Waco - Temple - Bryan, TX Area Used Cars Under $40,000

2021 Ford Expedition Platinum

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This average mileage second hand 2021 Ford Expedition Platinum 4x4 SUV under 88,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $40K at Stanley Ford-Mcgregor in Mc Gregor, TX. ...View More Details

Sales Price:	$39,341
Est. Payment:	$1028.52 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,945
Location:	Mc Gregor, TX

Item	Amount
Used Car Price⁽¹⁾	$39,341.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,258.01
Avg. DMV Fee	94.00
Cash Sale Price	$42,843.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,843.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1028.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,341.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage second hand 2023 Ford Explorer ST AWD SUV under 44,000 miles, automatic transmission, and 21 MPG, 3.0L gas engine is for sale right now under $40K at Bud Cross Ford in Caldwell, TX. ...View More Details

Sales Price:	$39,742
Est. Payment:	$740.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,995
Location:	Caldwell, TX

Item	Amount
Used Car Price⁽¹⁾	$39,742.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,291.09
Avg. DMV Fee	94.00
Cash Sale Price	$43,277.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,277.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$740.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,742.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride SX-Prestige X-Pro

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This low mileage preowned 2024 Kia Telluride SX-Prestige X-Pro AWD SUV below 45,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now below $39K at Hoffpauir in Lampasas, TX. ...View More Details

Sales Price:	$38,885
Est. Payment:	$724.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,142
Location:	Lampasas, TX

Item	Amount
Used Car Price⁽¹⁾	$38,885.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,220.39
Avg. DMV Fee	94.00
Cash Sale Price	$42,349.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,349.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$724.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,885.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Dodge Durango GT

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This low mileage used 2025 Dodge Durango GT AWD SUV under 22,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now under $40K at Stanley Ford-Mcgregor in Mc Gregor, TX. ...View More Details

Sales Price:	$39,024
Est. Payment:	$727.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,124
Location:	Mc Gregor, TX

Item	Amount
Used Car Price⁽¹⁾	$39,024.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,231.86
Avg. DMV Fee	94.00
Cash Sale Price	$42,499.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,499.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$727.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,024.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL RWD pickup below 22,000 miles, automatic transmission, and 21 MPG, 5.0L gas engine is for sale right now below $40K at Hoffpauir in Lampasas, TX. ...View More Details

Sales Price:	$39,066
Est. Payment:	$728.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,366
Location:	Lampasas, TX

Item	Amount
Used Car Price⁽¹⁾	$39,066.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,235.32
Avg. DMV Fee	94.00
Cash Sale Price	$42,545.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,545.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$728.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,066.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage used 2023 BMW X5 xDrive40i AWD SUV under 48,000 miles, automatic transmission, and 21 MPG, 3.0L hybrid engine is for sale right now under $39K at Hoffpauir in Lampasas, TX. ...View More Details

Sales Price:	$39,000
Est. Payment:	$726.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,764
Location:	Lampasas, TX

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.88
Avg. DMV Fee	94.00
Cash Sale Price	$42,473.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,473.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$726.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Colorado Trail Boss

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This low mileage preowned 2023 Chevrolet Colorado Trail Boss 4x4 pickup below 30,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $38K at Stanley Ford-Mcgregor in Mc Gregor, TX. ...View More Details

Sales Price:	$37,819
Est. Payment:	$704.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,620
Location:	Mc Gregor, TX

Item	Amount
Used Car Price⁽¹⁾	$37,819.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,132.44
Avg. DMV Fee	94.00
Cash Sale Price	$41,195.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,195.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$704.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,819.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Tahoe Premier

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This high mileage second hand 2022 Chevrolet Tahoe Premier RWD SUV under 109,000 miles, automatic transmission, and 21 MPG, 5.3L gas engine is for sale right now below $38K at Sykora Family Ford in West, TX. ...View More Details

Sales Price:	$37,776
Est. Payment:	$1273.01 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,638
Location:	West, TX

Item	Amount
Used Car Price⁽¹⁾	$37,776.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,128.90
Avg. DMV Fee	94.00
Cash Sale Price	$41,148.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,148.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1273.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,776.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Ranger XL

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This low mileage used 2023 Ford Ranger XL 4x4 pickup under 41,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now below $36K at Stanley Ford-Mcgregor in Mc Gregor, TX. ...View More Details

Sales Price:	$35,271
Est. Payment:	$657.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,077
Location:	Mc Gregor, TX

Item	Amount
Used Car Price⁽¹⁾	$35,271.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,922.23
Avg. DMV Fee	94.00
Cash Sale Price	$38,437.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,437.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$657.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,271.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer Series II

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This below average mileage second hand 2024 Jeep Wagoneer Series II RWD SUV under 62,000 miles, automatic transmission, and 21 MPG, 3.0L gas engine is for sale right now under $37K at Stanley Ford-Mcgregor in Mc Gregor, TX. ...View More Details

Sales Price:	$36,564
Est. Payment:	$791.26 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,675
Location:	Mc Gregor, TX

Item	Amount
Used Car Price⁽¹⁾	$36,564.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,028.91
Avg. DMV Fee	94.00
Cash Sale Price	$39,836.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,836.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$791.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,564.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Waco - Temple - Bryan Area

Metro Waco - Temple - Bryan Secondhand Used Vehicles Priced Below $40,000

2021 Ford Expedition Platinum

2023 Ford Explorer ST

2024 Kia Telluride SX-Prestige X-Pro

2025 Dodge Durango GT

2023 Ford F-150 XL

2023 BMW X5 xDrive40i

2023 Chevrolet Colorado Trail Boss

2022 Chevrolet Tahoe Premier

2023 Ford Ranger XL

2024 Jeep Wagoneer Series II

Greater Waco - Temple - Bryan Area Cities with Used Cars for Sale Below $40K

Metro Waco - Temple - Bryan Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Waco - Temple - Bryan Area

Metro Waco - Temple - Bryan Secondhand Used Vehicles Priced Below $40,000

2021 Ford Expedition Platinum

Ford Expedition Platinum

2021 Ford Expedition Platinum Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2024 Kia Telluride SX-Prestige X-Pro

Kia Telluride SX-Prestige X-Pro

2024 Kia Telluride SX-Prestige X-Pro Car Loan Estimate

2025 Dodge Durango GT

Dodge Durango GT

2025 Dodge Durango GT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2023 Chevrolet Colorado Trail Boss

Chevrolet Colorado Trail Boss

2023 Chevrolet Colorado Trail Boss Car Loan Estimate

2022 Chevrolet Tahoe Premier

Chevrolet Tahoe Premier

2022 Chevrolet Tahoe Premier Car Loan Estimate

2023 Ford Ranger XL

Ford Ranger XL

2023 Ford Ranger XL Car Loan Estimate

2024 Jeep Wagoneer Series II

Jeep Wagoneer Series II

2024 Jeep Wagoneer Series II Car Loan Estimate

Greater Waco - Temple - Bryan Area Cities with Used Cars for Sale Below $40K

Metro Waco - Temple - Bryan Area Counties with Used Cars for Sale Below $40,000

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