Ellis County, TX Used Cars Under $45,000

2026 Chevrolet Silverado 1500 LT

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This low mileage used 2026 Chevrolet Silverado 1500 LT 4X4 pickup under 11,000 miles, a transmission, and 20 MPG, 5.3L gas engine is for sale right now under $41K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$40,621
Est. Payment:	$756.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,755
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$40,621.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,363.61
Avg. DMV Fee	94.00
Cash Sale Price	$44,228.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,228.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$756.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,621.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tundra SR5

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This low mileage preowned 2025 Toyota Tundra SR5 4X4 pickup under 22,000 miles, a transmission, and 20 MPG, 3.4L gas engine is for sale right now under $43K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$42,379
Est. Payment:	$789.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,907
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$42,379.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,508.64
Avg. DMV Fee	94.00
Cash Sale Price	$46,131.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,131.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$789.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,379.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Silverado 1500 LT

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This low mileage preowned 2026 Chevrolet Silverado 1500 LT 4X4 pickup under 18,000 miles, a transmission, and 20 MPG, 5.3L gas engine is for sale right now under $42K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$41,628
Est. Payment:	$775.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,963
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$41,628.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,446.69
Avg. DMV Fee	94.00
Cash Sale Price	$45,318.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,318.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$775.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,628.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This below average mileage used 2023 Ford F-150 XL 4X2 pickup under 69,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $45K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$44,847
Est. Payment:	$969.36 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,450
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$44,847.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,712.25
Avg. DMV Fee	94.00
Cash Sale Price	$48,803.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,803.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$969.36

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,847.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Acura RDX SH-AWD w/Tech

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This low mileage second hand 2026 Acura RDX SH-AWD w/Tech AWD SUV below 6,000 miles, a transmission, and 20 MPG, 2.0L gas engine is for sale right now under $45K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$44,985
Est. Payment:	$837.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,591
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$44,985.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,723.64
Avg. DMV Fee	94.00
Cash Sale Price	$48,952.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,952.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$837.65

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 2500 Big Horn

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This low mileage preowned 2024 Ram 2500 Big Horn 4X4 pickup under 51,000 miles, a transmission, and 20 MPG, 6.7L diesel engine is for sale right now below $41K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$40,316
Est. Payment:	$805.99 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,479
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$40,316.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,338.45
Avg. DMV Fee	94.00
Cash Sale Price	$43,898.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,898.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$805.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,316.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Tradesman

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This low mileage used 2025 Ram 1500 Tradesman 4X4 pickup under 29,000 miles, a transmission, and 20 MPG, 3.6L hybrid engine is for sale right now below $42K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$41,035
Est. Payment:	$764.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,153
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$41,035.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,397.76
Avg. DMV Fee	94.00
Cash Sale Price	$44,676.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,676.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$764.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,035.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Aviator Reserve

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This low mileage used 2023 Lincoln Aviator Reserve AWD SUV below 47,000 miles, a transmission, and 20 MPG, 3.0L gas engine is for sale right now below $43K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$42,580
Est. Payment:	$793.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,913
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$42,580.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,525.23
Avg. DMV Fee	94.00
Cash Sale Price	$46,349.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,349.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$793.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,580.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lightning XLT

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This low mileage second hand 2022 Ford F-150 Lightning XLT AWD pickup under 45,000 miles, a transmission, and 0.0L electric engine is for sale right now under $42K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$41,292
Est. Payment:	$769.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,193
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$41,292.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,418.97
Avg. DMV Fee	94.00
Cash Sale Price	$44,954.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,954.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$769.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,292.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage second hand 2023 Ford F-150 Platinum 4X4 pickup below 46,000 miles, a transmission, and 20 MPG, 5.0L flexible engine is for sale right now below $42K at Waxahachie Ford in Waxahachie, TX. ...View More Details

Sales Price:	$41,149
Est. Payment:	$766.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,821
Location:	Waxahachie, TX

Item	Amount
Used Car Price⁽¹⁾	$41,149.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,407.17
Avg. DMV Fee	94.00
Cash Sale Price	$44,800.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,800.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$766.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,149.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Ellis County, TX

Ellis County, TX Secondhand Used Vehicles Priced Below $45,000

2026 Chevrolet Silverado 1500 LT

2025 Toyota Tundra SR5

2026 Chevrolet Silverado 1500 LT

2023 Ford F-150 XL

2026 Acura RDX SH-AWD w/Tech

2024 Ram 2500 Big Horn

2025 Ram 1500 Tradesman

2023 Lincoln Aviator Reserve

2022 Ford F-150 Lightning XLT

2023 Ford F-150 Platinum

Ellis County Cities with Used Cars for Sale Below $45K

Used Cars under $45,000 for Sale in Ellis County, TX

Ellis County, TX Secondhand Used Vehicles Priced Below $45,000

2026 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2026 Chevrolet Silverado 1500 LT Car Loan Estimate

2025 Toyota Tundra SR5

Toyota Tundra SR5

2025 Toyota Tundra SR5 Car Loan Estimate

2026 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2026 Chevrolet Silverado 1500 LT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2026 Acura RDX SH-AWD w/Tech

Acura RDX SH-AWD w/Tech

2026 Acura RDX SH-AWD w/Tech Car Loan Estimate

2024 Ram 2500 Big Horn

Ram 2500 Big Horn

2024 Ram 2500 Big Horn Car Loan Estimate

2025 Ram 1500 Tradesman

Ram 1500 Tradesman

2025 Ram 1500 Tradesman Car Loan Estimate

2023 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2023 Lincoln Aviator Reserve Car Loan Estimate

2022 Ford F-150 Lightning XLT

Ford F-150 Lightning XLT

2022 Ford F-150 Lightning XLT Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

Ellis County Cities with Used Cars for Sale Below $45K

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