Roanoke - Lynchburg, VA Area Used Cars Under $40,000

2018 Ford F-250 Super Duty King Ranch

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This below average mileage second hand 2018 Ford F-250 Super Duty King Ranch 4x4 pickup below 67,000 miles, automatic transmission, and 23 MPG, 6.2L gas engine is for sale right now under $36K at Smart Ford of South Boston in South Boston, VA. ...View More Details

Sales Price:	$35,999
Est. Payment:	$778.87 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,427
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,561.86
Avg. DMV Fee	53.00
Cash Sale Price	$39,212.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,212.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$778.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 Raptor

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This average mileage preowned 2018 Ford F-150 Raptor 4x4 pickup under 84,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $40K at Smart Ford of South Boston in South Boston, VA. ...View More Details

Sales Price:	$39,499
Est. Payment:	$1031.27 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,454
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$39,499.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,806.86
Avg. DMV Fee	53.00
Cash Sale Price	$42,957.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,957.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$1031.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer Series II

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This low mileage preowned 2024 Jeep Wagoneer Series II 4x4 SUV below 58,000 miles, automatic transmission, and 23 MPG, 3.0L gas engine is for sale right now under $40K at Smart Ford of South Boston in South Boston, VA. ...View More Details

Sales Price:	$39,999
Est. Payment:	$798.55 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,884
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,841.86
Avg. DMV Fee	53.00
Cash Sale Price	$43,492.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,492.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$798.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volvo XC90 Recharge T8 Core Bright Theme

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This average mileage preowned 2023 Volvo XC90 Recharge T8 Core Bright Theme AWD SUV below 79,000 miles, automatic transmission, and 23 MPG, 2.0L hybrid engine is for sale right now under $37K at Smart Ford of South Boston in South Boston, VA. ...View More Details

Sales Price:	$36,999
Est. Payment:	$874.24 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,189
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,631.86
Avg. DMV Fee	53.00
Cash Sale Price	$40,282.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,282.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$874.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage preowned 2025 Ford Explorer Active AWD SUV below 50,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now below $38K at Aschenbach Ford in Wytheville, VA. ...View More Details

Sales Price:	$37,325
Est. Payment:	$746.01 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,018
Location:	Wytheville, VA

Item	Amount
Used Car Price⁽¹⁾	$37,325.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,654.68
Avg. DMV Fee	53.00
Cash Sale Price	$40,631.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,631.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$746.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,325.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage used 2025 Ford Explorer Active RWD SUV below 22,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $36K at Apple Ford of Danville in Danville, VA. ...View More Details

Sales Price:	$35,980
Est. Payment:	$670.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,055
Location:	Danville, VA

Item	Amount
Used Car Price⁽¹⁾	$35,980.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,560.53
Avg. DMV Fee	53.00
Cash Sale Price	$39,192.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,192.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$670.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Mazda CX-5 Grand Touring

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This low mileage second hand 2021 Mazda CX-5 Grand Touring AWD SUV below 4,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $37K at Berglund Ford in Salem, VA. ...View More Details

Sales Price:	$36,989
Est. Payment:	$689.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,234
Location:	Salem, VA

Item	Amount
Used Car Price⁽¹⁾	$36,989.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,631.16
Avg. DMV Fee	53.00
Cash Sale Price	$40,272.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,272.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$689.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-250 Super Duty King Ranch

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This low mileage preowned 2020 Ford F-250 Super Duty King Ranch 4x4 pickup under 23,000 miles, automatic transmission, and 23 MPG, 7.3L gas engine is for sale right now under $40K at Berglund Ford in Salem, VA. ...View More Details

Sales Price:	$39,989
Est. Payment:	$744.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,698
Location:	Salem, VA

Item	Amount
Used Car Price⁽¹⁾	$39,989.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,841.16
Avg. DMV Fee	53.00
Cash Sale Price	$43,482.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,482.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$744.04

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Carnival SX Prestige

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This low mileage used 2025 Kia Carnival SX Prestige FWD minivan below 21,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $40K at Nelson Ford in Martinsville, VA. ...View More Details

Sales Price:	$39,694
Est. Payment:	$738.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,292
Location:	Martinsville, VA

Item	Amount
Used Car Price⁽¹⁾	$39,694.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,820.51
Avg. DMV Fee	53.00
Cash Sale Price	$43,166.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,166.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$738.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,694.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger XL

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This low mileage preowned 2025 Ford Ranger XL 4x4 pickup below 5,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $36K at Berglund Ford in Salem, VA. ...View More Details

Sales Price:	$35,996
Est. Payment:	$670.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,747
Location:	Salem, VA

Item	Amount
Used Car Price⁽¹⁾	$35,996.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,561.65
Avg. DMV Fee	53.00
Cash Sale Price	$39,209.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,209.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$670.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,996.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Roanoke - Lynchburg Area

Metro Roanoke - Lynchburg Secondhand Used Vehicles Priced Below $40,000

2018 Ford F-250 Super Duty King Ranch

2018 Ford F-150 Raptor

2024 Jeep Wagoneer Series II

2023 Volvo XC90 Recharge T8 Core Bright Theme

2025 Ford Explorer Active

2025 Ford Explorer Active

2021 Mazda CX-5 Grand Touring

2020 Ford F-250 Super Duty King Ranch

2025 Kia Carnival SX Prestige

2025 Ford Ranger XL

Greater Roanoke - Lynchburg Area Cities with Used Cars for Sale Below $40K

Metro Roanoke - Lynchburg Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Roanoke - Lynchburg Area

Metro Roanoke - Lynchburg Secondhand Used Vehicles Priced Below $40,000

2018 Ford F-250 Super Duty King Ranch

Ford F-250 Super Duty King Ranch

2018 Ford F-250 Super Duty King Ranch Car Loan Estimate

2018 Ford F-150 Raptor

Ford F-150 Raptor

2018 Ford F-150 Raptor Car Loan Estimate

2024 Jeep Wagoneer Series II

Jeep Wagoneer Series II

2024 Jeep Wagoneer Series II Car Loan Estimate

2023 Volvo XC90 Recharge T8 Core Bright Theme

Volvo XC90 Recharge T8 Core Bright Theme

2023 Volvo XC90 Recharge T8 Core Bright Theme Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2021 Mazda CX-5 Grand Touring

Mazda CX-5 Grand Touring

2021 Mazda CX-5 Grand Touring Car Loan Estimate

2020 Ford F-250 Super Duty King Ranch

Ford F-250 Super Duty King Ranch

2020 Ford F-250 Super Duty King Ranch Car Loan Estimate

2025 Kia Carnival SX Prestige

Kia Carnival SX Prestige

2025 Kia Carnival SX Prestige Car Loan Estimate

2025 Ford Ranger XL

Ford Ranger XL

2025 Ford Ranger XL Car Loan Estimate

Greater Roanoke - Lynchburg Area Cities with Used Cars for Sale Below $40K

Metro Roanoke - Lynchburg Area Counties with Used Cars for Sale Below $40,000

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