,549.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Collin County, TX

Collin County, TX Secondhand Used Vehicles Priced Below $40,000

2024 Ford F-150 STX

2023 Ford F-150 XL

2024 Toyota 4Runner SR5

2024 Cadillac LYRIQ Luxury 1

2024 Ford F-150 XLT

2024 Nissan Titan SV

2025 Nissan Z Sport

2022 Chevrolet Silverado 1500 RST

2023 Toyota Highlander Hybrid Platinum

2020 Toyota 4Runner SR5

Collin County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Collin County, TX

Collin County, TX Secondhand Used Vehicles Priced Below $40,000

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Toyota 4Runner SR5

Toyota 4Runner SR5

2024 Toyota 4Runner SR5 Car Loan Estimate

2024 Cadillac LYRIQ Luxury 1

Cadillac LYRIQ Luxury 1

2024 Cadillac LYRIQ Luxury 1 Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Nissan Titan SV

Nissan Titan SV

2024 Nissan Titan SV Car Loan Estimate

2025 Nissan Z Sport

Nissan Z Sport

2025 Nissan Z Sport Car Loan Estimate

2022 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2022 Chevrolet Silverado 1500 RST Car Loan Estimate

2023 Toyota Highlander Hybrid Platinum

Toyota Highlander Hybrid Platinum

2023 Toyota Highlander Hybrid Platinum Car Loan Estimate

2020 Toyota 4Runner SR5

Toyota 4Runner SR5

2020 Toyota 4Runner SR5 Car Loan Estimate

Collin County Cities with Used Cars for Sale Below $40K

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