Mckinney, TX Used Cars Under $40,000 |with Payments|

2023 Volvo XC90 B6 Plus Bright Theme 6P

⇩ View Seller Description

This low mileage used 2023 Volvo XC90 B6 Plus Bright Theme 6P AWD SUV below 48,000 miles, automatic transmission, and 2.0L hybrid engine is for sale right now under $37K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$36,601
Est. Payment:	$682.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,154
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$36,601.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,031.96
Avg. DMV Fee	94.00
Cash Sale Price	$39,876.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,876.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$682.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,601.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

⇩ View Seller Description

This low mileage used 2023 Ram 1500 Big Horn 4x4 pickup below 21,000 miles, automatic transmission, and 5.7L hybrid engine is for sale right now below $38K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$37,100
Est. Payment:	$691.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,165
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$37,100.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,073.13
Avg. DMV Fee	94.00
Cash Sale Price	$40,417.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,417.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$691.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,100.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Expedition Limited

⇩ View Seller Description

This below average mileage preowned 2023 Ford Expedition Limited RWD SUV under 69,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $40K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$39,481
Est. Payment:	$853.98 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,211
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$39,481.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,269.56
Avg. DMV Fee	94.00
Cash Sale Price	$42,994.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,994.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$853.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,481.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Base

⇩ View Seller Description

This low mileage preowned 2023 Ford Bronco Base 4x4 SUV below 38,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $37K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$36,049
Est. Payment:	$672.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,197
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$36,049.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,986.42
Avg. DMV Fee	94.00
Cash Sale Price	$39,279.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,279.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$672.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,049.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 350 XL

⇩ View Seller Description

This low mileage second hand 2024 Ford Transit 350 XL RWD van below 46,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $39K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$38,018
Est. Payment:	$708.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,669
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$38,018.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,148.86
Avg. DMV Fee	94.00
Cash Sale Price	$41,410.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,410.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$708.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,018.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger Lariat

⇩ View Seller Description

This low mileage second hand 2024 Ford Ranger Lariat 4x4 pickup below 33,000 miles, automatic transmission, and 2.3L gas engine is for sale right now below $40K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$39,331
Est. Payment:	$732.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,641
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$39,331.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,257.18
Avg. DMV Fee	94.00
Cash Sale Price	$42,832.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,832.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$732.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,331.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Dodge Challenger R/T

⇩ View Seller Description

This low mileage used 2022 Dodge Challenger R/T RWD coupe below 13,000 miles, transmission, and 5.7L gas engine is for sale right now under $36K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$35,115
Est. Payment:	$654.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,256
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$35,115.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,909.36
Avg. DMV Fee	94.00
Cash Sale Price	$38,268.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,268.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$654.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,115.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Outer Banks Advanced

⇩ View Seller Description

This low mileage second hand 2022 Ford Bronco Outer Banks Advanced 4x4 SUV below 9,000 miles, automatic transmission, and 2.3L gas engine is for sale right now below $38K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$37,971
Est. Payment:	$707.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,990
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$37,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,144.98
Avg. DMV Fee	94.00
Cash Sale Price	$41,359.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,359.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$707.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Lariat

⇩ View Seller Description

This low mileage second hand 2021 Ford F-150 Lariat 4x4 pickup below 36,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $36K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$35,739
Est. Payment:	$666.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,741
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$35,739.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,960.84
Avg. DMV Fee	94.00
Cash Sale Price	$38,943.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,943.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$666.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,739.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Big Bend

⇩ View Seller Description

This low mileage used 2025 Ford Bronco Big Bend 4x4 SUV under 14,000 miles, transmission, and 2.3L gas engine is for sale right now under $38K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$37,949
Est. Payment:	$707.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,646
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$37,949.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,143.17
Avg. DMV Fee	94.00
Cash Sale Price	$41,336.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,336.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$707.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,949.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Mckinney, TX

Mckinney, TX Secondhand Used Vehicles Priced Below $40,000

2023 Volvo XC90 B6 Plus Bright Theme 6P

2023 Ram 1500 Big Horn

2023 Ford Expedition Limited

2023 Ford Bronco Base

2024 Ford Transit 350 XL

2024 Ford Ranger Lariat

2022 Dodge Challenger R/T

2022 Ford Bronco Outer Banks Advanced

2021 Ford F-150 Lariat

2025 Ford Bronco Big Bend

Used Cars under $40,000 for Sale in Mckinney, TX

Mckinney, TX Secondhand Used Vehicles Priced Below $40,000

2023 Volvo XC90 B6 Plus Bright Theme 6P

Volvo XC90 B6 Plus Bright Theme 6P

2023 Volvo XC90 B6 Plus Bright Theme 6P Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2023 Ford Expedition Limited

Ford Expedition Limited

2023 Ford Expedition Limited Car Loan Estimate

2023 Ford Bronco Base

Ford Bronco Base

2023 Ford Bronco Base Car Loan Estimate

2024 Ford Transit 350 XL

Ford Transit 350 XL

2024 Ford Transit 350 XL Car Loan Estimate

2024 Ford Ranger Lariat

Ford Ranger Lariat

2024 Ford Ranger Lariat Car Loan Estimate

2022 Dodge Challenger R/T

Dodge Challenger R/T

2022 Dodge Challenger R/T Car Loan Estimate

2022 Ford Bronco Outer Banks Advanced

Ford Bronco Outer Banks Advanced

2022 Ford Bronco Outer Banks Advanced Car Loan Estimate

2021 Ford F-150 Lariat

Ford F-150 Lariat

2021 Ford F-150 Lariat Car Loan Estimate

2025 Ford Bronco Big Bend

Ford Bronco Big Bend

2025 Ford Bronco Big Bend Car Loan Estimate

Customize Payments

Find Financing

Customize Payments