Charlottesville, VA Used Cars Under $45,000 |with Payments|

2025 Ford Ranger Lariat

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This low mileage preowned 2025 Ford Ranger Lariat 4X4 pickup under 19,000 miles, a transmission, and 22 MPG, 2.7L gas engine is for sale right now below $45K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$44,399
Est. Payment:	$824.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,326
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$44,399.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,149.86
Avg. DMV Fee	53.00
Cash Sale Price	$48,200.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,200.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$824.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Highlander LE

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This low mileage second hand 2024 Toyota Highlander LE AWD SUV below 12,000 miles, a transmission, and 22 MPG, 2.4L gas engine is for sale right now below $42K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$41,995
Est. Payment:	$780.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,204
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$41,995.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,981.58
Avg. DMV Fee	53.00
Cash Sale Price	$45,628.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,628.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$780.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Outer Banks

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This low mileage second hand 2025 Ford Bronco Outer Banks 4X4 SUV below 20,000 miles, a transmission, and 22 MPG, 2.3L gas engine is for sale right now below $45K at Malloy Ford in Charlottesville, VA. ...View More Details

Sales Price:	$44,899
Est. Payment:	$833.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,557
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$44,899.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,184.86
Avg. DMV Fee	53.00
Cash Sale Price	$48,735.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,735.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$833.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Limited

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This low mileage second hand 2026 Hyundai TUCSON Limited AWD SUV under 0,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now under $42K at Flow Hyundai of Charlottesville in Charlottesville, VA. ...View More Details

Sales Price:	$41,699
Est. Payment:	$775.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$41,699.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,960.86
Avg. DMV Fee	53.00
Cash Sale Price	$45,311.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,311.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$775.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage second hand 2026 Hyundai SANTA FE XRT AWD SUV under 0,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now below $43K at Flow Hyundai of Charlottesville in Charlottesville, VA. ...View More Details

Sales Price:	$42,399
Est. Payment:	$788.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$42,399.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,009.86
Avg. DMV Fee	53.00
Cash Sale Price	$46,060.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,060.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$788.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Limited

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This low mileage second hand 2026 Hyundai TUCSON Limited AWD SUV under 0,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now below $42K at Flow Hyundai of Charlottesville in Charlottesville, VA. ...View More Details

Sales Price:	$41,099
Est. Payment:	$764.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$41,099.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,918.86
Avg. DMV Fee	53.00
Cash Sale Price	$44,669.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,669.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$764.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,099.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL Convenience

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This low mileage preowned 2026 Hyundai PALISADE SEL Convenience AWD SUV under 0,000 miles, a transmission, and 22 MPG, 3.5L gas engine is for sale right now below $45K at Flow Hyundai of Charlottesville in Charlottesville, VA. ...View More Details

Sales Price:	$44,571
Est. Payment:	$827.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	180
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$44,571.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,161.90
Avg. DMV Fee	53.00
Cash Sale Price	$48,384.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,384.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$827.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,571.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage preowned 2026 Hyundai SANTA FE XRT AWD SUV below 0,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now below $43K at Flow Hyundai of Charlottesville in Charlottesville, VA. ...View More Details

Sales Price:	$42,199
Est. Payment:	$784.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$42,199.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,995.86
Avg. DMV Fee	53.00
Cash Sale Price	$45,846.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,846.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$784.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,199.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Hybrid Limited

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This low mileage second hand 2026 Hyundai TUCSON Hybrid Limited AWD SUV under 0,000 miles, a transmission, and 22 MPG, 1.6L hybrid engine is for sale right now under $44K at Flow Hyundai of Charlottesville in Charlottesville, VA. ...View More Details

Sales Price:	$43,399
Est. Payment:	$806.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$43,399.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,079.86
Avg. DMV Fee	53.00
Cash Sale Price	$47,130.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,130.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$806.48

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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Sales Price:	$42,299
Est. Payment:	$786.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13
Location:	Charlottesville, VA

Item	Amount
Used Car Price⁽¹⁾	$42,299.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,002.86
Avg. DMV Fee	53.00
Cash Sale Price	$45,953.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,953.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$786.34

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Charlottesville, VA

Charlottesville, VA Secondhand Used Vehicles Priced Below $45,000

2025 Ford Ranger Lariat

2024 Toyota Highlander LE

2025 Ford Bronco Outer Banks

2026 Hyundai TUCSON Limited

2026 Hyundai SANTA FE XRT

2026 Hyundai TUCSON Limited

2026 Hyundai PALISADE SEL Convenience

2026 Hyundai SANTA FE XRT

2026 Hyundai TUCSON Hybrid Limited

2026 Hyundai SANTA FE XRT

Used Cars under $45,000 for Sale in Charlottesville, VA

Charlottesville, VA Secondhand Used Vehicles Priced Below $45,000

2025 Ford Ranger Lariat

Ford Ranger Lariat

2025 Ford Ranger Lariat Car Loan Estimate

2024 Toyota Highlander LE

Toyota Highlander LE

2024 Toyota Highlander LE Car Loan Estimate

2025 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2025 Ford Bronco Outer Banks Car Loan Estimate

2026 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2026 Hyundai TUCSON Limited Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2026 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2026 Hyundai TUCSON Limited Car Loan Estimate

2026 Hyundai PALISADE SEL Convenience

Hyundai PALISADE SEL Convenience

2026 Hyundai PALISADE SEL Convenience Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2026 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2026 Hyundai TUCSON Hybrid Limited Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

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