Charlottesville, VA Used Cars Under $550 a Month

2023 Ford Escape Active

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This average mileage second hand 2023 Ford Escape Active AWD SUV under 87,000 miles, automatic transmission, and 57 MPG, 1.5L gas engine is for sale right now below $20K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$19,988
Est. Payment:	$530.09 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,130
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$19,988.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,441.09
Avg. DMV Fee	53.00
Cash Sale Price	$22,081.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,081.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$530.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

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This low mileage second hand 2024 Chrysler Pacifica Touring L FWD minivan below 31,000 miles, automatic transmission, and 57 MPG, 3.6L gas engine is for sale right now under $30K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$29,299
Est. Payment:	$548.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,850
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$29,299.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,092.86
Avg. DMV Fee	53.00
Cash Sale Price	$32,043.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,043.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$548.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volvo S60 B5 Core Dark Theme

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This low mileage used 2024 Volvo S60 B5 Core Dark Theme AWD sedan below 37,000 miles, automatic transmission, and 57 MPG, 2.0L hybrid engine is for sale right now below $30K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$29,788
Est. Payment:	$557.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,538
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$29,788.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,127.09
Avg. DMV Fee	53.00
Cash Sale Price	$32,567.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,567.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$557.27

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,788.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-5 2.5 S Preferred

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This low mileage preowned 2025 Mazda CX-5 2.5 S Preferred AWD SUV under 36,000 miles, automatic transmission, and 57 MPG, 2.5L gas engine is for sale right now below $28K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$27,988
Est. Payment:	$524.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,403
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$27,988.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,001.09
Avg. DMV Fee	53.00
Cash Sale Price	$30,641.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,641.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$524.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Honda Accord EX

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This low mileage second hand 2024 Honda Accord EX FWD sedan below 18,000 miles, cvt transmission, and 57 MPG, 1.5L gas engine is for sale right now below $28K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$27,988
Est. Payment:	$524.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,914
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$27,988.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,001.09
Avg. DMV Fee	53.00
Cash Sale Price	$30,641.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,641.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$524.31

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Mustang Mach-E Select

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This average mileage used 2021 Ford Mustang Mach-E Select AWD SUV below 82,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $20K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$19,995
Est. Payment:	$530.27 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,859
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$19,995.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,441.58
Avg. DMV Fee	53.00
Cash Sale Price	$22,088.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,088.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$530.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Telluride EX

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This average mileage preowned 2020 Kia Telluride EX AWD SUV below 75,000 miles, automatic transmission, and 57 MPG, 3.8L gas engine is for sale right now below $23K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$22,888
Est. Payment:	$546.56 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,600
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$22,888.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,644.09
Avg. DMV Fee	53.00
Cash Sale Price	$25,184.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,184.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$546.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Prius LE

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This low mileage preowned 2025 Toyota Prius LE FWD hatchback below 25,000 miles, cvt transmission, and 57 MPG, 2.0L hybrid engine is for sale right now below $28K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$27,988
Est. Payment:	$524.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,189
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$27,988.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,001.09
Avg. DMV Fee	53.00
Cash Sale Price	$30,641.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,641.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$524.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Charlottesville, VA

Charlottesville, VA Secondhand Used Vehicles with Payments Below $550 / Month

2023 Ford Escape Active

2024 Chrysler Pacifica Touring L

2024 Volvo S60 B5 Core Dark Theme

2025 Mazda CX-5 2.5 S Preferred

2024 Honda Accord EX

2021 Ford Mustang Mach-E Select

2020 Kia Telluride EX

2025 Toyota Prius LE

Used Cars under $550 per month for Sale in Charlottesville, VA

Charlottesville, VA Secondhand Used Vehicles with Payments Below $550 / Month

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2024 Volvo S60 B5 Core Dark Theme

Volvo S60 B5 Core Dark Theme

2024 Volvo S60 B5 Core Dark Theme Car Loan Estimate

2025 Mazda CX-5 2.5 S Preferred

Mazda CX-5 2.5 S Preferred

2025 Mazda CX-5 2.5 S Preferred Car Loan Estimate

2024 Honda Accord EX

Honda Accord EX

2024 Honda Accord EX Car Loan Estimate

2021 Ford Mustang Mach-E Select

Ford Mustang Mach-E Select

2021 Ford Mustang Mach-E Select Car Loan Estimate

2020 Kia Telluride EX

Kia Telluride EX

2020 Kia Telluride EX Car Loan Estimate

2025 Toyota Prius LE

Toyota Prius LE

2025 Toyota Prius LE Car Loan Estimate

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