Lubbock, TX Used Cars Under $40,000 |with Payments|

2025 Kia Telluride S

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This low mileage preowned 2025 Kia Telluride S AWD SUV below 38,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now under $40K at Frontier Dodge Chrysler Jeep RAM in Lubbock, TX. ...View More Details

Sales Price:	$39,995
Est. Payment:	$745.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,810
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.96
Avg. DMV Fee	94.00
Cash Sale Price	$43,550.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,550.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$745.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Pathfinder SL

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This low mileage used 2025 Nissan Pathfinder SL FWD SUV below 11,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $37K at Frontier Dodge Chrysler Jeep RAM in Lubbock, TX. ...View More Details

Sales Price:	$36,995
Est. Payment:	$689.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,946
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,064.46
Avg. DMV Fee	94.00
Cash Sale Price	$40,303.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,303.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$689.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Audi Q8 quattro Premium 55 TFSI

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This low mileage second hand 2022 Audi Q8 quattro Premium 55 TFSI AWD SUV under 57,000 miles, automatic transmission, and 23 MPG, 3.0L hybrid engine is for sale right now under $40K at Frontier Dodge Chrysler Jeep RAM in Lubbock, TX. ...View More Details

Sales Price:	$39,995
Est. Payment:	$799.61 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,073
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.96
Avg. DMV Fee	94.00
Cash Sale Price	$43,550.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,550.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$799.61

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Buick Envision Essence

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This low mileage second hand 2023 Buick Envision Essence AWD SUV under 24,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $36K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$35,990
Est. Payment:	$671.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,501
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,981.55
Avg. DMV Fee	94.00
Cash Sale Price	$39,215.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,215.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$671.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Expedition Limited

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This average mileage second hand 2022 Ford Expedition Limited RWD SUV under 87,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $39K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$38,990
Est. Payment:	$1019.39 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,255
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.05
Avg. DMV Fee	94.00
Cash Sale Price	$42,463.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,463.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1019.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

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This low mileage second hand 2024 Ford Ranger XLT 4x4 pickup under 34,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $40K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$39,990
Est. Payment:	$745.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,719
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.55
Avg. DMV Fee	94.00
Cash Sale Price	$43,545.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,545.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$745.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT

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This below average mileage preowned 2023 Chevrolet Silverado 1500 LT 4x4 pickup below 69,000 miles, automatic transmission, and 23 MPG, 3.0L diesel engine is for sale right now below $38K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$37,740
Est. Payment:	$816.55 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,708
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$37,740.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,125.93
Avg. DMV Fee	94.00
Cash Sale Price	$41,109.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,109.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$816.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,740.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition MAX XLT

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This average mileage preowned 2024 Ford Expedition MAX XLT RWD SUV under 75,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $39K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$38,990
Est. Payment:	$921.55 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,216
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.05
Avg. DMV Fee	94.00
Cash Sale Price	$42,463.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,463.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$921.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Tahoe Z71

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This high mileage second hand 2021 Chevrolet Tahoe Z71 4x4 SUV under 137,000 miles, automatic transmission, and 23 MPG, 5.3L gas engine is for sale right now below $38K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$37,990
Est. Payment:	$1510.02 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	137,396
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,146.55
Avg. DMV Fee	94.00
Cash Sale Price	$41,380.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,380.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$1510.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This high mileage used 2022 Ford F-150 XL 4x4 pickup under 114,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $40K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$39,990
Est. Payment:	$1347.15 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	113,818
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.55
Avg. DMV Fee	94.00
Cash Sale Price	$43,545.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,545.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1347.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Lubbock, TX

Lubbock, TX Secondhand Used Vehicles Priced Below $40,000

2025 Kia Telluride S

2025 Nissan Pathfinder SL

2022 Audi Q8 quattro Premium 55 TFSI

2023 Buick Envision Essence

2022 Ford Expedition Limited

2024 Ford Ranger XLT

2023 Chevrolet Silverado 1500 LT

2024 Ford Expedition MAX XLT

2021 Chevrolet Tahoe Z71

2022 Ford F-150 XL

Used Cars under $40,000 for Sale in Lubbock, TX

Lubbock, TX Secondhand Used Vehicles Priced Below $40,000

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2025 Nissan Pathfinder SL

Nissan Pathfinder SL

2025 Nissan Pathfinder SL Car Loan Estimate

2022 Audi Q8 quattro Premium 55 TFSI

Audi Q8 quattro Premium 55 TFSI

2022 Audi Q8 quattro Premium 55 TFSI Car Loan Estimate

2023 Buick Envision Essence

Buick Envision Essence

2023 Buick Envision Essence Car Loan Estimate

2022 Ford Expedition Limited

Ford Expedition Limited

2022 Ford Expedition Limited Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2023 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2023 Chevrolet Silverado 1500 LT Car Loan Estimate

2024 Ford Expedition MAX XLT

Ford Expedition MAX XLT

2024 Ford Expedition MAX XLT Car Loan Estimate

2021 Chevrolet Tahoe Z71

Chevrolet Tahoe Z71

2021 Chevrolet Tahoe Z71 Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

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