Metro Roanoke - Lynchburg, VA Area Used Cars Under $400 a Month

2025 Volkswagen Taos S

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This low mileage used 2025 Volkswagen Taos S FWD SUV under 26,000 miles, a transmission, and 24 MPG, 1.5L gas engine is for sale right now below $21K at Smart Ford in South Boston, VA. ...View More Details

Sales Price:	$20,898
Est. Payment:	$394.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,387
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$20,898.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,504.79
Avg. DMV Fee	53.00
Cash Sale Price	$23,054.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,054.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$394.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Nissan Kicks S

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This average mileage preowned 2019 Nissan Kicks S FWD wagon under 72,000 miles, cvt transmission, and 24 MPG, 1.6L gas engine is for sale right now below $15K at Duncan Ford in Rocky Mount, VA. ...View More Details

Sales Price:	$14,791
Est. Payment:	$358.53 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,686
Location:	Rocky Mount, VA

Item	Amount
Used Car Price⁽¹⁾	$14,791.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,077.30
Avg. DMV Fee	53.00
Cash Sale Price	$16,520.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,520.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$358.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $14,791.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Altima 2.5 SV

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This low mileage second hand 2023 Nissan Altima 2.5 SV FWD sedan under 57,000 miles, cvt transmission, and 24 MPG, 2.5L gas engine is for sale right now under $18K at Aschenbach Ford in Wytheville, VA. ...View More Details

Sales Price:	$17,835
Est. Payment:	$363.12 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,773
Location:	Wytheville, VA

Item	Amount
Used Car Price⁽¹⁾	$17,835.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,290.38
Avg. DMV Fee	53.00
Cash Sale Price	$19,777.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,777.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$363.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,835.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Trax LT

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This low mileage second hand 2025 Chevrolet Trax LT FWD wagon below 28,000 miles, a transmission, and 24 MPG, 1.2L flexible engine is for sale right now below $21K at Smart Ford in South Boston, VA. ...View More Details

Sales Price:	$20,295
Est. Payment:	$383.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,412
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$20,295.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,462.58
Avg. DMV Fee	53.00
Cash Sale Price	$22,409.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,409.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$383.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,295.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape ST-Line

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This low mileage preowned 2023 Ford Escape ST-Line FWD SUV under 40,000 miles, a transmission, and 24 MPG, 1.5L gas engine is for sale right now below $21K at Smart Ford in South Boston, VA. ...View More Details

Sales Price:	$20,497
Est. Payment:	$387.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,231
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$20,497.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,476.72
Avg. DMV Fee	53.00
Cash Sale Price	$22,625.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,625.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$387.16

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SV

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This low mileage preowned 2025 Nissan Altima 2.5 SV FWD sedan under 31,000 miles, cvt transmission, and 24 MPG, 2.5L gas engine is for sale right now below $21K at Nelson Ford, Inc. in Martinsville, VA. ...View More Details

Sales Price:	$20,994
Est. Payment:	$396.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,981
Location:	Martinsville, VA

Item	Amount
Used Car Price⁽¹⁾	$20,994.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,511.51
Avg. DMV Fee	53.00
Cash Sale Price	$23,157.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,157.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$396.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Malibu LT

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This low mileage preowned 2023 Chevrolet Malibu LT FWD sedan below 34,000 miles, cvt transmission, and 24 MPG, 1.5L gas engine is for sale right now below $20K at Nelson Ford, Inc. in Martinsville, VA. ...View More Details

Sales Price:	$19,593
Est. Payment:	$370.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,338
Location:	Martinsville, VA

Item	Amount
Used Car Price⁽¹⁾	$19,593.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,413.44
Avg. DMV Fee	53.00
Cash Sale Price	$21,658.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,658.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$370.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,593.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Ford F-150 XL

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This average mileage preowned 2014 Ford F-150 XL 4X2 pickup under 80,000 miles, a transmission, and 24 MPG, 3.7L flexible engine is for sale right now under $15K at Duncan Ford in Rocky Mount, VA. ...View More Details

Sales Price:	$14,972
Est. Payment:	$362.73 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,607
Location:	Rocky Mount, VA

Item	Amount
Used Car Price⁽¹⁾	$14,972.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,089.97
Avg. DMV Fee	53.00
Cash Sale Price	$16,713.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,713.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$362.73

(1) Car Finance calculations are based on the used car dealer's advertised price of $14,972.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

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This average mileage used 2022 Ford Escape SE FWD SUV below 86,000 miles, a transmission, and 24 MPG, 1.5L gas engine is for sale right now below $15K at Smart Ford in South Boston, VA. ...View More Details

Sales Price:	$14,497
Est. Payment:	$389.04 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,795
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$14,497.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,056.72
Avg. DMV Fee	53.00
Cash Sale Price	$16,205.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,205.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$389.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $14,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford Edge SEL

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This high mileage preowned 2016 Ford Edge SEL AWD SUV below 103,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now below $11K at Berglund Ford in Salem, VA. ...View More Details

Sales Price:	$10,714
Est. Payment:	$376.12 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	103,008
Location:	Salem, VA

Item	Amount
Used Car Price⁽¹⁾	$10,714.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	791.91
Avg. DMV Fee	53.00
Cash Sale Price	$12,157.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,157.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$376.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $10,714.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Roanoke - Lynchburg Area

Metro Roanoke - Lynchburg Secondhand Used Vehicles with Payments Under $400 / Month

2025 Volkswagen Taos S

2019 Nissan Kicks S

2023 Nissan Altima 2.5 SV

2025 Chevrolet Trax LT

2023 Ford Escape ST-Line

2025 Nissan Altima 2.5 SV

2023 Chevrolet Malibu LT

2014 Ford F-150 XL

2022 Ford Escape SE

2016 Ford Edge SEL

Greater Roanoke - Lynchburg Area Cities with Used Cars for Sale Below $400 / Month

Metro Roanoke - Lynchburg Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Roanoke - Lynchburg Area

Metro Roanoke - Lynchburg Secondhand Used Vehicles with Payments Under $400 / Month

2025 Volkswagen Taos S

Volkswagen Taos S

2025 Volkswagen Taos S Car Loan Estimate

2019 Nissan Kicks S

Nissan Kicks S

2019 Nissan Kicks S Car Loan Estimate

2023 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2023 Nissan Altima 2.5 SV Car Loan Estimate

2025 Chevrolet Trax LT

Chevrolet Trax LT

2025 Chevrolet Trax LT Car Loan Estimate

2023 Ford Escape ST-Line

Ford Escape ST-Line

2023 Ford Escape ST-Line Car Loan Estimate

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Car Loan Estimate

2023 Chevrolet Malibu LT

Chevrolet Malibu LT

2023 Chevrolet Malibu LT Car Loan Estimate

2014 Ford F-150 XL

Ford F-150 XL

2014 Ford F-150 XL Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

2016 Ford Edge SEL

Ford Edge SEL

2016 Ford Edge SEL Car Loan Estimate

Greater Roanoke - Lynchburg Area Cities with Used Cars for Sale Below $400 / Month

Metro Roanoke - Lynchburg Area Counties with Used Cars for Sale Below $400 / Month

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