Ellis County, TX Used Cars Under $40,000

2025 Ford Explorer ST-Line

⇩ View Seller Description

This low mileage second hand 2025 Ford Explorer ST-Line RWD SUV under 30,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now under $36K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$35,400
Est. Payment:	$660.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,202
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$35,400.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,932.88
Avg. DMV Fee	94.00
Cash Sale Price	$38,576.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,576.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$660.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang EcoBoost

⇩ View Seller Description

This low mileage used 2025 Ford Mustang EcoBoost RWD convertible under 18,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now under $36K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$35,190
Est. Payment:	$656.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,555
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$35,190.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,915.55
Avg. DMV Fee	94.00
Cash Sale Price	$38,349.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,349.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$656.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,190.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Silverado 1500 Work Truck

⇩ View Seller Description

This low mileage second hand 2026 Chevrolet Silverado 1500 Work Truck 4X4 pickup below 16,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $37K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$36,548
Est. Payment:	$681.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,703
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$36,548.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,027.59
Avg. DMV Fee	94.00
Cash Sale Price	$39,819.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,819.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$681.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,548.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Gladiator Sport

⇩ View Seller Description

This low mileage preowned 2023 Jeep Gladiator Sport 4X4 pickup under 12,000 miles, transmission, and 20 MPG, 3.6L gas engine is for sale right now below $38K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$37,822
Est. Payment:	$704.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,020
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$37,822.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,132.69
Avg. DMV Fee	94.00
Cash Sale Price	$41,198.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,198.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$704.97

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,822.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 INFINITI QX80 Luxe

⇩ View Seller Description

This low mileage preowned 2024 INFINITI QX80 Luxe AWD SUV below 41,000 miles, a transmission, and 20 MPG, 5.6L gas engine is for sale right now under $38K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$37,554
Est. Payment:	$700.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,020
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$37,554.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,110.58
Avg. DMV Fee	94.00
Cash Sale Price	$40,908.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,908.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$700.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,554.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Expedition Limited

⇩ View Seller Description

This average mileage preowned 2023 Ford Expedition Limited 4X2 SUV below 81,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $37K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$36,084
Est. Payment:	$943.88 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,882
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$36,084.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,989.31
Avg. DMV Fee	94.00
Cash Sale Price	$39,317.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,317.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$943.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,084.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Pilot EX-L

⇩ View Seller Description

This low mileage preowned 2025 Honda Pilot EX-L FWD SUV under 9,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $39K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$38,019
Est. Payment:	$708.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,372
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$38,019.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,148.94
Avg. DMV Fee	94.00
Cash Sale Price	$41,411.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,411.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$708.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,019.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 1500 Laramie

⇩ View Seller Description

This low mileage used 2024 Ram 1500 Laramie 4X2 pickup below 32,000 miles, a transmission, and 20 MPG, 5.7L hybrid engine is for sale right now below $40K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$39,583
Est. Payment:	$737.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,376
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$39,583.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,277.97
Avg. DMV Fee	94.00
Cash Sale Price	$43,104.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,104.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$737.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,583.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL Premium

⇩ View Seller Description

This low mileage used 2025 Hyundai PALISADE SEL Premium FWD SUV under 32,000 miles, a transmission, and 20 MPG, 3.8L gas engine is for sale right now below $37K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$36,988
Est. Payment:	$689.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,033
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$36,988.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,063.89
Avg. DMV Fee	94.00
Cash Sale Price	$40,295.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,295.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$689.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tundra SR5

⇩ View Seller Description

This low mileage preowned 2023 Toyota Tundra SR5 4X4 pickup below 48,000 miles, a transmission, and 20 MPG, 3.4L gas engine is for sale right now under $39K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$38,766
Est. Payment:	$722.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,134
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$38,766.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,210.57
Avg. DMV Fee	94.00
Cash Sale Price	$42,220.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,220.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$722.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,766.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Ellis County, TX

Ellis County, TX Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer ST-Line

2025 Ford Mustang EcoBoost

2026 Chevrolet Silverado 1500 Work Truck

2023 Jeep Gladiator Sport

2024 INFINITI QX80 Luxe

2023 Ford Expedition Limited

2025 Honda Pilot EX-L

2024 Ram 1500 Laramie

2025 Hyundai PALISADE SEL Premium

2023 Toyota Tundra SR5

Ellis County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Ellis County, TX

Ellis County, TX Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2025 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2025 Ford Mustang EcoBoost Car Loan Estimate

2026 Chevrolet Silverado 1500 Work Truck

Chevrolet Silverado 1500 Work Truck

2026 Chevrolet Silverado 1500 Work Truck Car Loan Estimate

2023 Jeep Gladiator Sport

Jeep Gladiator Sport

2023 Jeep Gladiator Sport Car Loan Estimate

2024 INFINITI QX80 Luxe

INFINITI QX80 Luxe

2024 INFINITI QX80 Luxe Car Loan Estimate

2023 Ford Expedition Limited

Ford Expedition Limited

2023 Ford Expedition Limited Car Loan Estimate

2025 Honda Pilot EX-L

Honda Pilot EX-L

2025 Honda Pilot EX-L Car Loan Estimate

2024 Ram 1500 Laramie

Ram 1500 Laramie

2024 Ram 1500 Laramie Car Loan Estimate

2025 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL Premium Car Loan Estimate

2023 Toyota Tundra SR5

Toyota Tundra SR5

2023 Toyota Tundra SR5 Car Loan Estimate

Ellis County Cities with Used Cars for Sale Below $40K

Customize Payments

Find Financing

Customize Payments