Lubbock, TX Used Cars Under $400 a Month

2025 Kia K4 LX

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This low mileage used 2025 Kia K4 LX FWD sedan under 31,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now below $21K at Frontier Dodge Chrysler Jeep RAM in Lubbock, TX. ...View More Details

Sales Price:	$20,995
Est. Payment:	$393.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,290
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$20,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,744.46
Avg. DMV Fee	94.00
Cash Sale Price	$22,983.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,983.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$393.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Trax LS

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This low mileage preowned 2025 Chevrolet Trax LS FWD SUV below 39,000 miles, automatic transmission, and 30 MPG, 1.2L gas engine is for sale right now below $20K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$19,880
Est. Payment:	$372.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,862
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$19,880.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,652.48
Avg. DMV Fee	94.00
Cash Sale Price	$21,776.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,776.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$372.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,880.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Trax LS

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This low mileage preowned 2025 Chevrolet Trax LS FWD SUV under 38,000 miles, automatic transmission, and 30 MPG, 1.2L gas engine is for sale right now below $20K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$19,936
Est. Payment:	$373.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,409
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$19,936.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,657.10
Avg. DMV Fee	94.00
Cash Sale Price	$21,837.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,837.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$373.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,936.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 INFINITI QX30 Pure

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This above average mileage preowned 2019 INFINITI QX30 Pure FWD wagon under 94,000 miles, automatic transmission, and 30 MPG, 2.0L gas engine is for sale right now below $13K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$12,990
Est. Payment:	$386.22 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93,735
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$12,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,084.05
Avg. DMV Fee	94.00
Cash Sale Price	$14,318.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,318.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$386.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $12,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Sportage LX

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This low mileage second hand 2023 Kia Sportage LX AWD SUV below 44,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now under $22K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$21,490
Est. Payment:	$402.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,687
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$21,490.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,785.30
Avg. DMV Fee	94.00
Cash Sale Price	$23,519.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,519.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$402.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford Flex SEL

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This average mileage used 2016 Ford Flex SEL FWD wagon under 87,000 miles, automatic transmission, and 30 MPG, 3.5L gas engine is for sale right now under $14K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$13,990
Est. Payment:	$369.71 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,837
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$13,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,166.55
Avg. DMV Fee	94.00
Cash Sale Price	$15,400.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,400.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$369.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $13,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jaguar E-PACE P250

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This low mileage second hand 2020 Jaguar E-PACE P250 AWD SUV under 60,000 miles, automatic transmission, and 30 MPG, 2.0L gas engine is for sale right now below $20K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$19,990
Est. Payment:	$402.01 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,928
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,661.55
Avg. DMV Fee	94.00
Cash Sale Price	$21,895.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,895.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$402.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2011 Hyundai SANTA FE GLS

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This high mileage used 2011 Hyundai SANTA FE GLS AWD SUV under 141,000 miles, automatic transmission, and 30 MPG, 2.4L gas engine is for sale right now below $7K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$6,900
Est. Payment:	$281.92 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	141,491
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$6,900.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	581.63
Avg. DMV Fee	94.00
Cash Sale Price	$7,725.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$7,725.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$281.92

(1) Auto Loan calculations are based on the used car dealer's advertised price of $6,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Sentra SV

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This low mileage used 2025 Nissan Sentra SV FWD sedan below 38,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now under $20K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$19,514
Est. Payment:	$365.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,676
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$19,514.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,622.28
Avg. DMV Fee	94.00
Cash Sale Price	$21,380.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,380.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$365.85

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,514.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Trax LS

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This low mileage preowned 2025 Chevrolet Trax LS FWD SUV under 38,000 miles, automatic transmission, and 30 MPG, 1.2L gas engine is for sale right now under $20K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$19,956
Est. Payment:	$374.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,463
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$19,956.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,658.75
Avg. DMV Fee	94.00
Cash Sale Price	$21,858.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,858.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$374.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,956.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Lubbock, TX

Lubbock, TX Secondhand Used Vehicles with Payments Below $400 / Month

2025 Kia K4 LX

2025 Chevrolet Trax LS

2025 Chevrolet Trax LS

2019 INFINITI QX30 Pure

2023 Kia Sportage LX

2016 Ford Flex SEL

2020 Jaguar E-PACE P250

2011 Hyundai SANTA FE GLS

2025 Nissan Sentra SV

2025 Chevrolet Trax LS

Used Cars under $400 per month for Sale in Lubbock, TX

Lubbock, TX Secondhand Used Vehicles with Payments Below $400 / Month

2025 Kia K4 LX

Kia K4 LX

2025 Kia K4 LX Car Loan Estimate

2025 Chevrolet Trax LS

Chevrolet Trax LS

2025 Chevrolet Trax LS Car Loan Estimate

2025 Chevrolet Trax LS

Chevrolet Trax LS

2025 Chevrolet Trax LS Car Loan Estimate

2019 INFINITI QX30 Pure

INFINITI QX30 Pure

2019 INFINITI QX30 Pure Car Loan Estimate

2023 Kia Sportage LX

Kia Sportage LX

2023 Kia Sportage LX Car Loan Estimate

2016 Ford Flex SEL

Ford Flex SEL

2016 Ford Flex SEL Car Loan Estimate

2020 Jaguar E-PACE P250

Jaguar E-PACE P250

2020 Jaguar E-PACE P250 Car Loan Estimate

2011 Hyundai SANTA FE GLS

Hyundai SANTA FE GLS

2011 Hyundai SANTA FE GLS Car Loan Estimate

2025 Nissan Sentra SV

Nissan Sentra SV

2025 Nissan Sentra SV Car Loan Estimate

2025 Chevrolet Trax LS

Chevrolet Trax LS

2025 Chevrolet Trax LS Car Loan Estimate

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