Mckinney, TX Used Cars Under $40,000 |with Payments|

2024 Nissan Armada SV

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This low mileage preowned 2024 Nissan Armada SV 4X4 SUV below 36,000 miles, a transmission, and 22 MPG, 5.6L gas engine is for sale right now below $40K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$39,162
Est. Payment:	$729.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,506
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$39,162.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,243.24
Avg. DMV Fee	94.00
Cash Sale Price	$42,649.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,649.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$729.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,162.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger Lariat

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This low mileage second hand 2024 Ford Ranger Lariat 4X4 pickup under 33,000 miles, a transmission, and 22 MPG, 2.3L gas engine is for sale right now under $39K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$38,667
Est. Payment:	$720.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,641
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$38,667.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,202.40
Avg. DMV Fee	94.00
Cash Sale Price	$42,113.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,113.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$720.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,667.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 350 XLT

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This low mileage used 2024 Ford Transit 350 XLT RWD full-size below 46,000 miles, a transmission, and 22 MPG, 3.5L flexible engine is for sale right now below $38K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$37,306
Est. Payment:	$695.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,669
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$37,306.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,090.12
Avg. DMV Fee	94.00
Cash Sale Price	$40,640.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,640.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$695.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,306.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Buick Enclave Preferred

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This low mileage used 2026 Buick Enclave Preferred FWD SUV under 15,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now below $40K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$39,817
Est. Payment:	$741.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,833
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$39,817.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,297.28
Avg. DMV Fee	94.00
Cash Sale Price	$43,358.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,358.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$741.93

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,817.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Expedition MAX Limited

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This average mileage preowned 2023 Ford Expedition MAX Limited 4X2 SUV under 80,000 miles, a transmission, and 22 MPG, 3.5L gas engine is for sale right now below $39K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$38,414
Est. Payment:	$908.02 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,700
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$38,414.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,181.53
Avg. DMV Fee	94.00
Cash Sale Price	$41,839.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,839.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$908.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,414.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Land Rover Range Rover Velar P250 Dynamic SE

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This low mileage used 2025 Land Rover Range Rover Velar P250 Dynamic SE AWD SUV under 48,000 miles, a transmission, and 22 MPG, 2.0L gas engine is for sale right now below $39K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$38,599
Est. Payment:	$719.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,793
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$38,599.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,196.79
Avg. DMV Fee	94.00
Cash Sale Price	$42,039.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,039.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$719.36

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volvo XC90 B6 Plus Bright Theme 6P

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This low mileage used 2023 Volvo XC90 B6 Plus Bright Theme 6P AWD SUV below 48,000 miles, a transmission, and 22 MPG, 2.0L hybrid engine is for sale right now under $36K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$35,305
Est. Payment:	$658.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,154
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$35,305.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,925.04
Avg. DMV Fee	94.00
Cash Sale Price	$38,474.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,474.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$658.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,305.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Yukon Denali

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This below average mileage second hand 2020 GMC Yukon Denali 4X4 SUV under 61,000 miles, a transmission, and 22 MPG, 6.2L gas engine is for sale right now below $40K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$39,928
Est. Payment:	$863.59 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,119
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$39,928.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,306.44
Avg. DMV Fee	94.00
Cash Sale Price	$43,478.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,478.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$863.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,928.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Base Advanced

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This low mileage preowned 2022 Ford Bronco Base Advanced 4X4 SUV under 9,000 miles, transmission, and 22 MPG, 2.3L gas engine is for sale right now below $37K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$36,001
Est. Payment:	$671.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,990
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$36,001.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,982.46
Avg. DMV Fee	94.00
Cash Sale Price	$39,227.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,227.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$671.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,001.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage second hand 2023 Lincoln Nautilus Reserve AWD SUV below 11,000 miles, a transmission, and 22 MPG, 2.7L gas engine is for sale right now below $40K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$39,483
Est. Payment:	$735.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,711
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$39,483.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,269.72
Avg. DMV Fee	94.00
Cash Sale Price	$42,996.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,996.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$735.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,483.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Mckinney, TX

Mckinney, TX Secondhand Used Vehicles Priced Below $40,000

2024 Nissan Armada SV

2024 Ford Ranger Lariat

2024 Ford Transit 350 XLT

2026 Buick Enclave Preferred

2023 Ford Expedition MAX Limited

2025 Land Rover Range Rover Velar P250 Dynamic SE

2023 Volvo XC90 B6 Plus Bright Theme 6P

2020 GMC Yukon Denali

2022 Ford Bronco Base Advanced

2023 Lincoln Nautilus Reserve

Used Cars under $40,000 for Sale in Mckinney, TX

Mckinney, TX Secondhand Used Vehicles Priced Below $40,000

2024 Nissan Armada SV

Nissan Armada SV

2024 Nissan Armada SV Car Loan Estimate

2024 Ford Ranger Lariat

Ford Ranger Lariat

2024 Ford Ranger Lariat Car Loan Estimate

2024 Ford Transit 350 XLT

Ford Transit 350 XLT

2024 Ford Transit 350 XLT Car Loan Estimate

2026 Buick Enclave Preferred

Buick Enclave Preferred

2026 Buick Enclave Preferred Car Loan Estimate

2023 Ford Expedition MAX Limited

Ford Expedition MAX Limited

2023 Ford Expedition MAX Limited Car Loan Estimate

2025 Land Rover Range Rover Velar P250 Dynamic SE

Land Rover Range Rover Velar P250 Dynamic SE

2025 Land Rover Range Rover Velar P250 Dynamic SE Car Loan Estimate

2023 Volvo XC90 B6 Plus Bright Theme 6P

Volvo XC90 B6 Plus Bright Theme 6P

2023 Volvo XC90 B6 Plus Bright Theme 6P Car Loan Estimate

2020 GMC Yukon Denali

GMC Yukon Denali

2020 GMC Yukon Denali Car Loan Estimate

2022 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2022 Ford Bronco Base Advanced Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

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