Lubbock, TX Used Cars Under $40,000 |with Payments|

2025 Ford Explorer Active

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This low mileage used 2025 Ford Explorer Active RWD SUV below 22,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now below $38K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$37,990
Est. Payment:	$708.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,497
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,146.55
Avg. DMV Fee	94.00
Cash Sale Price	$41,380.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,380.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$708.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Equinox RS

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This low mileage preowned 2026 Chevrolet Equinox RS FWD SUV below 2,000 miles, cvt transmission, and 22 MPG, 1.5L gas engine is for sale right now below $36K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$35,990
Est. Payment:	$671.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,332
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,981.55
Avg. DMV Fee	94.00
Cash Sale Price	$39,215.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,215.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$671.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 2500HD LT

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This average mileage used 2023 Chevrolet Silverado 2500HD LT 4x4 pickup below 88,000 miles, automatic transmission, and 22 MPG, 6.6L gas engine is for sale right now below $40K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$39,990
Est. Payment:	$1045.38 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,302
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.55
Avg. DMV Fee	94.00
Cash Sale Price	$43,545.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,545.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$1045.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Buick Envision Essence

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This low mileage second hand 2023 Buick Envision Essence AWD SUV under 24,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $36K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$35,990
Est. Payment:	$671.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,501
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,981.55
Avg. DMV Fee	94.00
Cash Sale Price	$39,215.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,215.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$671.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Mercedes-Benz CLS CLS 450

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This low mileage preowned 2020 Mercedes-Benz CLS CLS 450 RWD sedan under 52,000 miles, automatic transmission, and 22 MPG, 3.0L hybrid engine is for sale right now below $37K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$36,990
Est. Payment:	$739.89 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,984
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,064.05
Avg. DMV Fee	94.00
Cash Sale Price	$40,298.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,298.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$739.89

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee Altitude X

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This low mileage preowned 2025 Jeep Grand Cherokee Altitude X 4x4 SUV below 20,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now under $38K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$37,990
Est. Payment:	$708.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,243
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,146.55
Avg. DMV Fee	94.00
Cash Sale Price	$41,380.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,380.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$708.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Expedition Limited

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This average mileage second hand 2022 Ford Expedition Limited RWD SUV below 88,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $39K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$38,990
Est. Payment:	$1019.39 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,293
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.05
Avg. DMV Fee	94.00
Cash Sale Price	$42,463.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,463.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1019.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 King Ranch

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This below average mileage preowned 2022 Ford F-150 King Ranch 4x4 pickup below 62,000 miles, automatic transmission, and 22 MPG, 5.0L gas engine is for sale right now under $40K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$39,975
Est. Payment:	$864.60 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,444
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,975.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,310.31
Avg. DMV Fee	94.00
Cash Sale Price	$43,529.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,529.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$864.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mercedes-Benz GLE GLE 350

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This low mileage second hand 2022 Mercedes-Benz GLE GLE 350 RWD SUV below 40,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $40K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$39,990
Est. Payment:	$745.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,039
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.55
Avg. DMV Fee	94.00
Cash Sale Price	$43,545.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,545.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$745.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Traverse LT

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This low mileage second hand 2025 Chevrolet Traverse LT 4x4 SUV under 48,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $38K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$37,990
Est. Payment:	$708.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,601
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,146.55
Avg. DMV Fee	94.00
Cash Sale Price	$41,380.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,380.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$708.08

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Lubbock, TX

Lubbock, TX Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer Active

2026 Chevrolet Equinox RS

2023 Chevrolet Silverado 2500HD LT

2023 Buick Envision Essence

2020 Mercedes-Benz CLS CLS 450

2025 Jeep Grand Cherokee Altitude X

2022 Ford Expedition Limited

2022 Ford F-150 King Ranch

2022 Mercedes-Benz GLE GLE 350

2025 Chevrolet Traverse LT

Used Cars under $40,000 for Sale in Lubbock, TX

Lubbock, TX Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2026 Chevrolet Equinox RS

Chevrolet Equinox RS

2026 Chevrolet Equinox RS Car Loan Estimate

2023 Chevrolet Silverado 2500HD LT

Chevrolet Silverado 2500HD LT

2023 Chevrolet Silverado 2500HD LT Car Loan Estimate

2023 Buick Envision Essence

Buick Envision Essence

2023 Buick Envision Essence Car Loan Estimate

2020 Mercedes-Benz CLS CLS 450

Mercedes-Benz CLS CLS 450

2020 Mercedes-Benz CLS 450 Car Loan Estimate

2025 Jeep Grand Cherokee Altitude X

Jeep Grand Cherokee Altitude X

2025 Jeep Grand Cherokee Altitude X Car Loan Estimate

2022 Ford Expedition Limited

Ford Expedition Limited

2022 Ford Expedition Limited Car Loan Estimate

2022 Ford F-150 King Ranch

Ford F-150 King Ranch

2022 Ford F-150 King Ranch Car Loan Estimate

2022 Mercedes-Benz GLE GLE 350

Mercedes-Benz GLE GLE 350

2022 Mercedes-Benz GLE 350 Car Loan Estimate

2025 Chevrolet Traverse LT

Chevrolet Traverse LT

2025 Chevrolet Traverse LT Car Loan Estimate

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