Waco - Temple - Bryan, TX Area Used Cars Under $40,000

2023 Ford Explorer ST

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This low mileage second hand 2023 Ford Explorer ST AWD SUV under 44,000 miles, automatic transmission, and 21 MPG, 3.0L gas engine is for sale right now under $40K at Bud Cross Ford in Caldwell, TX. ...View More Details

Sales Price:	$39,742
Est. Payment:	$740.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,995
Location:	Caldwell, TX

Item	Amount
Used Car Price⁽¹⁾	$39,742.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,291.09
Avg. DMV Fee	94.00
Cash Sale Price	$43,277.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,277.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$740.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,742.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-350 Super Duty Lariat

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This high mileage preowned 2020 Ford F-350 Super Duty Lariat 4x4 chassis under 148,000 miles, automatic transmission, and 21 MPG, 6.7L diesel engine is for sale right now under $36K at Sykora Family Ford in West, TX. ...View More Details

Sales Price:	$35,828
Est. Payment:	$1424.62 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	148,321
Location:	West, TX

Item	Amount
Used Car Price⁽¹⁾	$35,828.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,968.19
Avg. DMV Fee	94.00
Cash Sale Price	$39,040.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,040.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$1424.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,828.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage second hand 2022 Ford F-150 XLT 4x4 pickup below 45,000 miles, automatic transmission, and 21 MPG, 5.0L gas engine is for sale right now under $40K at Bud Cross Ford in Caldwell, TX. ...View More Details

Sales Price:	$39,939
Est. Payment:	$744.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,058
Location:	Caldwell, TX

Item	Amount
Used Car Price⁽¹⁾	$39,939.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,307.34
Avg. DMV Fee	94.00
Cash Sale Price	$43,490.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,490.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$744.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,939.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang EcoBoost

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This low mileage used 2025 Ford Mustang EcoBoost RWD coupe under 9,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $36K at Stanley Ford-Mcgregor in Mc Gregor, TX. ...View More Details

Sales Price:	$35,701
Est. Payment:	$665.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,018
Location:	Mc Gregor, TX

Item	Amount
Used Car Price⁽¹⁾	$35,701.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,957.71
Avg. DMV Fee	94.00
Cash Sale Price	$38,902.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,902.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$665.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,701.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage used 2023 BMW X5 xDrive40i AWD SUV under 48,000 miles, automatic transmission, and 21 MPG, 3.0L hybrid engine is for sale right now under $39K at Hoffpauir in Lampasas, TX. ...View More Details

Sales Price:	$39,000
Est. Payment:	$726.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,764
Location:	Lampasas, TX

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.88
Avg. DMV Fee	94.00
Cash Sale Price	$42,473.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,473.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$726.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage second hand 2023 Ford Explorer ST AWD SUV under 48,000 miles, automatic transmission, and 21 MPG, 3.0L gas engine is for sale right now under $39K at Bud Cross Ford in Caldwell, TX. ...View More Details

Sales Price:	$38,379
Est. Payment:	$715.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,285
Location:	Caldwell, TX

Item	Amount
Used Car Price⁽¹⁾	$38,379.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,178.64
Avg. DMV Fee	94.00
Cash Sale Price	$41,801.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,801.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$715.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,379.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Colorado Trail Boss

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This low mileage second hand 2023 Chevrolet Colorado Trail Boss 4x4 pickup under 29,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $38K at Stanley Ford-Mcgregor in Mc Gregor, TX. ...View More Details

Sales Price:	$37,995
Est. Payment:	$708.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,485
Location:	Mc Gregor, TX

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,146.96
Avg. DMV Fee	94.00
Cash Sale Price	$41,385.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,385.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$708.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This average mileage used 2022 Ford F-150 XL 4x4 pickup below 70,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $36K at Hoffpauir in Lampasas, TX. ...View More Details

Sales Price:	$35,798
Est. Payment:	$846.56 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,405
Location:	Lampasas, TX

Item	Amount
Used Car Price⁽¹⁾	$35,798.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,965.71
Avg. DMV Fee	94.00
Cash Sale Price	$39,007.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,007.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$846.56

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,798.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Platinum

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This below average mileage preowned 2021 Ford F-150 Platinum 4x4 pickup below 70,000 miles, automatic transmission, and 21 MPG, 5.0L gas engine is for sale right now under $37K at Stanley Ford-Mcgregor in Mc Gregor, TX. ...View More Details

Sales Price:	$36,560
Est. Payment:	$791.18 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,960
Location:	Mc Gregor, TX

Item	Amount
Used Car Price⁽¹⁾	$36,560.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,028.58
Avg. DMV Fee	94.00
Cash Sale Price	$39,832.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,832.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$791.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,560.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride SX

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This low mileage second hand 2024 Kia Telluride SX AWD SUV under 45,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $39K at Hoffpauir in Lampasas, TX. ...View More Details

Sales Price:	$38,885
Est. Payment:	$724.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,142
Location:	Lampasas, TX

Item	Amount
Used Car Price⁽¹⁾	$38,885.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,220.39
Avg. DMV Fee	94.00
Cash Sale Price	$42,349.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,349.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$724.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,885.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Waco - Temple - Bryan Area

Metro Waco - Temple - Bryan Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer ST

2020 Ford F-350 Super Duty Lariat

2022 Ford F-150 XLT

2025 Ford Mustang EcoBoost

2023 BMW X5 xDrive40i

2023 Ford Explorer ST

2023 Chevrolet Colorado Trail Boss

2022 Ford F-150 XL

2021 Ford F-150 Platinum

2024 Kia Telluride SX

Greater Waco - Temple - Bryan Area Cities with Used Cars for Sale Below $40K

Metro Waco - Temple - Bryan Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Waco - Temple - Bryan Area

Metro Waco - Temple - Bryan Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2020 Ford F-350 Super Duty Lariat

Ford F-350 Super Duty Lariat

2020 Ford F-350 Super Duty Lariat Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2025 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2025 Ford Mustang EcoBoost Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2023 Chevrolet Colorado Trail Boss

Chevrolet Colorado Trail Boss

2023 Chevrolet Colorado Trail Boss Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2021 Ford F-150 Platinum

Ford F-150 Platinum

2021 Ford F-150 Platinum Car Loan Estimate

2024 Kia Telluride SX

Kia Telluride SX

2024 Kia Telluride SX Car Loan Estimate

Greater Waco - Temple - Bryan Area Cities with Used Cars for Sale Below $40K

Metro Waco - Temple - Bryan Area Counties with Used Cars for Sale Below $40,000

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