Waco - Temple - Bryan, TX Area Used Cars Under $45,000

2024 Ford F-150 XLT

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This below average mileage second hand 2024 Ford F-150 XLT 4x4 pickup below 66,000 miles, automatic transmission, and 5.0L gas engine is for sale right now under $41K at Hoffpauir in Lampasas, TX. ...View More Details

Sales Price:	$40,789
Est. Payment:	$882.11 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,226
Location:	Lampasas, TX

Item	Amount
Used Car Price⁽¹⁾	$40,789.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,377.47
Avg. DMV Fee	94.00
Cash Sale Price	$44,410.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,410.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$882.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,789.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

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This low mileage preowned 2022 Ram 1500 Laramie 4x4 pickup under 25,000 miles, automatic transmission, and 5.7L gas engine is for sale right now under $45K at Stanley Ford-Mcgregor in Mc Gregor, TX. ...View More Details

Sales Price:	$44,995
Est. Payment:	$837.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,454
Location:	Mc Gregor, TX

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,724.46
Avg. DMV Fee	94.00
Cash Sale Price	$48,963.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,963.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$837.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage second hand 2022 Ford F-150 XL 4x4 pickup under 45,000 miles, automatic transmission, and 5.0L gas engine is for sale right now below $45K at Bud Cross Ford in Caldwell, TX. ...View More Details

Sales Price:	$44,677
Est. Payment:	$831.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,023
Location:	Caldwell, TX

Item	Amount
Used Car Price⁽¹⁾	$44,677.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,698.23
Avg. DMV Fee	94.00
Cash Sale Price	$48,619.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,619.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$831.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,677.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Big Bend

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This average mileage used 2023 Ford Bronco Big Bend 4x4 SUV below 70,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $41K at Sykora Family Ford in West, TX. ...View More Details

Sales Price:	$40,511
Est. Payment:	$957.28 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,096
Location:	West, TX

Item	Amount
Used Car Price⁽¹⁾	$40,511.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,354.53
Avg. DMV Fee	94.00
Cash Sale Price	$44,109.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,109.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$957.28

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,511.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV under 5,000 miles, automatic transmission, and 2.3L gas engine is for sale right now below $43K at Stanley Ford-Mcgregor in Mc Gregor, TX. ...View More Details

Sales Price:	$42,323
Est. Payment:	$788.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,245
Location:	Mc Gregor, TX

Item	Amount
Used Car Price⁽¹⁾	$42,323.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,504.02
Avg. DMV Fee	94.00
Cash Sale Price	$46,071.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,071.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$788.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,323.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tundra SR5

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This low mileage second hand 2023 Toyota Tundra SR5 4x4 pickup under 36,000 miles, automatic transmission, and 3.4L gas engine is for sale right now under $41K at Sykora Family Ford in West, TX. ...View More Details

Sales Price:	$40,786
Est. Payment:	$759.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,925
Location:	West, TX

Item	Amount
Used Car Price⁽¹⁾	$40,786.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,377.22
Avg. DMV Fee	94.00
Cash Sale Price	$44,407.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,407.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$759.87

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,786.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 48,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now below $44K at Stanley Ford-Mcgregor in Mc Gregor, TX. ...View More Details

Sales Price:	$43,744
Est. Payment:	$814.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,384
Location:	Mc Gregor, TX

Item	Amount
Used Car Price⁽¹⁾	$43,744.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,621.26
Avg. DMV Fee	94.00
Cash Sale Price	$47,609.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,609.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$814.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,744.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Outer Banks

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This low mileage second hand 2024 Ford Bronco Outer Banks 4x4 SUV below 38,000 miles, automatic transmission, and 2.3L gas engine is for sale right now under $42K at Sykora Family Ford in West, TX. ...View More Details

Sales Price:	$41,781
Est. Payment:	$778.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,125
Location:	West, TX

Item	Amount
Used Car Price⁽¹⁾	$41,781.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,459.31
Avg. DMV Fee	94.00
Cash Sale Price	$45,484.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,484.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$778.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,781.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 XL

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This low mileage second hand 2020 Ford F-150 XL RWD pickup below 48,000 miles, automatic transmission, and 5.0L gas engine is for sale right now below $42K at Sykora Family Ford in West, TX. ...View More Details

Sales Price:	$41,986
Est. Payment:	$782.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,189
Location:	West, TX

Item	Amount
Used Car Price⁽¹⁾	$41,986.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,476.22
Avg. DMV Fee	94.00
Cash Sale Price	$45,706.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,706.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$782.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,986.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Big Bend

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This low mileage used 2025 Ford Bronco Big Bend 4x4 SUV below 32,000 miles, transmission, and 2.3L gas engine is for sale right now under $45K at Stanley Ford-Mcgregor in Mc Gregor, TX. ...View More Details

Sales Price:	$44,995
Est. Payment:	$837.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,237
Location:	Mc Gregor, TX

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,724.46
Avg. DMV Fee	94.00
Cash Sale Price	$48,963.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,963.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$837.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Waco - Temple - Bryan Area

Metro Waco - Temple - Bryan Secondhand Used Vehicles Priced Below $45,000

2024 Ford F-150 XLT

2022 Ram 1500 Laramie

2022 Ford F-150 XL

2023 Ford Bronco Big Bend

2025 Ford Explorer ST-Line

2023 Toyota Tundra SR5

2023 Ford F-150 XL

2024 Ford Bronco Outer Banks

2020 Ford F-150 XL

2025 Ford Bronco Big Bend

Greater Waco - Temple - Bryan Area Cities with Used Cars for Sale Below $45K

Metro Waco - Temple - Bryan Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Waco - Temple - Bryan Area

Metro Waco - Temple - Bryan Secondhand Used Vehicles Priced Below $45,000

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2023 Ford Bronco Big Bend

Ford Bronco Big Bend

2023 Ford Bronco Big Bend Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2023 Toyota Tundra SR5

Toyota Tundra SR5

2023 Toyota Tundra SR5 Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2024 Ford Bronco Outer Banks Car Loan Estimate

2020 Ford F-150 XL

Ford F-150 XL

2020 Ford F-150 XL Car Loan Estimate

2025 Ford Bronco Big Bend

Ford Bronco Big Bend

2025 Ford Bronco Big Bend Car Loan Estimate

Greater Waco - Temple - Bryan Area Cities with Used Cars for Sale Below $45K

Metro Waco - Temple - Bryan Area Counties with Used Cars for Sale Below $45,000

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