Waco - Temple - Bryan, TX Area Used Cars Under $40,000

2025 Dodge Durango GT

⇩ View Seller Description

This low mileage second hand 2025 Dodge Durango GT AWD SUV under 22,000 miles, a transmission, and 20 MPG, 3.6L gas engine is for sale right now below $38K at Stanley Ford-Mcgregor in Mc Gregor, TX. ...View More Details

Sales Price:	$37,706
Est. Payment:	$702.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,124
Location:	Mc Gregor, TX

Item	Amount
Used Car Price⁽¹⁾	$37,706.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,123.12
Avg. DMV Fee	94.00
Cash Sale Price	$41,073.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,073.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$702.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,706.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

⇩ View Seller Description

This low mileage used 2024 Ford Explorer XLT AWD SUV below 26,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now below $36K at Stanley Ford-Mcgregor in Mc Gregor, TX. ...View More Details

Sales Price:	$35,950
Est. Payment:	$670.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,796
Location:	Mc Gregor, TX

Item	Amount
Used Car Price⁽¹⁾	$35,950.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,978.25
Avg. DMV Fee	94.00
Cash Sale Price	$39,172.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,172.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$670.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Expedition King Ranch

⇩ View Seller Description

This average mileage second hand 2023 Ford Expedition King Ranch 4X4 SUV below 90,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $40K at Bud Cross Ford, Inc. in Caldwell, TX. ...View More Details

Sales Price:	$39,971
Est. Payment:	$1044.89 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,574
Location:	Caldwell, TX

Item	Amount
Used Car Price⁽¹⁾	$39,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,309.98
Avg. DMV Fee	94.00
Cash Sale Price	$43,524.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,524.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$1044.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT

⇩ View Seller Description

This low mileage second hand 2023 Chevrolet Silverado 1500 LT 4X2 pickup below 28,000 miles, a transmission, and 20 MPG, 3.0L diesel engine is for sale right now below $39K at Stanley Ford-Mcgregor in Mc Gregor, TX. ...View More Details

Sales Price:	$38,893
Est. Payment:	$724.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,125
Location:	Mc Gregor, TX

Item	Amount
Used Car Price⁽¹⁾	$38,893.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,221.05
Avg. DMV Fee	94.00
Cash Sale Price	$42,358.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,358.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$724.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,893.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Colorado Trail Boss

⇩ View Seller Description

This low mileage used 2023 Chevrolet Colorado Trail Boss 4X4 pickup below 30,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $38K at Stanley Ford-Mcgregor in Mc Gregor, TX. ...View More Details

Sales Price:	$37,268
Est. Payment:	$694.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,620
Location:	Mc Gregor, TX

Item	Amount
Used Car Price⁽¹⁾	$37,268.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,086.99
Avg. DMV Fee	94.00
Cash Sale Price	$40,598.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,598.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$694.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,268.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Subaru WRX TR

⇩ View Seller Description

This low mileage second hand 2024 Subaru WRX TR AWD sedan below 17,000 miles, m transmission, and 20 MPG, 2.4L gas engine is for sale right now under $36K at Stanley Ford-Mcgregor in Mc Gregor, TX. ...View More Details

Sales Price:	$35,813
Est. Payment:	$667.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,321
Location:	Mc Gregor, TX

Item	Amount
Used Car Price⁽¹⁾	$35,813.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,966.95
Avg. DMV Fee	94.00
Cash Sale Price	$39,023.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,023.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$667.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,813.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

⇩ View Seller Description

This low mileage second hand 2023 Ford Explorer ST AWD SUV under 50,000 miles, a transmission, and 20 MPG, 3.0L gas engine is for sale right now under $37K at Bud Cross Ford, Inc. in Caldwell, TX. ...View More Details

Sales Price:	$36,862
Est. Payment:	$687.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,912
Location:	Caldwell, TX

Item	Amount
Used Car Price⁽¹⁾	$36,862.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,053.49
Avg. DMV Fee	94.00
Cash Sale Price	$40,159.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,159.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$687.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,862.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

⇩ View Seller Description

This low mileage preowned 2023 Ford Explorer ST AWD SUV below 44,000 miles, a transmission, and 20 MPG, 3.0L gas engine is for sale right now under $38K at Bud Cross Ford, Inc. in Caldwell, TX. ...View More Details

Sales Price:	$37,823
Est. Payment:	$704.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,995
Location:	Caldwell, TX

Item	Amount
Used Car Price⁽¹⁾	$37,823.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,132.77
Avg. DMV Fee	94.00
Cash Sale Price	$41,199.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,199.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$704.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,823.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride SX-Prestige X-Line

⇩ View Seller Description

This low mileage used 2024 Kia Telluride SX-Prestige X-Line AWD SUV below 45,000 miles, a transmission, and 20 MPG, 3.8L gas engine is for sale right now under $39K at Hoffpauir, Inc. in Lampasas, TX. ...View More Details

Sales Price:	$38,885
Est. Payment:	$724.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,142
Location:	Lampasas, TX

Item	Amount
Used Car Price⁽¹⁾	$38,885.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,220.39
Avg. DMV Fee	94.00
Cash Sale Price	$42,349.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,349.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$724.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,885.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Expedition Platinum

⇩ View Seller Description

This average mileage used 2021 Ford Expedition Platinum 4X4 SUV under 88,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $39K at Stanley Ford-Mcgregor in Mc Gregor, TX. ...View More Details

Sales Price:	$38,747
Est. Payment:	$1013.08 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,945
Location:	Mc Gregor, TX

Item	Amount
Used Car Price⁽¹⁾	$38,747.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,209.00
Avg. DMV Fee	94.00
Cash Sale Price	$42,200.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,200.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$1013.08

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,747.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Waco - Temple - Bryan Area

Metro Waco - Temple - Bryan Secondhand Used Vehicles Priced Below $40,000

2025 Dodge Durango GT

2024 Ford Explorer XLT

2023 Ford Expedition King Ranch

2023 Chevrolet Silverado 1500 LT

2023 Chevrolet Colorado Trail Boss

2024 Subaru WRX TR

2023 Ford Explorer ST

2023 Ford Explorer ST

2024 Kia Telluride SX-Prestige X-Line

2021 Ford Expedition Platinum

Greater Waco - Temple - Bryan Area Cities with Used Cars for Sale Below $40K

Metro Waco - Temple - Bryan Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Waco - Temple - Bryan Area

Metro Waco - Temple - Bryan Secondhand Used Vehicles Priced Below $40,000

2025 Dodge Durango GT

Dodge Durango GT

2025 Dodge Durango GT Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2023 Ford Expedition King Ranch

Ford Expedition King Ranch

2023 Ford Expedition King Ranch Car Loan Estimate

2023 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2023 Chevrolet Silverado 1500 LT Car Loan Estimate

2023 Chevrolet Colorado Trail Boss

Chevrolet Colorado Trail Boss

2023 Chevrolet Colorado Trail Boss Car Loan Estimate

2024 Subaru WRX TR

Subaru WRX TR

2024 Subaru WRX TR Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2024 Kia Telluride SX-Prestige X-Line

Kia Telluride SX-Prestige X-Line

2024 Kia Telluride SX-Prestige X-Line Car Loan Estimate

2021 Ford Expedition Platinum

Ford Expedition Platinum

2021 Ford Expedition Platinum Car Loan Estimate

Greater Waco - Temple - Bryan Area Cities with Used Cars for Sale Below $40K

Metro Waco - Temple - Bryan Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments