Metro Roanoke - Lynchburg, VA Area Used Cars Under $400 a Month

2023 Nissan Rogue S

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This low mileage preowned 2023 Nissan Rogue S AWD SUV below 40,000 miles, cvt transmission, and 26 MPG, 1.5L gas engine is for sale right now under $21K at Smart Ford in South Boston, VA. ...View More Details

Sales Price:	$20,499
Est. Payment:	$387.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,309
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$20,499.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,476.86
Avg. DMV Fee	53.00
Cash Sale Price	$22,627.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,627.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$387.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

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This average mileage used 2022 Ford Escape SE FWD SUV below 86,000 miles, automatic transmission, and 26 MPG, 1.5L gas engine is for sale right now under $15K at Smart Ford in South Boston, VA. ...View More Details

Sales Price:	$14,845
Est. Payment:	$397.98 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,795
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$14,845.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,081.08
Avg. DMV Fee	53.00
Cash Sale Price	$16,578.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,578.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$397.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $14,845.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Honda Civic LX

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This average mileage preowned 2015 Honda Civic LX FWD sedan under 84,000 miles, cvt transmission, and 26 MPG, 1.8L gas engine is for sale right now below $14K at Smart Ford in South Boston, VA. ...View More Details

Sales Price:	$13,497
Est. Payment:	$363.36 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,879
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$13,497.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	986.72
Avg. DMV Fee	53.00
Cash Sale Price	$15,135.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,135.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$363.36

(1) Auto Loan calculations are based on the used car dealer's advertised price of $13,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Taos S

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This low mileage preowned 2025 Volkswagen Taos S FWD SUV under 26,000 miles, automatic transmission, and 26 MPG, 1.5L gas engine is for sale right now below $22K at Smart Ford in South Boston, VA. ...View More Details

Sales Price:	$21,499
Est. Payment:	$405.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,387
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$21,499.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,546.86
Avg. DMV Fee	53.00
Cash Sale Price	$23,697.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,697.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$405.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Trax LT

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This low mileage second hand 2025 Chevrolet Trax LT FWD SUV below 28,000 miles, automatic transmission, and 26 MPG, 1.2L gas engine is for sale right now under $21K at Smart Ford in South Boston, VA. ...View More Details

Sales Price:	$20,295
Est. Payment:	$383.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,412
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$20,295.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,462.58
Avg. DMV Fee	53.00
Cash Sale Price	$22,409.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,409.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$383.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,295.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Escape SE

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This low mileage preowned 2020 Ford Escape SE FWD SUV under 27,000 miles, automatic transmission, and 26 MPG, 1.5L gas engine is for sale right now under $19K at Smart Ford in South Boston, VA. ...View More Details

Sales Price:	$18,999
Est. Payment:	$359.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,527
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$18,999.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,371.86
Avg. DMV Fee	53.00
Cash Sale Price	$21,022.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,022.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$359.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Active

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This low mileage second hand 2023 Ford Escape Active FWD SUV under 34,000 miles, automatic transmission, and 26 MPG, 1.5L gas engine is for sale right now under $21K at Smart Ford in South Boston, VA. ...View More Details

Sales Price:	$20,997
Est. Payment:	$396.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,486
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$20,997.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,511.72
Avg. DMV Fee	53.00
Cash Sale Price	$23,160.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,160.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$396.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

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This average mileage used 2022 Ford Escape SE FWD SUV under 76,000 miles, automatic transmission, and 26 MPG, 1.5L gas engine is for sale right now below $16K at Smart Ford in South Boston, VA. ...View More Details

Sales Price:	$15,999
Est. Payment:	$386.58 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,393
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$15,999.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,161.86
Avg. DMV Fee	53.00
Cash Sale Price	$17,812.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,812.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$386.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Nissan Kicks SR

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This low mileage preowned 2021 Nissan Kicks SR FWD hatchback below 29,000 miles, cvt transmission, and 26 MPG, 1.6L gas engine is for sale right now under $20K at Berglund Ford in Salem, VA. ...View More Details

Sales Price:	$19,664
Est. Payment:	$371.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,639
Location:	Salem, VA

Item	Amount
Used Car Price⁽¹⁾	$19,664.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,418.41
Avg. DMV Fee	53.00
Cash Sale Price	$21,734.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,734.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$371.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,664.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford EcoSport SES

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This above average mileage second hand 2020 Ford EcoSport SES AWD wagon below 97,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $12K at Smart Ford in South Boston, VA. ...View More Details

Sales Price:	$11,999
Est. Payment:	$365.04 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,931
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$11,999.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	881.86
Avg. DMV Fee	53.00
Cash Sale Price	$13,532.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,532.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$365.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $11,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Roanoke - Lynchburg Area

Metro Roanoke - Lynchburg Secondhand Used Vehicles with Payments Under $400 / Month

2023 Nissan Rogue S

2022 Ford Escape SE

2015 Honda Civic LX

2025 Volkswagen Taos S

2025 Chevrolet Trax LT

2020 Ford Escape SE

2023 Ford Escape Active

2022 Ford Escape SE

2021 Nissan Kicks SR

2020 Ford EcoSport SES

Greater Roanoke - Lynchburg Area Cities with Used Cars for Sale Below $400 / Month

Metro Roanoke - Lynchburg Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Roanoke - Lynchburg Area

Metro Roanoke - Lynchburg Secondhand Used Vehicles with Payments Under $400 / Month

2023 Nissan Rogue S

Nissan Rogue S

2023 Nissan Rogue S Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

2015 Honda Civic LX

Honda Civic LX

2015 Honda Civic LX Car Loan Estimate

2025 Volkswagen Taos S

Volkswagen Taos S

2025 Volkswagen Taos S Car Loan Estimate

2025 Chevrolet Trax LT

Chevrolet Trax LT

2025 Chevrolet Trax LT Car Loan Estimate

2020 Ford Escape SE

Ford Escape SE

2020 Ford Escape SE Car Loan Estimate

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

2021 Nissan Kicks SR

Nissan Kicks SR

2021 Nissan Kicks SR Car Loan Estimate

2020 Ford EcoSport SES

Ford EcoSport SES

2020 Ford EcoSport SES Car Loan Estimate

Greater Roanoke - Lynchburg Area Cities with Used Cars for Sale Below $400 / Month

Metro Roanoke - Lynchburg Area Counties with Used Cars for Sale Below $400 / Month

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