Metro Roanoke - Lynchburg, VA Area Used Cars Under $400 a Month

2023 Kia Forte LX

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This below average mileage second hand 2023 Kia Forte LX FWD sedan below 61,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now under $17K at Nelson Ford in Martinsville, VA. ...View More Details

Sales Price:	$16,494
Est. Payment:	$364.33 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,178
Location:	Martinsville, VA

Item	Amount
Used Car Price⁽¹⁾	$16,494.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,196.51
Avg. DMV Fee	53.00
Cash Sale Price	$18,342.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,342.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$364.33

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,494.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Trax LT

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This low mileage preowned 2025 Chevrolet Trax LT FWD SUV below 33,000 miles, automatic transmission, and 24 MPG, 1.2L gas engine is for sale right now below $21K at Smart Ford in South Boston, VA. ...View More Details

Sales Price:	$20,245
Est. Payment:	$382.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,715
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$20,245.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,459.08
Avg. DMV Fee	53.00
Cash Sale Price	$22,356.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,356.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$382.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,245.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2011 Honda Civic LX

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This average mileage used 2011 Honda Civic LX FWD sedan below 84,000 miles, automatic transmission, and 24 MPG, 1.8L gas engine is for sale right now below $15K at Apple Ford of Danville in Danville, VA. ...View More Details

Sales Price:	$14,780
Est. Payment:	$396.31 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,589
Location:	Danville, VA

Item	Amount
Used Car Price⁽¹⁾	$14,780.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,076.53
Avg. DMV Fee	53.00
Cash Sale Price	$16,508.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,508.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$396.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $14,780.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Corolla LE

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This low mileage preowned 2024 Toyota Corolla LE FWD sedan below 27,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now below $21K at Smart Ford in South Boston, VA. ...View More Details

Sales Price:	$20,999
Est. Payment:	$396.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,955
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$20,999.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,511.86
Avg. DMV Fee	53.00
Cash Sale Price	$23,162.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,162.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$396.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 1500 Classic Tradesman

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This low mileage used 2019 Ram 1500 Classic Tradesman RWD pickup under 48,000 miles, automatic transmission, and 24 MPG, 5.7L gas engine is for sale right now under $21K at Apple Ford of Lynchburg in Lynchburg, VA. ...View More Details

Sales Price:	$20,976
Est. Payment:	$395.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,169
Location:	Lynchburg, VA

Item	Amount
Used Car Price⁽¹⁾	$20,976.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,510.25
Avg. DMV Fee	53.00
Cash Sale Price	$23,138.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,138.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$395.93

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,976.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Soul S

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This average mileage used 2020 Kia Soul S FWD hatchback under 86,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now under $14K at Nelson Ford in Martinsville, VA. ...View More Details

Sales Price:	$13,894
Est. Payment:	$373.56 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,392
Location:	Martinsville, VA

Item	Amount
Used Car Price⁽¹⁾	$13,894.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,014.51
Avg. DMV Fee	53.00
Cash Sale Price	$15,560.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,560.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$373.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $13,894.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

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This average mileage preowned 2022 Ford Escape SE FWD SUV under 86,000 miles, automatic transmission, and 24 MPG, 1.5L gas engine is for sale right now under $15K at Smart Ford in South Boston, VA. ...View More Details

Sales Price:	$14,845
Est. Payment:	$397.98 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,795
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$14,845.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,081.08
Avg. DMV Fee	53.00
Cash Sale Price	$16,578.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,578.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$397.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $14,845.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape ST-Line

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This low mileage preowned 2023 Ford Escape ST-Line FWD SUV under 40,000 miles, automatic transmission, and 24 MPG, 1.5L gas engine is for sale right now below $21K at Smart Ford in South Boston, VA. ...View More Details

Sales Price:	$20,497
Est. Payment:	$387.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,231
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$20,497.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,476.72
Avg. DMV Fee	53.00
Cash Sale Price	$22,625.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,625.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$387.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Nissan Altima 2.5 SL

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This low mileage used 2021 Nissan Altima 2.5 SL FWD sedan below 51,000 miles, cvt transmission, and 24 MPG, 2.5L gas engine is for sale right now under $20K at Smart Ford in South Boston, VA. ...View More Details

Sales Price:	$19,999
Est. Payment:	$405.63 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,512
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,441.86
Avg. DMV Fee	53.00
Cash Sale Price	$22,092.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,092.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$405.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford Edge SEL

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This high mileage preowned 2016 Ford Edge SEL AWD SUV under 103,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $11K at Berglund Ford in Salem, VA. ...View More Details

Sales Price:	$10,777
Est. Payment:	$378.21 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	103,008
Location:	Salem, VA

Item	Amount
Used Car Price⁽¹⁾	$10,777.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	796.32
Avg. DMV Fee	53.00
Cash Sale Price	$12,225.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,225.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$378.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $10,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Roanoke - Lynchburg Area

Metro Roanoke - Lynchburg Secondhand Used Vehicles with Payments Under $400 / Month

2023 Kia Forte LX

2025 Chevrolet Trax LT

2011 Honda Civic LX

2024 Toyota Corolla LE

2019 Ram 1500 Classic Tradesman

2020 Kia Soul S

2022 Ford Escape SE

2023 Ford Escape ST-Line

2021 Nissan Altima 2.5 SL

2016 Ford Edge SEL

Greater Roanoke - Lynchburg Area Cities with Used Cars for Sale Below $400 / Month

Metro Roanoke - Lynchburg Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Roanoke - Lynchburg Area

Metro Roanoke - Lynchburg Secondhand Used Vehicles with Payments Under $400 / Month

2023 Kia Forte LX

Kia Forte LX

2023 Kia Forte LX Car Loan Estimate

2025 Chevrolet Trax LT

Chevrolet Trax LT

2025 Chevrolet Trax LT Car Loan Estimate

2011 Honda Civic LX

Honda Civic LX

2011 Honda Civic LX Car Loan Estimate

2024 Toyota Corolla LE

Toyota Corolla LE

2024 Toyota Corolla LE Car Loan Estimate

2019 Ram 1500 Classic Tradesman

Ram 1500 Classic Tradesman

2019 Ram 1500 Classic Tradesman Car Loan Estimate

2020 Kia Soul S

Kia Soul S

2020 Kia Soul S Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

2023 Ford Escape ST-Line

Ford Escape ST-Line

2023 Ford Escape ST-Line Car Loan Estimate

2021 Nissan Altima 2.5 SL

Nissan Altima 2.5 SL

2021 Nissan Altima 2.5 SL Car Loan Estimate

2016 Ford Edge SEL

Ford Edge SEL

2016 Ford Edge SEL Car Loan Estimate

Greater Roanoke - Lynchburg Area Cities with Used Cars for Sale Below $400 / Month

Metro Roanoke - Lynchburg Area Counties with Used Cars for Sale Below $400 / Month

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