Mckinney, TX Used Cars Under $40,000 |with Payments|

2023 Volvo XC90 B6 Plus Bright Theme 6P

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This low mileage second hand 2023 Volvo XC90 B6 Plus Bright Theme 6P AWD SUV under 48,000 miles, a transmission, and 2.0L hybrid engine is for sale right now below $36K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$35,305
Est. Payment:	$658.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,154
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$35,305.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,925.04
Avg. DMV Fee	94.00
Cash Sale Price	$38,474.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,474.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$658.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,305.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 1500 Limited

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This low mileage used 2020 Ram 1500 Limited 4X4 pickup under 57,000 miles, a transmission, and 5.7L gas engine is for sale right now below $40K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$39,939
Est. Payment:	$798.50 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,833
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$39,939.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,307.34
Avg. DMV Fee	94.00
Cash Sale Price	$43,490.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,490.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$798.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,939.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy Night Edition

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This low mileage used 2024 Hyundai PALISADE Calligraphy Night Edition AWD SUV below 33,000 miles, a transmission, and 3.8L gas engine is for sale right now under $39K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$38,430
Est. Payment:	$716.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,175
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$38,430.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,182.85
Avg. DMV Fee	94.00
Cash Sale Price	$41,856.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,856.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$716.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,430.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LTZ

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This below average mileage preowned 2023 Chevrolet Silverado 1500 LTZ 4X4 pickup under 65,000 miles, a transmission, and 5.3L gas engine is for sale right now below $36K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$35,475
Est. Payment:	$767.85 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,934
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$35,475.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,939.06
Avg. DMV Fee	94.00
Cash Sale Price	$38,658.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,658.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$767.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,475.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Land Rover Range Rover Velar P250 Dynamic SE

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This low mileage used 2025 Land Rover Range Rover Velar P250 Dynamic SE AWD SUV below 48,000 miles, a transmission, and 2.0L gas engine is for sale right now below $39K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$38,599
Est. Payment:	$719.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,793
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$38,599.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,196.79
Avg. DMV Fee	94.00
Cash Sale Price	$42,039.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,039.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$719.36

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger Lariat

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This low mileage preowned 2024 Ford Ranger Lariat 4X4 pickup below 33,000 miles, a transmission, and 2.3L gas engine is for sale right now below $39K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$38,667
Est. Payment:	$720.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,641
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$38,667.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,202.40
Avg. DMV Fee	94.00
Cash Sale Price	$42,113.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,113.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$720.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,667.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mercedes-Benz Sprinter 2500

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This low mileage second hand 2025 Mercedes-Benz Sprinter 2500 RWD full-size under 29,000 miles, a transmission, and 2.0L diesel engine is for sale right now under $40K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$39,138
Est. Payment:	$729.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,779
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$39,138.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,241.26
Avg. DMV Fee	94.00
Cash Sale Price	$42,623.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,623.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$729.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,138.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Base Advanced

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This low mileage second hand 2022 Ford Bronco Base Advanced 4X4 SUV under 9,000 miles, transmission, and 2.3L gas engine is for sale right now under $37K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$36,001
Est. Payment:	$671.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,990
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$36,001.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,982.46
Avg. DMV Fee	94.00
Cash Sale Price	$39,227.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,227.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$671.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,001.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Yukon Denali

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This below average mileage preowned 2020 GMC Yukon Denali 4X4 SUV under 61,000 miles, a transmission, and 6.2L gas engine is for sale right now under $40K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$39,928
Est. Payment:	$863.59 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,119
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$39,928.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,306.44
Avg. DMV Fee	94.00
Cash Sale Price	$43,478.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,478.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$863.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,928.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 350 XLT

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This low mileage preowned 2024 Ford Transit 350 XLT RWD full-size under 46,000 miles, a transmission, and 3.5L flexible engine is for sale right now below $38K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$37,306
Est. Payment:	$695.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,669
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$37,306.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,090.12
Avg. DMV Fee	94.00
Cash Sale Price	$40,640.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,640.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$695.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,306.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Mckinney, TX

Mckinney, TX Secondhand Used Vehicles Priced Below $40,000

2023 Volvo XC90 B6 Plus Bright Theme 6P

2020 Ram 1500 Limited

2024 Hyundai PALISADE Calligraphy Night Edition

2023 Chevrolet Silverado 1500 LTZ

2025 Land Rover Range Rover Velar P250 Dynamic SE

2024 Ford Ranger Lariat

2025 Mercedes-Benz Sprinter 2500

2022 Ford Bronco Base Advanced

2020 GMC Yukon Denali

2024 Ford Transit 350 XLT

Used Cars under $40,000 for Sale in Mckinney, TX

Mckinney, TX Secondhand Used Vehicles Priced Below $40,000

2023 Volvo XC90 B6 Plus Bright Theme 6P

Volvo XC90 B6 Plus Bright Theme 6P

2023 Volvo XC90 B6 Plus Bright Theme 6P Car Loan Estimate

2020 Ram 1500 Limited

Ram 1500 Limited

2020 Ram 1500 Limited Car Loan Estimate

2024 Hyundai PALISADE Calligraphy Night Edition

Hyundai PALISADE Calligraphy Night Edition

2024 Hyundai PALISADE Calligraphy Night Edition Car Loan Estimate

2023 Chevrolet Silverado 1500 LTZ

Chevrolet Silverado 1500 LTZ

2023 Chevrolet Silverado 1500 LTZ Car Loan Estimate

2025 Land Rover Range Rover Velar P250 Dynamic SE

Land Rover Range Rover Velar P250 Dynamic SE

2025 Land Rover Range Rover Velar P250 Dynamic SE Car Loan Estimate

2024 Ford Ranger Lariat

Ford Ranger Lariat

2024 Ford Ranger Lariat Car Loan Estimate

2025 Mercedes-Benz Sprinter 2500

Mercedes-Benz Sprinter 2500

2025 Mercedes-Benz Sprinter 2500 Car Loan Estimate

2022 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2022 Ford Bronco Base Advanced Car Loan Estimate

2020 GMC Yukon Denali

GMC Yukon Denali

2020 GMC Yukon Denali Car Loan Estimate

2024 Ford Transit 350 XLT

Ford Transit 350 XLT

2024 Ford Transit 350 XLT Car Loan Estimate

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