Ellis County, TX Used Cars Under $40,000

2025 Ford Explorer Platinum

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This low mileage second hand 2025 Ford Explorer Platinum AWD SUV below 23,000 miles, a transmission, and 22 MPG, 2.3L gas engine is for sale right now below $40K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$39,622
Est. Payment:	$738.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,650
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$39,622.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,281.19
Avg. DMV Fee	94.00
Cash Sale Price	$43,147.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,147.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$738.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,622.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota RAV4 Limited

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This low mileage used 2025 Toyota RAV4 Limited FWD SUV under 10,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now under $40K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$39,711
Est. Payment:	$739.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,850
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$39,711.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,288.53
Avg. DMV Fee	94.00
Cash Sale Price	$43,243.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,243.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$739.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,711.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4X2 pickup under 34,000 miles, a transmission, and 22 MPG, 2.7L gas engine is for sale right now under $37K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$36,036
Est. Payment:	$671.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,074
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$36,036.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,985.35
Avg. DMV Fee	94.00
Cash Sale Price	$39,265.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,265.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$671.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,036.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4X4 pickup under 49,000 miles, a transmission, and 22 MPG, 3.5L hybrid engine is for sale right now under $39K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$38,710
Est. Payment:	$721.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,515
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$38,710.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,205.95
Avg. DMV Fee	94.00
Cash Sale Price	$42,159.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,159.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$721.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,710.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 1500 Laramie

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This low mileage used 2024 Ram 1500 Laramie 4X2 pickup below 32,000 miles, a transmission, and 22 MPG, 5.7L hybrid engine is for sale right now below $40K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$39,583
Est. Payment:	$737.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,376
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$39,583.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,277.97
Avg. DMV Fee	94.00
Cash Sale Price	$43,104.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,104.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$737.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,583.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Gladiator Sport

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This low mileage second hand 2023 Jeep Gladiator Sport 4X4 pickup below 12,000 miles, transmission, and 22 MPG, 3.6L gas engine is for sale right now below $38K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$37,822
Est. Payment:	$704.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,020
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$37,822.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,132.69
Avg. DMV Fee	94.00
Cash Sale Price	$41,198.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,198.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$704.97

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,822.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Express LT 3500

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This low mileage used 2024 Chevrolet Express LT 3500 RWD full-size below 29,000 miles, a transmission, and 22 MPG, 4.3L gas engine is for sale right now under $38K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$37,657
Est. Payment:	$701.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,875
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$37,657.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,119.08
Avg. DMV Fee	94.00
Cash Sale Price	$41,020.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,020.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$701.92

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,657.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage used 2023 Ram 1500 Big Horn 4X4 pickup below 30,000 miles, a transmission, and 22 MPG, 5.7L hybrid engine is for sale right now below $39K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$38,496
Est. Payment:	$717.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,149
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$38,496.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,188.30
Avg. DMV Fee	94.00
Cash Sale Price	$41,928.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,928.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$717.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,496.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage used 2025 Ford F-150 STX 4X2 pickup below 7,000 miles, a transmission, and 22 MPG, 2.7L gas engine is for sale right now under $39K at Ennis Ford, Inc. in Ennis, TX. ...View More Details

Sales Price:	$38,220
Est. Payment:	$712.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,319
Location:	Ennis, TX

Item	Amount
Used Car Price⁽¹⁾	$38,220.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,165.53
Avg. DMV Fee	94.00
Cash Sale Price	$41,629.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,629.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$712.34

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,220.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage preowned 2023 Ram 1500 Big Horn 4X4 pickup under 29,000 miles, a transmission, and 22 MPG, 3.6L hybrid engine is for sale right now below $37K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$36,673
Est. Payment:	$683.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,725
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$36,673.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,037.90
Avg. DMV Fee	94.00
Cash Sale Price	$39,954.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,954.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$683.69

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,673.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Ellis County, TX

Ellis County, TX Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer Platinum

2025 Toyota RAV4 Limited

2023 Ford F-150 XL

2024 Ford F-150 XLT

2024 Ram 1500 Laramie

2023 Jeep Gladiator Sport

2024 Chevrolet Express LT 3500

2023 Ram 1500 Big Horn

2025 Ford F-150 STX

2023 Ram 1500 Big Horn

Ellis County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Ellis County, TX

Ellis County, TX Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer Platinum

Ford Explorer Platinum

2025 Ford Explorer Platinum Car Loan Estimate

2025 Toyota RAV4 Limited

Toyota RAV4 Limited

2025 Toyota RAV4 Limited Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Ram 1500 Laramie

Ram 1500 Laramie

2024 Ram 1500 Laramie Car Loan Estimate

2023 Jeep Gladiator Sport

Jeep Gladiator Sport

2023 Jeep Gladiator Sport Car Loan Estimate

2024 Chevrolet Express LT 3500

Chevrolet Express LT 3500

2024 Chevrolet Express LT 3500 Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

Ellis County Cities with Used Cars for Sale Below $40K

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