Lubbock, TX Used Cars Under $40,000 |with Payments|

2025 Kia Telluride S

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This low mileage used 2025 Kia Telluride S AWD SUV under 38,000 miles, automatic transmission, and 19 MPG, 3.8L gas engine is for sale right now under $40K at Frontier Dodge Chrysler Jeep RAM in Lubbock, TX. ...View More Details

Sales Price:	$39,995
Est. Payment:	$745.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,810
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.96
Avg. DMV Fee	94.00
Cash Sale Price	$43,550.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,550.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$745.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Audi Q8 quattro Premium 55 TFSI

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This low mileage preowned 2022 Audi Q8 quattro Premium 55 TFSI AWD SUV under 57,000 miles, automatic transmission, and 19 MPG, 3.0L hybrid engine is for sale right now under $40K at Frontier Dodge Chrysler Jeep RAM in Lubbock, TX. ...View More Details

Sales Price:	$39,995
Est. Payment:	$799.61 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,073
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.96
Avg. DMV Fee	94.00
Cash Sale Price	$43,550.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,550.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$799.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Pathfinder SL

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This low mileage used 2025 Nissan Pathfinder SL FWD SUV below 11,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now below $37K at Frontier Dodge Chrysler Jeep RAM in Lubbock, TX. ...View More Details

Sales Price:	$36,995
Est. Payment:	$689.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,946
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,064.46
Avg. DMV Fee	94.00
Cash Sale Price	$40,303.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,303.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$689.65

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee L Laredo

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This low mileage used 2025 Jeep Grand Cherokee L Laredo RWD SUV under 17,000 miles, automatic transmission, and 19 MPG, 3.6L gas engine is for sale right now under $38K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$37,990
Est. Payment:	$708.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,093
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,146.55
Avg. DMV Fee	94.00
Cash Sale Price	$41,380.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,380.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$708.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 1500 Limited Denali

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This average mileage preowned 2022 GMC Sierra 1500 Limited Denali 4x4 pickup under 86,000 miles, automatic transmission, and 19 MPG, 6.2L gas engine is for sale right now under $39K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$38,423
Est. Payment:	$1004.66 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,506
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$38,423.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,182.27
Avg. DMV Fee	94.00
Cash Sale Price	$41,849.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,849.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$1004.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,423.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Mustang GT Premium

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This below average mileage certified used 2021 Ford Mustang GT Premium RWD coupe under 69,000 miles, transmission, and 19 MPG, 5.0L gas engine is for sale right now under $37K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$36,902
Est. Payment:	$798.53 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,014
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$36,902.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,056.79
Avg. DMV Fee	94.00
Cash Sale Price	$40,202.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,202.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$798.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,902.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Expedition Limited

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This average mileage used 2022 Ford Expedition Limited RWD SUV below 87,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now below $39K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$38,990
Est. Payment:	$1019.39 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,255
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.05
Avg. DMV Fee	94.00
Cash Sale Price	$42,463.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,463.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$1019.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Traverse LT

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This low mileage used 2025 Chevrolet Traverse LT FWD SUV below 16,000 miles, automatic transmission, and 19 MPG, 2.5L gas engine is for sale right now under $38K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$37,411
Est. Payment:	$697.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,455
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$37,411.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,098.78
Avg. DMV Fee	94.00
Cash Sale Price	$40,753.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,753.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$697.36

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,411.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 Platinum

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This below average mileage preowned 2019 Ford F-150 Platinum 4x4 pickup under 70,000 miles, automatic transmission, and 19 MPG, 3.0L diesel engine is for sale right now under $37K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$36,990
Est. Payment:	$800.42 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,728
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,064.05
Avg. DMV Fee	94.00
Cash Sale Price	$40,298.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,298.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$800.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 SLT

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This low mileage second hand 2021 GMC Sierra 1500 SLT RWD pickup under 44,000 miles, automatic transmission, and 19 MPG, 5.3L gas engine is for sale right now under $38K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$37,995
Est. Payment:	$708.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,443
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,146.96
Avg. DMV Fee	94.00
Cash Sale Price	$41,385.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,385.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$708.18

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Lubbock, TX

Lubbock, TX Secondhand Used Vehicles Priced Below $40,000

2025 Kia Telluride S

2022 Audi Q8 quattro Premium 55 TFSI

2025 Nissan Pathfinder SL

2025 Jeep Grand Cherokee L Laredo

2022 GMC Sierra 1500 Limited Denali

2021 Ford Mustang GT Premium

2022 Ford Expedition Limited

2025 Chevrolet Traverse LT

2019 Ford F-150 Platinum

2021 GMC Sierra 1500 SLT

Used Cars under $40,000 for Sale in Lubbock, TX

Lubbock, TX Secondhand Used Vehicles Priced Below $40,000

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2022 Audi Q8 quattro Premium 55 TFSI

Audi Q8 quattro Premium 55 TFSI

2022 Audi Q8 quattro Premium 55 TFSI Car Loan Estimate

2025 Nissan Pathfinder SL

Nissan Pathfinder SL

2025 Nissan Pathfinder SL Car Loan Estimate

2025 Jeep Grand Cherokee L Laredo

Jeep Grand Cherokee L Laredo

2025 Jeep Grand Cherokee L Laredo Car Loan Estimate

2022 GMC Sierra 1500 Limited Denali

GMC Sierra 1500 Limited Denali

2022 GMC Sierra 1500 Limited Denali Car Loan Estimate

2021 Ford Mustang GT Premium

Ford Mustang GT Premium

2021 Ford Mustang GT Premium Car Loan Estimate

2022 Ford Expedition Limited

Ford Expedition Limited

2022 Ford Expedition Limited Car Loan Estimate

2025 Chevrolet Traverse LT

Chevrolet Traverse LT

2025 Chevrolet Traverse LT Car Loan Estimate

2019 Ford F-150 Platinum

Ford F-150 Platinum

2019 Ford F-150 Platinum Car Loan Estimate

2021 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2021 GMC Sierra 1500 SLT Car Loan Estimate

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