Lubbock, TX Used Cars Under $40,000 |with Payments|

2022 Audi Q8 quattro Premium 55 TFSI

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This low mileage used 2022 Audi Q8 quattro Premium 55 TFSI AWD SUV below 57,000 miles, automatic transmission, and 56 MPG, 3.0L hybrid engine is for sale right now below $40K at Frontier Dodge Chrysler Jeep RAM in Lubbock, TX. ...View More Details

Sales Price:	$39,995
Est. Payment:	$799.61 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,073
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.96
Avg. DMV Fee	94.00
Cash Sale Price	$43,550.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,550.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$799.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Pathfinder SL

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This low mileage used 2025 Nissan Pathfinder SL FWD SUV below 11,000 miles, automatic transmission, and 56 MPG, 3.5L gas engine is for sale right now below $37K at Frontier Dodge Chrysler Jeep RAM in Lubbock, TX. ...View More Details

Sales Price:	$36,995
Est. Payment:	$689.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,946
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,064.46
Avg. DMV Fee	94.00
Cash Sale Price	$40,303.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,303.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$689.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage second hand 2025 Kia Telluride S AWD SUV below 38,000 miles, automatic transmission, and 56 MPG, 3.8L gas engine is for sale right now below $40K at Frontier Dodge Chrysler Jeep RAM in Lubbock, TX. ...View More Details

Sales Price:	$39,995
Est. Payment:	$745.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,810
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.96
Avg. DMV Fee	94.00
Cash Sale Price	$43,550.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,550.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$745.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 1500 Limited Denali

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This average mileage preowned 2022 GMC Sierra 1500 Limited Denali 4x4 pickup under 86,000 miles, automatic transmission, and 56 MPG, 6.2L gas engine is for sale right now below $39K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$38,423
Est. Payment:	$1004.66 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,506
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$38,423.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,182.27
Avg. DMV Fee	94.00
Cash Sale Price	$41,849.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,849.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$1004.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,423.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Armada SV

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This low mileage used 2024 Nissan Armada SV 4x4 SUV below 56,000 miles, automatic transmission, and 56 MPG, 5.6L gas engine is for sale right now under $38K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$37,990
Est. Payment:	$759.76 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,614
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,146.55
Avg. DMV Fee	94.00
Cash Sale Price	$41,380.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,380.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$759.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Aviator Reserve

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This below average mileage second hand 2022 Lincoln Aviator Reserve RWD SUV under 64,000 miles, automatic transmission, and 56 MPG, 3.0L gas engine is for sale right now below $37K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$36,725
Est. Payment:	$794.73 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,957
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$36,725.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,042.19
Avg. DMV Fee	94.00
Cash Sale Price	$40,011.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,011.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$794.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Mustang GT Premium

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This below average mileage certified second hand 2021 Ford Mustang GT Premium RWD coupe below 69,000 miles, transmission, and 56 MPG, 5.0L gas engine is for sale right now under $37K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$36,902
Est. Payment:	$798.53 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,014
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$36,902.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,056.79
Avg. DMV Fee	94.00
Cash Sale Price	$40,202.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,202.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$798.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,902.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Big Horn

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This low mileage used 2022 Ram 1500 Big Horn 4x4 pickup below 36,000 miles, automatic transmission, and 56 MPG, 3.6L hybrid engine is for sale right now under $38K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$37,990
Est. Payment:	$708.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,772
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,146.55
Avg. DMV Fee	94.00
Cash Sale Price	$41,380.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,380.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$708.08

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

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This low mileage preowned 2024 Ford Ranger XLT 4x4 pickup below 34,000 miles, automatic transmission, and 56 MPG, 2.7L gas engine is for sale right now under $40K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$39,990
Est. Payment:	$745.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,719
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.55
Avg. DMV Fee	94.00
Cash Sale Price	$43,545.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,545.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$745.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Lincoln Aviator Black Label Grand Touring

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This below average mileage used 2020 Lincoln Aviator Black Label Grand Touring AWD SUV below 61,000 miles, automatic transmission, and 56 MPG, 3.0L hybrid engine is for sale right now below $40K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$39,990
Est. Payment:	$864.93 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,461
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.55
Avg. DMV Fee	94.00
Cash Sale Price	$43,545.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,545.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$864.93

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Lubbock, TX

Lubbock, TX Secondhand Used Vehicles Priced Below $40,000

2022 Audi Q8 quattro Premium 55 TFSI

2025 Nissan Pathfinder SL

2025 Kia Telluride S

2022 GMC Sierra 1500 Limited Denali

2024 Nissan Armada SV

2022 Lincoln Aviator Reserve

2021 Ford Mustang GT Premium

2022 Ram 1500 Big Horn

2024 Ford Ranger XLT

2020 Lincoln Aviator Black Label Grand Touring

Used Cars under $40,000 for Sale in Lubbock, TX

Lubbock, TX Secondhand Used Vehicles Priced Below $40,000

2022 Audi Q8 quattro Premium 55 TFSI

Audi Q8 quattro Premium 55 TFSI

2022 Audi Q8 quattro Premium 55 TFSI Car Loan Estimate

2025 Nissan Pathfinder SL

Nissan Pathfinder SL

2025 Nissan Pathfinder SL Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2022 GMC Sierra 1500 Limited Denali

GMC Sierra 1500 Limited Denali

2022 GMC Sierra 1500 Limited Denali Car Loan Estimate

2024 Nissan Armada SV

Nissan Armada SV

2024 Nissan Armada SV Car Loan Estimate

2022 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2022 Lincoln Aviator Reserve Car Loan Estimate

2021 Ford Mustang GT Premium

Ford Mustang GT Premium

2021 Ford Mustang GT Premium Car Loan Estimate

2022 Ram 1500 Big Horn

Ram 1500 Big Horn

2022 Ram 1500 Big Horn Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2020 Lincoln Aviator Black Label Grand Touring

Lincoln Aviator Black Label Grand Touring

2020 Lincoln Aviator Black Label Grand Touring Car Loan Estimate

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