Decatur, TX Used Cars Under $40,000 |with Payments|

2022 Ford F-150 XLT

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This low mileage used 2022 Ford F-150 XLT 4X4 pickup below 48,000 miles, a transmission, and 37 MPG, 2.7L gas engine is for sale right now below $38K at Karl Klement Ford in Decatur, TX. ...View More Details

Sales Price:	$37,991
Est. Payment:	$708.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,706
Location:	Decatur, TX

Item	Amount
Used Car Price⁽¹⁾	$37,991.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,146.63
Avg. DMV Fee	94.00
Cash Sale Price	$41,381.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,381.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$708.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride SX-Prestige

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This low mileage preowned 2024 Kia Telluride SX-Prestige AWD SUV under 53,000 miles, a transmission, and 37 MPG, 3.8L gas engine is for sale right now below $39K at Karl Klement Ford in Decatur, TX. ...View More Details

Sales Price:	$38,491
Est. Payment:	$769.72 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,995
Location:	Decatur, TX

Item	Amount
Used Car Price⁽¹⁾	$38,491.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,187.88
Avg. DMV Fee	94.00
Cash Sale Price	$41,922.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,922.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$769.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,491.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4X2 pickup below 27,000 miles, a transmission, and 37 MPG, 2.7L gas engine is for sale right now under $40K at Karl Klement Ford in Decatur, TX. ...View More Details

Sales Price:	$39,221
Est. Payment:	$730.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,516
Location:	Decatur, TX

Item	Amount
Used Car Price⁽¹⁾	$39,221.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,248.11
Avg. DMV Fee	94.00
Cash Sale Price	$42,713.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,713.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$730.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,221.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-250 Super Duty XL

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This average mileage preowned 2023 Ford F-250 Super Duty XL 4X4 pickup below 77,000 miles, a transmission, and 37 MPG, 6.8L gas engine is for sale right now below $39K at Karl Klement Ford in Decatur, TX. ...View More Details

Sales Price:	$38,991
Est. Payment:	$921.58 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,868
Location:	Decatur, TX

Item	Amount
Used Car Price⁽¹⁾	$38,991.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.13
Avg. DMV Fee	94.00
Cash Sale Price	$42,464.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,464.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$921.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid SEL FWD SUV under 0,000 miles, a transmission, and 37 MPG, 1.6L hybrid engine is for sale right now below $38K at James Wood Hyundai in Decatur, TX. ...View More Details

Sales Price:	$37,818
Est. Payment:	$704.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Decatur, TX

Item	Amount
Used Car Price⁽¹⁾	$37,818.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,132.36
Avg. DMV Fee	94.00
Cash Sale Price	$41,194.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,194.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$704.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,818.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage used 2026 Hyundai SANTA FE Hybrid SEL FWD SUV below 0,000 miles, a transmission, and 37 MPG, 1.6L hybrid engine is for sale right now under $39K at James Wood Hyundai in Decatur, TX. ...View More Details

Sales Price:	$38,317
Est. Payment:	$714.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Decatur, TX

Item	Amount
Used Car Price⁽¹⁾	$38,317.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,173.53
Avg. DMV Fee	94.00
Cash Sale Price	$41,734.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,734.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$714.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,317.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage used 2026 Hyundai SANTA FE Hybrid SE FWD SUV under 0,000 miles, a transmission, and 37 MPG, 1.6L hybrid engine is for sale right now under $36K at James Wood Hyundai in Decatur, TX. ...View More Details

Sales Price:	$35,091
Est. Payment:	$654.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Decatur, TX

Item	Amount
Used Car Price⁽¹⁾	$35,091.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,907.38
Avg. DMV Fee	94.00
Cash Sale Price	$38,242.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,242.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$654.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,091.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage second hand 2026 Hyundai SANTA FE SEL FWD SUV under 0,000 miles, a transmission, and 37 MPG, 2.5L gas engine is for sale right now below $37K at James Wood Hyundai in Decatur, TX. ...View More Details

Sales Price:	$36,711
Est. Payment:	$684.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Decatur, TX

Item	Amount
Used Car Price⁽¹⁾	$36,711.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,041.03
Avg. DMV Fee	94.00
Cash Sale Price	$39,996.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,996.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$684.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,711.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON XRT

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This low mileage used 2026 Hyundai TUCSON XRT AWD SUV under 0,000 miles, a transmission, and 37 MPG, 2.5L gas engine is for sale right now below $37K at James Wood Hyundai in Decatur, TX. ...View More Details

Sales Price:	$36,988
Est. Payment:	$689.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Decatur, TX

Item	Amount
Used Car Price⁽¹⁾	$36,988.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,063.89
Avg. DMV Fee	94.00
Cash Sale Price	$40,295.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,295.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$689.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

⇩ View Seller Description

This low mileage used 2026 Hyundai SANTA FE Hybrid SEL FWD SUV under 0,000 miles, a transmission, and 37 MPG, 1.6L hybrid engine is for sale right now under $38K at James Wood Hyundai in Decatur, TX. ...View More Details

Sales Price:	$37,755
Est. Payment:	$703.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Decatur, TX

Item	Amount
Used Car Price⁽¹⁾	$37,755.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,127.16
Avg. DMV Fee	94.00
Cash Sale Price	$41,126.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,126.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$703.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,755.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Decatur, TX

Decatur, TX Secondhand Used Vehicles Priced Below $40,000

2022 Ford F-150 XLT

2024 Kia Telluride SX-Prestige

2023 Ford F-150 XLT

2023 Ford F-250 Super Duty XL

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE SEL

2026 Hyundai TUCSON XRT

2026 Hyundai SANTA FE Hybrid SEL

Used Cars under $40,000 for Sale in Decatur, TX

Decatur, TX Secondhand Used Vehicles Priced Below $40,000

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2024 Kia Telluride SX-Prestige

Kia Telluride SX-Prestige

2024 Kia Telluride SX-Prestige Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2023 Ford F-250 Super Duty XL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai TUCSON XRT

Hyundai TUCSON XRT

2026 Hyundai TUCSON XRT Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

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