Ellis County, TX Used Cars Under $40,000

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4X4 pickup under 49,000 miles, a transmission, and 3.5L hybrid engine is for sale right now under $39K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$38,710
Est. Payment:	$721.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,515
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$38,710.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,205.95
Avg. DMV Fee	94.00
Cash Sale Price	$42,159.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,159.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$721.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,710.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4X4 pickup below 42,000 miles, a transmission, and 3.5L hybrid engine is for sale right now below $39K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$38,123
Est. Payment:	$710.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,750
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$38,123.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,157.52
Avg. DMV Fee	94.00
Cash Sale Price	$41,524.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,524.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$710.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,123.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Express LT 3500

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This low mileage preowned 2024 Chevrolet Express LT 3500 RWD full-size below 29,000 miles, a transmission, and 4.3L gas engine is for sale right now under $38K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$37,657
Est. Payment:	$701.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,875
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$37,657.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,119.08
Avg. DMV Fee	94.00
Cash Sale Price	$41,020.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,020.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$701.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,657.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage used 2025 Ford Explorer ST-Line RWD SUV below 10,000 miles, a transmission, and 2.3L gas engine is for sale right now under $37K at Ennis Ford, Inc. in Ennis, TX. ...View More Details

Sales Price:	$36,445
Est. Payment:	$679.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,825
Location:	Ennis, TX

Item	Amount
Used Car Price⁽¹⁾	$36,445.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,019.09
Avg. DMV Fee	94.00
Cash Sale Price	$39,708.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,708.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$679.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,445.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This average mileage second hand 2024 Ford F-150 XLT 4X4 pickup below 75,000 miles, a transmission, and 5.0L gas engine is for sale right now below $39K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$38,620
Est. Payment:	$912.86 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,570
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$38,620.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,198.53
Avg. DMV Fee	94.00
Cash Sale Price	$42,062.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,062.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$912.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,620.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Big Horn

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This below average mileage preowned 2022 Ram 1500 Big Horn 4X4 pickup under 61,000 miles, a transmission, and 5.7L gas engine is for sale right now under $36K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$35,332
Est. Payment:	$764.77 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,513
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$35,332.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,927.27
Avg. DMV Fee	94.00
Cash Sale Price	$38,503.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,503.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$764.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,332.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wagoneer L Series II

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This average mileage preowned 2023 Jeep Wagoneer L Series II 4X4 SUV below 76,000 miles, a transmission, and 3.0L gas engine is for sale right now under $36K at Ennis Ford, Inc. in Ennis, TX. ...View More Details

Sales Price:	$35,220
Est. Payment:	$832.98 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,826
Location:	Ennis, TX

Item	Amount
Used Car Price⁽¹⁾	$35,220.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,918.03
Avg. DMV Fee	94.00
Cash Sale Price	$38,382.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,382.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$832.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,220.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage second hand 2023 Ram 1500 Big Horn 4X4 pickup under 35,000 miles, a transmission, and 5.7L hybrid engine is for sale right now below $38K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$37,345
Est. Payment:	$696.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,684
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$37,345.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,093.34
Avg. DMV Fee	94.00
Cash Sale Price	$40,682.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,682.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$696.14

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,345.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota RAV4 TRD Off-Road

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This low mileage preowned 2022 Toyota RAV4 TRD Off-Road AWD SUV below 27,000 miles, a transmission, and 2.5L gas engine is for sale right now under $37K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$36,607
Est. Payment:	$682.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,975
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$36,607.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,032.45
Avg. DMV Fee	94.00
Cash Sale Price	$39,883.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,883.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$682.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,607.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota RAV4 XLE

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This low mileage second hand 2025 Toyota RAV4 XLE AWD SUV below 26,000 miles, a transmission, and 2.5L gas engine is for sale right now under $37K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$36,537
Est. Payment:	$681.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,327
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$36,537.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,026.68
Avg. DMV Fee	94.00
Cash Sale Price	$39,807.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,807.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$681.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,537.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Ellis County, TX

Ellis County, TX Secondhand Used Vehicles Priced Below $40,000

2024 Ford F-150 XLT

2024 Ford F-150 XLT

2024 Chevrolet Express LT 3500

2025 Ford Explorer ST-Line

2024 Ford F-150 XLT

2022 Ram 1500 Big Horn

2023 Jeep Wagoneer L Series II

2023 Ram 1500 Big Horn

2022 Toyota RAV4 TRD Off-Road

2025 Toyota RAV4 XLE

Ellis County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Ellis County, TX

Ellis County, TX Secondhand Used Vehicles Priced Below $40,000

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Chevrolet Express LT 3500

Chevrolet Express LT 3500

2024 Chevrolet Express LT 3500 Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2022 Ram 1500 Big Horn

Ram 1500 Big Horn

2022 Ram 1500 Big Horn Car Loan Estimate

2023 Jeep Wagoneer L Series II

Jeep Wagoneer L Series II

2023 Jeep Wagoneer L Series II Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2022 Toyota RAV4 TRD Off-Road

Toyota RAV4 TRD Off-Road

2022 Toyota RAV4 TRD Off-Road Car Loan Estimate

2025 Toyota RAV4 XLE

Toyota RAV4 XLE

2025 Toyota RAV4 XLE Car Loan Estimate

Ellis County Cities with Used Cars for Sale Below $40K

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