Mckinney, TX Used Cars Under $45,000 |with Payments|

2022 Ford F-150 XLT

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This average mileage preowned 2022 Ford F-150 XLT 4x4 pickup under 73,000 miles, automatic transmission, and 22 MPG, 5.0L gas engine is for sale right now under $43K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$42,943
Est. Payment:	$1014.42 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,891
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$42,943.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,555.17
Avg. DMV Fee	94.00
Cash Sale Price	$46,742.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,742.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$1014.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Gladiator Rubicon

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This low mileage second hand 2025 Jeep Gladiator Rubicon 4x4 pickup below 13,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now below $45K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$44,795
Est. Payment:	$834.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,599
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$44,795.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,707.96
Avg. DMV Fee	94.00
Cash Sale Price	$48,746.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,746.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$834.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XL

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This low mileage second hand 2024 Ford F-150 XL 4x4 pickup below 25,000 miles, automatic transmission, and 22 MPG, 5.0L gas engine is for sale right now under $45K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$44,192
Est. Payment:	$822.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,611
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$44,192.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,658.22
Avg. DMV Fee	94.00
Cash Sale Price	$48,094.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,094.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$822.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,192.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang GT

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This low mileage used 2023 Ford Mustang GT RWD coupe under 2,000 miles, transmission, and 22 MPG, 5.0L gas engine is for sale right now under $45K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$44,470
Est. Payment:	$828.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,211
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$44,470.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,681.15
Avg. DMV Fee	94.00
Cash Sale Price	$48,395.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,395.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$828.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,470.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Traverse Z71

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This low mileage preowned 2024 Chevrolet Traverse Z71 4x4 SUV under 38,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $42K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$41,709
Est. Payment:	$776.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,285
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$41,709.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,453.37
Avg. DMV Fee	94.00
Cash Sale Price	$45,406.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,406.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$776.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,709.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This average mileage second hand 2022 Ford F-150 XL 4x4 pickup under 71,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $45K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$44,266
Est. Payment:	$1045.50 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,800
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$44,266.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,664.32
Avg. DMV Fee	94.00
Cash Sale Price	$48,174.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,174.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$1045.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,266.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Pathfinder Platinum

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This low mileage used 2025 Nissan Pathfinder Platinum FWD SUV below 9,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $41K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$40,692
Est. Payment:	$758.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,790
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$40,692.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,369.47
Avg. DMV Fee	94.00
Cash Sale Price	$44,305.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,305.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$758.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,692.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Buick Enclave Preferred

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This low mileage second hand 2026 Buick Enclave Preferred FWD SUV under 15,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $42K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$41,478
Est. Payment:	$772.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,833
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$41,478.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,434.31
Avg. DMV Fee	94.00
Cash Sale Price	$45,156.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,156.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$772.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,478.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer Series II

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This low mileage used 2024 Jeep Wagoneer Series II 4x4 SUV under 57,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now below $44K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$43,245
Est. Payment:	$864.21 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,736
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$43,245.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,580.09
Avg. DMV Fee	94.00
Cash Sale Price	$47,069.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,069.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$864.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,245.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage preowned 2023 Lincoln Nautilus Reserve AWD SUV under 11,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now under $41K at Bob Tomes Ford in Mckinney, TX. ...View More Details

Sales Price:	$40,240
Est. Payment:	$749.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,711
Location:	Mckinney, TX

Item	Amount
Used Car Price⁽¹⁾	$40,240.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,332.18
Avg. DMV Fee	94.00
Cash Sale Price	$43,816.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,816.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$749.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,240.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Mckinney, TX

Mckinney, TX Secondhand Used Vehicles Priced Below $45,000

2022 Ford F-150 XLT

2025 Jeep Gladiator Rubicon

2024 Ford F-150 XL

2023 Ford Mustang GT

2024 Chevrolet Traverse Z71

2022 Ford F-150 XL

2025 Nissan Pathfinder Platinum

2026 Buick Enclave Preferred

2024 Jeep Wagoneer Series II

2023 Lincoln Nautilus Reserve

Used Cars under $45,000 for Sale in Mckinney, TX

Mckinney, TX Secondhand Used Vehicles Priced Below $45,000

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2025 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2025 Jeep Gladiator Rubicon Car Loan Estimate

2024 Ford F-150 XL

Ford F-150 XL

2024 Ford F-150 XL Car Loan Estimate

2023 Ford Mustang GT

Ford Mustang GT

2023 Ford Mustang GT Car Loan Estimate

2024 Chevrolet Traverse Z71

Chevrolet Traverse Z71

2024 Chevrolet Traverse Z71 Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2025 Nissan Pathfinder Platinum

Nissan Pathfinder Platinum

2025 Nissan Pathfinder Platinum Car Loan Estimate

2026 Buick Enclave Preferred

Buick Enclave Preferred

2026 Buick Enclave Preferred Car Loan Estimate

2024 Jeep Wagoneer Series II

Jeep Wagoneer Series II

2024 Jeep Wagoneer Series II Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

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