Ellis County, TX Used Cars Under $40,000

2025 Ford Explorer Platinum

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This low mileage used 2025 Ford Explorer Platinum AWD SUV under 23,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now below $40K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$39,622
Est. Payment:	$738.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,650
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$39,622.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,281.19
Avg. DMV Fee	94.00
Cash Sale Price	$43,147.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,147.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$738.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,622.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang EcoBoost

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This low mileage second hand 2025 Ford Mustang EcoBoost RWD convertible below 18,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now below $36K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$35,190
Est. Payment:	$656.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,555
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$35,190.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,915.55
Avg. DMV Fee	94.00
Cash Sale Price	$38,349.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,349.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$656.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,190.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Silverado 1500 Work Truck

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This low mileage used 2026 Chevrolet Silverado 1500 Work Truck 4X4 pickup below 16,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $37K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$36,548
Est. Payment:	$681.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,703
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$36,548.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,027.59
Avg. DMV Fee	94.00
Cash Sale Price	$39,819.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,819.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$681.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,548.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4X4 pickup under 49,000 miles, a transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $39K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$38,710
Est. Payment:	$721.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,515
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$38,710.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,205.95
Avg. DMV Fee	94.00
Cash Sale Price	$42,159.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,159.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$721.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,710.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This average mileage preowned 2024 Ford F-150 XLT 4X4 pickup below 75,000 miles, a transmission, and 20 MPG, 5.0L gas engine is for sale right now below $39K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$38,620
Est. Payment:	$912.86 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,570
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$38,620.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,198.53
Avg. DMV Fee	94.00
Cash Sale Price	$42,062.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,062.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$912.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,620.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage preowned 2023 Ram 1500 Big Horn 4X4 pickup below 35,000 miles, a transmission, and 20 MPG, 5.7L hybrid engine is for sale right now under $38K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$37,345
Est. Payment:	$696.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,684
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$37,345.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,093.34
Avg. DMV Fee	94.00
Cash Sale Price	$40,682.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,682.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$696.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,345.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota RAV4 XLE

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This low mileage preowned 2025 Toyota RAV4 XLE AWD SUV under 26,000 miles, a transmission, and 20 MPG, 2.5L gas engine is for sale right now under $37K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$36,537
Est. Payment:	$681.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,327
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$36,537.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,026.68
Avg. DMV Fee	94.00
Cash Sale Price	$39,807.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,807.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$681.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,537.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This below average mileage preowned 2022 Ford F-150 XLT 4X4 pickup under 60,000 miles, a transmission, and 20 MPG, 5.0L flexible engine is for sale right now under $40K at Ennis Ford, Inc. in Ennis, TX. ...View More Details

Sales Price:	$39,220
Est. Payment:	$848.37 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,164
Location:	Ennis, TX

Item	Amount
Used Car Price⁽¹⁾	$39,220.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,248.03
Avg. DMV Fee	94.00
Cash Sale Price	$42,712.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,712.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$848.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,220.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Laramie

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This high mileage used 2023 Ram 1500 Laramie 4X4 pickup below 106,000 miles, a transmission, and 20 MPG, 5.7L hybrid engine is for sale right now below $38K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$37,082
Est. Payment:	$1249.76 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,196
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$37,082.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,071.64
Avg. DMV Fee	94.00
Cash Sale Price	$40,397.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,397.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1249.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,082.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wagoneer L Series II

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This average mileage used 2023 Jeep Wagoneer L Series II 4X4 SUV under 76,000 miles, a transmission, and 20 MPG, 3.0L gas engine is for sale right now under $36K at Ennis Ford, Inc. in Ennis, TX. ...View More Details

Sales Price:	$35,220
Est. Payment:	$832.98 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,826
Location:	Ennis, TX

Item	Amount
Used Car Price⁽¹⁾	$35,220.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,918.03
Avg. DMV Fee	94.00
Cash Sale Price	$38,382.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,382.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$832.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,220.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Ellis County, TX

Ellis County, TX Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer Platinum

2025 Ford Mustang EcoBoost

2026 Chevrolet Silverado 1500 Work Truck

2024 Ford F-150 XLT

2024 Ford F-150 XLT

2023 Ram 1500 Big Horn

2025 Toyota RAV4 XLE

2022 Ford F-150 XLT

2023 Ram 1500 Laramie

2023 Jeep Wagoneer L Series II

Ellis County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Ellis County, TX

Ellis County, TX Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer Platinum

Ford Explorer Platinum

2025 Ford Explorer Platinum Car Loan Estimate

2025 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2025 Ford Mustang EcoBoost Car Loan Estimate

2026 Chevrolet Silverado 1500 Work Truck

Chevrolet Silverado 1500 Work Truck

2026 Chevrolet Silverado 1500 Work Truck Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2025 Toyota RAV4 XLE

Toyota RAV4 XLE

2025 Toyota RAV4 XLE Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2023 Ram 1500 Laramie

Ram 1500 Laramie

2023 Ram 1500 Laramie Car Loan Estimate

2023 Jeep Wagoneer L Series II

Jeep Wagoneer L Series II

2023 Jeep Wagoneer L Series II Car Loan Estimate

Ellis County Cities with Used Cars for Sale Below $40K

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