Roanoke - Lynchburg, VA Area Used Cars Under $40,000

2023 Volvo XC90 Recharge T8 Core Bright Theme

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This average mileage preowned 2023 Volvo XC90 Recharge T8 Core Bright Theme AWD SUV under 79,000 miles, automatic transmission, and 20 MPG, 2.0L hybrid engine is for sale right now below $37K at Smart Ford of South Boston in South Boston, VA. ...View More Details

Sales Price:	$36,999
Est. Payment:	$874.24 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,189
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,631.86
Avg. DMV Fee	53.00
Cash Sale Price	$40,282.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,282.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$874.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 Raptor

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This average mileage second hand 2018 Ford F-150 Raptor 4x4 pickup below 84,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $40K at Smart Ford of South Boston in South Boston, VA. ...View More Details

Sales Price:	$39,499
Est. Payment:	$1031.27 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,454
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$39,499.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,806.86
Avg. DMV Fee	53.00
Cash Sale Price	$42,957.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,957.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$1031.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-250 Super Duty King Ranch

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This below average mileage second hand 2018 Ford F-250 Super Duty King Ranch 4x4 pickup under 67,000 miles, automatic transmission, and 20 MPG, 6.2L gas engine is for sale right now under $36K at Smart Ford of South Boston in South Boston, VA. ...View More Details

Sales Price:	$35,999
Est. Payment:	$778.87 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,427
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,561.86
Avg. DMV Fee	53.00
Cash Sale Price	$39,212.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,212.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$778.87

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer Series II

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This low mileage second hand 2024 Jeep Wagoneer Series II 4x4 SUV under 58,000 miles, automatic transmission, and 20 MPG, 3.0L gas engine is for sale right now below $40K at Smart Ford of South Boston in South Boston, VA. ...View More Details

Sales Price:	$39,999
Est. Payment:	$798.55 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,884
Location:	South Boston, VA

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,841.86
Avg. DMV Fee	53.00
Cash Sale Price	$43,492.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,492.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$798.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Explorer Platinum

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This low mileage preowned 2020 Ford Explorer Platinum AWD SUV under 26,000 miles, automatic transmission, and 20 MPG, 3.0L gas engine is for sale right now under $38K at Apple Ford of Danville in Danville, VA. ...View More Details

Sales Price:	$37,980
Est. Payment:	$707.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,948
Location:	Danville, VA

Item	Amount
Used Car Price⁽¹⁾	$37,980.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,700.53
Avg. DMV Fee	53.00
Cash Sale Price	$41,332.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,332.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$707.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage used 2025 Ford Explorer Active AWD SUV under 50,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $38K at Aschenbach Ford in Wytheville, VA. ...View More Details

Sales Price:	$37,325
Est. Payment:	$746.01 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,018
Location:	Wytheville, VA

Item	Amount
Used Car Price⁽¹⁾	$37,325.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,654.68
Avg. DMV Fee	53.00
Cash Sale Price	$40,631.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,631.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$746.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,325.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer L Series II

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This below average mileage second hand 2024 Jeep Wagoneer L Series II 4x4 SUV below 64,000 miles, automatic transmission, and 20 MPG, 3.0L gas engine is for sale right now under $40K at Duncan Ford Chrysler Dodge Jeep Ram in Rocky Mount, VA. ...View More Details

Sales Price:	$39,966
Est. Payment:	$863.18 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,733
Location:	Rocky Mount, VA

Item	Amount
Used Car Price⁽¹⁾	$39,966.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,839.55
Avg. DMV Fee	53.00
Cash Sale Price	$43,457.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,457.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$863.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,966.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 LT

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This low mileage second hand 2022 Chevrolet Silverado 1500 LT 4x4 pickup below 57,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now under $38K at Nelson Ford in Martinsville, VA. ...View More Details

Sales Price:	$37,684
Est. Payment:	$753.07 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,749
Location:	Martinsville, VA

Item	Amount
Used Car Price⁽¹⁾	$37,684.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,679.81
Avg. DMV Fee	53.00
Cash Sale Price	$41,015.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,015.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$753.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,684.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Mazda CX-5 Grand Touring

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This low mileage used 2021 Mazda CX-5 Grand Touring AWD SUV below 4,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now under $37K at Berglund Ford in Salem, VA. ...View More Details

Sales Price:	$36,989
Est. Payment:	$689.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,234
Location:	Salem, VA

Item	Amount
Used Car Price⁽¹⁾	$36,989.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,631.16
Avg. DMV Fee	53.00
Cash Sale Price	$40,272.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,272.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$689.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 King Ranch

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This below average mileage second hand 2022 Ford F-150 King Ranch 4x4 pickup below 62,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $39K at Nelson Ford in Martinsville, VA. ...View More Details

Sales Price:	$38,894
Est. Payment:	$840.40 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,783
Location:	Martinsville, VA

Item	Amount
Used Car Price⁽¹⁾	$38,894.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,764.51
Avg. DMV Fee	53.00
Cash Sale Price	$42,310.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,310.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$840.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,894.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Roanoke - Lynchburg Area