Decatur, TX Used Cars Under $45,000 |with Payments|

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 14,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $45K at Karl Klement Ford in Decatur, TX. ...View More Details

Sales Price:	$44,491
Est. Payment:	$828.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,805
Location:	Decatur, TX

Item	Amount
Used Car Price⁽¹⁾	$44,491.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,682.88
Avg. DMV Fee	94.00
Cash Sale Price	$48,417.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,417.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$828.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,491.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4x4 pickup below 43,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $42K at Karl Klement Ford in Decatur, TX. ...View More Details

Sales Price:	$41,971
Est. Payment:	$781.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,576
Location:	Decatur, TX

Item	Amount
Used Car Price⁽¹⁾	$41,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,474.98
Avg. DMV Fee	94.00
Cash Sale Price	$45,689.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,689.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$781.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage used 2025 Ford F-150 STX RWD pickup below 10,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $45K at Karl Klement Ford in Decatur, TX. ...View More Details

Sales Price:	$44,491
Est. Payment:	$828.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,881
Location:	Decatur, TX

Item	Amount
Used Car Price⁽¹⁾	$44,491.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,682.88
Avg. DMV Fee	94.00
Cash Sale Price	$48,417.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,417.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$828.50

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,491.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage second hand 2022 Ford F-150 XLT 4x4 pickup under 48,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $41K at Karl Klement Ford in Decatur, TX. ...View More Details

Sales Price:	$40,991
Est. Payment:	$763.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,706
Location:	Decatur, TX

Item	Amount
Used Car Price⁽¹⁾	$40,991.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,394.13
Avg. DMV Fee	94.00
Cash Sale Price	$44,629.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,629.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$763.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4x4 pickup below 31,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now under $45K at Karl Klement Ford in Decatur, TX. ...View More Details

Sales Price:	$44,991
Est. Payment:	$837.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,341
Location:	Decatur, TX

Item	Amount
Used Car Price⁽¹⁾	$44,991.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,724.13
Avg. DMV Fee	94.00
Cash Sale Price	$48,959.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,959.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$837.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 36,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now under $41K at Karl Klement Ford in Decatur, TX. ...View More Details

Sales Price:	$40,971
Est. Payment:	$763.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,697
Location:	Decatur, TX

Item	Amount
Used Car Price⁽¹⁾	$40,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,392.48
Avg. DMV Fee	94.00
Cash Sale Price	$44,607.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,607.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$763.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Decatur, TX

Decatur, TX Secondhand Used Vehicles Priced Below $45,000

2023 Ford F-150 XL

2024 Ford F-150 XLT

2025 Ford F-150 STX

2022 Ford F-150 XLT

2024 Ford F-150 XLT

2023 Ford F-150 XL

Used Cars under $45,000 for Sale in Decatur, TX

Decatur, TX Secondhand Used Vehicles Priced Below $45,000

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

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