Ellis County, TX Used Cars Under $40,000

2025 Ford Explorer ST-Line

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This low mileage used 2025 Ford Explorer ST-Line RWD SUV under 10,000 miles, a transmission, and 18 MPG, 2.3L gas engine is for sale right now below $37K at Ennis Ford, Inc. in Ennis, TX. ...View More Details

Sales Price:	$36,445
Est. Payment:	$679.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,825
Location:	Ennis, TX

Item	Amount
Used Car Price⁽¹⁾	$36,445.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,019.09
Avg. DMV Fee	94.00
Cash Sale Price	$39,708.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,708.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$679.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,445.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Platinum

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This low mileage used 2025 Ford Explorer Platinum AWD SUV under 23,000 miles, a transmission, and 18 MPG, 2.3L gas engine is for sale right now below $40K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$39,622
Est. Payment:	$738.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,650
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$39,622.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,281.19
Avg. DMV Fee	94.00
Cash Sale Price	$43,147.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,147.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$738.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,622.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4X2 pickup below 34,000 miles, a transmission, and 18 MPG, 2.7L gas engine is for sale right now under $37K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$36,036
Est. Payment:	$671.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,074
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$36,036.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,985.35
Avg. DMV Fee	94.00
Cash Sale Price	$39,265.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,265.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$671.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,036.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4X4 pickup below 45,000 miles, a transmission, and 18 MPG, 5.0L flexible engine is for sale right now under $39K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$38,253
Est. Payment:	$712.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,073
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$38,253.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,168.25
Avg. DMV Fee	94.00
Cash Sale Price	$41,665.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,665.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$712.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,253.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This average mileage used 2024 Ford F-150 XLT 4X4 pickup below 75,000 miles, a transmission, and 18 MPG, 5.0L gas engine is for sale right now under $39K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$38,620
Est. Payment:	$912.86 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,570
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$38,620.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,198.53
Avg. DMV Fee	94.00
Cash Sale Price	$42,062.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,062.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$912.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,620.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tundra SR5

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This low mileage preowned 2023 Toyota Tundra SR5 4X4 pickup under 48,000 miles, a transmission, and 18 MPG, 3.4L gas engine is for sale right now under $39K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$38,766
Est. Payment:	$722.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,134
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$38,766.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,210.57
Avg. DMV Fee	94.00
Cash Sale Price	$42,220.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,220.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$722.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,766.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Express LT 3500

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This low mileage used 2024 Chevrolet Express LT 3500 RWD full-size below 29,000 miles, a transmission, and 18 MPG, 4.3L gas engine is for sale right now under $38K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$37,657
Est. Payment:	$701.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,875
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$37,657.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,119.08
Avg. DMV Fee	94.00
Cash Sale Price	$41,020.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,020.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$701.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,657.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This below average mileage used 2022 Ford F-150 XLT 4X4 pickup below 60,000 miles, a transmission, and 18 MPG, 5.0L flexible engine is for sale right now below $40K at Ennis Ford, Inc. in Ennis, TX. ...View More Details

Sales Price:	$39,220
Est. Payment:	$848.37 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,164
Location:	Ennis, TX

Item	Amount
Used Car Price⁽¹⁾	$39,220.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,248.03
Avg. DMV Fee	94.00
Cash Sale Price	$42,712.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,712.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$848.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,220.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4X4 pickup below 42,000 miles, a transmission, and 18 MPG, 3.5L hybrid engine is for sale right now under $39K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$38,123
Est. Payment:	$710.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,750
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$38,123.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,157.52
Avg. DMV Fee	94.00
Cash Sale Price	$41,524.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,524.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$710.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,123.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage used 2023 Ram 1500 Big Horn 4X4 pickup below 30,000 miles, a transmission, and 18 MPG, 5.7L hybrid engine is for sale right now under $39K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$38,496
Est. Payment:	$717.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,149
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$38,496.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,188.30
Avg. DMV Fee	94.00
Cash Sale Price	$41,928.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,928.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$717.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,496.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Ellis County, TX

Ellis County, TX Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer ST-Line

2025 Ford Explorer Platinum

2023 Ford F-150 XL

2023 Ford F-150 XL

2024 Ford F-150 XLT

2023 Toyota Tundra SR5

2024 Chevrolet Express LT 3500

2022 Ford F-150 XLT

2024 Ford F-150 XLT

2023 Ram 1500 Big Horn

Ellis County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Ellis County, TX

Ellis County, TX Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2025 Ford Explorer Platinum

Ford Explorer Platinum

2025 Ford Explorer Platinum Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Toyota Tundra SR5

Toyota Tundra SR5

2023 Toyota Tundra SR5 Car Loan Estimate

2024 Chevrolet Express LT 3500

Chevrolet Express LT 3500

2024 Chevrolet Express LT 3500 Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

Ellis County Cities with Used Cars for Sale Below $40K

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