Decatur, TX Used Cars Under $45,000 |with Payments|

2025 Ford F-150 STX

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This low mileage preowned 2025 Ford F-150 STX 4X2 pickup under 10,000 miles, a transmission, and 22 MPG, 2.7L gas engine is for sale right now below $43K at Karl Klement Ford in Decatur, TX. ...View More Details

Sales Price:	$42,491
Est. Payment:	$791.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,881
Location:	Decatur, TX

Item	Amount
Used Car Price⁽¹⁾	$42,491.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,517.88
Avg. DMV Fee	94.00
Cash Sale Price	$46,252.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,252.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$791.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,491.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage preowned 2026 Hyundai SANTA FE XRT AWD SUV under 0,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now under $41K at James Wood Hyundai in Decatur, TX. ...View More Details

Sales Price:	$40,514
Est. Payment:	$754.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Decatur, TX

Item	Amount
Used Car Price⁽¹⁾	$40,514.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,354.78
Avg. DMV Fee	94.00
Cash Sale Price	$44,112.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,112.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$754.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,514.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage used 2026 Hyundai SANTA FE XRT AWD SUV below 0,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now below $41K at James Wood Hyundai in Decatur, TX. ...View More Details

Sales Price:	$40,727
Est. Payment:	$758.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Decatur, TX

Item	Amount
Used Car Price⁽¹⁾	$40,727.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,372.35
Avg. DMV Fee	94.00
Cash Sale Price	$44,343.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,343.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$758.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,727.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL

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This low mileage used 2026 Hyundai PALISADE SEL FWD SUV under 0,000 miles, a transmission, and 22 MPG, 3.5L gas engine is for sale right now under $44K at James Wood Hyundai in Decatur, TX. ...View More Details

Sales Price:	$43,551
Est. Payment:	$811.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Decatur, TX

Item	Amount
Used Car Price⁽¹⁾	$43,551.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,605.33
Avg. DMV Fee	94.00
Cash Sale Price	$47,400.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,400.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$811.09

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,551.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL

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This low mileage second hand 2026 Hyundai PALISADE SEL FWD SUV under 0,000 miles, a transmission, and 22 MPG, 3.5L gas engine is for sale right now under $43K at James Wood Hyundai in Decatur, TX. ...View More Details

Sales Price:	$42,971
Est. Payment:	$800.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Decatur, TX

Item	Amount
Used Car Price⁽¹⁾	$42,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,557.48
Avg. DMV Fee	94.00
Cash Sale Price	$46,772.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,772.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$800.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL

⇩ View Seller Description

This low mileage second hand 2026 Hyundai PALISADE SEL FWD SUV under 0,000 miles, a transmission, and 22 MPG, 3.5L gas engine is for sale right now below $44K at James Wood Hyundai in Decatur, TX. ...View More Details

Sales Price:	$43,665
Est. Payment:	$813.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Decatur, TX

Item	Amount
Used Car Price⁽¹⁾	$43,665.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,614.74
Avg. DMV Fee	94.00
Cash Sale Price	$47,523.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,523.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$813.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,665.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL

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This low mileage used 2026 Hyundai PALISADE SEL FWD SUV below 0,000 miles, a transmission, and 22 MPG, 3.5L gas engine is for sale right now below $44K at James Wood Hyundai in Decatur, TX. ...View More Details

Sales Price:	$43,177
Est. Payment:	$804.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Decatur, TX

Item	Amount
Used Car Price⁽¹⁾	$43,177.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,574.48
Avg. DMV Fee	94.00
Cash Sale Price	$46,995.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,995.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$804.16

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,177.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage used 2026 Hyundai SANTA FE Hybrid SEL FWD SUV under 0,000 miles, a transmission, and 22 MPG, 1.6L hybrid engine is for sale right now under $41K at James Wood Hyundai in Decatur, TX. ...View More Details

Sales Price:	$40,895
Est. Payment:	$761.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Decatur, TX

Item	Amount
Used Car Price⁽¹⁾	$40,895.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,386.21
Avg. DMV Fee	94.00
Cash Sale Price	$44,525.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,525.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$761.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ Limited

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This low mileage preowned 2026 Hyundai SANTA CRUZ Limited AWD pickup below 0,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now below $44K at James Wood Hyundai in Decatur, TX. ...View More Details

Sales Price:	$43,866
Est. Payment:	$816.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Decatur, TX

Item	Amount
Used Car Price⁽¹⁾	$43,866.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,631.32
Avg. DMV Fee	94.00
Cash Sale Price	$47,741.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,741.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$816.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,866.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Decatur, TX

Decatur, TX Secondhand Used Vehicles Priced Below $45,000

2025 Ford F-150 STX

2026 Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT

2026 Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA CRUZ Limited

Used Cars under $45,000 for Sale in Decatur, TX

Decatur, TX Secondhand Used Vehicles Priced Below $45,000

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2026 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

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