Waco - Temple - Bryan, TX Area Used Cars Under $40,000

2024 Kia Telluride SX-Prestige X-Pro

⇩ View Seller Description

This low mileage second hand 2024 Kia Telluride SX-Prestige X-Pro AWD SUV below 45,000 miles, automatic transmission, and 15 MPG, 3.8L gas engine is for sale right now under $39K at Hoffpauir in Lampasas, TX. ...View More Details

Sales Price:	$38,885
Est. Payment:	$724.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,142
Location:	Lampasas, TX

Item	Amount
Used Car Price⁽¹⁾	$38,885.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,220.39
Avg. DMV Fee	94.00
Cash Sale Price	$42,349.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,349.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$724.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,885.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

⇩ View Seller Description

This low mileage second hand 2023 Ford Explorer ST AWD SUV below 48,000 miles, automatic transmission, and 15 MPG, 3.0L gas engine is for sale right now below $39K at Bud Cross Ford in Caldwell, TX. ...View More Details

Sales Price:	$38,379
Est. Payment:	$715.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,285
Location:	Caldwell, TX

Item	Amount
Used Car Price⁽¹⁾	$38,379.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,178.64
Avg. DMV Fee	94.00
Cash Sale Price	$41,801.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,801.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$715.29

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,379.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

⇩ View Seller Description

This low mileage preowned 2023 BMW X5 xDrive40i AWD SUV below 48,000 miles, automatic transmission, and 15 MPG, 3.0L hybrid engine is for sale right now below $39K at Hoffpauir in Lampasas, TX. ...View More Details

Sales Price:	$39,000
Est. Payment:	$726.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,764
Location:	Lampasas, TX

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.88
Avg. DMV Fee	94.00
Cash Sale Price	$42,473.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,473.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$726.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Tremor

⇩ View Seller Description

This high mileage used 2022 Ford F-150 Tremor 4x4 pickup under 107,000 miles, automatic transmission, and 15 MPG, 3.5L gas engine is for sale right now below $38K at Bud Cross Ford in Caldwell, TX. ...View More Details

Sales Price:	$37,422
Est. Payment:	$1261.15 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,907
Location:	Caldwell, TX

Item	Amount
Used Car Price⁽¹⁾	$37,422.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,099.69
Avg. DMV Fee	94.00
Cash Sale Price	$40,765.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,765.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1261.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,422.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-350 Super Duty Lariat

⇩ View Seller Description

This high mileage preowned 2020 Ford F-350 Super Duty Lariat 4x4 chassis under 148,000 miles, automatic transmission, and 15 MPG, 6.7L diesel engine is for sale right now under $38K at Sykora Family Ford in West, TX. ...View More Details

Sales Price:	$37,879
Est. Payment:	$1505.63 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	148,321
Location:	West, TX

Item	Amount
Used Car Price⁽¹⁾	$37,879.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,137.39
Avg. DMV Fee	94.00
Cash Sale Price	$41,260.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,260.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$1505.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,879.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Expedition Platinum

⇩ View Seller Description

This average mileage second hand 2021 Ford Expedition Platinum 4x4 SUV below 88,000 miles, automatic transmission, and 15 MPG, 3.5L gas engine is for sale right now under $40K at Stanley Ford-Mcgregor in Mc Gregor, TX. ...View More Details

Sales Price:	$39,341
Est. Payment:	$1028.52 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,945
Location:	Mc Gregor, TX

Item	Amount
Used Car Price⁽¹⁾	$39,341.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,258.01
Avg. DMV Fee	94.00
Cash Sale Price	$42,843.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,843.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1028.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,341.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma TRD Pro

⇩ View Seller Description

This low mileage used 2023 Toyota Tacoma TRD Pro 4x4 pickup under 38,000 miles, manual transmission, and 15 MPG, 3.5L gas engine is for sale right now under $39K at Stanley Ford-Mcgregor in Mc Gregor, TX. ...View More Details

Sales Price:	$38,829
Est. Payment:	$723.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,181
Location:	Mc Gregor, TX

Item	Amount
Used Car Price⁽¹⁾	$38,829.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,215.77
Avg. DMV Fee	94.00
Cash Sale Price	$42,288.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,288.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$723.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,829.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Ranger XL

⇩ View Seller Description

This low mileage used 2023 Ford Ranger XL 4x4 pickup below 41,000 miles, automatic transmission, and 15 MPG, 2.3L gas engine is for sale right now below $36K at Stanley Ford-Mcgregor in Mc Gregor, TX. ...View More Details

Sales Price:	$35,271
Est. Payment:	$657.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,077
Location:	Mc Gregor, TX

Item	Amount
Used Car Price⁽¹⁾	$35,271.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,922.23
Avg. DMV Fee	94.00
Cash Sale Price	$38,437.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,437.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$657.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,271.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Odyssey Sport-L

⇩ View Seller Description

This low mileage used 2025 Honda Odyssey Sport-L FWD minivan below 22,000 miles, automatic transmission, and 15 MPG, 3.5L gas engine is for sale right now below $38K at Stanley Ford-Mcgregor in Mc Gregor, TX. ...View More Details

Sales Price:	$37,711
Est. Payment:	$702.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,327
Location:	Mc Gregor, TX

Item	Amount
Used Car Price⁽¹⁾	$37,711.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,123.53
Avg. DMV Fee	94.00
Cash Sale Price	$41,078.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,078.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$702.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,711.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Toyota Tundra Limited

⇩ View Seller Description

This average mileage used 2018 Toyota Tundra Limited 4x4 pickup under 79,000 miles, automatic transmission, and 15 MPG, 5.7L gas engine is for sale right now under $39K at Bud Cross Ford in Caldwell, TX. ...View More Details

Sales Price:	$38,921
Est. Payment:	$919.93 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,781
Location:	Caldwell, TX

Item	Amount
Used Car Price⁽¹⁾	$38,921.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,223.36
Avg. DMV Fee	94.00
Cash Sale Price	$42,388.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,388.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$919.93

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,921.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Waco - Temple - Bryan Area

Metro Waco - Temple - Bryan Secondhand Used Vehicles Priced Below $40,000

2024 Kia Telluride SX-Prestige X-Pro

2023 Ford Explorer ST

2023 BMW X5 xDrive40i

2022 Ford F-150 Tremor

2020 Ford F-350 Super Duty Lariat

2021 Ford Expedition Platinum

2023 Toyota Tacoma TRD Pro

2023 Ford Ranger XL

2025 Honda Odyssey Sport-L

2018 Toyota Tundra Limited

Greater Waco - Temple - Bryan Area Cities with Used Cars for Sale Below $40K

Metro Waco - Temple - Bryan Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Waco - Temple - Bryan Area

Metro Waco - Temple - Bryan Secondhand Used Vehicles Priced Below $40,000

2024 Kia Telluride SX-Prestige X-Pro

Kia Telluride SX-Prestige X-Pro

2024 Kia Telluride SX-Prestige X-Pro Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2022 Ford F-150 Tremor

Ford F-150 Tremor

2022 Ford F-150 Tremor Car Loan Estimate

2020 Ford F-350 Super Duty Lariat

Ford F-350 Super Duty Lariat

2020 Ford F-350 Super Duty Lariat Car Loan Estimate

2021 Ford Expedition Platinum

Ford Expedition Platinum

2021 Ford Expedition Platinum Car Loan Estimate

2023 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2023 Toyota Tacoma TRD Pro Car Loan Estimate

2023 Ford Ranger XL

Ford Ranger XL

2023 Ford Ranger XL Car Loan Estimate

2025 Honda Odyssey Sport-L

Honda Odyssey Sport-L

2025 Honda Odyssey Sport-L Car Loan Estimate

2018 Toyota Tundra Limited

Toyota Tundra Limited

2018 Toyota Tundra Limited Car Loan Estimate

Greater Waco - Temple - Bryan Area Cities with Used Cars for Sale Below $40K

Metro Waco - Temple - Bryan Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments