Lubbock, TX Used Cars Under $40,000 |with Payments|

2025 Kia Telluride S

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This low mileage used 2025 Kia Telluride S AWD SUV below 38,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now below $40K at Frontier Dodge Chrysler Jeep RAM in Lubbock, TX. ...View More Details

Sales Price:	$39,995
Est. Payment:	$745.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,810
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.96
Avg. DMV Fee	94.00
Cash Sale Price	$43,550.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,550.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$745.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Audi Q8 quattro Premium 55 TFSI

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This low mileage second hand 2022 Audi Q8 quattro Premium 55 TFSI AWD SUV under 57,000 miles, automatic transmission, and 23 MPG, 3.0L hybrid engine is for sale right now below $40K at Frontier Dodge Chrysler Jeep RAM in Lubbock, TX. ...View More Details

Sales Price:	$39,995
Est. Payment:	$799.61 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,073
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.96
Avg. DMV Fee	94.00
Cash Sale Price	$43,550.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,550.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$799.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Pathfinder SL

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This low mileage used 2025 Nissan Pathfinder SL FWD SUV below 11,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $37K at Frontier Dodge Chrysler Jeep RAM in Lubbock, TX. ...View More Details

Sales Price:	$36,995
Est. Payment:	$689.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,946
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,064.46
Avg. DMV Fee	94.00
Cash Sale Price	$40,303.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,303.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$689.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Toyota 4Runner TRD Off-Road Premium

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This average mileage second hand 2019 Toyota 4Runner TRD Off-Road Premium 4x4 SUV below 81,000 miles, automatic transmission, and 23 MPG, 4.0L gas engine is for sale right now below $36K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$35,990
Est. Payment:	$941.43 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,222
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,981.55
Avg. DMV Fee	94.00
Cash Sale Price	$39,215.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,215.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$941.43

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 Raptor

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This high mileage used 2019 Ford F-150 Raptor 4x4 pickup below 118,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $38K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$37,302
Est. Payment:	$1257.13 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	118,492
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$37,302.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,089.79
Avg. DMV Fee	94.00
Cash Sale Price	$40,635.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,635.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1257.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,302.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This below average mileage certified preowned 2023 Ford F-150 XL 4x4 pickup under 62,000 miles, automatic transmission, and 23 MPG, 5.0L gas engine is for sale right now under $38K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$37,175
Est. Payment:	$804.40 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,207
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$37,175.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,079.31
Avg. DMV Fee	94.00
Cash Sale Price	$40,498.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,498.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$804.40

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,175.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage used 2023 Lincoln Nautilus Reserve AWD SUV under 48,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $40K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$39,422
Est. Payment:	$734.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,646
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,422.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,264.69
Avg. DMV Fee	94.00
Cash Sale Price	$42,930.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,930.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$734.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,422.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Sport

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This low mileage second hand 2025 Jeep Wrangler Sport 4x4 SUV under 18,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $39K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$38,788
Est. Payment:	$722.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,456
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$38,788.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,212.39
Avg. DMV Fee	94.00
Cash Sale Price	$42,244.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,244.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$722.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,788.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT

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This below average mileage second hand 2023 Chevrolet Silverado 1500 LT 4x4 pickup below 69,000 miles, automatic transmission, and 23 MPG, 3.0L diesel engine is for sale right now under $38K at Group 1 Ford of Hub City in Lubbock, TX. ...View More Details

Sales Price:	$37,740
Est. Payment:	$816.55 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,708
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$37,740.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,125.93
Avg. DMV Fee	94.00
Cash Sale Price	$41,109.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,109.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$816.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,740.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mercedes-Benz GLE GLE 350

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This low mileage preowned 2022 Mercedes-Benz GLE GLE 350 RWD SUV under 40,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $40K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$39,990
Est. Payment:	$745.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,039
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.55
Avg. DMV Fee	94.00
Cash Sale Price	$43,545.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,545.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$745.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Lubbock, TX

Lubbock, TX Secondhand Used Vehicles Priced Below $40,000

2025 Kia Telluride S

2022 Audi Q8 quattro Premium 55 TFSI

2025 Nissan Pathfinder SL

2019 Toyota 4Runner TRD Off-Road Premium

2019 Ford F-150 Raptor

2023 Ford F-150 XL

2023 Lincoln Nautilus Reserve

2025 Jeep Wrangler Sport

2023 Chevrolet Silverado 1500 LT

2022 Mercedes-Benz GLE GLE 350

Used Cars under $40,000 for Sale in Lubbock, TX

Lubbock, TX Secondhand Used Vehicles Priced Below $40,000

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2022 Audi Q8 quattro Premium 55 TFSI

Audi Q8 quattro Premium 55 TFSI

2022 Audi Q8 quattro Premium 55 TFSI Car Loan Estimate

2025 Nissan Pathfinder SL

Nissan Pathfinder SL

2025 Nissan Pathfinder SL Car Loan Estimate

2019 Toyota 4Runner TRD Off-Road Premium

Toyota 4Runner TRD Off-Road Premium

2019 Toyota 4Runner TRD Off-Road Premium Car Loan Estimate

2019 Ford F-150 Raptor

Ford F-150 Raptor

2019 Ford F-150 Raptor Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2025 Jeep Wrangler Sport

Jeep Wrangler Sport

2025 Jeep Wrangler Sport Car Loan Estimate

2023 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2023 Chevrolet Silverado 1500 LT Car Loan Estimate

2022 Mercedes-Benz GLE GLE 350

Mercedes-Benz GLE GLE 350

2022 Mercedes-Benz GLE 350 Car Loan Estimate

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