Waco - Temple - Bryan, TX Area Used Cars Under $40,000

2022 GMC Acadia SLT

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This low mileage used 2022 GMC Acadia SLT FWD SUV under 21,000 miles, automatic transmission, and 21 MPG, 2.00L gas engine is for sale right now below $36K at Richard Karr Motors in Woodway, TX. ...View More Details

Sales Price:	$35,855
Est. Payment:	$673.94 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	21,340
Location:	Woodway, TX

Item	Amount
Used Car Price⁽¹⁾	$35,855.00
Avg. Dealer Doc Fee	312.00
TX Sales Tax (7.25%)	2,622.11
Avg. DMV Fee	266.00
Cash Sale Price	$39,055.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,055.11
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Finance Payment	$673.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,855.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.43% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 Elevation

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This below average mileage second hand 2021 GMC Sierra 1500 Elevation 4x4 pickup under 65,000 miles, automatic transmission, and 21 MPG, engine is for sale right now below $39K at Spur Chevrolet GMC in Gatesville, TX. ...View More Details

Sales Price:	$38,750
Est. Payment:	$843.40 / 60 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	65,236
Location:	Gatesville, TX

Item	Amount
Used Car Price⁽¹⁾	$38,750.00
Avg. Dealer Doc Fee	312.00
TX Sales Tax (7.25%)	2,832.00
Avg. DMV Fee	266.00
Cash Sale Price	$42,160.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,160.00
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	60
Car Loan Payment	$843.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.43% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Silverado 1500 LT

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This low mileage second hand 2020 Chevrolet Silverado 1500 LT RWD pickup under 40,000 miles, automatic transmission, and 21 MPG, engine is for sale right now under $36K at Henson Chevrolet GMC in Madisonville, TX. ...View More Details

Sales Price:	$35,591
Est. Payment:	$669.06 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	39,530
Location:	Madisonville, TX

Item	Amount
Used Car Price⁽¹⁾	$35,591.00
Avg. Dealer Doc Fee	312.00
TX Sales Tax (7.25%)	2,602.97
Avg. DMV Fee	266.00
Cash Sale Price	$38,771.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,771.97
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Loan Payment	$669.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,591.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.43% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 1500 SLT

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This low mileage used 2020 GMC Sierra 1500 SLT RWD pickup under 55,000 miles, automatic transmission, and 21 MPG, engine is for sale right now below $39K at Spur Chevrolet GMC in Gatesville, TX. ...View More Details

Sales Price:	$38,407
Est. Payment:	$773.31 / 66 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	54,646
Location:	Gatesville, TX

Item	Amount
Used Car Price⁽¹⁾	$38,407.00
Avg. Dealer Doc Fee	312.00
TX Sales Tax (7.25%)	2,807.13
Avg. DMV Fee	266.00
Cash Sale Price	$41,792.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,792.13
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	66
Car Finance Payment	$773.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,407.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.43% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 1500 SLT

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This low mileage used 2020 GMC Sierra 1500 SLT 4x4 pickup under 52,000 miles, automatic transmission, and 21 MPG, engine is for sale right now under $40K at Spur Chevrolet GMC in Gatesville, TX. ...View More Details

Sales Price:	$39,988
Est. Payment:	$804.69 / 66 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	52,258
Location:	Gatesville, TX

Item	Amount
Used Car Price⁽¹⁾	$39,988.00
Avg. Dealer Doc Fee	312.00
TX Sales Tax (7.25%)	2,921.75
Avg. DMV Fee	266.00
Cash Sale Price	$43,487.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,487.75
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	66
Auto Finance Payment	$804.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 1500 SLT

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This low mileage preowned 2020 GMC Sierra 1500 SLT RWD pickup under 44,000 miles, automatic transmission, and 21 MPG, engine is for sale right now under $40K at Patriot Buick GMC in Killeen, TX. ...View More Details

Sales Price:	$39,997
Est. Payment:	$750.60 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	43,600
Location:	Killeen, TX

Item	Amount
Used Car Price⁽¹⁾	$39,997.00
Avg. Dealer Doc Fee	312.00
TX Sales Tax (7.25%)	2,922.40
Avg. DMV Fee	266.00
Cash Sale Price	$43,497.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,497.40
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Loan Payment	$750.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.43% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Silverado 1500 RST

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This low mileage used 2019 Chevrolet Silverado 1500 RST 4x4 pickup under 37,000 miles, automatic transmission, and 21 MPG, engine is for sale right now under $40K at Spur Chevrolet GMC in Gatesville, TX. ...View More Details

Sales Price:	$39,872
Est. Payment:	$748.29 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	36,889
Location:	Gatesville, TX

Item	Amount
Used Car Price⁽¹⁾	$39,872.00
Avg. Dealer Doc Fee	312.00
TX Sales Tax (7.25%)	2,913.34
Avg. DMV Fee	266.00
Cash Sale Price	$43,363.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,363.34
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Finance Payment	$748.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,872.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.43% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Maverick Lariat

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This low mileage preowned 2023 Ford Maverick Lariat AWD pickup under 6,000 miles, automatic transmission, and 21 MPG, 2.00L gas engine is for sale right now under $36K at Bud Cross Ford in Caldwell, TX. ...View More Details

Sales Price:	$35,147
Est. Payment:	$660.84 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	5,994
Location:	Caldwell, TX

Item	Amount
Used Car Price⁽¹⁾	$35,147.00
Avg. Dealer Doc Fee	312.00
TX Sales Tax (7.25%)	2,570.78
Avg. DMV Fee	266.00
Cash Sale Price	$38,295.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,295.78
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Finance Payment	$660.84

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,147.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F 150 XL

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This low mileage preowned 2023 Ford F 150 XL RWD pickup below 29,000 miles, automatic transmission, and 21 MPG, 2.70L gas engine is for sale right now below $40K at Sykora Family Ford in West, TX. ...View More Details

Sales Price:	$39,998
Est. Payment:	$750.62 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	29,455
Location:	West, TX

Item	Amount
Used Car Price⁽¹⁾	$39,998.00
Avg. Dealer Doc Fee	312.00
TX Sales Tax (7.25%)	2,922.48
Avg. DMV Fee	266.00
Cash Sale Price	$43,498.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,498.48
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Finance Payment	$750.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer ST

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This low mileage certified second hand 2022 Ford Explorer ST AWD SUV below 54,000 miles, automatic transmission, and 21 MPG, 3.00L gas engine is for sale right now under $39K at Stanley Ford-Mcgregor in Mc Gregor, TX. ...View More Details

Sales Price:	$38,489
Est. Payment:	$774.94 / 66 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	53,563
Location:	Mc Gregor, TX

Item	Amount
Used Car Price⁽¹⁾	$38,489.00
Avg. Dealer Doc Fee	312.00
TX Sales Tax (7.25%)	2,813.07
Avg. DMV Fee	266.00
Cash Sale Price	$41,880.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,880.07
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	66
Auto Finance Payment	$774.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,489.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Waco - Temple - Bryan Area

Metro Waco - Temple - Bryan Secondhand Used Vehicles Priced Below $40,000

2022 GMC Acadia SLT

2021 GMC Sierra 1500 Elevation

2020 Chevrolet Silverado 1500 LT

2020 GMC Sierra 1500 SLT

2020 GMC Sierra 1500 SLT

2020 GMC Sierra 1500 SLT

2019 Chevrolet Silverado 1500 RST

2023 Ford Maverick Lariat

2023 Ford F 150 XL

2022 Ford Explorer ST

Greater Waco - Temple - Bryan Area Cities with Used Cars for Sale Below $40K

Metro Waco - Temple - Bryan Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Waco - Temple - Bryan Area

Metro Waco - Temple - Bryan Secondhand Used Vehicles Priced Below $40,000

2022 GMC Acadia SLT

GMC Acadia SLT

2022 GMC Acadia SLT Car Loan Estimate

2021 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2021 GMC Sierra 1500 Elevation Car Loan Estimate

2020 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2020 Chevrolet Silverado 1500 LT Car Loan Estimate

2020 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2020 GMC Sierra 1500 SLT Car Loan Estimate

2020 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2020 GMC Sierra 1500 SLT Car Loan Estimate

2020 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2020 GMC Sierra 1500 SLT Car Loan Estimate

2019 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2019 Chevrolet Silverado 1500 RST Car Loan Estimate

2023 Ford Maverick Lariat

Ford Maverick Lariat

2023 Ford Maverick Lariat Car Loan Estimate

2023 Ford F 150 XL

Ford F 150 XL

2023 Ford F 150 XL Car Loan Estimate

2022 Ford Explorer ST

Ford Explorer ST

2022 Ford Explorer ST Car Loan Estimate

Greater Waco - Temple - Bryan Area Cities with Used Cars for Sale Below $40K

Metro Waco - Temple - Bryan Area Counties with Used Cars for Sale Below $40,000

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